Connect with us

Published

on

Microsoft’s Windows 11 brings the Start menu to the center of the screen.

Jordan Novet | CNBC

Microsoft on Tuesday said it started rolling out the next major update to its Windows 11 PC operating system. The new version contains a chatbot called Copilot that bears some resemblance to startup OpenAI’s popular ChatGPT.

Copilot is a generative artificial intelligence that can create human-like text and other content with just a few words of human direction. It relies on underlying large language models that Microsoft-backed OpenAI has trained on voluminous sets of data to compose email text, answer questions and automatically perform actions in Windows, augmenting its knowledge with information from websites.

Microsoft upgraded its Bing search engine with a chatbot earlier this year, and now a variation is enhancing the latest version of the world’s most widely used PC operating system. Meanwhile, later this week, the company will start selling the Microsoft 365 Copilot, an AI add-on for corporate workers that use its productivity apps.

PC-specific features in the Windows Copilot include the ability to open apps, switch to dark mode, turn on Bluetooth and get guidance on making a screenshot. While you’re looking at a website in the Edge browser, you can have the Copilot come up with a summary of what’s on the page. On Apple’s Mac computers, people can have conversations with the Siri assistant, but its answers aren’t as detailed as those from Windows Copilot.

Windows 11 now represents about 24% of desktop PCs, according to StatCounter data, while Windows 10, which will be supported until October 2025, controls almost 72% of the market. After that, Windows 11, which debuted in 2021, could become more popular.

“We are seeing accelerated Windows 11 deployments worldwide from companies like BP, Eurowings, Kantar and RBC,” Microsoft CEO Satya Nadella said on a conference call with analysts last week.

Windows remains important at Microsoft, providing one-tenth of total revenue. Microsoft wants to keep Windows relevant because it’s a foundation for the company’s Microsoft 365 productivity applications and a springboard for growth in the Azure public cloud.

Copilot is probably the biggest part of this year’s Windows 11 release. Some people are already using Copilot, by way of a “continuous innovation” release that Microsoft issued in September. The process gives the company a way to provide new features to customers a few times a year, rather than sticking to the previously announced annual schedule.

When you click on the new Copilot icon in the taskbar or hit the Windows+C keyboard shortcut, you can bring up a panel on the right side of your display where you can have a text conversation with the new virtual assistant. It’s meant to be more capable than Cortana, which Microsoft introduced in 2015 with the launch of Windows 10 and has been gradually eliminating.

Here’s a list of some of the other new features of the Windows 11 2023 Update, also known as 23H2:

  • A virtual video editor. An auto-compose feature in the built-in Clipchamp video-editing app is making the process of putting together a final video a bit easier, using AI. After you answer a few questions, Clipchamp will prepare a compilation of scenes drawn from your footage.
  • Polyglot screen reading. Last year, Microsoft introduced natural-sounding voices that use AI to read text on screen in Windows’ Narrator accessibility feature. The new update adds support for additional languages, including English in the United Kingdom and India, French, German, Japanese, Korean, Mandarin Chinese, Portuguese and Spanish.
  • Lower energy bills. Some PCs have built-in presence sensors that can make your display turn off when you walk away and then wake up when you return. A new energy-saving “adaptive dimming” feature can dim your screen when you look away from the display and brighten it up when you look at it again. You can turn this feature on or off when setting up a device with this update or in the Settings app.
  • Boot to the cloud. If you have a cloud-based version of Windows, you can log directly into the cloud instance as your primary experience on your PC.
  • Smarter snipping. It’s getting easier to pull out text directly from screenshots with Windows. With the updated Snipping Tool app included with Windows 11, you can copy text from a screenshot and quickly redact emails or phone numbers.
  • Better backup. Microsoft will let users back up apps they’ve previously installed on a PC to restore them, along with pinned app preferences, in the future.
  • Paint with words. In the next few weeks — Microsoft is trying out this feature with testers — the Paint app will receive AI powers. You’ll be able to type in a few words and pick a style, and Paint will create an image according to your description. It’s similar to tools from Adobe and other companies, as well as Microsoft’s own image creator in the Bing search engine.
  • More taskbar customization. Windows 11 introduced a stark new taskbar that puts the Start button and a series of app icons in the center at the bottom of the screen. Now you can view app icons with labels, similar to how you could in Windows 10. Even apps that aren’t running can appear with labels. You can also hide the time and date.
  • Notepad with memory. Notepad will automatically save your status so that if you close the note-taking app and reopen it, you can get right back to your work.
  • Easier picture hunting. Microsoft wizened up the Photos app for Windows 11 so you can type in keywords and objects in the search box to find relevant images stored in OneDrive.
  • File recommendations at work. If you’re using Windows 11 on your work computer, the File Explorer and Start menu will start showing suggestions of files you might want to open based on your usage.
  • Games right away. Microsoft is starting to test “instant games,” which will let you try playing casual games you find in the company’s Store app without downloading and installing them first. Google tried something similar on Android a few years ago.
  • Developer landing pad. The Dev Home app gives software developers a destination for tracking activity on Microsoft-owned GitHub, monitoring PC activity and setting up a new type of PC storage volume called a Dev Drive.
  • A home for system stuff. When you click on the “All apps” button in the Start menu, apps that Microsoft considers system components, such as File Explorer, will display a new “system” label. Until now, you could manage them by going to Settings > Apps > Installed apps. Now there’s a dedicated page for them at Settings > System > System components.

Some of these features might not work right away and will appear in the new update over time. For example, the Windows Copilot is still in preview and is only available in North America and parts of Asia and South America. The company wants to expand the feature to other regions in the future.

How to try the new features

If you’d like to get your Windows 11 PC running version 23H2, you can open the Settings app, find the Windows Update section and hit the “Check for updates” button. A blog post has detail on the update for education and commercial customers.

Microsoft will eventually offer the update to your Windows 11 PC. If Microsoft determines that the new update could cause an issue, you won’t be given a chance to install it until everything has been ironed out.

WATCH: Microsoft’s Yusuf Mehdi discusses the tech giant’s AI ambitions with Copilot

Microsoft's Yusuf Mehdi discusses the tech giant's AI ambitions with Copilot

Don’t miss these CNBC PRO stories:

Continue Reading

Technology

AI Christmas: The latest devices from Amazon, Meta, Google and more

Published

on

By

AI Christmas: The latest devices from Amazon, Meta, Google and more

Three years since the arrival of OpenAI‘s ChatGPT, more devices featuring generative AI technology have hit the market in time for the 2025 holiday shopping season, with many offering deals for Black Friday.

Shoppers can pick from more advanced smart glasses, smart speakers with genAI and a pendant AI friend that acts as a confidant.

These latest gizmos come from megacaps like Amazon, Alphabet and Meta and smaller players like Friend and Plaud.

Despite the arrival of this new wave of products, reviews for many of the devices are mixed, and nothing has separated itself as a clear leader of the pack.

That’s in part because much of the spending on artificial intelligence has been focused on other things.

Since ChatGPT was released in late 2022, the bulk of the tech industry has reoriented itself to prioritize building out large language models in a race to reach artificial general intelligence, or AI with the capabilities that are on par with, or surpass, humans.

Thus far, much of the development in Silicon Valley has focused on AI apps, including chatbots like Anthropic’s Claude, image generators like Google’s Nano Banana or feeds for AI-generated short-form videos like OpenAI’s Sora. All things people can access on their existing smartphones without a spiffy new gadget.

But the world of AI hardware is growing fast.

If you’re in the market for the latest AI devices, here’s what’s available to snag this holiday season.

Daniel Rausch, vice president of Alexa and Echo, announces the Echo Studio and Echo Dot Max during an Amazon event showcasing new products in New York City, U.S., September 30, 2025.

Kylie Cooper | Reuters

Alexa+ Echo speakers

Amazon wants to make sure its Alexa voice assistant and Echo smart speakers don’t get left behind in the era of genAI. 

The company unveiled Alexa+ in February, promising a smarter, more conversational and personalized version of its 11-year-old digital assistant. In September, it followed up with a new set of Echo speakers and displays, which are the first devices to come with Alexa+ out of the box. 

The lineup includes a $100 Echo Dot Max, $180 Echo Show, $220 Echo Studio and $220 Echo Show 11.

The Echo Dot Max is an entry-level, all-purpose smart speaker, while the Echo Studio is larger, pricier and offers better sound quality. The main difference between Amazon’s smart displays, the Echo Show 8 and Echo Show 11, is the touchscreen size.  

All of the devices have improved sensors, speakers and microphones.

Amazon is offering 11% off the cost of the Echo Show 11 and 10% off the Echo Dot Max as part of its Black Friday promotions.

With the upgrades, Amazon is aiming to have users engage more often with the devices than their predecessors. Consumers frequently complained that Alexa had grown outdated while the Echo devices offered little utility beyond setting timers, spouting weather forecasts, playing music and controlling smart home accessories, like turning lights on and off. 

Amazon’s recent Alexa ad tries to paint a different picture. 

Comedian Pete Davidson strolls through his kitchen when an Alexa-equipped Echo Show announces, unprompted, that the “Coffee’s on, and your Uber is on its way.” Davidson then casually banters back and forth with Alexa about his preferred nickname. 

The interaction is meant to showcase a few of Alexa+’s biggest selling points — users don’t have to repeat a so-called “wake word” after every command, allowing the conversation to flow more naturally.

The devices can also now connect to external services to take actions on users’ behalf. As of now, Alexa+ can book an Uber or OpenTable reservation, generate a song via Suno, plan a trip through Fodor’s, schedule a repairman visit and purchase concert tickets through Ticketmaster. Amazon has said it expects to add more capabilities soon.

Alexa+ isn’t yet available to the general public. Consumers have to wait to receive Early Access or purchase a new Echo model to use it. 

Amazon is offering Alexa+ for free to users with Early Access, but at some point, the company will begin charging non-Prime members $19.99 a month for the service.

The company is also making moves in wearables.

Amazon in July announced plans to acquire AI company Bee for an undisclosed amount, indicating that it could have more hardware infused with the technology in the works. Bee is known for its $50 wristband that uses AI and microphones to listen to and analyze conversations, then provide to-do lists, summaries and reminders for everyday tasks.

— Annie Palmer

A person holds Google Pixel 10, Pixel 10 Pro and Pixel 10 Pro Fold mobile phones during the ‘Made by Google’ event, organised to introduce the latest additions to Google’s Pixel portfolio of devices, in Brooklyn, New York, U.S., August 20, 2025.

Brendan McDermid | Reuters

Google’s AI-powered Pixel 10 series

Although the Gemini-powered Google Home Speaker won’t roll out until the spring, Alphabet did deliver some generative AI tech this year.

Launched in August, the Pixel 10 smartphones thoroughly integrate Google’s AI into several features, such as live translation, text-based photo editing and the built-in Gemini assistant.

The baseline Pixel 10 starts at $799, while the Pro lineup includes the $999 Pixel 10 Pro, the $1,199 Pixel Pro XL and the $1,799 Pixel 10 Pro Fold. The Pro line offers a higher quality camera and display, as well as additional video features.

Among the AI products is “Magic Cue,” which connects data across different apps to surface relevant information and suggest helpful actions. For example, if a user receives a message asking about a dinner reservation’s location, Magic Cue can find the answer from the calendar app.

For snapping pictures, Google provides an AI “Camera Coach,” which scans the scene of a photo and offers recommendations about framing, lighting and other techniques to improve the image.

The Pixel 10 Pro phones come with a one-year subscription to Google’s “AI Pro” plan, which typically costs $19 per month and offers multiple AI tools, including writing assistant NotebookLM and video generator Veo 3.

All the Pixel 10 models are currently on sale for $200 to $300 off until Dec. 6, except for the Pixel 10 Pro Fold, which has a $300 markdown until Dec. 2, the company said.

— Jaures Yip

The Meta Ray-Ban Display AI glasses at Meta headquarters in Menlo Park, California, US, on Tuesday, Sept. 16, 2025.

David Paul Morris | Bloomberg | Getty Images

Meta’s AI-infused Ray-Ban smart glasses

Meta’s partnership with eyewear giant EssilorLuxottica, originally inked in 2019, has spawned a surprise hit in the Ray-Ban Meta smart glasses that both companies are keen to boast about.

With the Meta AI digital assistant, users can command the camera-equipped glasses to take photos, play tunes and to answer questions about nearby landmarks.

In September, the two companies debuted the latest version of the glasses, dubbed Ray-Ban Meta (Gen 2).

The new model has double the battery life of its predecessor and an improved camera. It costs $379, which is $80 than the prior version.

Meta and Luxottica this year also launched two smart glasses aimed at athletes under the Oakley brand.

The $399 Oakley Meta HSTN glasses are pitched toward casual athletes who want to take photos while playing sports like golf, while the $499 Oakley Meta Vanguard smart glasses are geared toward the action-sports crowd, like skiers.

The Vanguard glasses feature a flashier wraparound design and two buttons on the frames’ underside that lets helmet-wearing athletes easily take photos and videos and perform other actions.

For those willing to spend big money and test new technology, Meta and Luxottica also rolled out the $799 Meta Ray-Ban Display glasses in September.

They are the first glasses Meta sells to the public that include a display, albeit a small one, in just one of the lenses. The display is intended to show users small bits of information, like navigation directions. The glasses also include a wristband that utilizes neural technology so users can command the device with gestures like rotating one’s fingers to adjust volume.

Buying the $799 glasses, though, is not easy.

Meta requires that people sign-up for in-person demos at stores like Best Buy and LensCrafters before buying the product, and the company warns that “availability varies by store, so you may not be able to purchase a pair immediately after your demo.”

Early reviews for the display glasses have been mixed.

Some reviewers have praised the device’s color display, camera and innovative wristband. Still, others have criticized its high price and have said its lack of apps limit functionality.

Meta is currently offering a few Black Friday and Cyber Monday deals for some of its various AI-powered smart glasses that will last until Dec. 1.

People can save 20% on all versions of the Ray-Ban Meta (Gen 1) at Best Buy, Target, Amazon and also at Meta’s website and the Ray-Ban website and stores. Meta is also offering 20% off the cost of prescription lenses for people who buy the Ray-Ban Meta (Gen 2) and Oakley Meta HSTN glasses from its website.

— Jonathan Vanian

Friend AI Pendant

Source: Friend

The AI friend you wear around as a pendant

Most AI chatbots want to make the user more productive. The makers of this smart pendant want AI to be your friend.

Users wear Friend, as the product is aptly called, around their necks while the $129 device listens to the conversations happening around it.

Friend’s chatbot is powered by Google Gemini, and it offers commentary on the user’s conversation and life. Those comments appear as notifications through the device’s corresponding smartphone app.

For example, when one reviewer played a new Taylor Swift song for her AI friend, the device commented through a notification that it didn’t “think it’s bad at all” and “pretty typical for pop.”

The device is at the center of the societal debate about the rise of AI.

Friend plastered a subway station in New York this fall with ads that suggested that the pendant was better than a real friend, promising that it “will never bail on our dinner plans.”

The posters were immediately defaced with messages like “AI wouldn’t care if you lived or died.”

Those wanting to experience what it’s like to wear around an AI friend should place orders swiftly.

The company’s website currently says units will be shipping “Winter 2025/26,” but Friend founder Avi Schiffmann told CNBC that devices ordered early enough will ship before Christmas.  

— Kif Leswing

Plaud Note

Source: Plaud

Plaud, the AI recorder

Google releases Gemini 3.0 model, closes gap on ChatGPT

Continue Reading

Technology

New IRS reporting requirements will make a classic crypto ‘tax cheat’ risky starting with 2025 return

Published

on

By

New IRS reporting requirements will make a classic crypto 'tax cheat' risky starting with 2025 return

With year-end approaching, it’s a good time to make sure your tax house is in order. It’s especially important for crypto investors, given a new IRS brokerage reporting requirement covering transactions after Jan. 1, 2025.

The IRS generally treats crypto like property, similar to stocks or real estate, so selling crypto can trigger a capital gain or loss. And while crypto investors should have been keeping good records all along, the new reporting requirement gives them an even more compelling reason. That’s because brokerages now have to send what’s known as a Form 1099-DA. For tax year 2025, they’re required to report gross proceeds for each digital asset sale the broker processes. In 2026 and beyond, it’s mandatory for brokers to report gross proceeds and cost basis information for covered securities.

Because brokers haven’t had to issue 1099s for selling or exchanging crypto in the past, it was easier for people to act as tax cheats, said Ric Edelman, financial advisor, author and founder of the Digital Assets Council of Financial Professionals. “Many people mistakenly believe that there’s no reporting obligation,” Edelman said.

As crypto investors do their tax planning for a year which saw bitcoin rise to new heights, but more recently endure a huge selloff that has shaved over $40,000 off its record price, it’s important to understand the new, stricter recordkeeping requirements.

Let’s say you bought ethereum for $1,500 and paid a $50 transaction fee, your cost basis would be $1,550, according to an example provided by Coinbase. “Essentially, your gain or loss is the difference between the gross proceeds and the cost basis. If you sold that 1 ETH for $2,000, your taxable gain would be $450 ($2,000 – $1,550).”

Get your crypto recordkeeping in order now

Brokers are required to report the cost basis information for tax year 2026, and if you haven’t been keeping good records thus far, you’re going to have to start. “It’s a taxpayer’s responsibility to track and substantiate whatever cost basis they’re providing,” said Daniel Hauffe, senior manager for tax policy and advocacy at The American Institute of Certified Public Accountants.

For many crypto investors, this will be complicated, especially if they transferred their tokens to a broker after holding them elsewhere and haven’t kept careful records. In that case, the broker won’t have the amount you purchased the crypto for; the broker would only know the price when you transferred it, Hauffe said. 

Ideally, taxpayers should try to iron out these issues now, before brokers are required to report the basis, and that may require speaking to a qualified tax professional.

Crypto investors who have been keeping track of their holdings haphazardly in the past should also consider hiring a tax crypto recordkeeping provider. There are a number of these services, including ProfitStance, Taxbit, TokenTax and ZenLedger.

Edelman said it’s best to use a recordkeeping provider because of the complexities involved. “If you try to do this manually, it is complicated and you’re likely to make errors,” he said.

Crypto staking, and staking ETFs, to be a major tax focus

While the IRS issued core guidance about the tax treatment of cryptocurrency more than a decade ago, the market has changed significantly since then, underscoring the need for updated guidance in several areas. 

In 2024, the IRS, in Notice 2024-57, said it was continuing to study different types of crypto transactions to determine appropriate taxation. This has left many taxpayers in limbo and scratching their heads on how to report certain types of transactions. While the IRS has said it won’t impose penalties for limited types of transactions while the regulations are being ironed out, taxpayers still have to keep careful records so they can appropriately account for them.

One area in which cryptocurrency investors are awaiting direction is staking transactions. Guidance on this and other types of more complicated crypto transactions are expected next year, Edelman said. Some advocates say taxes should only be applicable at the time these rewards are spent, sold, or otherwise disposed of. Thus far, however, the IRS has said that these rewards should be taxed as income upon receipt, Hauffe said. 

Additional guidance in staking specifically could be especially important now that the IRS has confirmed exchange-traded funds issuers can provide staking rewards, said Zach Pandl, head of research at Grayscale, a digital asset-focused investment platform. The availability of cryptocurrency within ETFs has widened the playing field for ordinary investors to gain some exposure to the asset class, and the latest guidance suggests more investors will face tax consequences from staking rewards. “Staking rewards are increasingly common for investors because they’ve now been activated in ETFs,” Pandl said.

Bitcoin’s big drop could be a tax-loss advantage

For some crypto investors, there may be an opportunity in the next month or so for tax-loss harvesting, which involves selling investments at a loss and using those losses to offset gains in other investments, Pandl said.

Bitcoin’s struggles since its record highs in October could present an opportunity for investors to benefit from a tax perspective, depending on when they bought the crypto. Some investors could also benefit from tax-gain harvesting, a strategy that involves selling the investment when you think it’ll have the least impact on your taxes. 

“This is the time to be thinking about that and planning for it,” said Stuart Alderoty, president of the National Cryptocurrency Association, a non-profit focused on crypto education. “You can harvest gains and you can harvest losses as well,” he said.

Many accountants don’t understand digital assets

Taxation depends largely on a person’s tax bracket and whether they are short-term or long-term gains. For example, if you’ve held the crypto for more than a year, profits are subject to long-term capital gains rates of 0%, 15% or 20%. If the crypto was held for less than a year, ordinary tax rates between 10% to 37% apply.

Due to the complexity and unique nature of crypto, determining taxation is complicated by other factors, especially since IRS rules about crypto are in flux. As one example, it is important to make sure to report the crypto transaction on the right form. For example, if you sold, exchanged or otherwise disposed of a digital asset you held as a capital asset, use Form 8949. If you were paid as an employee or independent contractor with digital assets, report the digital asset income on Form 1040, U.S. Individual Income Tax Return.

On top of that, many crypto owners are confused about the federal income tax question pertaining to digital assets. On the first page, near the top, they’re asked to identify whether at any time during the tax year, they either received (as a reward, award or payment for property or services) or sold, exchanged or otherwise disposed of a digital asset. 

Many people think “received” means buy, but it doesn’t, Edelman said. Rather, the IRS says it refers to digital assets received for payment for property or services provided, a reward or award, mining, staking and similar activities or an airdrop as it relates to a hard fork.

For these and other issues regarding crypto taxation, make sure you’re talking to a tax advisor who is knowledgeable about crypto. “Most accountants are not because they haven’t had any training in this area,” Edelman said.

Continue Reading

Technology

This week in AI: Brushing off new bubble warnings, Google’s AI comeback and Nvidia’s China threat

Published

on

By

This week in AI: Brushing off new bubble warnings, Google’s AI comeback and Nvidia’s China threat

This week, volatility took hold of the AI trade as bubble fears continued to rise and Nvidia‘s blowout earnings failed to steady the market. 

“Unless you’re the most optimistic person on the planet … you know you’re in a bubble, right?” Dan Niles, founder of Niles Investment Management, told CNBC’s Deirdre Bosa. “There is no question you’re in a bubble.”

Industry insiders raise AI bubble alarms

Industry insiders are also beginning to raise the alarm, with Alphabet CEO Sundar Pichai warning of an overrun.

“Given the potential of this technology, the excitement is very rational. It’s also true when we go through these investment cycles, there are moments we overshoot collectively as an industry,” Pichai told the BBC. “I think it’s both rational and there are elements of irrationality through moments like this.”

At a recent internal all-hands meeting, Pichai reiterated a point he’s made previously about the risks of Google not investing aggressively enough, CNBC reported Friday.

“I think it’s always difficult during these moments because the risk of underinvesting is pretty high,” said Pichai, pointing to Google’s cloud business, which just recorded 34% annual revenue growth to more than $15 billion in the quarter. Its backlog reached $155 billion.

“I actually think for how extraordinary the cloud numbers were, those numbers would have been much better if we had more compute,” he said.

Google’s AI momentum

Meanwhile, Google on Thursday surpassed Microsoft in market cap for the first time, as the search giant was lifted by renewed AI momentum. The search company launched Gemini 3 on Tuesday, which shot to the top of AI model rankings. Google also rolled out an updated version of its viral AI image generator Nano Banana on Thursday.

“I’ve never had more fun than right now,” Josh Woodward, vice president of Google Labs and Gemini, told CNBC in an interview. “I think it’s partly the pace, it’s partly the abilities these models give to people who can imagine new use cases and products. It’s unparalleled.”

Nvidia’s China threat

Nvidia’s earnings on Wednesday failed to restore confidence in the tech trade, despite the company posting a beat-and-raise quarter. Instead, the chipmaker added to fears of escalating geopolitical risk with China. Nvidia’s finance chief Colette Kress told analysts that “sizable purchase orders never materialized in the quarter due to geopolitical issues and the increasingly competitive market in China.” 

Aaron Ginn, co-founder and CEO of the graphics processing unit management company Hydra Host, said the West’s attitude toward Chinese AI is the biggest threat to Nvidia’s dominance.  

“We just have to accept that we fell behind the eight ball in the fact that China is a manufacturing powerhouse,” he said. “We have the ability to beat back that trade balance to where we are now leaders.”

Watch this video to learn more.

Continue Reading

Trending