Insurance firm Aviva has reported a 25% increase in the number of new health insurance policies taken out in the first three months of this year – as NHS lists lengthened and staff went on strike.
The Aviva boss was explicit in linking the rise in new policies to failings in the public health service.
The increase is “a consequence of what we’re seeing in the NHS and customers basically saying that if they can take control over their health situation then they will,” chief executive Amanda Blanc said.
More individuals and companies are “attracted to the benefits of private cover”, Aviva’s first quarter trading update said.
There were an extra 123,000 health insurance customers over the year, Ms Blanc added.
Health insurance coverage was comparatively low in Britain, according to a survey published in April last year by Halifax. Just 6% had personal health cover, the survey suggested.
But in the past year, the NHS has been hit by staff shortages, record waiting lists and strikes by nurses, junior doctors and ambulance drivers over pay and conditions.
Aviva operates in the UK, Ireland and Canada. It is one of Britain’s biggest insurance companies and is listed on the London Stock Exchange.
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Company performance was mixed over the three months. General insurance premiums rose 11% to £2.4bn but Aviva’s wealth business slowed.
The pensions business was benefitted by higher wages, which resulted in greater contributions, the trading update said. Pension income was also up 25% due to 134 new pension schemes.
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“We have delivered an encouraging start to 2023 and continue to build clear trading momentum. New business volumes are good, despite persistent economic uncertainty, and we delivered another quarter of strong growth across our diversified business,” Ms Blanc said.
Aviva shares were down 3% following the update.
Prince Harry in court: William’s prank call, strip club visit, and Chelsy Davy break-up – duke faces more questions from Mirror publisher’s lawyer
Prince Harry has answered questions about a prank voicemail left by his brother William, a visit to a strip club, and his break-up with Chelsy Davy, in his second day giving evidence at the High Court.
Harry was also asked if he would be “disappointed” should the court not find in his favour and decide details about his private life were not obtained by phone hacking by Mirror Group Newspapers (MGN) journalists.
The Duke of Sussex said he would be “speculating”, but when pushed further he replied to say he would “feel some injustice”.
Harry told the court: “I believe that phone hacking was [done] on an industrial scale across at least three of the papers at the time… that is beyond any doubt.
“To have a decision against me and any of the other people [bringing a claim], given that Mirror Group have admitted hacking [in relation to other cases], yes it would feel like an injustice… if it wasn’t accepted.”
Andrew Green KC, representing MGN, then asked the duke: “So you want to have been phone hacked?”.
“Nobody wants to be phone hacked,” he replied.
In 2014, MGN admitted liability in four cases of phone hacking, and since then has settled dozens of claims, with stars including Hugh Grant and Sienna Miller. The publisher denies the allegations made by Harry.
Harry arrived outside the court’s Rolls Building in central London in a black Range Rover shortly before 10am, wearing a dark suit and silver tie, before entering the witness box again after nearly five hours of cross-examination on Tuesday.
His witness statement has also been released, containing the full details of all his allegations against MGN, publisher of the Daily Mirror and other titles – a lawsuit that makes him the first senior royal to give evidence in a UK court in more in than 100 years.
After resuming his questioning this morning, Mr Green asked Harry about an article headlined “Chel Shocked”, published in the People in 2006, which reports how his then girlfriend Ms Davy was angry about the royal allegedly receiving a lap dance during a night out with cadet friends.
In his witness statement, Harry said he does not remember Ms Davy being mad at him. “We did speak about it over the phone, but I promised her that I hadn’t had a lap dance and stayed with the three other cadets that had girlfriends,” he wrote.
Speaking in court, Harry said parts of the article were “factually incorrect” – including a reference to a “tall statuesque blonde” who bore a “striking resemblance” to Ms Davy.
Mr Green put it to Harry that many MGN stories included as part of his case contained information that was already available elsewhere, including in articles by rival news outlets.
One story published by the now defunct News Of The World at the time contained details of a voicemail left by Prince William to Harry, mimicking Ms Davy’s “high-pitched” accent, the barrister told the court – saying this was an “important step” to police arresting Clive Goodman, the then royal editor at the News Of The World, and private investigator Glenn Mulcaire, over royal phone hacking.
Harry said he was aware of this.
Mr Green also asked about an article headlined “Hooray Harry’s dumped” – which the duke said was “hurtful to say the least” and that “such a private moment was turned into a bit of a laugh”.
The barrister said the “Hooray” name had been used to describe the royal in previous stories and “was not celebrating the demise of your relationship.”
Pop star appears outside Harry court case
Before today’s evidence began, former East 17 star Brian Harvey turned up outside court, shouting about corruption.
He told Sky News that he too was a victim of phone hacking, and that the media is “a joke”.
During his first day in court, Harry criticised Piers Morgan, and said in his witness statement that he felt “physically sick” at the thought of the former Mirror editor and his “band of journalists” allegedly “earwigging” on his mother Princess Diana‘s messages.
Morgan later told Sky News he did not see any of Harry’s comments, but added: “I wish him luck with his privacy campaign and look forward to reading about it in his next book.”
As part of our special programmes on the case, Sky News is transcribing Harry’s evidence and recreating his court appearance with an actor.
The royal is suing MGN, attempting to prove that reporters for the Mirror, Sunday Mirror and Sunday People titles were linked to methods including phone hacking, so-called “blagging” or gaining information by deception, and use of private investigators, between 1996 and 2010.
He claims about 140 articles contained information gathered using unlawful methods, and 33 of these have been selected to be considered at the trial.
MGN is contesting the claims and has either denied or not admitted each of them. The publisher also argues that some of the claimants have brought their legal action too late.
Duke was calm on day one – but there’s much more to come
Which articles have been brought up in the duke’s case?
The key people named in Prince Harry’s witness statement
As well as Harry, there are three other representative claimants involved in the case: Coronation Street actor Michael Turner, known professionally as Michael Le Vell, who is best known for playing Kevin Webster; Hollyoaks and former Coronation Street actress Nikki Sanderson; and comedian Paul Whitehouse’s ex-wife Fiona Wightman.
They are representative of more than 100 claimants overall, including singer and TV star Cheryl, ex-footballer and pundit Ian Wright, and the estate of the late George Michael.
Harry In Court – watch special programme on Sky News tonight at 9pm
Cyber gang issues ultimatum to BBC, BA and Boots after hack
The gang thought to have carried out a cyber attack on companies including BA and Boots has given victims a deadline to negotiate or have the hacked information published online.
The suspected Russian group Clop, which claimed responsibility for the attack, issued the notice on the dark web to victims of the MOVEit software hack.
Personal data of more than 100,000 employees was accessed in the attack, including bank and contact details.
In a dark web blog post, Clop told victims to email and negotiate with the group by 14 June, the BBC reported.
The BBC itself was impacted by the attack, as was airline Aer Lingus.
More victims have emerged, including the University of Rochester in New York. The government of Nova Scotia in Canada also said it was subjected to the attack.
Clop has reportedly claimed it has deleted any data from government, city or police services, saying: “Do not worry, we erased your data you do not need to contact us. We have no interest to expose such information.”
Payroll software company Zellis – which used the MOVEit software that resulted in BA, BBC and Aer Lingus staff having their data accessed – said eight of its customers were hit but did not name them.
Other Zellis customers include Jaguar Land Rover, Harrods and Dyson.
Potentially hundreds of companies using the popular MOVEit business software may be impacted.
Origins of cyber attack ‘appear to have Russian links’ – analysis
A weak link in MOVEit code – a so-called zero day vulnerability – enabled hackers to access its servers and the personal and financial data of employees.
The group’s motivations are unclear so far. It claimed responsibility in an email to Reuters news agency on Monday.
A MOVEit spokesperson said: “Our customers have been, and will always be, our top priority. When we discovered the vulnerability, we promptly launched an investigation, alerted MOVEit customers about the issue and provided immediate mitigation steps.”
They added: “We are continuing to work with industry-leading cybersecurity experts to investigate the issue and ensure we take all appropriate response measures. We have engaged with federal law enforcement and other agencies with respect to the vulnerability.”
Boy, 14, dies after ‘playground incident’ at school in West Lothian
A 14-year-old boy has died following a playground incident between two pupils at a school in West Lothian, Sky News understands.
Emergency services were called to Kentigern’s Academy in Blackburn, West Lothian, on Tuesday afternoon.
The teenager, who has not yet been identified, was taken by ambulance to hospital for treatment but died a short time later.
Detectives met education authorities on Wednesday morning to discuss the pupil’s death, as other students continue to receive emotional support.
Police sources have said the incident was not part of an “online challenge” amid social media speculation within the community that it was a so-called “tap out” game.
Sky News understands there is “no criminality” involved, however Police Scotland has refused to comment as investigations continue.
A force spokesperson said: “Around 1.20pm on Tuesday 6 June 2023, officers were called to a report of concern for a 14-year-old boy at a school in the Bathgate area.
“He was taken by ambulance to hospital for treatment, but died a short time later.
“His family have been informed and enquiries are ongoing to establish the full circumstances of the death.”
The school, where singer Lewis Capaldi was once a pupil, previously said there was an “isolated incident” within the grounds.
Headteacher Andrew Sharkey said: “We have set up ongoing emotional support and signposting for students and staff affected by this tragic news.
“We would like to respect the family’s privacy at this incredibly painful time.”
Mr Sharkey confirmed that the school was assisting the relevant authorities and would not be making any further comment at this time.
Local MSP Fiona Hyslop said: “My deepest condolences are with the family and friends of the pupil who has died. I hope those closest to him are given the privacy they deserve at this tragic time.
“This will be an incredibly difficult time for everyone – not least the pupils, teachers and staff at St Kentigern’s Academy.
“The support being offered at the school will be crucially important right now – and, in my capacity as their MSP, I will do everything I can to help the community through this awful situation.”
West Lothian councillors Jim Dickson and Mary Dickson said they were “devastated” along with the community over the schoolboy’s death.
They added: “Our thoughts and prayers are with the family and friends.”
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