Flat owners caught up in the cladding crisis say they will remain trapped in unsellable homes despite a major new scheme to help fund repairs.
The long-awaited Cladding Safety Scheme (CSS) opened this week and will provide £5bn to fix medium-rise tower blocks with flammable external walls, in cases where the developer cannot be traced.
It has been billed by the government as the “biggest intervention on building safety to date” and aims to protect leaseholders from the expensive costs of remediating their properties that have emerged since the Grenfell Tower disaster.
But Lisa Petty, who is facing a £21,000 bill, told Sky News the announcement will “have absolutely no bearing on my situation”.
The 42-year-old lives in a building in Romford, Essex, with the same type of ACM cladding blamed on the rapid spread of the deadly fire at Grenfell Tower in 2017, which killed 72 people.
But because the building is less than 11 metres in height, it does not qualify for government funding.
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Lisa said: “It’s so frustrating to hear the government say all leaseholders are blameless when they have left out a whole group of us living in buildings below 11 metres.
“The government is contradicting itself because they say if you’re under 11 metres that’s a lower risk to life so you don’t need remediation, but at the same time they have acknowledged there’s a risk because they have banned ACM cladding on (new) buildings irrespective of height.”
While ministers have repeatedly insisted buildings below this threshold are safe and remediation work is not necessary, government guidance contains no restriction on repairs being required.
Officials from the Department of Levelling Up, Communities and Housing (DLUCH) have intervened over Lisa’s case, but fire engineers are standing firm in their position the works are needed in order for the building to meet safety standards.
Image: Lisa Petty is facing a £21,000 bill to remove Grenfell-style cladding from her home
The long-running saga resulted in the sale of Lisa’s flat collapsing and her mortgage payments rising by £450 a month – as she switched a variable rate when she thought she would be moving.
Lisa said the problems have limited “every aspect of my life” and it feels like there’s “no end in sight”.
“I can’t begin to quantify the impact it’s had, it’s exhausting,” she said.
“I want children and I’ve thought about adoption in the past but that’s not something I feel like I can pursue because my future and my financial stability is so dependent on this situation.
“It just feels like your life isn’t your own and you are just worried to spend any money.
“I shouldn’t be made to pay to make this building safe that I had absolutely no say in designing or signing off.”
‘Buildings will only be made half safe’
Since the Grenfell Tower fire killed 72 people in 2017, the cladding scandal has trapped thousands of flat owners in unsafe and unsellable homes – with many facing huge repair bills to fix them.
The opening of the CSS means that costs of fixing dangerous cladding for all buildings in England over 11 metres will now be covered either by government funding or by companies who built them.
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Housing developers have been told by Michael Gove to commit to repairing unsafe buildings or be banned from the market.
The DLUCH said the scheme will give “tens of thousands of residents across England a pathway to a safe home”.
But the End our Cladding Scandal (EOCS) campaign group said while welcome “there are still many hundreds of thousands of people trapped in the building safety scandal, including those in buildings under 11 metres in height”.
They added that the scheme will only make buildings “half safe” because it does not cover historic non-cladding fire safety issues, like internal defects and missing cavity barriers.
The government has introduced a £10-£15k legal cap on what can be charged to fix these widespread problems but this excludes certain leaseholders, including landlords of more than three flats.
‘We are being punished’
Patsy Sweeny, who owns three small rentals in Birmingham with her husband, feels like she is being “punished” for investing into property to self-fund her retirement.
The former insurance broker said she was “accidently” pushed into the “non-qualifying” threshold because she had wanted to sell the flat she was living in and move to a house during the pandemic – but the cladding issues made that impossible.
“I was going round the bend, getting really desperate to get out of the flat and feeling trapped, so we took a view to rent it out and get a mortgage for the house and (months later) that was what put us over the threshold.”
The 56-year-old now faces “uncapped financially liability” for the non-cladding issues, which she fears will cost tens of thousands of pounds.
Image: Patsy Sweeney and her husband don’t qualify for a cap on ‘extortionate’ non-cladding costs
“I can’t see any logic to it. You could have two flats that are worth £2 million in some parts of London and be qualified, or you could have three in the north of England for £300,000 and be unqualified, so it seems really punitive.
“Whether I have one flat or 10 I didn’t make these buildings so it’s irrelevant.”
Labour has urged the government to “rethink” the cap exclusion, arguing that it will expose non-qualifying leaseholders to financially ruinous bills and delay remediation in the cases where they simply can’t pay.
Shadow housing minister Matthew Pennycook told Sky News: “The millions of people whose lives are on hold as a result of the building safety crisis need the government to grip and drive the national remediation effort that is required to make all buildings safe and to reconsider their damaging decision to abandon a minority of leaseholders to extortionate non-cladding remediation costs.”
‘Human cash machines’
The government has not set a time line for when homes should be remediated under the CSS, but said thousands of buildings will benefit “over the next decade”.
For Patsy, this casts a dark shadow over her plans for a comfortable retirement.
Her future costs are unknown but she calculates the cladding crisis has already cost her £1m in rising building insurance, service charges, mortgage rates, extra stamp duty and landlord licensing fees.
She fears she will never see the equity from the flats as the “non-qualifying” status stays with the property’s lease after its sold so even if the issues are fixed, “no one will ever want to buy them”.
Patsy said: “I’m not a wealthy individual. Some people might think I am because I’ve got these properties but all we did was use our savings to look after our future for we when we retired and now that money is being spent on a problem caused by developers.
“We are being treated like human cash machines that took a commercial risk and are now being told to live with the consequences. How is that right?”
Sir Keir Starmer has announced the UK has officially recognised Palestine as a state.
“Today, to revive the hope of peace for the Palestinians and Israelis, and a two state solution, the United Kingdom formally recognises the State of Palestine,” the prime minister said on X, alongside a longer video statement.
“In the face of the growing horror in the Middle East, we are acting to keep alive the possibility of peace and a two-state solution.
“That means a safe and secure Israel alongside a viable Palestinian state. At the moment, we have neither.”
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Canada and Australia also officially recognised Palestinian statehood on Sunday, ahead of a conference of the UN General Assembly in New York this week.
It is a significant moment in the history of Britain’s involvement in the region, and comes as the death toll from the Israeli war on Gaza continues to rise and conditions for the people trapped become even more desperate.
Image: An updated map of the region the Foreign, Commonwealth & Development Office website
In recognising Palestine as a state, the UK does so based on 1967 borders to be finalised as part of future negotiations. It would be led by a “reformed Palestinian Authority”.
The UK also acknowledges “all legal rights and obligations of statehood” for Palestine.
An updated map on the UK’s Foreign, Commonwealth & Development Office website now has the West Bank and Gaza labelled as ‘Palestine’ rather than the ‘Occupied Palestinian Territories’. This change has been rolled out across the website.
Image: Protesters in Tel Aviv calling for the release of hostages. Pic: AP
Sir Keir calls on Hamas to release the hostages
The prime minister repeated his calls for the the Israeli hostages – held in captivity since the brutal attacks on Israel on 7 October, 2023 – to be released by Hamas.
“I have met British families of the hostages. I see the torture that they endure each and every day. Pain that strikes deep in people’s hearts across Israel and here in the United Kingdom.
“The hostages must be released immediately and we will keep fighting to bring them home.”
Sir Keir was also clear to emphasise that recognition of Palestine was “not a reward for Hamas”, saying that the terror group “can have no future, no role in government, no role in security” in a future state.
“I have directed work to sanction other Hamas figures in the coming weeks,” he added.
Image: Huge amounts of Gaza have been razed to the ground. Pic: Reuters
Starmer calls on Israel to end Gaza offensives
Sir Keir also repeated his criticism of Israel, which for nearly two years has waged a brutal war on the densely-populated Gaza Strip.
“The Israeli government’s relentless and increasing bombardment of Gaza, the offensive of recent weeks, the starvation and devastation are utterly intolerable.”
The death toll in Gaza since the IDF launched its offensive following the 7 October attacks has now risen above 65,000 people, according to Hamas-run health authorities.
“This death and destruction horrifies all of us. It must end,” he said.
Image: A pro-Palestinian march in London earlier this year. Pic: PA
British people ‘desperately want to see’ peace
Sir Keir also said: “Ordinary people, Israeli and Palestinian, deserve to live in peace. To try to rebuild their lives free from violence and suffering.
“That’s what the British people desperately want to see.”
But he warned that the possibility of a Palestinian state was in danger of vanishing forever.
“With the actions of Hamas, the Israeli government escalating the conflict, and settlement building being accelerated in the West Bank, the hope of a two-state solution is fading, but we cannot let that light go out.
“That is why we are building consensus with leaders in the region and beyond, around our framework for peace.”
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What changed in UK’s Gaza policy?
Sir Keir said this is a “practical plan” to bring people together behind a “common vision” that moves from a ceasefire in Gaza to negotiations on a two-state solution.
Today, Sir Keir Starmer will deliver on his pledge to recognise a Palestinian state – after setting out a series of conditions in July which there was little prospect Israel could meet, including agreeing a ceasefire with Hamas.
The prime minister will say it recognises the “inalienable right” of the Palestinian people and what he feels is a moral responsibility to keep a two-state solution alive, amid the devastation of the war and concern about settlement expansion in the West Bank.
This will be formally put forward by the British government at a conference of the UN General Assembly in New York this week, after a diplomatic push led by Emmanuel Macron. Canada and Australia are also expected to recognise it, although may call for Hamas to disarm.
But Labour has always said it’s a move they would make as part of a peace process, which looks further away than ever.
What does it mean?
The move has been heavily criticised and leaves a number of questions not only about what it will achieve – but about whether it will have the opposite effect on the conflict.
David Lammy as foreign secretary conceded when the pledge was announced that “it will not change the position on the ground” which can only come through negotiations.
After all, 147 of the 193 member states of the United Nations recognise it already. Palestine has permanent observer status at the UN – speaking rights, but not voting rights – where it’s represented by the Palestinian Authority. Any move to full status would have to be agreed by the Security Council where the US has a veto.
Sir Keir has made clear he doesn’t accept Hamas – which he calls a “brutal terrorist organisation” – as a government in Gaza. The borders of such a state, wrangled over for decades during multiple rounds of negotiations between Israel and the Palestinians, are also not agreed.
Recognition is opposed by the Trump administration, as the US president made clear in London last week. US secretary of state Marco Rubio has said it would “embolden Hamas” and be symbolic only.
In Britain there is cynicism too. Kemi Badenoch, the Conservative leader, has accused the prime minister of a “desperate and insincere attempt to placate his backbenchers”. He heads to the party’s conference in Liverpool next week with a further slump in his approval ratings to -42%, around where Rishi Sunak’s was after his D-Day blunder.
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Could recognition of Palestine change the West Bank?
Other Labour MPs oppose the recognition move. The Labour Friends of Israel group has said: “It is important to recognise that Israel is not the only party to this conflict… Hamas could end this conflict tomorrow by releasing the hostages and laying down its arms.”
The move is also opposed by the families of the hostages in Gaza, of which 20 are believed to be alive – for not imposing their release as a condition on Hamas.
Ilay David, the brother of Evyatar David, who recently appeared emaciated in a Hamas video, said: “We want to meet with Starmer but he refuses to meet with us… Giving this recognition is like saying to Hamas: ‘It is OK you can keep starving the hostages, you can keep using them as human shields’. This kind of recognition gives Hamas power to be stubborn in negotiations. That is the last thing we need right now.”
Sir Ephraim Mirvis, the UK’s Chief Rabbi has said the “unconditional” recognition of the state “is not contingent upon a functioning or democratic Palestinian government, nor even upon the most basic commitment to a peaceful future”.
Image: Sir Keir Starmer welcomed Mahmoud Abbas, president of the Palestinian Authority, to 10 Downing Street earlier this month
What happens next?
Sir Keir met 89-year-old Mahmoud Abbas, the president of the Palestinian Authority, in London this month and they agreed Hamas should not be involved in the governance of Gaza.
Efforts to set up a transitional government have been discussed between the US and Gulf states. But Mike Huckabee, the US ambassador to Israel, said last week there was nothing “ready for signature”.
The UK government is expected to announce further sanctions on Hamas figures this week. But the Israeli government has already responded with fury to the prospect of recognition and it’s reported that retaliation could include further annexations in the West Bank.
The UK government sees this as an important diplomatic move with allies, when nothing else is moving the dial. But it can only be made once, and even supporters in government acknowledge that on the ground in Gaza it won’t immediately change very much.
Image: One of three Russian MiG-31 fighter jets in images shared by Sweden’s armed forces. Pic: Swedish Armed Forces
The three incursions into NATO airspace fuelled concerns about the potential expansion of Russia‘s three-year war in Ukraine and have been seen as an attempt by Moscow to test the military alliance’s response.
The incident over Poland prompted its prime minister, Donald Tusk, to warn that his country was the closest to “open conflict” it had been since the Second World War, while the UK announced it would provide Warsaw with extra air cover.
Two RAF Typhoons, supported by an RAF Voyager air-to-air refuelling plane, took off from RAF Coningsby, in Lincolnshire, on Friday night to defend Poland’s skies before returning safely early on Saturday morning.
Image: A Gerbera drone landed in a field in the Olesno region of Poland
Defence Secretary John Healey said the mission sends a clear signal that “NATO airspace will be defended”.
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“I’m proud of the outstanding British pilots and air crew who took part in this successful operation to defend our allies from reckless Russian aggression.”
He said the mission was “especially poignant” coming as the UK marks the 85th anniversary of the Battle of Britain – when Polish pilots came to the aid of the UK – this weekend.
The head of the RAF, Air Chief Marshal Harv Smyth, said: “This sortie marks the RAF’s first operational mission on Eastern Sentry, reinforcing the UK’s steadfast commitment to NATO and its allies.
“We remain agile, integrated, and ready to project airpower at range.”