Old SEC vs. new SEC, Notre Dame’s last test and more ACC chaos ahead in Week 12
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Bill Connelly
Repeat after me: Most teams will lose another game.
We’re just close enough to the finish line of the regular season that we start to think things are locked into place. Oklahoma is the “first one out” in the College Football Playoff rankings — the Sooners are in trouble! Texas is 10th — the Longhorns are in! Five teams have one conference loss atop the ACC and American Conference; therefore, we’re guaranteed huge logjams with gross tiebreakers.
Maybe. But most teams will lose another game. There’s about a 1-in-3 chance that we end up with even a three-way tie of 7-1 teams atop the American, 1-in-5 in the ACC. Of the teams right on the borderline of the playoff — say, the ones ranked eighth through 14th — only one has greater than a 54% chance of winning out between now and Championship Weekend, and there’s only about a 0.1% chance they all do.
There’s still a lot of football to be played, in other words. Week 12 gives us a couple of games pitting new guard versus old guard in SEC country, plus high-leverage contests in Pittsburgh, New Orleans and Harrisonburg, Virginia. Here’s everything you need to follow on a big-as-ever mid-November Saturday.
All times Eastern, all games on Saturday unless otherwise noted.
New SEC vs. Old SEC
Well, this is convenient scheduling. The SEC’s two sparkly, new, big-brand programs are both on the borderline of a possible playoff bid, and both need to come up big on the road against the programs that have basically served as the league’s final bosses for the past 16 years. The storylines sometimes write themselves.
No. 10 Texas at No. 5 Georgia (7:30 p.m., ABC)
For all of the ups and downs of this season — Arch Manning‘s repeated struggles, the whiplash combination of a loss to Florida and a blowout of Oklahoma — the Longhorns are still in solid playoff shape, but they’ll need to go at least 2-1 (and maybe 3-0) against Georgia, Arkansas and Texas A&M.
With the season on the line two weeks ago against Vanderbilt, coach Steve Sarkisian took Texas’ offense back to basics in a very Sarkisian way, with lots of eye candy and quick passes to the perimeter. Manning completed 25 of 33 passes for 328 yards and 3 touchdowns — great stats considering he didn’t complete a pass thrown more than 17 yards downfield.
Manning completed 11 passes at or behind the line of scrimmage, and Texas gained 172 yards, a level of risk-free explosiveness every offense craves. The Longhorns might generate success with this type of passing against Georgia as well. The Bulldogs are elite in run defense and prevent big plays really well, but they create almost no negative plays and force almost no turnovers. They trust their ability to adapt in-game and force the issue when they have to, but on passes thrown within 5 yards of the line of scrimmage, they rank 90th in yards allowed per attempt (5.7). If the Dawgs struggle in this regard, it will negate their advantages against a poor Texas running game, and they’ll allow Manning to avoid the passing downs in which he has often struggled.
Actually, expect a lot of short, crisp passes no matter who has the ball. That has also been Georgia’s approach.
In terms of risk-free explosiveness, Zachariah Branch has been one of the better players in the SEC. Of his 53 receptions, 31 have been caught behind the line, but he is averaging 8.3 yards after the catch, with eight receptions of 20-plus yards. He tests a defense’s discipline, and the running game has improved enough to give the Dawgs many ways to stay on schedule. Texas’ defense is the best Georgia has seen. The Horns are dynamite against the run, and starting safeties Michael Taaffe and Jelani McDonald are expected to play after recent injuries.
Current line: UGA -5.5 | SP+ projection: UGA by 4.4 | FPI projection: UGA by 2.3
No. 11 Oklahoma at No. 4 Alabama (3:30 p.m., ABC)
A year ago, Oklahoma manhandled a two-loss Alabama team, knocking the Crimson Tide from playoff contention with a 24-3 upset. OU now heads to Tuscaloosa for just the second time (and first time as an SEC member), cast as the two-loss team that probably can’t afford a blowout road loss.
In their first must-win, two weeks ago in Knoxville, the Sooners treaded water for a half, getting dominated statistically but surviving on turnovers, then played superior second-half ball in a 33-27 win over Tennessee. They probably can’t afford another poor first half, and that might be a problem because Alabama is one of the best first-half teams in the country. The Crimson Tide can’t always apply the dagger — they almost let Georgia, Missouri and South Carolina all complete second-half comeback wins — but their scoring margin is plus-108 before halftime (and minus-3 in the third quarter).
Bama has averaged just 4.9 yards per play and a decent 23.4 points per game against SP+ top-30 defenses. Ranked third, OU’s defense is by far the best the Tide have faced, though it might not be at full strength if end R Mason Thomas and tackle Jayden Jackson, both listed as questionable, can’t go.
OU leads the nation in rushing success rate* allowed, while Bama’s run game ranks 109th. Ty Simpson and the Tide will have to succeed through the air, but the Sooners also rank ninth in passing success rate allowed. If the Tide get to even 23 points, they should be thrilled.
(* Success rate: How frequently an offense is gaining 50% of necessary yardage on first down, 70% on second and 100% on third or fourth.)
Can OU get to 23, then? Bama has shown some vulnerability against the run, and the Sooners’ run game has perked up of late, with 239-pound sophomore running back Xavier Robinson grinding out 224 yards in the past two games. With quarterback John Mateer using his legs as well, OU’s offense has been excellent in the red zone, and the Sooners might get away with creating fewer scoring chances. Still, in his past four games, Mateer has averaged just 5.0 yards per dropback. That probably won’t get it done if you’re hunting for a huge road win.
Current line: Bama -6.5 | SP+ projection: Bama by 1.3 | FPI projection: Bama by 5.8
The last big test for Notre Dame
No. 9 Notre Dame at No. 22 Pitt (noon, ABC)
In 2017, Miami was second in the nation and two wins from a CFP berth. But freshman Kenny Pickett produced three touchdowns (one passing, two rushing), and unranked Pitt shocked the Hurricanes 24-14. Miami lost out from there.
In 2003, Virginia Tech, ranked fifth, visited Heinz Field, having just blown out No. 2 Miami. Rod Rutherford threw two touchdown passes (one to some guy named Larry Fitzgerald) and rushed for another, and No. 25 Pitt beat the Hokies 31-28. Tech went on to lose four of five.
Once per decade, Pitt absolutely ruins a top team’s season at home. It hasn’t happened in the 2020s, but maybe we’re due? Notre Dame visits Pitt, needing three more wins to secure another CFP bid, but considering the last two are against Syracuse (98% win probability, per SP+) and Stanford (97%), this is the big one.
After losing to Miami and Texas A&M to start the season, the Fighting Irish have won seven straight games by an average of 41-14. But aside from USC, Pitt is the best team they’ve played in this span. That’s an incredible thing to say if you watched the Panthers in September.
Pitt began the year 2-2, but somehow, coach Pat Narduzzi saved the season by installing a freshman quarterback. Mason Heintschel has charged straight into the top 25 in my power-conference quarterback rankings; he leaves the pocket quite a bit and fires the ball to a trio of explosive receivers in Kenny Johnson, Raphael Williams Jr. and Cataurus Hicks. Heintschel’s Panthers have won five straight, and the last one came without injured star running back Desmond Reid. Reid is expected to play Saturday, and if he can find success between the tackles against a banged-up Notre Dame front, that would help the freshman significantly.
Pitt’s defense is uniquely aggressive. The Panthers are second nationally in yards allowed per carry, they’re seventh in pressure rate, and they force quarterbacks to make big throws that college passers often can’t make. (They could also be healthier than they’ve been in a while if linebacker Rasheem Biles and safety Cruce Brookins return as expected.) That will put a lot on the shoulders of Notre Dame quarterback CJ Carr. But Carr might be OK with that.
If he were a bit more mobile, Carr’s radar chart would be a nearly perfect circle. The redshirt freshman is seventh on my QBs list and 10th in Total QBR, and the Irish are far more capable of creating big-pass plays this year because of Carr and speedy targets such as Malachi Fields and Will Pauling. Pitt might be more capable than most of bottling up surging running back Jeremiyah Love, but that doesn’t mean Carr can’t beat them.
Current line: Irish -12.5 (up from -10.5 on Sunday) | SP+ projection: Irish by 7.2 | FPI projection: Irish by 8.1
Chaos likely continues in the ACC
The ACC is a beautiful mess. Five teams have one conference loss — Georgia Tech, Virginia, Pitt, SMU and Duke — and there are only two remaining head-to-heads among them. But those head-to-heads mean that, at most, three teams can finish at 7-1: This week’s Virginia-Duke winner (about a 72% chance, per SP+), next week’s Georgia Tech-Pitt winner (currently 65%) and SMU (40%).
There’s only a 19% chance that three teams reach 7-1 and a 45% chance that two do. The latter would be clean and easy, but that doesn’t appear to be something this conference believes in.
No. 19 Virginia at Duke (3:30 p.m., ESPN2)
Duke is the ACC’s doom scenario. The Blue Devils went 1-3 in nonconference play with losses at Tulane and UConn — why the hell are you playing at both Tulane and UConn?? — but they’re 4-1 in the ACC, and the projected favorites in each remaining game. If they win the league, would they get into the CFP over a second Group of 5 team like a hypothetical 12-1 James Madison?
Duke’s defense has imploded in Manny Diaz’s second season, but the offense has scored at least 34 points in five of its past six games. Quarterback Darian Mensah and the Blue Devils will score Saturday. Will Virginia? Quarterback Chandler Morris left the Wake Forest loss because of a head/neck injury, but the team seems optimistic that he’ll be ready to play.
The Cavaliers’ offense has underachieved against projections by double digits in three of the past four games, though, and Morris was healthy for most of that stretch. That’s a bad sign, but if UVA can keep it close in the second half, the advantage shifts: The Hoos are 4-2 in one-score finishes, while Duke is 1-2.
Current line: Duke -4.5 (down from -6.5) | SP+ projection: Duke by 1.6 | FPI projection: Duke by 2.5
No. 16 Georgia Tech at Boston College (3:30 p.m., ACCN)
Per SP+, the Boston College offense is its worst in three years, and the Eagles’ defense is their worst since 1978. Georgia Tech has its own defensive issues, but nothing like that. Meanwhile, the Yellow Jackets are coming off a bye week, in which the gutty Haynes King — maybe the hottest QB in the country this side of Julian Sayin — got a much-needed Saturday off from getting hit repeatedly.
Assuming the Jackets survive this one, they’ll face two enormous home games to finish the regular season. First, they’ll play Pitt with a potential ACC championship game bid on the line; then they’ll play Georgia in a revenge attempt that coach Brent Key has been dreaming about for a year. This will be fun.
Current line: Tech -16.5 | SP+ projection: Tech by 18.6 | FPI projection: Tech by 14.3
It’s all happening in Tier 4
For the past few weeks, I’ve been referencing playoff tiers. The three teams in Tier 1 are all but certain to reach the CFP, while five teams in Tier 2 average around an 86% chance, and each of the three in Tier 3 is around 50-50.
Tier 4, meanwhile, is the Thunderdome, with 10 or 11 teams fighting for what might be two bids at most. A large portion of Tier 4 is involved in the ACC title race, but others have work to do in Week 12.
No. 21 Iowa at No. 17 USC (3:30 p.m., BTN)
Iowa has lost three games, including two against top-10 opponents, by 10 combined points. I appreciate that the CFP committee still ranks the Hawkeyes, even though the AP has been underrating them all season, and their much-improved run game could do serious damage against a USC defense that ranks 126th in rushing success rate allowed. The Trojans are solid against the pass, but that doesn’t really matter in an Iowa game.
When USC has the ball, it’s elite versus elite. The Trojans rank fourth in points per drive, and Iowa’s defense is seventh. The Hawkeyes have played against two top-15 offenses (per SP+) and have allowed 31 total points; USC played against two top-15 defenses and scored 55. What happens in this one? And what role might the weather play? The forecast suggests early-afternoon downpours (and maybe some thunder) in L.A. It’s rude of the Hawkeyes to bring their weather with them.
Current line: USC -6.5 | SP+ projection: USC by 4.5 | FPI projection: USC by 7.5
Clemson at No. 20 Louisville (Friday, 7:30 p.m., ESPN)
Clemson might — might — finally be figuring things out. The Tigers have averaged 37 points per game in Cade Klubnik‘s past four starts, and after getting torched by SMU and Duke, the defense showed up and shut down Florida State last week.
Clemson’s defensive front isn’t as disruptive as expected, but it might be good enough to give Louisville problems. Though running back injuries have been problematic for the Cardinals, the fact that they’ve gained zero or fewer yards on 34.0% of their snaps this year (106th nationally) is even more damaging. If quarterback Miller Moss doesn’t have time in the pocket, Louisville might be eliminated from the ACC and CFP hunts by Saturday morning.
Current line: Louisville -2.5 | SP+ projection: Louisville by 5.9 | FPI projection: Louisville by 1.2
No. 13 Utah at Baylor (7 p.m., ESPN2)
Baylor’s defense has held the Bears back all season, allowing 37 points per game in four losses. But it’s coming off by far its best performance of the season in a 30-3 blowout of UCF, and it generally prevents big plays pretty well.
Of course, Utah doesn’t make big plays and still blows out teams. The Utes’ seven wins have come by an average of 36 points, and they’ve lost only to the Big 12’s two highest-ranked teams. Quarterback Devon Dampier pilots a devastatingly efficient attack, and Utah might have the best defense Baylor’s Sawyer Robertson has seen all year.
Current line: Utah -7.5 | SP+ projection: Utah by 13.5 | FPI projection: Utah by 8.7
No. 18 Michigan at Northwestern (noon, Fox)
I expected Northwestern to give USC more of a challenge in last week’s 38-17 loss, but the Wildcats get an immediate shot at redemption against Michigan. This one might stay close because of lack of tempo alone — don’t expect more than 10-11 drives for either team — and if Caleb Komolafe and Northwestern’s running game can get going against a merely solid Michigan run defense, this one could get tense at Wrigley Field. Of course, if the Wolverines force Northwestern behind schedule regularly, this one has 24-6 written all over it.
Current line: Michigan -11.5 | SP+ projection: Michigan by 11.4 | FPI projection: Michigan by 9.0
NC State at No. 15 Miami (3:30 p.m., ESPN)
Miami handled Syracuse just fine last week, but the offense has underachieved against SP+ projections by nearly a touchdown per game since Week 3. A lack of big plays holds back the Canes, but NC State’s defense is, shall we say, quite accommodating in that regard. And with the way NC State quarterback CJ Bailey has played lately, basically every Wolfpack game has track meet potential.
Current line: Miami -15.5 | SP+ projection: Miami by 17.2 | FPI projection: Miami by 15.0
This week in the Group of 5
In the American Conference, four teams could finish 7-1. This week’s USF-Navy winner has excellent odds (about 81%, per SP+), while North Texas is at 73%, Tulane 45% and East Carolina 24%. There’s only a 6% chance that they all get there, but there’s still about a 1-in-3 chance for three to finish with one conference loss.
We’re only starting to figure out who will get the Group of 5’s CFP bid, in other words. And though four contenders — USF, Tulane, North Texas and Sun Belt favorite James Madison — are pretty much double-digit favorites Saturday, here’s where I break out the odds again: There’s only a 45% chance they all win. Intrigue!
No. 24 South Florida at Navy (noon, ESPN2)
The thing about being as good (and frequent) a rusher as Navy’s Blake Horvath is that you will get hit. A lot. He suffered an injury in Navy’s loss to North Texas and missed the loss to Notre Dame. If he plays, he and the Midshipmen could hog the ball and keep USF’s up-tempo offense on the sideline. But the Bulls have scored at least 48 in five of their past six games; they might score on every drive, regardless.
Current line: USF -9.5 | SP+ projection: USF by 6.6 | FPI projection: USF by 10.3
Florida Atlantic at Tulane (4 p.m., ESPN+)
FAU plays at a ridiculous tempo and goes for it on fourth down whenever possible. The Owls are explosive enough to damage a Tulane defense that ranks 92nd in points per drive and has given up 80 points in the past two weeks. FAU’s defense is much worse, however. Even in a track meet, Jake Retzlaff and the Green Wave have the edge.
Current line: Tulane -17.5 | SP+ projection: Tulane by 13.4 | FPI projection: Tulane by 14.3
North Texas at UAB (2 p.m., ESPN+)
This one’s similar to FAU-Tulane. UAB can wing the ball around and score some points, but the Blazers have given up at least 24 points in every game and at least 38 in five. Drew Mestemaker and the North Texas offense average 44.4 points and 487.8 yards per game. UAB already played its miracle card in the upset of Memphis; the Blazers probably don’t have another one.
Current line: UNT -18.5 | SP+ projection: UNT by 22.3 | FPI projection: UNT by 16.4
Appalachian State at James Madison (3:30 p.m., ESPN+)
App State was a pleasant surprise at 4-2, but the Mountaineers have lost three straight one-score games, and now they have to head to JMU to face quarterback Alonza Barnett III and a Dukes offense that has scored 150 combined points in its past three games. App wrecked JMU’s unbeaten start in 2023, its last trip to Harrisonburg, but this one would be quite the upset.
Current line: JMU -20.5 | SP+ projection: JMU by 22.7 | FPI projection: JMU by 17.3
Week 12 chaos superfecta
We’re once again using this space to will chaos into existence, looking at four carefully curated games with pretty big point spreads and mashing them together into a much more upset-friendly number. Thanks to Virginia’s loss to Wake Forest last Saturday, we’ve won in back-to-back weeks to move to 6-5 for the season.
Let’s make it three in a row! I basically crafted a superfecta in talking about the G5 games above, but here’s another one: SP+ says there’s only a 45% chance that Michigan (76% win probability against Northwestern), Utah (80% against Baylor), Miami (86% against NC State) and Ole Miss (86% against Florida) all win. Which one do you think goes down?
Week 12 playlist
Here are some more games you should pay attention to if you want to get the absolute most out of the weekend, from both information and entertainment perspectives.
Friday evening
Minnesota at No. 8 Oregon (9 p.m., Fox). The Big Ten-ification of Oregon continues: The Ducks have won their past two games by scores of 21-7 and 18-16. They just survived a cold, wet rock fight in Iowa City, and if Minnesota’s defense actually plays well on the road for the first time all year — a big if at this point — Oregon could end up in another one. But apparently, the Ducks are good at them!
Current line: Oregon -25.5 | SP+ projection: Oregon by 25.5 | FPI projection: Oregon by 25.4
Early Saturday
South Carolina at No. 3 Texas A&M (noon, ESPN). Under Shane Beamer, South Carolina is 3-18 as an underdog in September and October but 6-4 in November. The Gamecocks are trudging through a lost season, but they are still athletic and dangerous. Of course, A&M might be upset-proof at this point. The Aggies have overachieved against SP+ projections by 12.2 points per game since the start of October.
Current line: A&M -19.5 | SP+ projection: A&M by 21.5 | FPI projection: A&M by 12.5
Wisconsin at No. 2 Indiana (noon, BTN). Indiana has played six teams ranked worse than 60th in SP+ and has won those games by an average of 51-9. Wisconsin is 90th. The Badgers’ defense has rounded into form, and freshman QB Carter Smith added a decent dimension to the run game in last week’s upset of Washington, but … no. Hoosiers roll.
Current line: IU -29.5 | SP+ projection: IU by 34.6 | FPI projection: IU by 28.7
Arizona at No. 25 Cincinnati (noon, FS1). Next week, Cincinnati hosts BYU in a game that might make the difference in a Big 12 championship game bid. But first, the Bearcats have to survive an Arizona team that has won two straight and still has a shot at eight or nine wins. The Wildcats have an excellent defense, but Brendan Sorsby is the best QB they’ve faced all season.
Current line: Cincy -6.5 | SP+ projection: Cincy by 2.1 | FPI projection: Cincy by 4.6
Arkansas at LSU (12:45 p.m., SECN). Arkansas is a projected underdog in its final three games, so there’s a chance that a team with a top-10 offense (seventh in offensive SP+) finishes 2-10. I wouldn’t have thought that possible, but Arkansas is a place of wonders. Of course, LSU’s offense is in enough disarray that it might not even be able to punish the Hogs’ horrid defense. The stakes aren’t high, but morbid curiosity puts this one high on my list.
Current line: LSU -5.5 | SP+ projection: LSU by 4.6 | FPI projection: LSU by 5.2
Saturday afternoon
UCF at No. 7 Texas Tech (3:30 p.m., Fox). UCF still has a shot at bowl eligibility and is athletic enough to land some shots if Tech is weary after last week’s big “College GameDay” party. But here’s a foreboding combination: The Knights rank 81st in points per drive and haven’t faced a top-40 defense (per SP+) yet. Tech’s defense ranks fifth in SP+.
Current line: Tech -23.5 | SP+ projection: Tech by 23.9 | FPI projection: Tech by 18.2
Memphis at East Carolina (4 p.m., ESPNU). If ECU wins this home toss-up, the Pirates shift into prime contention in the American. SP+ still likes Memphis, but what do the Tigers have left in the tank after last week’s heartbreaking loss to Tulane? ECU’s hostile defense takes risks, creates havoc and leaves itself vulnerable to counterpunches. My favorite kind of defense.
Current line: ECU -2.5 | SP+ projection: Memphis by 0.9 | FPI projection: ECU by 0.3
North Carolina at Wake Forest (4:30 p.m., The CW). Two of the hottest defenses in the country have made this one more interesting than you (or I) probably expected. Wake has allowed 14 or fewer points in three of its past four games, while UNC has climbed back to 4-5 and still has bowl hopes because of a defense that has allowed 15.8 points per game over the past month. Take the under.
Current line: Wake -6.5 | SP+ projection: Wake by 9.3 | FPI projection: Wake by 4.9
Penn State at Michigan State (3:30 p.m., CBS). Since the two-game collapse that cost James Franklin his job, Penn State has been solid, hanging with Ohio State for a half and dropping heartbreakers to Iowa and Indiana. The 3-6 Nittany Lions could still make a bowl push, but MSU’s defense is improving, and the offense could spring some surprises with dueling quarterbacks Aidan Chiles and Alessio Milivojevic.
Current line: PSU -7.5 | SP+ projection: PSU by 14.6 | FPI projection: PSU by 9.1
New Mexico State at No. 23 Tennessee (4:15 p.m., SECN). After a week off to digest its likely elimination from the CFP hunt, Tennessee now rallies for a homestretch that includes a trip to Florida and a potential chance to ruin Vanderbilt’s CFP hopes over Rivalry Week. But first, a visit from an NMSU team that plays as physically as possible but doesn’t have the offensive weapons to make this a game.
Current line: UT -40.5 | SP+ projection: UT by 32.8 | FPI projection: UT by 38.8
Saturday evening
Florida at No. 6 Ole Miss (7 p.m., ESPN). A loss at Florida derailed Ole Miss’ playoff hopes last year and prevented one of the best Rebel teams from a shot at the national title. I bet Lane Kiffin remembers that.
Current line: Ole Miss -14.5 | SP+ projection: Ole Miss by 17.3 | FPI projection: Ole Miss by 10.0
UCLA at No. 1 Ohio State (7:30 p.m., NBC). Ohio State hasn’t played in a game decided by fewer than 18 points since Week 1 against Texas. The unbeaten Buckeyes have cruised along in about third gear for a while, but this week might be a good time to get a merely solid run game going — UCLA ranks 136th nationally in rushing success rate allowed and 104th in yards allowed per carry.
Current line: OSU -32.5 | SP+ projection: OSU by 35.4 | FPI projection: OSU by 33.9
Mississippi State at Missouri (7:45 p.m., SECN). With Mizzou’s Beau Pribula out against Texas A&M (he’s listed as doubtful this week), third-stringer Matt Zollers went just 7-for-22. Can MSU stack the box against a good run game and force Zollers to make big throws? With QB Blake Shapen coming off an injury as well, can the Bulldogs punish a good defense that fell apart late against the Aggies?
Current line: Mizzou -7.5 | SP+ projection: Mizzou by 11.4 | FPI projection: Mizzou by 7.1
Purdue at Washington (7 p.m., FS1). Purdue has improved this season, from 121st to 84th in SP+, but the Boilermakers have just a 2-8 record (0-3 in one-score finishes) to show for it. Can they throw a scare in a young Washington team that laid an egg in Madison last week? Probably not. Against defenses outside of the SP+ top 50, the Huskies average 49.4 points per game and 8.0 yards per play.
Current line: UW -16.5 | SP+ projection: UW by 20.7 | FPI projection: UW by 15.3
Kennesaw State at Jacksonville State (8 p.m., ESPNU). We have three main contenders in the Conference USA race; these are two of them. JSU, the defending champ, has won four in a row behind an excellent run game, but KSU has won seven in a row. Jerry Mack’s Owls combine big pass plays with a defense that creates negative plays and ranks 32nd in points allowed per drive.
Current line: KSU -3.5 | SP+ projection: KSU by 2.3 | FPI projection: KSU by 0.3
Late Saturday
TCU at No. 12 BYU (10:15 p.m., ESPN). TCU’s offense has disappointed in the past two weeks, and any hopes of a Big 12 title went out the window with last week’s 20-17 loss to Iowa State. The Horned Frogs have the defense to screw up BYU’s CFP hopes, but it will require quarterback Josh Hoover‘s best game in weeks, and against a top-20 Cougars defense.
Current line: BYU -4.5 | SP+ projection: BYU by 7.7 | FPI projection: BYU by 6.7
Boise State at San Diego State (10:30 p.m., CBSSN). SDSU’s playoff hopes are kaput after last week’s blowout loss to Hawai’i, but the Aztecs are still Mountain West co-favorites with Boise State, and the winner of this one might have home-field advantage in the conference title game. BSU quarterback Maddux Madsen will miss the game because of a lower-leg injury, but he could be back by the postseason.
Current line: SDSU -2.5 | SP+ projection: SDSU by 1.6 | FPI projection: BSU by 3.4
Smaller-school showcase
Let’s once again save a shout-out for the glorious lower levels of the sport. Here are three games you should track.
FCS: No. 13 Illinois State at No. 15 South Dakota State (3 p.m., ESPN+). Three weeks ago, South Dakota State was 7-0 and headlining a 1-versus-2 matchup with North Dakota State. Now, the Jackrabbits are 7-3, having fallen apart after an injury to starting quarterback Chase Mason. His status for Saturday is uncertain, but one way or the other, the Jacks need a win, especially with another ranked opponent (North Dakota) on the docket for next week. They were hoping for a top seed, and now they’re just hoping for a playoff berth. ISU, meanwhile, has won three in a row to get to 7-3 and the brink of a playoff bid, as well. This isn’t a pure win-and-you’re-in game, but it’s close.
SP+ projection: SDSU by 6.7
Division II (CIAA championship): No. 9 Virginia Union vs. No. 16 Johnson C. Smith (3 p.m., HBCU Go). The CIAA championship game is particularly interesting this year. Virginia Union has won the past two conference titles and reached the D-II quarterfinals in 2024; the Panthers are riding an eight-game winning streak (average score: 43-14). JCSU, however, hasn’t won the CIAA crown since 1969. The Golden Bulls have won six in a row since a 28-10 loss at VUU, and they’re one win from their first D-II playoff berth. Can they shine in Durham with history on the line?
SP+ projection: VUU by 7.3
FCS: No. 10 UC Davis at No. 3 Montana State (10:30 p.m., ESPN2). Montana and Montana State are unbeaten in Big Sky play, and we’re only a week from the Brawl of the Wild, one of the sport’s most picturesque rivalries. But MSU’s conference title hopes would take a hit with a loss to a UC Davis team that probably doesn’t defend enough but can keep up in a track meet with redshirt freshman quarterback Caden Pinnick and backs Jordan Fisher and Carter Vargas.
SP+ projection: MSU by 12.1
College football’s championship weekend delivered a mix of compelling drama and blowouts.
In Atlanta, Georgia dominated Alabama and won the SEC for a second year in a row. The Bulldogs held the Tide to 209 total yards and locked up a first-round bye. UGA, the No. 3 seed, will play the winner of the matchup of No. 6 Ole Miss vs. No. 11 Tulane in the Allstate Sugar Bowl.
It was a similar story in the Big 12 where Texas Tech broke open the game with BYU in the second half. The Red Raiders forced four turnovers in the 34-7 win. Texas Tech is the No. 4 seed and will face either No. 5 Oregon or No. 12 James Madison in the Capital One Orange Bowl.
The real drama was reserved for the Big Ten and ACC championships. Indiana won its first conference title since 1967 and took down No. 1 Ohio State. The Hoosiers will be the No. 1 seed while the Buckeyes fell just one spot to No. 2 The undefeated Hoosiers will have their first playoff game at the Rose Bowl presented by Prudential against the winner of the No. 8 Oklahoma-No. 9 Alabama matchup. Ohio State faces the winner of No. 10 Miami vs. No. 7 Texas A&M in the Goodyear Cotton Bowl.
Duke‘s upset of Virginia in the ACC title game opened the door for two Group of 5 teams — Tulane (which won the American) and James Madison (Sun Belt winner).
After months of rankings, seedings and countless debates, we have a 12-team bracket that brings about plenty of enticing questions and intriguing possibilities.
Can Oregon, Indiana, Texas A&M or Texas Tech bring home its first national title? Can Ohio State repeat? Will a Group of 5 team get its first-ever CFP win?
Here are our full picks for the 12-team College Football Playoff.
Andrea Adelson
First round
Oregon 55, JMU 13
Bama 20, Oklahoma 17
Ole Miss 35, Tulane 14
Miami 27, Texas A&M 24
Quarterfinals
Oregon 35, Texas Tech 30
Indiana 30, Alabama 20
Georgia 40, Ole Miss 24
Ohio State 24, Miami 21
Semifinals
Ohio State 27, Georgia 24
Indiana 35, Oregon 31
National title game
Ohio State 21, Indiana 20
Kyle Bonagura
First round
Oregon 49, James Madison 24
Texas A&M 31, Miami 24
Ole Miss 38, Tulane 24
Alabama 31, Oklahoma 28
Quarterfinals
Texas Tech 28, Oregon 27
Georgia 35, Ole Miss 21
Ohio State 24, Texas A&M 14
Indiana 35, Alabama 27
Semifinals
Ohio State 24, Georgia 17
Indiana 28, Texas Tech 24
National title game
Indiana 17, Ohio State 10
Bill Connelly
First round
Oregon 41, James Madison 24
Oklahoma 27, Alabama 17
Ole Miss 35, Tulane 20
Texas A&M 31, Miami 28
Quarterfinals
Texas Tech 38, Oregon 34
Indiana 30, Oklahoma 7
Georgia 27, Ole Miss 23
Ohio State 24, Texas A&M 13
Semifinals
Texas Tech 27, Indiana 23
Georgia 17, Ohio State 16
National title game
Texas Tech 28, Georgia 20
David Hale
First round
Oregon 35, JMU 13
Ole Miss 48, Tulane 24
Alabama 17, Oklahoma 10
Miami 27, Texas A&M 21
Quarterfinals
Texas Tech 24, Oregon 21
Indiana 20, Alabama 10
Georgia 30, Ole Miss 21
Ohio State 34, Miami 24
Semifinals
Indiana 30, Texas Tech 28
Georgia 27, Ohio State 24
National title game
Georgia 24, Indiana 20
Eli Lederman
First round
Oregon 38, James Madison 10
Ole Miss 31, Tulane 20
Alabama 21, Oklahoma 10
Texas A&M 38, Miami 31
Quarterfinals
Oregon 24, Texas Tech 17
Indiana 23, Alabama 10
Georgia 41, Ole Miss 30
Ohio State 30, Texas A&M 17
Semifinals
Indiana 20, Oregon 17
Georgia 27, Ohio State 20
National title game
Georgia 31, Indiana 17
Max Olson
First round
Oregon 34, James Madison 17
Alabama 13, Oklahoma 10
Ole Miss 38, Tulane 14
Texas A&M 27, Miami 24
Quarterfinals
Texas Tech 27, Oregon 20
Indiana 24, Alabama 17
Georgia 41, Ole Miss 31
Ohio State 27, Texas A&M 17
Semifinals
Indiana 17, Texas Tech 16
Georgia 35, Ohio State 31
National title game
Georgia 31, Indiana 20
Adam Rittenberg
First round
Oregon 38, James Madison 13
Ole Miss 34, Tulane 16
Alabama 20, Oklahoma 17
Miami 31, Texas A&M 28
Quarterfinals
Texas Tech 23, Oregon 20
Indiana 24, Alabama 16
Georgia 31, Ole Miss 21
Ohio State 27, Miami 20
Semifinals
Indiana 20, Texas Tech 17
Ohio State 19, Georgia 16
National title game
Ohio State 24, Indiana 20
Mark Schlabach
First round
Oregon 51, JMU 17
Alabama 17, Oklahoma 14
Ole Miss 42, Tulane 20
Miami 28, Texas A&M 20
Quarterfinals
Texas Tech 35, Oregon 31
Indiana 31, Alabama 14
Georgia 35, Ole Miss 28
Ohio State 24, Miami 17
Semifinals
Ohio State 27, Georgia 24
Indiana 42, Texas Tech 38
National title game
Indiana 24, Ohio State 20
Jake Trotter
First round
Oregon 38, James Madison 10
Oklahoma 17, Alabama 16
Ole Miss 30, Tulane 14
Miami 27, Texas A&M 23
Quarterfinals
Texas Tech 25, Oregon 17
Indiana 24, Oklahoma 13
Georgia 35, Ole Miss 14
Ohio State 21, Miami 13
Semifinals
Indiana 19, Texas Tech 17
Ohio State 16, Georgia 14
National title game
Ohio State 21, Indiana 20
Paolo Uggetti
First round
Oklahoma 21, Alabama 17
Oregon 38, JMU 14
Miami 27, Texas A&M 24
Ole Miss 31, Tulane 21
Quarterfinals
Indiana 34, Oklahoma 20
Oregon 24, Texas Tech 21
Georgia 21, Ole Miss 17
Ohio State 27, Miami 20
Semifinals
Indiana 23, Oregon 20
Georgia 24, Ohio State 17
National title game
Indiana 21, Georgia 17
Dave Wilson
First round
Oregon 44, James Madison 13
Texas A&M 27, Miami 17
Ole Miss 31, Tulane 24
Oklahoma 23, Alabama 17
Quarterfinals
Texas Tech 24, Oregon 20
Georgia 44, Ole Miss 17
Ohio State 21, Texas A&M 20
Indiana 24, Oklahoma 10
Semifinals
Georgia 27, Ohio State 17
Indiana 24, Texas Tech 17
National title game
Georgia, 17, Indiana 14
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Bill Connelly
Championship Week came and went with one last burst of uncertainty. The politicking is mercifully over. The bracket is set for the second 12-team College Football Playoff, and it is an incredible mix of stalwarts and new blood.
Five teams from last year’s field return. Four of the five teams with the most CFP appearances — Alabama (ninth appearance), Ohio State (seventh), Georgia (fifth), Oklahoma (fifth) — are here, too.
But the No. 1 seed is an Indiana team that just won its first Big Ten title in 58 years and had, until earlier this year, lost more games than any other program in the history of college football. No. 4 seed Texas Tech has never finished in the top 10 and just won its first outright conference title since 1955 (when it was in the Border Conference). No. 6 seed Ole Miss has its best record in 63 years, and No. 7 Texas A&M has its best record in 34 years.
Miami, potentially looking at its first top-10 season in 22 years, eked out a bid. Tulane is here! The Green Wave are on their best run since the 1930s! James Madison is here, too! The Dukes were in FCS four years ago!
New blood, bluebloods, great offenses, great defenses. The stakes are set. Let’s talk about why each playoff team will — or won’t — win the national title.
All times Eastern.
Title odds, per SP+: 23.5% (No. 2 favorite)
Quarterfinal opponent: vs. Oklahoma-Alabama winner (first-round bye)
Why they will win it all: No known weakness. Are you a “defense wins championships” person? Indiana ranks second in defensive SP+, third in points allowed per drive and sixth in success rate* allowed. The Hoosiers just held Ohio State to its lowest point total in 18 games. Do you like defensive disruption? They’re second in stuff rate (run stops at or behind the line) and seventh in sack rate.
(* Success rate: How frequently an offense is gaining 50% of necessary yardage on first down, 70% on second and 100% on third or fourth.)
Need to know that your title pick has a QB it can count on in big moments? Fernando Mendoza is third in Total QBR and is, if betting odds are to be believed (and they usually are), the Heisman favorite by a large margin. And in Elijah Sarratt and Omar Cooper Jr., he has maybe the most elite receiving duo in the country outside of Columbus. Does it help to know what a team can ground-and-pound when necessary, or stop its opponent from doing the same? IU’s offense ranks fourth in rushing success rate and 17th in yards per carry (not including sacks); its defense ranks fourth and 12th, respectively, in the same categories.
Third downs are important — what about those? Indiana is first nationally in third-down conversion rate (55.8%) and second on third-down conversion rate allowed (28.1%).
Have they come through away from home? Yeah, I’d say winning at Iowa City and Eugene probably qualifies.
There’s a reason why Indiana is the last unbeaten team standing. This team has aced every test it has been given in 2025.
Why they won’t: Random big-play issues. When you allow just 4.6 yards per play and 0.9 points per drive, you don’t have a serious issue with big plays. But a few teams did still have some success creating chunk plays.
Old Dominion scored on touchdown runs of 78 and 75 yards. Illinois hit on a 59-yard TD pass. Penn State had a 59-yard run and 43-yard pass. Kennesaw State had three completions of 30-plus yards. Hell, 98 of Ohio State’s 322 yards came on two completions (though one was a fruitless end-of-game Hail Mary), as did 93 of Maryland’s 293 yards. Even if it’s not a season-long issue, there are plenty of ultra-explosive offenses in this playoff field, and a couple of glitches could become extremely costly.
Title odds, per SP+: 28.6% (No. 1 favorite)
Quarterfinal opponent: vs. Texas A&M-Miami (first-round bye)
Why they will win it all: They’re Ohio State. The Buckeyes are the defending champions, they have at least two of the five or so best players in the sport (receiver Jeremiah Smith, safety Caleb Downs), their quarterback (Julian Sayin) has the highest Total QBR of any playoff QB, their offense ranks fourth in points per drive (despite having played four games against top-20 defenses, per SP+), and their defense ranks first in defensive SP+ and second in points per drive and yards per play.
They have all the components you could ask for, and despite Saturday night’s loss to Indiana, they enter this year’s CFP with better form and fewer question marks. And hell, after 11 straight comfortable wins, even the loss might be beneficial from the standpoints of focus and motivation. This is the shortest “why they will win it” section in this entire piece, but it’s also the most definitive. We know how good they are.
Why they won’t: Cautious programming. Against the best defense he has faced in his footballing life, Sayin completed 21 of 29 passes for 258 yards, a touchdown and an interception. Granted, those numbers were boosted by the late Hail Mary completion, but he mostly kept the ball out of harm’s way, and in nearly his first genuinely high-consequence drive all season, he drove the Buckeyes 70 yards inside the Indiana 5 in the third quarter and 81 yards inside the 10 in the fourth.
Sayin came up just short on a fourth-down QB sneak on the former drive, however, which evidently prompted Ryan Day to go shockingly conservative on the latter. On fourth-and-1 from the 9, Day elected to attempt a game-tying field goal, one that, even had Jayden Fielding made it, would have given the Hoosiers ample time to drive down for a field goal of their own. Fielding missed it. Ball don’t lie.
Day and offensive coordinator Brian Hartline have played it safe with Sayin for most of the season, easing him in, dialing up mostly quick passes and programming him to throw the ball away if he doesn’t see what he wants. When you have a star-studded receiving corps and an incredible defense backing you up, that makes sense. But you might need to dial the risk factor up in big moments, and it sure felt like Ohio State failed in that regard Saturday night. Will they put their faith in Sayin when it matters the most? Will he back up the faith if they do?
Title odds, per SP+: 9.8% (No. 4 favorite)
Quarterfinal opponent: vs. Ole Miss-Tulane winner (first-round bye)
Why they will win it all: They’re mean again. Georgia was maddening to watch early this season. Kirby Smart’s Bulldogs almost seemed to come out without a game plan, playing things as vanilla as possible, taking some shots from the opponent — and frequently falling behind into the second half — before rallying. It worked, aside from a loss to Alabama, but it made for some underwhelming performances (and undue stress for fans).
Over the past four games, however, the defense has locked in, allowing a paltry 7.3 points per game, 4.3 yards per play and 2.6 yards per carry, not including sacks. The Dawgs have forced three-and-outs 41% of the time in this span (10th nationally), and they’ve allowed touchdowns on just 17% of red zone trips (second).
In Saturday’s SEC championship game, a 28-7 win over Alabama, the Dawgs painted their masterpiece. They allowed just 209 total yards (3.8 per play), including just 20 non-sack rushing yards. On Bama’s first eight possessions, the Tide punted seven times, turned the ball over once and finished just one drive in Georgia territory. They finally moved the ball late but never got closer than 14 points.
After some listless play early on, Georgia is defending as well as it has since the 2022 season, its last national title year.
Why they won’t: A lack of big plays. Despite having faced a schedule featuring five top-20 defenses (per SP+), Georgia’s overall offensive numbers have been solid. It is 14th in offensive SP+, 23rd in points per drive and 22nd in success rate. The run game probably hasn’t helped as much as Smart would prefer, but short, quick passing has bridged the efficiency gap, and the Dawgs have scored at least 28 points nine times. That’s more than enough with the way the defense is playing.
While efficiency levels have been solid, Georgia struggles to create chunk plays. The Dawgs rank 130th in yards per successful play; quarterback Gunner Stockton averages just 10.7 yards per completion, and that sinks to 9.5 per completion against top-20 defenses. He almost never puts the ball in harm’s way, but safety comes with a price, and UGA is not built to move the ball quickly and aggressively if (or when) the need arises.
Title odds, per SP+: 20.9% (No. 3 favorite)
Quarterfinal opponent: vs. Oregon-James Madison winner (first-round bye)
Why they will win it all: They have the best front six in the country. Jacob Rodriguez is the best linebacker in the nation. Fellow linebacker Ben Roberts (two interceptions and a pass breakup) was the Big 12 championship game’s MVP. David Bailey is second in the nation in sacks and third in TFLs. Romello Height is 16th in sacks. And despite losing Skyler Gill-Howard to a midseason injury, tackles Lee Hunter and Anthony Holmes Jr. have prevented any semblance of a drop-off in the middle.
The secondary is good, too, but the front six has been transcendent in Lubbock. The Red Raiders rank third nationally in success rate allowed (31.3%), third in yards allowed per play (4.0) and first in yards allowed per carry, not including sacks (3.3). They’ve allowed more than two offensive touchdowns just once all year (to Kansas State in a game they still won by 23), and they’ve allowed less than 4.0 yards per play eight times in 13 games. Over the previous 15 seasons, Tech’s average defensive SP+ ranking was 83.0; thanks to first-year coordinator Shiel Wood and a transformational transfer class, the Red Raiders enter their first CFP ranked fourth. And since a 26-22 loss to Arizona State — suffered without starting quarterback Behren Morton — the offense has averaged 40.8 points per game. This band of pirates is playing utterly merciless ball at the moment.
Why they won’t: Red zone offense. Tech’s offensive numbers have been good, especially considering Morton was in and out of the lineup in the first two months. The Red Raiders are 15th in points per drive, and they can lean heavily into whatever opponents can’t stop. Cameron Dickey and J’Koby Williams grind out 145 rushing yards per game (5.5 per carry), and four receivers — all 6-foot-2 or taller — have caught between 46 and 55 passes.
They’ve scored TDs on just 56% of red zone trips, however, which is 101st in the nation. Against three top-20 defenses (Utah, plus BYU twice), the Red Raiders turned 14 trips into just five TDs (36%). By settling for field goal attempts, they let BYU hang around into the second half of both their meetings despite total defensive domination, and the level of competition will only rise from here.
Title odds, per SP+: 6.8% (No. 5 favorite)
First-round opponent: vs. No. 12 James Madison (Dec. 20, 7:30 p.m., TNT)
Why they will win it all: Big plays and three-and-outs. Oregon has gained at least 20 yards on 10.4% of its snaps this season, the most in the country. The Ducks have also allowed gains of at least 20 yards on 3.3% of their snaps, the least in the country. They have gone three-and-out just 15.3% of the time (fourth) while forcing three-and-outs 42% of the time (fifth). It is, to say the least, difficult to beat a team that is pummeling you in both the efficiency and explosiveness departments.
Flexibility is the name of the game for Dan Lanning’s Ducks in 2025. For the third straight season, with a third different starting quarterback, they have played beautifully efficient offense: They rank fifth nationally in offensive success rate (they were seventh in 2024 and first in 2023). They’re also in the overall SP+ top four for the third straight year. This year, however, the defense has caught up to the offense. They’re fifth in defensive SP+, their highest ranking since 1958, and while they’ve topped 34 points seven times, they’ve also won Big Ten rock fights with scores of 18-16 and 21-7. You need to have a lot of arrows in the proverbial quiver to work through the CFP, and while Oregon has been really good for a while, it feels like the Ducks have more arrows than ever.
Why they won’t: More disruption needed. As effective as the defense has been, the Ducks haven’t been great at forcing the issue. They rank 98th in stuff rate and 47th in sack rate. They force a lot of passing downs — which I define as second-and-8 or more and third- or fourth-and-5 or more — but they rank 47th in passing-down success rate allowed, and if you can work the ball into the red zone, you’re probably scoring seven points: Oregon’s 75.0% red zone TD rate allowed ranks 129th.
Against defenses without disruption, good offenses are consistent enough to thrive. Against the two top-15 offenses they’ve faced (Indiana and USC), the Ducks allowed 28.5 points per game and 5.1 yards per play — not terrible averages, but not dominant either.
Title odds, per SP+: 4.6% (No. 6 favorite)
First-round opponent: vs. No. 11 Tulane (Dec. 20, 3:30 p.m., TNT)
Why they will win it all: Vengeance (and great passing). Now that the weeks of innuendo and will-he-or-won’t-he questions are over, Ole Miss will head into its first CFP without Lane Kiffin but with most of the rest of the coaching staff. And while the Rebels aren’t the title favorites by any means, they’re capable of beating any team they play, especially if Kiffin’s departure produces a useful chip-on-the-shoulder effect.
The Rebels’ defense regressed from last year’s level, but it defends the pass well and has allowed more than 26 points only twice. When you almost never score fewer than 26 points (also twice all year), that puts you in a pretty good place. Ole Miss hogs the ball and wears opponents down with a solid but unspectacular run game (74th in yards per carry, not including sacks), and when it’s time for Trinidad Chambliss to pass, he often does something great. Chambliss is fifth in Total QBR, the Rebs are sixth in passing success rate and eighth in yards per dropback, and 23.1% of their completions have gained at least 20 yards (fourth). He rarely faces pressure — often because of good downs and distances — and is able to keep his eyes downfield quite a bit. Kewan Lacy and the run game are persistent, but the pass is why the Rebels are here.
Why they won’t: Run defense. The pass defense may be sound, but Ole Miss has been gashed on the ground at times. Not including sacks, the Rebels allow 5.0 yards per carry (83rd). Five opponents produced at least a 47% rushing success rate against them, including the only team to beat them (Georgia) and three that nearly pulled upsets (Kentucky, Washington State and Arkansas). Tackles Will Echoles and Zxavian Harris can both create negative plays, and not every CFP team has a great run game, but enough do for this to become a serious problem.
(One other thing to track, whether it’s a fatal flaw or not: How does new coach Pete Golding handle fourth-down decision-making? Kiffin has been famously aggressive on fourth downs through the years, and Ole Miss has scored 79 points after fourth-down conversions this season while allowing only three points after turnovers on downs. That’s some serious profit, and it could cost the Rebels if Golding chooses to be more conservative.)
Title odds, per SP+: 2.2% (No. 7 favorite)
First-round opponent: vs. No. 10 Miami (Dec. 20, noon, ABC)
Why they will win it all: Leverage. On offense, A&M brilliantly applies both horizontal and vertical leverage in the passing game, using speedsters KC Concepcion and Mario Craver to stretch defenses wide and deep threat Ashton Bethel-Roman and tight ends Theo Melin Öhrström and Nate Boerkircher to stretch them vertically. Once defenses are properly stressed, run lanes begin to open up for running back Rueben Owens II. At his best, quarterback Marcel Reed fires the ball quickly to all these different weapons and provides a solid run threat as well. The Aggies have topped 40 points seven times.
On defense, A&M leverages opponents into passing downs and tees off. Led by Cashius Howell (11.5 sacks), the Aggies rank first nationally in sack rate, and they are nearly impossible to beat on third downs: 73% of opponents’ third downs have required at least 7 yards (first), and A&M has allowed conversions on only 22% (also first). They also force three-and-outs 41% of the time (seventh). Attack, attack, attack.
Why they won’t: They may have peaked early. Following their 38-17 win at Missouri in Week 11, the Aggies proceeded to underachieve against SP+ projections by 20.9 points per game in their final three. Part of that average comes from showing mercy to an outmanned Samford, but they needed a huge second-half comeback to beat 4-8 South Carolina, and they got knocked out in the second half at Texas.
The Aggies’ run game isn’t contributing as much, and Reed is facing more pressure (35.6% pressure rate over the past three games), taking more sacks and throwing more interceptions — two each against South Carolina and Texas. And while their third-down conversion rate was 43.1% over their first nine games, it was 24.0% against the Gamecocks and Longhorns.
Defensively, glitches that have been problematic all season have become downright worrisome:
South Carolina had gains of 80 and 50 yards, and Texas had gains of 54, 48, 35 and 30. A&M now ranks 135th (out of 136) in yards allowed per successful play (14.4) and 127th in rushing yards allowed after contact (3.3). Defensive aggression risks big-play breakdowns, and things didn’t trend well in November. Maybe some rest will help?
Title odds, per SP+: 1.0% (No. 9 favorite)
First-round opponent: vs. No. 9 Alabama (Dec. 19, 8 p.m., ABC)
Why they will win it all: The coolest defense in the country. What if you could combine Texas A&M’s aggression with solid big-play prevention? You can! OU does just about every week. The Sooners rank second in success rate allowed (first against the run), third in stuff rate (run stops at or behind the line), third in sack rate and fourth in three-and-out rate, but they’re also allowing a much more palatable 12.7 yards per successful play (99th, but far ahead of A&M), and they’ve allowed 17 or fewer points eight times.
Linemen Taylor Wein and Gracen Halton have combined for 24 tackles for loss and 22 run stops, and their best lineman, R Mason Thomas, could be close to healthy by the time the playoff rolls around. Meanwhile, the secondary more than carries its weight: Corners Courtland Guillory and Eli Bowen have allowed just a 38% completion rate in coverage with two interceptions, 12 breakups and just two touchdowns allowed.
OU’s offense isn’t very good (we’ll get to that), but the Sooners know themselves as well as anyone in this field. The defense does most of the heavy lifting, and when the offense is given an opportunity, it takes advantage: The Sooners score TDs on 72% of red zone trips (16th). They’ve won in Knoxville and Tuscaloosa, and their reward for that is a first-ever playoff home game. Sooners fans cheered on the move to the SEC because they wanted bigger home games, and here comes the biggest one imaginable. And against an Alabama team the Sooners know they can beat.
Why they won’t: The Sooners can’t score. This seems pretty important. Even with excellent red zone execution, the Sooners rank 87th in success rate (111th rushing), 89th in points per drive and 95th in yards per play. Dreadful stuff.
Quarterback John Mateer‘s numbers were obviously impacted by his early-season hand injury (and how quickly he attempted to come back from it), but downfield passing has been an issue all season. He has completed 30% of passes 20 or more yards downfield, 104th among QBR-eligible QBs. The run game has been dreadful: The Sooners have averaged 3.3 yards per carry over the past three games. Playing well in the red zone is important, but they probably won’t create enough red zone chances to make a major run.
Title odds, per SP+: 0.7% (No. 10 favorite)
First-round opponent: at No. 8 Oklahoma (Dec. 19, 8 p.m., ABC)
Why they will win it all: They’re battle tested. In retrospect, we know Alabama basically clinched its playoff spot in October; in consecutive weeks, the Crimson Tide beat Georgia (24-21), Vanderbilt (30-14), Missouri (27-24) and Tennessee (37-20). They were great early against Georgia, in the middle against Mizzou and late against Vandy, and it looked like all the pieces had come together against the Vols. Ty Simpson was my Heisman points race leader into November, and even with a recent downturn, he has still produced great season stats: 3,268 passing yards, 64% completion rate, 26-to-5 TD-to-INT ratio. Their legs looked a little weary down the stretch, but we know they’re capable of producing form that can beat anyone.
Well, the offense looked weary down the stretch. The defense keeps improving. Against four top-15 offenses (per SP+), the Tide allowed just 20.8 points per game, and they gave up fewer yards per play with each contest — 6.7 against Georgia the first time, then 6.2 against Vandy, then 5.3 against Tennessee, then 4.4 against Georgia the second time. Edge rusher Yhonzae Pierre (11.5 TFLs, six sacks) is one of the SEC’s best playmakers, and safety Bray Hubbard (four interceptions, six breakups) punishes mistakes in the back. The offense won’t have to produce a ton for the Tide to win some playoff games.
Why they won’t: They last looked like a playoff team in Week 8. That’s kind of an issue, isn’t it? Thanks primarily to a fading offense, the Tide have underachieved against SP+ projections in four of their past six games, falling from sixth (after the Vandy game) to 13th in SP+ in the process. The run game has never kicked in — RB Jam Miller hasn’t been able to stay healthy (and hasn’t been great even when he’s available) — and carrying the weight of the offense seemed to wear Simpson down: His Total QBR was 82.7 through seven games, 74.5 over the next four and 54.0 over the past two.
Simpson averaged a ghastly 3.7 yards per dropback against Auburn and Georgia, and both his timing in the pocket and his timing with receivers has been terribly off. Maybe a week off will help, but we haven’t seen Bama’s best for a while — and we certainly didn’t see it the last time the Tide played OU.
Title odds, per SP+: 1.7% (No. 8 favorite)
First-round opponent: at No. 7 Texas A&M (Dec. 20, noon, ABC)
Why they will win it all: Football is an efficiency game. If you’re winning more plays than your opponent, you can win any game you play, and few win more plays than Mario Cristobal’s Hurricanes. They’re 10th in success rate (49.6%) and eighth in success rate allowed (34.5%); Indiana and Ohio State are the only other teams to rank in the top 10 in both categories.
Miami found balance this season. The Hurricanes were first in offensive SP+ in 2024 thanks to Cam Ward and the rest, but the Hurricanes were a dismal 52nd on defense, allowing 37.3 points per game in three losses and even giving up 30-plus in four wins. The offense predictably regressed after Ward’s departure, but Carson Beck, Malachi Toney & Co. are still 16th in offensive SP+, and the defense has carried a far heavier load thanks to a brilliant new coordinator (Corey Hetherman), a junior-year breakthrough from star lineman Rueben Bain Jr. and a number of transfer hits — linebacker Mohamed Toure is a dynamo in the middle, and a number of new DBs (safeties Jakobe Thomas and Zechariah Poyser, corners Keionte Scott and Xavier Lucas) have been stellar.
The Canes have so many more paths to victory now: The offense has scored 34 or more seven times, and the defense has allowed 12 or fewer seven times.
Why they won’t: Individual games are decided by big plays and turnovers (and close-and-late situations). In two losses, the Hurricanes had as many turnovers (six) as 20-yard gains. Beck threw six picks while averaging just 10.7 yards per completion. Turnover risk without any reward will doom you, efficiency or no efficiency.
Cristobal also has so much to prove in close games. Miami is 2-2 in one-score finishes this year, and a close win — in Week 1 against Notre Dame — got the Hurricanes into the playoff field. But Cristobal’s old, overly conservative tendencies backfired in both losses. Down three late against Louisville, the Canes played for a field goal instead of a touchdown; tied with 25 seconds (and a timeout) left against SMU, they kneeled the ball out and played for overtime. They lost both times. Winning four playoff games, including one in the first round against A&M (4-0 in one-score games), will require nailing late-game circumstances, and I wish we had more evidence that Miami is capable of that.
Title odds, per SP+: 0.02% (No. 12 favorite)
First-round opponent: at No. 6 Ole Miss (Dec. 20, 3:30 p.m., TNT)
Why they will win it all: Turnovers and TFLs. Tulane broke through with 12 wins and a Cotton Bowl victory in 2022, and the Green Wave have remained a Group of 5 contender ever since. After enjoying double-digit wins in just one season from 1935 to 2021, they’ve done it three times in the past four seasons.
Second-year coach Jon Sumrall didn’t like his team very much this October: After a tighter-than-necessary win over East Carolina, he told ESPN’s Harry Lyles, “We’re a really sloppy football team that finds ways to win games, and I’m going to lose my mind because we’re so immature.” They would get blown out by UTSA a couple of games later.
Since the start of November, however, the defense has surged. The Green Wave rank sixth in turnover rate (4.0%) and 18th in TFLs per game (7.0) in that span, and they’re allowing just 4.0 yards per carry, not including sacks (22nd). They force loads of passing downs and pounce on whatever mistakes the opposing quarterback makes, while Jake Retzlaff and the offense do lots of whatever the defense can’t stop. They forced five turnovers in Friday’s American championship game against North Texas, returning one for a touchdown, and against a UNT defense that is poor against the run, they simply rushed their way to a 34-21 win.
Why they won’t: You probably need to be elite at something. Tulane looks more like a power conference team than almost any in the Group of 5, and it beat both Northwestern and Duke in nonconference play. Sumrall teams will always problem-solve beautifully, even if they have to move to Plan B or Plan C. There’s a reason Sumrall has won three conference titles in four years as a head coach, and there’s a reason Florida hired him. But the Green Wave don’t have any elite traits this season, and when you have nothing you know you can lean on, sometimes not even Plan C will uncover an answer.
Tulane’s two losses this season were blowouts. Ole Miss (forgivable) and UTSA (less so) outscored them by a combined 93-36 and outgained them by a combined 355 yards. They can win a tight game against just about anyone, but if/when they lose in the CFP, it might not be close. And scaring Ole Miss in a first-round rematch will require a far better performance, especially from Retzlaff.
Title odds, per SP+: 0.2% (No. 11 favorite)
First-round opponent: No. 5 Oregon (Dec. 20, 7:30 p.m., TNT)
Why they will win it all: What, like it’s hard? JMU walked through the FBS door four years ago and immediately started acting like it owns the place. The Dukes are 40-10 in the FBS, and four of those losses came in 2024, as they were transitioning from Curt Cignetti to Bob Chesney. Once Chesney got his footing, so did the Dukes. They’re back in the SP+ top 25 for the second time in three seasons, and their only loss was at Louisville in September. They allowed the Cardinals just 264 total yards, and the game was tied in the fourth quarter until it turned on a fumble.
The Dukes look the part. JMU’s offense is top-30 in most key categories; it can play with high efficiency at times, and when it doesn’t, it bails itself out with big plays like Wayne Knight‘s 73-yard touchdown run Friday night in the Sun Belt championship game.
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Wayne Knight bursts through for a 73-yard JMU TD
Wayne Knight breaks a few tackles on his way to a 73-yard rushing touchdown for James Madison.
The defense is simply dynamite. The Dukes rank first in success rate allowed (29%) and fourth in yards allowed per play (4.1). Colin Hitschler’s defense attacks nonstop, knowing that even if it gives up a big play or two, the flood of three-and-outs and turnovers will balance that out. Redshirt freshman Sahir West leads the team with 14 TFLs — he had 5.5 TFLs and three sacks against Troy on Friday — but eight different Dukes have at least five TFLs, and their trio of cornerbacks in Justin Eaglin, Elijah Culp and DJ Barksdale (slot) compares well to any in the CFP.
Why they won’t: You probably can’t rely on big plays in the CFP. Knight has nine rushes of at least 30 yards (more than 91 FBS teams) and quarterback Alonza Barnett III has added seven rushes of 20-plus yards while completing 17 passes of 30-plus. Chunk plays are fabulous bailouts, but it’s a lot harder to generate those against elite defenses. Against the two SP+ top-30 defenses the Dukes faced (Louisville and Washington State), they averaged just 19 points at 4.5 yards per play. Winning a CFP game (or games) will require dynamite defensive play, and while JMU could deliver that, there is minimal margin for error there. Can they hold Oregon to, say, 24 or fewer points?
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