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As the generative AI field heats up, consumer-facing chatbots are fielding questions about business strategy, designing study guides for math class, offering advice on salary negotiation and even writing wedding vows. And things are just getting started. 

OpenAI’s ChatGPT, Google’s Bard, Microsoft’s Bing and Anthropic’s Claude are a few of today’s leading chatbots, but over the coming year, we’ll likely see more emerge: In the venture capital space, generative AI-related deals totaled $1.69 billion worldwide in Q1 of this year, a 130% spike from last quarter’s $0.73 billion – with another $10.68 billion worth of deals being announced but not yet completed in Q1, according to Pitchbook data. 

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Two months after ChatGPT’s launch, it surpassed 100 million monthly active users, breaking records for the fastest-growing consumer application in history: “a phenomenal uptake – we’ve frankly never seen anything like it, and interest has grown ever since,” Brian Burke, a research VP at Gartner, told CNBC. “From its release on November 30 to now, our inquiry volume has shot up like a hockey stick; every client wants to know about generative AI and ChatGPT.” 

These types of chatbots are built atop large language models, or LLMs, a machine learning tool that uses large amounts of internet data to recognize patterns and generate human-sounding language. If you’re a beginner, many of the sources we spoke with agreed that the best way to start using a chatbot is to dive in and try things out. 

“People spend too much time trying to find the perfect prompt – 80% of it is just using it interactively,” Ethan Mollick, an associate professor at the Wharton School of the University of Pennsylvania, who studies the effects of AI on work and education, told CNBC. 

Here are some tips from the pros:

Keep data privacy in mind. 

When you use a chatbot like ChatGPT or Bard, the information you put in – what you type, what you receive in response, and the changes you ask for – may be used to train future models. OpenAI says as much in its terms. Although some companies offer ways to opt out – OpenAI allows this under “data controls” in ChatGPT settings – it’s still best to refrain from sharing sensitive or private data in chatbot conversations, especially while companies are still finessing their privacy measures. For instance, a ChatGPT bug in March briefly allowed users to see parts of each others’ conversation histories. 

“If you wouldn’t post it on Facebook, don’t put it into ChatGPT,” Burke said. “Think about what you put into ChatGPT as being public information.”

Offer up context. 

For the best possible return on your time, give the chatbot context about how it should act in this scenario, and who it’s serving with this information. For example, you can write out the persona you want the chatbot to assume in this scenario: “You are a [marketer, teacher, philosopher, etc.].” You can also add context like: “I am a [client, student, beginner, etc.].” This could save time by directly telling the chatbot which kind of role it should assume, and which “lens” to pass the information through in a way that’s helpful to you. 

For instance, if you’re a creative consultant looking for a chatbot to help you with analysis on company logos, you could type out something like, “Act as if you are a graphic designer who studies logo design for companies. I am a client who owns a company and is looking to learn about which logos work best and why. Generate an analysis on the ‘best’ company logos for publicly listed companies and why they’re seen as good choices.” 

“If you ask Bard to write an inspirational speech, Bard’s response may be a bit more generic – but if you ask Bard to write a speech in a specific style, tone or format, you’ll likely get a much better response,” Sissie Hsiao, a VP at Google, told CNBC.

Make the chatbot do all the work.

Sometimes the best way to get what you want is to ask the chatbot itself for advice – whether you’re asking about what’s possible as a user, or about the best way to word your prompt.

“Ask it the simple question, what kinds of things can you do? And it’ll give you a list of things that would actually surprise most people,” Burke said. 

You can also game the system by asking something like, “What’s the best way to ask you for help writing a shopping list?” or even assigning the chatbot a prompt-writing job, like, “Your job is to generate the best and most efficient prompts for ChatGPT. Generate a list of the best prompts to ask ChatGPT for healthy one-pot dinner recipes.” 

Ask for help with brainstorming. 

Whether you’re looking for vacation destinations, date ideas, poetry prompts or content strategies for going viral on social media, many people are using chatbots as a jumping-off point for brainstorming sessions. 

“The biggest thing…that I find them to be helpful for is inspiring me as the user and helping me learn things that I wouldn’t have necessarily thought of on my own,” Josh Albrecht, CTO of Generally Intelligent, an AI research startup, told CNBC. “Maybe that’s why they’re called generative AI – they’re really helpful at the generative part, the brainstorming.” 

Create a crash course. 

Let’s say you’re trying to learn about geometry, and you consider yourself a beginner. You could kick off your studies by asking a chatbot something like, “Explain the basics of geometry as if I’m a beginner,” or, “Explain the Pythagorean Theorem as if I’m a five-year-old.” 

If you’re looking for something more expansive, you can ask a chatbot to create a “crash course” for you, specifying how much time you’ve got (three days, a week, a month) or how many hours you want to spend learning the new skill. You can write something like, “I’m a beginner who wants to learn how to skateboard. Create a two-week plan for how I can learn to skateboard and do a kickflip.” 

To expand your learning plan beyond the chatbot, you can also ask for a list of the most important books about a topic, some of the most influential people in the field and any other resources that could help you advance your skill set. 

Don’t be afraid to give notes and ask for changes. 

“The worst thing you could do if you’re actually trying to use the output of ChatGPT is [to] just ask it one thing once and then walk away,” Mollick said. “You’re going to get very generic output. You have to interact with it.”

Sometimes you won’t choose the perfect prompt, or the chatbot won’t generate the output you were looking for – and that’s okay. You can still make tweaks to make the information more helpful, like asking follow-up questions like, “Can you make it sound less generic?” or “Can you make the first paragraph more interesting?” or even restating your original ask in a different way. 

Take everything with many grains of salt.

Chatbots have a documented tendency to fabricate information, especially when their training data doesn’t fully cover an area you’re asking about, so it’s important to take everything with a grain of salt. Say you’re asking for a biography of Albert Einstein: A chatbot might tell you the famous scientist wrote a book called “How to Be Smart,” when, unfortunately, he never did. Also, since large language models are trained upon large swaths of the internet, they’re best at pattern recognition, meaning they can generate biased outputs or misinformation based on their training data. 

“Where there’s less information, it just makes stuff up,” Burke said, adding, “These hallucinations are extraordinarily convincing…You can’t trust these models to give you accurate information all the time.”

Experiment and try different approaches.

Whether you’re asking for a chatbot to generate a list of action items from a meeting transcript or translate something from English to Tagalog, there are an untold range of use cases for generative AI. So when you’re using a chatbot, it’s worth thinking about the things you want to learn or need help with and experimenting with how well the system can deliver. 

“AI is a general-purpose technology; it does a lot of stuff, so the idea is that whatever field you’re in and whatever job you’re in, it’s going to affect aspects of your job differently than anyone else on the planet,” Mollick said. “It’s about thinking about how you want to use it…You have to figure out a way to work with the system…and the only way to do that is through experimenting.” 


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Stocks end November with mixed results despite a strong Thanksgiving week rally

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Palantir has worst month in two years as AI stocks sell off

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Palantir has worst month in two years as AI stocks sell off

CEO of Palantir Technologies Alex Karp attends the Pennsylvania Energy and Innovation Summit, at Carnegie Mellon University in Pittsburgh, Pennsylvania, U.S., July 15, 2025.

Nathan Howard | Reuters

It’s been a tough November for Palantir.

Shares of the software analytics provider dropped 16% for their worst month since August 2023 as investors dumped AI stocks due to valuation fears. Meanwhile, famed investor Michael Burry doubled down on the artificial intelligence trade and bet against the company.

Palantir started November off on a high note.

The Denver-based company topped Wall Street’s third-quarter earnings and revenue expectations. Palantir also posted its second-straight $1 billion revenue quarter, but high valuation concerns contributed to a post-print selloff.

In a note to clients, Jefferies analysts called Palantir’s valuation “extreme” and argued investors would find better risk-reward in AI names such as Microsoft and Snowflake. Analysts at RBC Capital Markets raised concerns about the company’s “increasingly concentrated growth profile,” while Deutsche Bank called the valuation “very difficult to wrap our heads around.”

Adding fuel to the post-earnings selloff was the revelation that Burry is betting against Palantir and AI chipmaker Nvidia. Burry, who is widely known for predicting the housing crisis that occurred in 2008 and the portrayal of him in the film “The Big Short,” later accused hyperscalers of artificially boosting earnings.

Palantir CEO Alex Karp vocally hit the front lines, appearing twice in one week on CNBC, where he accused Burry of “market manipulation” and called the investor’s actions “egregious.”

“The idea that chips and ontology is what you want to short is bats— crazy,” Karp told CNBC’s “Squawk Box.”

Despite the vicious selloff, Palantir has notched some deal wins this month. That included a multiyear contract with consulting firm PwC to speed up AI adoption in the U.K. and a deal with aircraft engine maintenance company FTAI.

But those announcements did little to shake off valuation worries that have haunted all AI-tied companies in November.

Across the board, investors have viciously ditched the high-priced group, citing fears of stretched valuations and a bubble.

In November, Nvidia pulled back more than 12%, while Microsoft and Amazon dropped about 5% each. Quantum computing names such as Rigetti Computing and D-Wave Quantum have shed more than a third of their value.

Apple and Alphabet were the only Magnificent 7 stocks to end the month with gains.

Sill, questions linger over Palantir’s valuation, and those worries aren’t a new concern.

Even after its steep price drop, the company’s stock trades at 233 times forward earnings. By comparison, Nvidia and Alphabet traded at about 38 times and 30 times, respectively, at Friday’s close.

Karp, who has long defended the company, didn’t miss an opportunity to clap back at his critics, arguing in a letter to shareholders that the company is making it feasible for everyday investors to attain rates of return once “limited to the most successful venture capitalists in Palo Alto.”

“Please turn on the conventional television and see how unhappy those that didn’t invest in us are,” Karp said during an earnings call. “Enjoy, get some popcorn. They’re crying. We are every day making this company better, and we’re doing it for this nation, for allied countries.”

Palantir declined to comment for this story.

WATCH: Palantir CEO Alex Karp: We’ve printed venture results for the average American

Palantir CEO Alex Karp: We've printed venture results for the average American

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CME disruption, Black Friday, the K-beauty boom and more in Morning Squawk

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CME disruption, Black Friday, the K-beauty boom and more in Morning Squawk

CME Group sign at NYMEX in New York.

Adam Jeffery | CNBC

This is CNBC’s Morning Squawk newsletter. Subscribe here to receive future editions in your inbox.

Here are five key things investors need to know to start the trading day:

1. Down and out

Stock futures trading was halted this morning after a data center “cooling issue” took down several Chicago Mercantile Exchange services. Individual stocks were still trading before the bell, while the CME said futures indexes and options trading would open fully at 8:30 a.m. Follow live markets updates here.

The stock market has rebounded during the holiday-shortened trading week. But the three major indexes are still on pace to end November’s trading month — which ends with today’s closing bell — in the red. The Dow and S&P 500 are poised to snap six-month winning streaks, while the Nasdaq Composite is on track to see its first negative month in eight.

Today’s trading session ends early at 1 p.m. ET.

2. Shopping and dropping

A Black Friday sale sign is displayed in a shop window at an outlet mall in Carlsbad, California, U.S., Nov. 25, 2025.

Mike Blake | Reuters

Black Friday was once considered the biggest in-person shopping day of the year, drawing huge crowds to stores in search of bargains. But while millions are still expected to partake in the occasion, it’s not what it used to be.

Here’s what to know:

  • In the past six years, online sales have outpaced brick-and-mortar spending on Black Friday. Data shows in-person foot traffic has been mostly flat over the last few years, as well.
  • No matter where they make their purchases, shoppers are also skeptical that they’re getting the best deals.
  • As CNBC’s Gabrielle Fonrouge reports, the shift has meant a change in strategy for many of the retail industry’s biggest names. Some have started offering their holiday sales earlier in the season, while others are spacing out their promotions.
  • Deloitte reported that the average consumer will shell out $622 between Nov. 27 and Dec. 1, a decrease of 4% from last year.
  • Even as the day of deals loses its allure, AT&T found that Gen Z participates the most, while their older counterparts do their shopping closer to Christmas.

3. AI comeback

Cfoto | Future Publishing | Getty Images

Alphabet has been a notable exception to the recent tech downturn. Shares of the Google parent have surged more than 13% this month as Wall Street sees the company as an AI leader.

Alphabet began the month by announcing its latest tensor processing units, or TPUs, called Ironwood. Last week, the company launched its latest AI model, Gemini 3, which caught positive attention from Silicon Valley heavyweights.

Shares of the stock are now up close to 70% this year, making it the best-performer within megacap tech. But experts told CNBC’s Jennifer Elias that Alphabet’s lead in the competitive AI market is marginal and could be hard to hold onto.

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4. Tech’s tug of wars

Alibaba announced plans to release a pair of smart glasses powered by its AI models. The Quark AI Glasses are Alibaba’s first foray into the smart glasses product category.

Alibaba

The Alphabet-Nvidia AI race isn’t the only tech rivalry that has heated up in recent days.

Alibaba‘s AI-powered smart glasses went on sale yesterday. With its new wearable tech offering, the Chinese tech company is going up against major players — namely Meta, which unveiled its smart glasses with Ray Ban in September.

Meanwhile, Counterpoint Research found Apple is poised to ship more smartphones than Samsung this year for the first time in 14 years. Apple is also poised to boast a larger market share, driven by strong iPhone 17 sales.

5. From Seoul to Los Angeles

Carly Xie looks over facial mask items at the Face Shop, which specializes in Korean cosmetics, in San Francisco, April 15, 2015.

Avila Gonzalez | San Francisco Chronicle | Hearst Newspapers | Getty Images

American shoppers are increasingly looking to South Korea for their cosmetics. NielsenIQ found U.S. sales of so-called “K-beauty” products are slated to surge more than 37% this year to above $2 billion.

Retailers ranging from beauty product hubs Ulta and Sephora to big-box chains Walmart and Costco are jumping on the trend. On top of that, Olive Young — aka the “Sephora of Seoul” — is opening its first U.S. store in Los Angeles next year.

The Daily Dividend

Here are some stories worth circling back to over the weekend:

CNBC’s Chloe Taylor, Gabrielle Fonrouge, Laya Neelakandan, Jessica Dickler, Sarah Min, Sean Conlon, Jennifer Elias, Arjun Kharpal and Luke Fountain contributed to this report. Josephine Rozzelle edited this edition.

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