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As the nation reeled from covid-19, the federal government sent many Americans a financial lifeline.

This story is part of the Overpayment Outrage series onCox Media GroupTV stations. It can be republished for free. Share Your Story

Do you have an experience with Social Security overpayments youd like to share? Click here to contact our reporting team.Contact us

But some recipients say the covid relief payments have triggered financial distress by jeopardizing their Social Security benefits.

The government has demanded they repay much larger amounts thousands of dollars in benefits for the poor and disabled distributed by the Social Security Administration.

The government gave this money to them with one hand. They should not be trying to take it back with the other, said Jen Burdick, an attorney at Community Legal Services of Philadelphia who has helped many people contest repayment demands.

Jo Vaughn, a disabled 63-year-old in New Mexico, received $3,200 in federal covid relief. Then came a letter from the Social Security Administration dated Aug. 25, 2023, saying she owed the government $14,026.

They are sending me to a very early grave, Vaughn said.

The covid clawbacks show the trauma the Social Security Administration can cause when it claims to have overpaid beneficiaries, many of them highly vulnerable, then calls on them to pay the money back.

And the collection efforts illustrate the limitations and dysfunction that have come to define the agency.

Social Security Administration spokesperson Nicole Tiggemann declined to comment for this article or to arrange an interview with the agencys acting commissioner, Kilolo Kijakazi.

(WHIO-TV, Dayton)

(WSOC-TV, Charlotte)

In the wake of a recent investigation by KFF Health News and Cox Media Group, House and Senate members have called for action on problems at the Social Security Administration. The agency has announced that it is undertaking a review of its own, and a House panel is scheduled to hold a hearing on Oct. 18.

Vaughn and other recipients didnt ask for the covid money. The checks, known as economic impact or stimulus payments, landed automatically in their mailboxes or bank accounts in three installments in 2020 and 2021. The payments, which were based on the recipients income, totaled as much as $3,200 per person.

The payments pushed some beneficiaries bank balances above the $2,000 asset limit for individuals on Supplemental Security Income (SSI), a program for people with little or no income or assets who are blind, disabled, or 65 or over. The limit, which hasnt been adjusted for inflation in decades, can discourage people from working or saving more than a perilously small amount of money.

In some cases, when the Social Security Administration belatedly noticed the higher bank balances, it concluded the beneficiaries no longer qualified for SSI, according to people affected. Then the agency set out to recapture years of SSI benefits it alleged they shouldnt have received.

Even as recipients appealed the actions, the agency stopped sending monthly benefit checks.

The ripple effects can disrupt health care, too. In most states, receiving SSI makes someone eligible for Medicaid, so halting SSI benefits can jeopardize coverage under the public health insurance program, said Darcy Milburn of The Arc, an organization that advocates for people with disabilities.

Vaughn, who suffered a disabling injury while working as a cook at a truck stop, said she depends on the $557 she was receiving from SSI each month. It hasnt come since August, she said.

Her only remaining income, she said, is $377 in monthly Social Security retirement payments.

Im afraid of being homeless, she said by phone. I dont want to end up on the street.

Or even worse, she said in an email: If I dont start receiving my money back, well lets just say I have my will ready. Email Sign-Up

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Actions Defy Agencys Own Policy

The covid stimulus payments arent supposed to trigger Social Security clawbacks.

Early in the pandemic, the Social Security Administration said that, when assessing peoples eligibility for SSI, it would exclude the payments for 12 months. Later, it said it would exclude them indefinitely.

But what the agency says and what it does indeed, what it is capable of doing are often very different, people who study the agency said.

Its not clear SSA knows where money in beneficiaries accounts is coming from, said Kathleen Romig, director of Social Security and disability policy at the Center on Budget and Policy Priorities.

As far as we can tell, SSA simply doesnt have the tools to implement a permanent exclusion from the resource limit, Romig said.

The number of people who have received Social Security clawback notices due to covid relief payments is unclear.

Whats more, beneficiaries might not realize stimulus payments could be at the root of alleged overpayments. As a result, they may be ill-equipped to challenge any clawbacks.

(WFXT, Boston)

(WFTV, Orlando)

A lot of people have been caught up in inaccurate or improper overpayment notices because of stimulus money, said Burdick, the legal aid attorney in Philadelphia. She estimated that her office alone had seen about a hundred such cases.

Sen. Ron Wyden (D-Ore.), chair of the Senate Finance Committee, asked the Social Security Administration in September 2021 how many people had their SSI payments reduced or cut off on account of the stimulus payments. In its written response, the agency didnt say.

At the time, Wyden said the agencys decision to indefinitely exclude stimulus payments from the asset limit may have come too late for many struggling families.

The Consortium for Citizens with Disabilities, an umbrella group for advocacy organizations, flagged the problem as early as May 2021. In a letter to the Finance Committee, the group said it was concerned that some people would have their benefits reduced in order to recover overpayments that never should have been assessed.

Vaughn said she saved her covid stimulus funds to leave herself some money to fall back on.

When the Social Security Administration told her she had been over the asset limit for more than two years, the agency didnt mention the stimulus payments. But Vaughn reviewed her bank records and concluded the covid payments were the cause.

Lost in the System Julia Greune with her father, Dave Greune.(Cox Media Group)

Dave Greune of North Carolina said that, in the case of his disabled 43-year-old daughter, Julia, the cause of an overpayment notice was clear.

The reason her assets exceeded the limit, Greune said, was that $3,200 in stimulus payments had been deposited directly into her bank account by the same government now demanding she repay almost twice that amount.

How does he know?

The only funds that flowed into Julias account were her SSI payments and the covid stimulus payments, Greune said.

In April 2023, two years after Julias last stimulus payment, the agency notified Greune that it had been overpaying her since September 2020.

First it said she owed $7,374.72. Later, it revised that to $6,253.38.

Julia is blind with cerebral palsy and a mental disability, Greune said, leaving her totally disabled. The family was saving the stimulus money to buy her a new wheelchair, he said.

In correspondence, the agency pointed to checking account balances as the basis for its finding that Julia exceeded the $2,000 asset limit. It noted that the agency doesnt count the value of a home, one vehicle, or a burial fund of up to $1,500. But it didnt alert Greune that, according to its own policy, covid stimulus payments shouldnt count toward the limit. He figured that out himself.

Greune said he immediately filed an appeal online.

In July, at the direction of an agency representative, he drove 45 minutes to a Social Security office in Raleigh and delivered a stack of bank statements and an appeal for.

Greune, 64 and retired from a career in real estate, logged many unsuccessful efforts to follow up by phone. Left on hold for 15 minutes until the call dropped. Left on hold for 46 minutes until the call dropped.

Ultimately, he said, he reached a person who told him she saw no record of the agency having received the appeal he filed online or the documents he delivered by hand.

In the meantime, Social Security stopped sending Julias monthly benefits. The last payment, of $609.34, arrived six months ago, he said.

Late last month, the county government sent Julia a notice that, because the Social Security Administration was stopping her SSI checks, the county was reviewing her eligibility for Medicaid.

And if we dont have Medicaid thats going to be a big problem, Greune said. Now Im really pissed off. Dave Greune says the sole reason his daughter Julias assets exceeded the Social Security Administrations limit to receive SSI was that she received $3,200 in stimulus payments from the same government now demanding almost twice that amount be paid back.(Cox Media Group)

Angst, Lots of It

In early 2021, about a year after the first economic impact payments, known as EIPs, were distributed, the Social Security Administration issued what it called an Emergency Message.

It instructed staff on how to handle the payments and contained information that could have been useful to SSI beneficiaries.

Develop and exclude the EIP from resources in other words, assets only when an individual alleges receiving and retaining an amount that may affect eligibility, it said.

It also told staff to take beneficiaries at their word. Accept the individuals allegation, it said.

Martin Helmer of Denver, 77, said that, when the Social Security Administration made a mistake involving his sons benefits, the burden fell on him to speak up.

He said he felt he was treated as guilty until proven innocent.

It was angst, lots of it, Helmer said, especially when I saw how hard-ass they were being about everything.

Helmer manages the benefits for his 40-year-old son, Quinn, who has a mental illness. In July, the Social Security Administration sent a letter alleging in part that, since May 2021, Quinn had received more than $17,000 for which he was ineligible.

Going forward, the agency said, it would reduce his benefits.

Helmer concluded that the main issue was the covid stimulus payments; other than Social Security benefits, that was the only money that flowed into Quinns account, he said.

Helmer, a retired auditor and IRS agent, spent several days studying an agency manual. He contested the agencys action and won.

He worries how other people would fare and how his son would manage without him.

I think disabled people and their caretakers have maybe less energy than the average person to deal with something like this, he said, when theyre already dealing with a lot.

Madison Carter of WSOC-TV in Charlotte, North Carolina, contributed to this report.

Do you have an experience with Social Security overpayments youd like to share? Click here to contact our reporting team. David Hilzenrath: @DavidHilzenrath

Jodie Fleischer, Cox Media Group: @jodieTVnews Related Topics Aging Health Care Costs Biden Administration Colorado Disabilities Investigation New Mexico North Carolina Trump Administration U.S. Congress Contact Us Submit a Story Tip

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Ranking Elite 11 quarterbacks by system fit: Who could thrive at the next level

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Ranking Elite 11 quarterbacks by system fit: Who could thrive at the next level

The Elite 11 Finals annually spotlight the nation’s top high school quarterbacks, offering a firsthand look at how the next wave of signal-callers stacks up against elite competition.

With most participants already committed, it’s a valuable window into how these prospects will fit into their future college systems and translate to the next level. Here are the top 10 committed quarterbacks attending the event later this month ranked by system fit.

ESPN 300 ranking: 8

Tennessee’s scheme is plug-and-play friendly and fits Brandon’s big arm and sneaky mobility. There’s a clear trend emerging in Knoxville when it comes to quarterback traits in terms of stature, athleticism and arm strength. Brandon checks all three boxes. He’s very similar to former Vols standout Hendon Hooker and is further along developmentally than Hooker was at Brandon’s age. Though not quite as polished as Nico Iamaleava coming out of high school, Brandon throws a great deep ball, which Tennessee coach Josh Heupel requires from all his quarterbacks. By the time he arrives on campus, it’s likely at least one quarterback currently on the Tennessee roster will have hit the transfer portal.


ESPN 300 ranking: N/A — three-star

Duke offensive coordinator Jonathan Brewer is looking for a run-pass option quarterback with consistent accuracy and high-level production in the run game. Walker is that guy. He’s strikingly similar to Darian Mensah, the quarterback Duke brought in via the transfer portal, only Walker has a stronger arm. The Blue Devils want a dynamic runner at quarterback — something former QB Maalik Murphy wasn’t — and that’s what Walker is. A true playmaker, he also has a sky-high ceiling for development as a passer. Walker’s commitment is more evidence that the perception of Duke is shifting among top-tier recruits.


ESPN 300 ranking: 157

It’s easy to see why Arizona State’s coaching staff loves Fette considering he’s a mirror image of current quarterback Sam Leavitt. Fette is a sandlot-style riverboat gambler who thrives when the play breaks down. He looks like a pocket passer, but has the athleticism of a runner and can stress defenses with his legs. Coach Kenny Dillingham will use a lot of smoke and mirrors with shifts, motions, personnel groupings and backfield action to maximize Fette’s dynamic skill set and make him a threat both inside and outside the pocket.


ESPN 300 ranking: 6

Bell enters an ideal situation. The Longhorns don’t need to rush him, and instead can allow him to develop at his own pace. His fit is quite akin to Arch Manning‘s, and if Bell follows a similar blueprint he will get bigger, stronger and more mature over time. He already displays the tools of a high-level passer and adds value as a more capable runner than Quinn Ewers did in Steve Sarkisian’s system. Bell is a naturally gifted passer with a long track record of performance against elite competition, so he is ready to make the jump.


ESPN 300 ranking: N/A — three-star

Regardless of Carson Beck‘s production this fall, Coleman will be able to deliver the dynamism that Miami showcased with Cam Ward at the helm, which will make the Hurricanes much more difficult to defend. Coleman is the type of player Miami will prefer at quarterback in the long run. He has moxie, a gunslinger’s mentality and a live arm capable of making off-platform plays look routine. Remind you of anyone?


ESPN 300 ranking: 155

It’s easy to see shades of former Trojans quarterback Caleb Williams when watching Jonas Williams. He’s a naturally creative and improvisational quarterback. The play is never over, sometimes to a fault, but often to devastating effect. Williams can move the launch point and change arm angles, especially when asked to get the ball out quickly on screens and underneath throws. He thrives in chaos and can run the play-action offense Lincoln Riley loves to employ.


ESPN 300 ranking: 16

Henderson is another signal-caller with similarities to Darian Mensah, who played for current Houston coach Willie Fritz at Tulane. Landing Henderson was a huge win for Fritz. Henderson is a terrific athlete who can reach 20.6 mph max speed, an elite number for a quarterback. We’re intrigued to see whether he sticks at quarterback or moves to another position. For that reason, he’s more of a developmental player who needs to get more consistent in the passing game, but he has a high ceiling regardless of position.


ESPN 300 ranking: 198

At 6-foot-4 and 215 pounds, Huhn has the kind of stature coach James Franklin and offensive coordinator Andy Kotelnicki love. Though not as mobile as Drew Allar, Huhn is very athletic in the pocket. He can extend plays and shows strong anticipation off play-action. Huhn loves to play under center, which is a valuable trait in a Penn State offense that blends shotgun and traditional looks. With a scheme that frequently shifts the launch point through varied play-action concepts, Huhn’s footwork and functional mobility make him a natural fit.


ESPN 300 ranking: N/A — three-star

It’s still unclear exactly what North Carolina’s offense will look like under Bill Belichick, but recent quarterback additions offer a clue. The Tar Heels brought in dual-threat options in South Alabama transfer Gio Lopez and 2025 commit Bryce Baker. Neither is a traditional pocket passer, nor is Burgess. He’s a great get for North Carolina with his athleticism, live arm, quick release and developmental upside. He also won’t be thrust into action immediately. Once the staff understands his strengths, he’s the kind of player it can build a system around. Though not as tall, he’s reminiscent of NC State’s CJ Bailey.


ESPN 300 ranking: N/A — three-star

Cherry is the prototypical athletic pocket passer for Jeff Brohm’s system. He’s decisive, releases the ball quickly and anticipates plays well. Combine that with Brohm’s tried-and-true scheme, and it’s easy to see why Louisville is a destination for quarterbacks such as Cherry who are looking to up their game. He is similar to Cardinals transfer quarterback Miller Moss in both skill and style. Cherry thrives in quick-game concepts, excels in the intermediate passing attack and is highly effective off deep play-action. Louisville is attractive for Cherry because it always layers good skill players around its quarterback.

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Panthers-Oilers Game 6 preview: Can the Oilers force a Game 7?

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Panthers-Oilers Game 6 preview: Can the Oilers force a Game 7?

Will Tuesday night’s matchup between the Edmonton Oilers and Florida Panthers be the final game of the 2024-25 season? Or will there be one more on Friday?

The Panthers lead 3-2 in the 2025 Stanley Cup Final ahead of Game 6 (8 p.m. ET, TNT/Max). If they win, they skate the Cup on home ice. If the Oilers win, Game 7 is back in Edmonton.

Here are notes on the matchup from ESPN Research, as well as betting intel from ESPN BET:

More from Game 5: Recap | Grades

Matchup notes

Florida Panthers at Edmonton Oilers
Game 6 | 8 p.m. ET | TNT/Max

With a 3-2 lead ahead of Game 6 on home ice, the Panthers are now -400 favorites to win the Cup and the Oilers are +300; those numbers are adjusted from prior to Game 5, when both clubs were -110. As for the Conn Smythe Trophy, Sam Bennett remains the leader, but his odds have shifted from +150 to -190. Brad Marchand (+300), Connor McDavid (+700) and Leon Draisaitl (+700) round out the top four.

The Panthers are seeking to become the first team to repeat as Stanley Cup champions by beating the same team since the Montreal Canadiens did so against the Boston Bruins in 1977 and 1978 — for the Habs, those were titles No. 2 and 3 of four straight earned between 1976 and 1979. A Panthers win would be the fourth Stanley Cup for a team based in the state of Florida this decade (the Tampa Bay Lightning won in 2020 and 2021).

The Oilers are facing elimination for the first time in the 2025 playoffs. Last year, they were 5-1 when facing elimination — including three wins in the 2024 Stanley Cup Final after falling behind 3-0. Road teams facing elimination in Game 6 of the Stanley Cup Final have gone 6-6 in the past 12 occurrences.

Marchand is having a superb Stanley Cup Final, scoring six goals thus far. That marks the most goals in a Cup Final since Esa Tikkanen (1988, also six). Marchand is the first player to score five or more goals with multiple teams in a Cup Final, and his five road goals in this series are the most in a single Cup Final since Jack Adams had six for the Vancouver Millionaires in 1922. With multiple multigoal games in the Cup Final, Marchand joins Jeff Friesen (New Jersey Devils, 2003) and Max Talbot (2009, Pittsburgh Penguins) as the only players to pull off that feat in the past 30 years.

Teammate Sam Bennett is also entering historic territory. With a goal in Edmonton in Game 5, he became the fifth player in NHL history with a streak of six straight road games with a goal. He is also the fourth active NHL player to score 15 goals in a single postseason, joining Zach Hyman (16, 2024), Alex Ovechkin (15, 2018) and Sidney Crosby (15, 2009).

Panthers goaltender Sergei Bobrovsky tied the NHL record for most road wins in a single postseason (10). The other five goalies tied atop the list are: Jordan Binnington (St. Louis Blues, 2019), Braden Holtby (Washington Capitals, 2018), Jonathan Quick (Los Angeles Kings, 2012), Miikka Kiprusoff (Calgary Flames, 2004), Martin Brodeur (Devils, 2000 and 1995).

With three goals in this series, Edmonton’s Corey Perry tied Mark Recchi (Bruins, 2011) and Igor Larionov (Detroit Red Wings, 2002) for the most goals by a player age 40 or older in a single Cup Final.

McDavid scored a point in every home game he played since the 4 Nations Face-Off break — a run of 17 straight games, with 36 points in that span. He reached 150 playoff points in 95 games, the third-fastest player in NHL history to reach that benchmark, behind Wayne Gretzky (68 games played) and Mario Lemieux (86).

With one more game-winning goal this series, Draisaitl would become just the third player in the NHL’s modern era (since 1943-44) — and first since 1977 — to have three game winners in a single Stanley Cup Final. The previous players to do so are Jacques Lemaire (1977) and Jean Beliveau (1965 and 1960), both of whom accomplished the feat for the Canadiens.

play

0:47

Oilers coach: We’ve overcome difficult situations before

Kris Knoblauch keeps faith in his Oilers as he reflects on losing Game 5 in Edmonton.


Scoring leaders

GP: 22 | G: 15 | A: 7

GP: 21 | G: 11 | A: 22


Best bets for Game 6

Evander Kane over 4.5 total hits (+107): The Oilers need to be more physical if they hope to have a legitimate shot at pushing this series to a Game 7. Saturday’s team total of 25 hits, including only a pair from Kane, isn’t going to cut it. An aggressive difference-maker when he’s at his best at nearing, but not crossing, the line as he has too often this series, the winger will be one to watch from the get-go Tuesday. Notably, he registered 17 total hits through both overtime games to open this series in Edmonton. Win or lose, Kane is going to serve as a factor. Hopefully for the Oilers, not by earning himself time in the penalty box.

Stuart Skinner under 25.5 total saves (-120): If Skinner — presuming coach Kris Knoblauch goes with his No. 1 netminder to start Game 6 — struggles, or the rest of the Oilers fail to perform well enough out front, he won’t last long enough in the crease to make 26 saves before all is said and done. The leash will be short in this must-win contest. Or perhaps Edmonton’s team defense rises to the occasion and prevents more scoring chances in support of their starting goaltender, as it did in earlier rounds versus Dallas and Vegas.

Connor McDavid first period anytime goal-scorer (+600): After Leon Draisaitl scored the opener in Game 1, the Panthers are perfect in four straight games at catching the back of the net first, outscoring Edmonton 11-4 altogether in the initial period. The Oilers understand reversing that trend would go a long way in helping them survive, particularly by forcing Florida to sway from their stifling defensive play. Who better to look to than McDavid, who finally found the back of the net this series in Saturday’s losing effort? The sport’s best player needs to shoot more, and he knows it. He’ll be revved right up to make a statement, early. — Victoria Matiash

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UK weather: Yellow heat health alerts issued for most of England

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UK weather: Yellow heat health alerts issued for most of England

Yellow heat health alerts have been issued for most of England – with temperatures forecast to hit highs of 33C (91F) this weekend.

Only the North East and North West are exempt from the UK Health Security Agency’s (UKHSA) latest warning, which comes into force at 12pm on Wednesday and expires at 6pm on Sunday.

The alert indicates that people with pre-existing health conditions, and those aged over 65, could be at higher risk.

Forecasters say the East of England is likely to see the highest temperatures, which wouldn’t be far off the June record of 35.6C (90F) set in 1976.

According to the Met Office, it will get progressively warmer as the week progresses – with the heat peaking on Sunday.

Deputy chief meteorologist Dan Holley said thundery showers may be possible heading into Saturday morning, with “tropical nights” a possibility as parts of the UK approach heatwave territory.

The forecast means we are likely to see the hottest day of the year so far – eclipsing the 29.4C (85F) recorded last Friday in Suffolk.

In a delicious twist, ice cream makers have said “it’s their Christmas time”, with some making fresh supplies around the clock.

This breaking news story is being updated and more details will be published shortly.

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