Connect with us

Published

on

Share on Pinterest Pharmacy discount cards can help you save money on commonly prescribed medications. SDI Productions/Getty ImagesA new study has found that pharmacy discount cards can often save people money.These findings were based on 20 common generic drugs and two pharmacy discount card programs.Discount card programs work by negotiating lower prices with pharmacies and drug companies.Experts say this can lead to up to 85% savings off of regular drug prices.Accessing the programs can be as simple as visiting the companys website and downloading the card.

According to a newly published report in the Annals of Internal Medicine, out-of-pocket (OOP) payments through insurance are often greater than what people might pay when using a pharmacy discount card program.

The studys findings applied to two discount drug programs: Amazon Prime and GoodRx Gold.

The team looked at 20 commonly prescribed generic medications, including several popular types of drugs such as antidepressants, high blood pressure medications, statins, and others. Pharmacy discount cards helped save patients money on generics

To arrive at their conclusions, the scientists used data from the 2020 Medical Expenditure Panel Survey (MEPS). MEPS is a large, nationally representative survey of patients, medical providers, and employers from around the U.S. It includes data on the cost and usage of health care and health insurance.

OOP payments in the MEPS were matched to prices through Amazon Prime and GoodRx Gold.

The drugs studied included:Blood pressure medications amlodipinefurosemidehydrochlorothiazidelisinoprillosartanmetoprololAntidepressants escitalopramsertralinetrazodoneCholesterol-lowering medications atorvastatinrosuvastatinsimvastatinStomach-acid-lowering medications omeprazolepantoprazoleAsthma and allergy medications montelukastThyroid hormone L-thyroxineDiabetes medication metformin

Any prescriptions where OOP payments were greater than the discount card pricing were noted in order to measure the proportion of excess OOP payments as well as their extent.

They also examined these measures in light of insurance type as well as whether the patients were likely to be in the deductible phase.

The researchers found that peoples OOP payments surpassed Amazons prices for 20% of the prescriptions they examined, while they exceeded GoodRx prices for 43% of the prescriptions.

Additionally, peoples OOP payments were greater than Amazons prices 40% of the time when the prescriptions were assumed to be in the deductible phase, while OOP payments for GoodRx were greater 79% of the time under this condition.

This suggests, said the authors, that when insurers cover part or all of the cost, there is a low rate of excess OOP payments. So, while discount cards can be helpful in reducing drug costs, this may not always be the case.

The authors noted that these savings particularly apply to those who either do not have insurance or are not adequately insured. Additionally, people who are enrolled in high-deductible healthcare plans might benefit.

Altogether, it was estimated that the OOP cost savings with these two pharmacy discount card programs would total about $969 million and $1.83 billion, respectively, with the majority of the savings coming from 90-day prescriptions. How prescription discount cards reduce out-of-pocket costs

According to Pauline K. Gray, a certified pharmacy technician with PharmacyTechnicianBlog.com, pharmacy discount card programs offer discounts on prescription drugs at participating pharmacies, making healthcare more affordable for consumers.

Pharmacy discount card programs work by negotiating discounted prices with pharmacies and pharmaceutical companies, she said. When a cardholder presents their discount card at a participating pharmacy, they receive a reduced price on their prescription medications. The pharmacy then bills the program sponsor for the discount provided.

Gray explained that the savings provided by pharmacy discount card programs can vary, depending on the drug, the pharmacy, and the program. However, the average savings can amount to anywhere from 10% to 85% of prescription drug costs.

She additionally noted that generics can provide more substantial savings than brand-name drugs. Are prescription discount programs worth it?

Dr. Saya Nagori, an ophthalmologist and CEO of EyeFacts, said that she is ecstatic when her patients are able to save money with these programs, stating that they allow people to pursue healthcare with little hassle and major benefits with or without health insurance.

She cautions, however, that some medications may not be covered. Additionally, discount coverage may be based on certain specifications, such as the dosage or amount prescribed.

Nonetheless, I tell my patients it is absolutely worth asking at the counter if there are any cost savings because you never know when these discount programs will benefit you, especially when they offset the overall cost of a persons healthcare. How to access prescription discount card savings

Accessing pharmacy discount card programs is usually straightforward, said Gray. Many programs offer cards that are freely available to the public, she noted, adding that they can be obtained online from program websites, through healthcare providers, or even at the pharmacies themselves. And, once you have the card, you can begin to use it immediately.

Gray added, Its essential for individuals to compare different programs to find the one that offers the best discounts for their specific medications and local pharmacies.

There are several programs to choose from, however.

Organizations that offer pharmacy discount programs include GoodRx, Optum Perks, ScriptSave, WellRx, and Blink Health, said Nagori.

Gray added SingleCare, Needymeds, FamilyWize, and RxSaver to the list.

Simply mention these company names in conjunction with your purchase and the pharmacist will check to see if there is indeed a discount to apply, advised Nagori.The bottom line

Several pharmacy discount programs exist and a new study shows that, in many cases, these programs can save people money when compared to their out-of-pocket costs through their insurance provider.

They are especially likely to save you money if you are underinsured or have a high deductible that you need to meet.

Experts say these programs can save people anywhere from 10% to 85% off the cost of their prescription medications.

Learning whether these programs can save you money is easy: Just ask your pharmacist. If your pharmacy participates in a program that can save you money, you can often download the card and begin using it right away.

Disclosure: Healthline Media and Optum Perks are both part of RVO Health.

Continue Reading

World

Volodymyr Zelenskyy takes swipe at US over ‘weak’ comment on Russian attack – as Ukrainian drones strike factory

Published

on

By

Volodymyr Zelenskyy takes swipe at US over 'weak' comment on Russian attack - as Ukrainian drones strike factory

Ukrainian President Volodymyr Zelenskyy has hit out at the US over its “weak” response to lethal Russian attacks on his hometown on Friday.

President Zelenskyy posted a lengthy and emotional statement on X about Russia’s strikes on Kryvyi Rih, which killed 19 people.

Meanwhile Ukrainian drones hit an explosives factory in Russia’s Samara region in an overnight strike, a member of Ukraine’s SBU security service told Reuters.

In his post, President Zelenskyy accused the United States of being “afraid” to name-check Russia in its comment on the attack.

“Unfortunately, the reaction of the American Embassy is unpleasantly surprising: such a strong country, such a strong people – and such a weak reaction,” he wrote on X.

“They are even afraid to say the word “Russian” when talking about the missile that killed children.”

America’s ambassador to Ukraine Bridget Brink had written on X: “Horrified that tonight a ballistic missile struck near a playground and restaurant in Kryvyi Rih.

“More than 50 people injured and 16 killed, including 6 children. This is why the war must end.”

Please use Chrome browser for a more accessible video player

Strike on Zelenskyy’s home city

President Zelenskyy went on in his post to say: “Yes, the war must end. But in order to end it, we must not be afraid to call a spade a spade.

“We must not be afraid to put pressure on the only one who continues this war and ignores all the world’s proposals to end it. We must put pressure on Russia, which chooses to kill children instead of a ceasefire.”

Grandmother ‘burned to death in her home’

Oleksandr Vilkul, head of the city’s defense council, said the missile attack, followed by a drone attack, had killed 19 people, including nine children.

“The Iskander-M missile strike with cluster munitions at the children’s playground in the residential area, to make the shrapnel fly further apart, killed 18 people.

“One grandmother was burnt to death in her house after Shahed’s direct hit.”

Russia’s defence ministry said it had struck a military gathering in a restaurant – an assertion rebutted by the Ukrainian military as misinformation.

“The missile hit right on the street – around ordinary houses, a playground, shops, a restaurant,” President Zelenskyy wrote.

Mr Zelenskyy also detailed the child victims of the attack including “Konstantin, who will be 16 forever” and “Arina, who will also be 7 forever”.

The UK’s chief of the defence staff Sir Tony Radakin said he had met the Ukrainian leader on Friday, along with French armed forces leader General Thierry Burkhard.

“Britain and France are coming together & Europe is stepping up in a way that is real & substantial, with 200 planners from 30 nations working to strengthen Ukraine’s long term security,” Sir Tony wrote.

The UK and France have spearheaded a so-called “coalition of the willing” – a group of countries that have pledged to help Ukraine secure if a ceasefire deal is reached with Russia.

Continue Reading

World

IDF admits mistakenly identifying Gaza aid workers as threat – after video of attack showed ambulances were marked

Published

on

By

IDF admits mistakenly identifying Gaza aid workers as threat - after video of attack showed ambulances were marked

The IDF has admitted to mistakenly identifying a convoy of aid workers as a threat – following the emergence of a video which proved their ambulances were clearly marked when Israeli troops opened fire on them.

The bodies of 15 aid workers – including eight medics working for the Palestine Red Crescent Society (PRCS) – were found in a “mass grave” after the incident, according to the head of the UN Office for Coordination of Humanitarian Affairs Jonathan Whittall.

The Israeli military originally claimed an investigation found the vehicles did not have any headlights or emergency signals and were therefore targeted as they looked “suspicious”.

But video footage obtained by the PRCS, and verified by Sky News, showed the ambulances and a fire vehicle clearly marked with flashing red lights.

In a briefing from the IDF, they said the ambulances arrived in the Tel Sultan neighbourhood in Rafah shortly after a Hamas police vehicle drove through.

Palestinians mourn medics, who came under Israeli fire while on a rescue mission, after their bodies were recovered, according to the Red Crescent, at Nasser hospital in Khan Younis in the southern Gaza Strip March 31, 2025. REUTERS/Hatem Khaled/File Photo
Image:
Palestinians mourning the medics after their bodies were recovered. Pic: Reuters

An IDF surveillance aircraft was watching the movement of the ambulances and notified troops on the ground. The IDF said it will not be releasing that footage.

When the ambulances arrived, the soldiers opened fire, thinking the medics were a threat, according to the IDF.

The soldiers were surprised by the convoy stopping on the road and several people getting out quickly and running, the IDF claimed, adding the soldiers were unaware the suspects were in fact unarmed medics.

An Israeli military official would not say how far away troops were when they fired on the vehicles.

The IDF acknowledged that its statement claiming that the ambulances had their lights off was incorrect, and was based on the testimony from the soldiers in the incident.

The newly emerged video footage showed that the ambulances were clearly identifiable and had their lights on, the IDF said.

The IDF added that there will be a re-investigation to look into this discrepancy.

The clip is filmed through a vehicle windscreen - with three red light vehicles visible in front
Image:
The clip is filmed through a vehicle windscreen – with three red light vehicles visible in front

Addressing the fact the aid workers’ bodies were buried in a mass grave, the IDF said in its briefing this is an approved and regular practice to prevent wild dogs and other animals from eating the corpses.

The IDF could not explain why the ambulances were also buried.

The IDF said six of the 15 people killed were linked to Hamas, but revealed no detail to support the claim.

Please use Chrome browser for a more accessible video player

Bodies of aid workers found in Gaza

The newly emerged footage of the incident was discovered on a phone belonging to one of the workers who was killed, PRCS president Dr Younis Al Khatib said.

“His phone was found with his body and he recorded the whole event,” he said. “His last words before being shot, ‘Forgive me, mom. I just wanted to help people. I wanted to save lives’.”

Sky News used an aftermath video and satellite imagery to verify the location and timing of the newly emerged footage of the incident.

More from Sky News:
Israeli troops expand Gaza ‘security zone’
What happened to the ceasefire?

Please use Chrome browser for a more accessible video player

Aid worker attacks increasing

It was filmed on 23 March north of Rafah and shows a convoy of marked ambulances and a fire-fighting vehicle travelling south along a road towards the city centre. All the vehicles visible in the convoy have their flashing lights on.

The footage was filmed early in the morning, with a satellite image seen by Sky News taken at 9.48am local time on the same day showing a group of vehicles bunched together off the road.

Continue Reading

World

Global markets have given Trump a clear no-confidence vote – and his fickleness is making the problem worse

Published

on

By

Global markets have given Trump a clear no-confidence vote - and his fickleness is making the problem worse

Global financial markets gave a clear vote of no-confidence in President Trump’s economic policy.

The damage it will do is obvious: costs for companies will rise, hitting their earnings.

The consequences will ripple throughout the global economy, with economists now raising their expectations for a recession, not only in the US, but across the world.

Tariffs latest: FTSE 100 suffers biggest daily drop since COVID

Financial investors had been gradually re-calibrating their expectations of Donald Trump over the past few months.

Hopes that his actions may not match his rhetoric were dashed on Wednesday as he imposed sweeping tariffs on the US’ trading partners, ratcheting up protectionism to a level not seen in more than a century.

FILE PHOTO: U.S. President Donald Trump holds a "Foreign Trade Barriers" document as he delivers remarks on tariffs in the Rose Garden at the White House in Washington, D.C., U.S., April 2, 2025. REUTERS/Carlos Barria/File Photo
Image:
On Wednesday, Donald Trump announced global tariffs, ratcheting up protectionism. Pic: Reuters

04 April 2025, Hesse, Frankfurt/Main: Stock exchange traders watch their monitors on the trading floor of the Frankfurt Stock Exchange while the display board with the Dax curve shows falling prices. US President Trump had issued a huge tariff package against trading partners around the world. The European Union and China have already announced countermeasures. Photo by: Arne Dedert/picture-alliance/dpa/AP Images
Image:
Traders at the Frankfurt stock exchange watched the DAX plummet on Friday. Pic: Picture-alliance/dpa/AP

Markets were always going to respond to that but they are also battling with another problem: the lack of certainty when it comes to Trump.

More on Donald Trump

He is a capricious figure and we can only guess his next move. Will he row back? How far is he willing to negotiate and offer concessions?

Read more:
No winners from Trump’s tariff gameshow
Trade war sparks ‘$2.2trn’ global sell-off

These are massive unknowns, which are piled on to uncertainty about how countries will respond.

China has already retaliated and Europe has indicated it will go further.

Aerial view of a ro-ro terminal for vehicle shipment in Yantai in eastern China's Shandong province, Thursday, April 3, 2025. (Chinatopix Via AP) CHINA OUT
Image:
Vehicles destined for export, like these in Yantai in eastern China, face massive US tariffs. Pic: Chinatopix/AP

Cargo containers line a shipping terminal at the Port of Oakland on Thursday, April 3, 2025, in Oakland, Calif. (AP Photo/Noah Berger)
Image:
Container ports like Oakland in California might expect activity to fall. Pic: AP

That will compound the problems for the global economy and undoubtedly send shivers through the markets.

Much is yet to be determined, but if there’s one thing markets hate, it’s uncertainty.

Continue Reading

Trending