America has an SUV problem. Or rather, just a big vehicle problem in general. The land of SUVs and pickup trucks has somehow been tricked into thinking you need a 4,000-pound vehicle to carry 20 pounds of groceries home from the supermarket.
But there’s a better way, and it’s called an electric cargo bike. It will save you money. It will save you time. It will make you more attractive. And it will make you happier. I all but guarantee it.
Now let’s be clear about something. When I say “You don’t need an SUV,” I’m speaking in general terms. It’s true – generally – for most people reading this article right now.
Sure, there are some of you that regularly transport seven people across vast distances on highway and interstates. But most of us don’t. It’s a simple numbers game. Most people in the US live in cities and urban centers. And that’s why you don’t need a massive SUV.
And even for those that do “need” an SUV for certain specific tasks, you don’t need it most of the time. I’d bet dollars to donuts that most people reading this right now who own an SUV do most of their trips in it with just one or two passengers.
For those that really need a car, you probably only need a small hatchback or sedan. But I’m going to make the case for why you probably don’t even need that, or at least not for most of your trips. Especially when you consider just how far electric cargo bikes have come.
Twenty years ago, a cargo bike was a nifty invention and fun to look at, but they cost a fortune and lord help you if you ever had to pedal one up a hill.
But electric bikes have come to the rescue. Electric motors now allow e-bike builders to make cargo bikes that are easier to pedal up hills (or that don’t require any pedaling at all in the case of throttle-enabled electric cargo bikes). Prices are also quickly dropping, meaning you can get a great cargo e-bike for a song. Instead of buying an expensive second car, you can probably get away with one car and one cargo e-bike.
Front-loader cargo bikes have big buckets up front for kids or gear.
There are two main styles of cargo e-bikes: front-loaders and longtails. (Technically there are also cargo e-trikes as well, but we’ll leave three-wheelers for another discussion soon.)
Front-loaders have a big cargo area in the front and are generally more expensive due to the funky frame and complicated steering linkage that front loaders require.
Longtails look more like a normal bike but have loooooong rear ends that are stretched to give more rack and seat space behind the rider.
Longtail cargo e-bikes look more like normal bikes.
Front-loaders are a bit more advanced and can take more time to get acclimated to, as the rider is much farther from the front wheel than they’re probably used to. If you’re new to cargo bikes, a longtail is probably a better place to start.
Both offer great cargo space, they just do it differently.
Can cargo e-bikes actually replace SUVs?
Okay, so cargo e-bikes sound neat and all. But c’mon, can they really replace cars and trucks?
Yes, for most people they can. And you might balk at that, but there’s a reason why I’m confidently correct here.
It’s true because most people don’t use their SUVs to explore to the Amazon. They use them to go buy the stuff they can’t find on Amazon.
Picking up groceries. Dropping off a kid or two at school. Driving to work. These are all normal, everyday tasks that for some reason people think requires heavy machinery. Which is as ridiculous as it is depressing. If you live in a city and you drive a massive car, then you’re probably in the wrong. Unless you’ve got several dozen 2×4’s hanging out the back of that truck or the entire starting lineup from little Jimmy’s T-ball team in your SUV, then you don’t need that massive vehicle.
I’ve actually used cargo e-bikes to carry construction material before, including bags of cement and dimensional lumber. It’s just not that hard.
And I’ve carried multiple passengers on them as well. Three people on a cargo e-bike is pretty standard, though it helps when one or two of those extra souls are also children.
A reddit commenter in a walkable cities advocacy group recently put it best. As the redditor explained, “Are there viable bikes that can replace the true power and utility of an SUV? Not even close. Are there bikes that can replace what 99% of drivers use their SUVs for 99% of the time? Absolutely.”
You said it, IndependentParsnip31!
Now again, there are going to be those people who say, “But I need my truck, I use it for XYZ that a bike can’t do!”
And I get it. There are some big jobs out there. My sister runs a furniture refinishing business and regularly hauls dressers, desks, and other big things around town.
But then again, maybe you’re just still stuck in that “I need a car to do this” mentality. Did you know there are actually moving companies that work entirely by bicycle? They’ll move your apartment without getting trucks involved.
When there’s a will (and a cargo bike), there’s a way.
Cargo e-bikes save money
Not only can cargo e-bikes do most of what most people use their SUVs and trucks for, but they do it cheaper.
The hundreds of dollars per month that your truck or SUV burns in gasoline would equate to probably less than a dollar of electricity to power an electric cargo bike. If you do some serious mileage then you might be looking at as much as two dollars of electricity per month.
And don’t forget the hundreds (or perhaps thousands) of dollars you’ll save each month on parking, insurance, car payments, maintenance, and all the other costs associated with car ownership.
Heck, you can even get close to $1,000 if you really try. Take for example the $999 Lectric XP 3.0. It’s not a cargo e-bike (but rather a fat-tire folding e-bike), though it turns into a cargo bike when you add the $110 cargo package. Or add the $74 passenger package to easily carry a second adult rider on the bike.
The RadRunner is another great passenger-carrying e-bike.
Other affordable e-bikes like the Rad Power Bikes RadRunner 2 (or RadRunner Plus shown in the video above) are purpose-built for carrying passengers and offer a comfortable way to bring a friend or loved one on back.
You can even fit two riders on the back of a RadRunner as long as they’re fairly small.
Why drive to dinner in a massive car when you and your wife could zip there on an e-bike built for two? Add a little excitement and adventure into date night!
Load that sucker up!My wife and I cruising on an electric cargo bike!
Look, just think about it
Let’s get real: Most people could do most of their daily travel needs in a city on an e-bike. But because of the world we live in, that doesn’t mean that a car can be totally replaced all the time.
For some people, that means not owning a car and occasionally using a car sharing service for the once-in-a-while Ikea trip or other car-related journey. My wife and I did that for years. If we needed a car for a couple hours here and there, we rented a car for a couple hours. It was waiting on the street corner and that’s where we left it when we were done. Easy peasy, lemon squeezy.
For others that still use a car somewhat frequently, perhaps that means having one family car but getting an e-bike instead of a second car. And of course, that also means trying to use the e-bike for as many trips as possible.
Some e-bikes can fit several riders and tons of cargo.
If you live at the end of a 3-mile private driveway that connects to a 70 mph six-lane highway, then an e-bike probably can’t be your only vehicle. But you also don’t exist because that’s a silly made-up scenario that the anti-anti-car crowd tends to think is all too common.
In reality, of course there are people that an e-bike won’t work for and of course there are still some cases where a big vehicle may be necessary. But those people and those cases are much fewer and farther between than most will realize. Sometimes it just takes looking at the problem from another angle.
The cargo e-bike angle.
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Locals call him the “Bicycle hero,” but Texas man Evan Wayne says he’s just doing what he can to help his community after it was cut off due to the recent devastating and deadly flooding tragedy.
When the local Sandy Creek flooded following torrential rains in Texas, it destroyed the only bridge into one community. Residents were cut off from access to supplies, including everything from necessities like food, water, and medicine to basic comforts.
Although the bridge was impassable to cars, volunteers who quickly organized to help the stranded residents found that the damaged bridge could still be traversed on foot. Or in the case of Evan Wayne, it could be covered by an electric bike.
Evan joined hundreds of volunteers who answered the call of grassroots organizers by working together without any official capacity. While many started by hand-pulling garden carts of supplies uphill to reach the stricken community, Evan jury-rigged a trailer to an e-bike and took on as much of the load as he could, helping shuttle much-needed food and gear into the community over hundreds of round-trip journeys.
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“This was a dog trailer 48 hours ago. I had a hacksaw, hacked the top off, grabbed some bungee cords, and here we are,” explained Evan in an interview with CBS Austin, while waiting for the next load of gear to be stacked on his trailer.
In the first two days of the operation, he made around 100 round trips each day, shuttling food and water as well as critical rescue supplies. “Right now, I’m waiting on a couple of chainsaws that I’ll bring in for a crew that’s been going at it with handsaws so far.”
In addition to delivering needed supplies, Evan has often found himself moving something even more important: information. “I’ve flagged down medics. I’ve been the guy that goes between Austin EMT and STAR Flight because I’m quicker than cell phones sometimes, people don’t have signal a lot of the time.”
Evan quickly points out that he isn’t the only one helping. “I’ve got an e-bike, but other people are pulling carts. People are walking, people are carrying things. Everyone is doing what they can.” But there’s no doubt that his ability to carry more gear at higher speeds and make hundreds of round-trip journeys so far in and out of the stricken neighborhood has helped impact countless lives.
“This is all volunteers here. They’re just taking it upon themselves to get people where they need to go. I think there’s an umbrella company coming in, taking over tomorrow, but until they get here, people are just taking care of people, which is what you’ve got to do.”
E-bikes proving their worth in emergencies
While many people consider electric bicycles just another form of recreation, they’ve proven to be potent transportation alternatives after natural disasters worldwide.
Not only do their small and efficient batteries make performing hundreds of rescue trips like Evans’ possible, but recharging can be done simply and easily with a solar panel when electricity is out after a disaster. And when gas stations are out of fuel (or simply can’t pump it with the power grid down), e-bikes can keep running while gasoline-powered motorcycles or ATVs run dry.
Electric bicycle batteries have also proven to be a handy source of emergency power after hurricanes and other disasters, often helping owners keep their phones charged up for days to remain in contact with family or rescue services.
While most hope to never need theirs for emergency purposes, electric bicycles have proven their worth in countless disaster scenarios, adding benefits far beyond just alternative transportation, recreation, or fitness riding.
E-bikes can be kept running nearly indefinitely after natural disasters with access to solar recharging equipment
Image credits: CBS Austin (screenshots), used under fair use
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Twitter CEO Jack Dorsey testifies during a remote video hearing held by subcommittees of the U.S. House of Representatives Energy and Commerce Committee on “Social Media’s Role in Promoting Extremism and Misinformation” in Washington, U.S., March 25, 2021.
Handout | Via Reuters
Block jumped more than 5% on Monday, leading a rally in shares of fintech companies as analysts downplayed the threat of JPMorgan Chase’s reported plan to charge data aggregators for access to customer financial information.
The recovery followed steep declines on Friday, after Bloomberg reported that JPMorgan had circulated pricing sheets outlining potential fees for aggregators like Plaid and Yodlee, which connect fintech platforms to users’ bank data.
In a note to clients on Monday, Evercore ISI analysts said the potential new expenses were “far from a ‘business model-breaking’ cost increase.”
In addition to Block’s rise, PayPal climbed 3.5% on Monday after sliding Friday. Robinhood and Shift4 recorded modest gains.
Broader market momentum helped fuel some of the rebound. The Nasdaq closed at a record, and crypto rallied, with bitcoin climbing past $123,000. Ether, solana, and other altcoins also gained.
Evercore ISI’s analysts said that even if JPMorgan’s changes were implemented, the most immediate effect would be a slight bump in the cost of one-time account setups — perhaps 50 to 60 cents.
Morgan Stanley echoed that view, writing that any impact would be “negligible,” especially for large fintechs that rely more on debit, credit, or stored balances than bank account pulls for transactions.
PayPal doesn’t anticipate much short-term impact, according to a person with knowledge of the issue. The person, who asked not to be named in order to speak about private financial matters, noted that PayPal relies on aggregators primarily for account verification and already has long-term pricing contracts in place.
While smaller fintechs that depend heavily on automated clearing house (ACH) rails or Open Banking frameworks for onboarding and compliance may face real pressure if the fees take effect, analysts said the larger platforms are largely insulated.
The global EV market is still charging ahead. According to new numbers from global research firm Rho Motion, 9.1 million EVs were sold worldwide in the first half of 2025, up 28% compared to the same period last year. But not every region is accelerating at the same pace.
China and Europe are doing the heavy lifting
More than half of the world’s EVs this year have been bought in China. That market hit 5.5 million sales in the first six months of 2025 – a 32% jump year-over-year. Around half of new cars bought in China are now electric.
While some Chinese cities’ subsidies have dried up, Rho Motion expects momentum to pick back up later in the year as more funding is released.
In Europe, 2 million EVs were sold in the first half of the year, up 26%. Battery electric vehicle (BEV) sales also rose 26%, thanks in part to affordable models like the Renault 4 (pictured) and 5 entering the market. Plug-in hybrids (PHEVs) weren’t far behind, growing 27% year-to-date. Chinese automakers are leaning into PHEVs as a way to work around the EU’s new tariffs on BEVs.
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Spain is leading the pack with EV sales soaring 85% so far this year. Its generous MOVES III incentive program was extended in April and has kept sales strong. The UK and Germany are also seeing solid growth – 32% and 40%, respectively. France, however, is slumping. With subsidies cut, EV sales there have dropped 13%.
North America is stuck in the slow lane
Things aren’t looking quite as bright in North America. EV sales in the US, Canada, and Mexico are up just 3% so far this year.
Mexico is the one bright spot, with a 20% boost. The US is up 6%. But Canada is down a whopping 23%.
And things could get bumpier. On July 4, Trump signed Congress’s big bill into law, which axes all the Inflation Reduction Act EV tax credits. Those consumer credits for EVs now officially end on September 30.
Just over half of the EVs sold in the US this year qualified for those credits. Rho Motion predicts a rush in Q3 before the subsidies disappear – and a decline in sales after that.
Rho Motion data manager Charles Lester said, “With Trump’s latest cuts in his ‘Big Beautiful Bill,’ the US could struggle to see any growth in the EV market overall in 2025.”
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