It was an “almost” sort of Saturday in college football. No. 2 Indiana flirted with disaster at Penn State but survived thanks to an Omar Cooper Jr. toe tap. No. 9 Oregon nearly got Iowa’d but saved itself with an Atticus Sappington field goal. Auburn came close to actually winning a close game against a ranked team for once but got Diego Pavia‘d in overtime and couldn’t respond. We even had almosts at the FCS and Division II levels, where top-ranked teams North Dakota State and Ferris State each trailed late but rallied.

Granted, we still got some upsets. Two more top-15 ACC teams fell (in what feels like a weekly occurrence), No. 23 Washington fell to 2-6 Wisconsin in drizzly Madison, and Hawai’i knocked San Diego State out of playoff contention late Saturday night. Lord knows the ACC race doesn’t make any more sense than it did a week ago, but Week 11 wasn’t quite as chaotic as it could have been, and it ended up offering us a decent amount of clarity in the College Football Playoff hunt.

Using the same average CFP odds formula that I used last week — combining those of the Allstate Playoff Predictor with my own odds derived from SP+ — we now have eight teams with at least an 81% chance of making the field of 12. Loads of teams are in the hunt for those other four (or so) spots, but with three Saturdays remaining before Championship Week, let’s again break contenders into tiers and talk about their most toxic traits, the flaws that will likely keep them from either winning the national title or reaching the CFP at all.

Playoff contenders’ fatal flaws

Tier 1

At a combined 28-0 with a 95% (Indiana), 75% (Ohio State) and 49% (Texas A&M) chance of finishing the regular season 12-0, respectively, these three teams are just about at the finish line when it comes to sealing playoff bids. Indiana needed all 60 minutes to get to that point at Penn State, however. For these teams, we’re definitely gauging fatal flaws in terms of what will prevent them from winning the national title; almost nothing will prevent them from reaching the CFP.

Indiana (average CFP odds: 99.9%): Big-play glitches. Indiana has had a dynamite defense since Curt Cignetti and coordinator Bryant Haines moved to Bloomington, but when the Hoosiers give up a successful play, it’s a very successful play. Usually that comes via run defense — as evidenced by a 59-yard run for Penn State’s Nicholas Singleton on Saturday — but IU also gave up six completions of 19 or more yards against an iffy PSU passing attack, and, combined with an ill-timed interception from Fernando Mendoza, it almost cost them their unbeaten record.

Ohio State (99.6%): A merely decent run game. Indiana’s combined playoff odds are ever-so-slightly higher than those of top-ranked Ohio State, primarily because the Hoosiers only have two remaining regular-season games left and the Buckeyes have three (including one against 7-2 Michigan). But OSU is indeed the top-ranked team per both the computers. It’s not hard to see why: The defense ranks first nationally in points per drive and yards per play, and the offense features the best receiver in the country (Jeremiah Smith) and a quarterback completing over 80% of his passes (Julian Sayin).

Sayin will face plenty of elite defenses down the stretch, however — Michigan ranks ninth in defensive SP+, likely Big Ten championship opponent Indiana ranks fourth despite the big plays, and the CFP will obviously feature lots of good defenses — and there’s a chance the Buckeyes are rendered one-dimensional at some point because of a run game that ranks 19th in rushing success rate* but doesn’t really go anywhere (4.7 yards per carry). Sayin could carry the offense anyway, but he’s still a redshirt freshman.

(* Success rate: how frequently an offense is gaining 50% of necessary yards on first down, 70% on second and 100% on third and fourth.)

Texas A&M (99.3%): Run defense. A&M once again proved its versatility on Saturday. The Aggies thumped a Missouri team that was admittedly without starting quarterback Beau Pribula — third-string freshman Matt Zollers was a dire 7-for-22 passing — but they showed off a wonderfully spaced passing game and an elite pass rush, and after a poor first half, the run game showed up in the second half, too. But even with no pass threat, Mizzou rushed for 207 yards, furthering a scary trend: A&M ranks 130th in yards allowed per carry (no sacks). I’m really struggling to see them winning three or four straight playoff games with that anchor dragging them down.

Tier 2

All of the teams in Tier 2 have one loss; four are part of either the Big Ten or SEC, while Texas Tech lands here both because of its overwhelming quality (the Red Raiders remain fourth in SP+) and its increasingly likely Big 12 title push. Only James Madison (74%) can top Tech’s 71% conference title odds, per SP+. There’s still a chance that one of these five teams misses the dance, so we’ll say fatal flaws mean a couple of different things here.

Texas Tech (average CFP odds: 90.1%): Quarterback. On one hand, Tech has played a pretty weak schedule featuring only two SP+ top-40 opponents. On the other hand, after Saturday’s win over BYU, the Red Raiders have beaten those two opponents by a combined 63-17. The dream season rolls on in Lubbock. But the school of Patrick Mahomes and the Air Raid’s legacy is still merely good throwing the ball, not great. Behren Morton is (A) injury-prone and (B) only 45th in Total QBR, and while the Red Raiders have scored 34 or more eight times, they’re 53rd in three-and-out rate and are mortal against good defenses.

Ole Miss (87.7%): The run game is a wash. Trinidad Chambliss‘ emergence at quarterback has given Ole Miss another dimension, both passing efficiently and running well at times. But even with Chambliss, and even with Kewan Lacy ranking 10th nationally in rushing yards (first in rushing TDs), Ole Miss still averages only 4.8 yards per carry while allowing the same. They have big advantages in the passing game (8.7 yards per dropback, 5.6 allowed), but it’s their only path to victory against awesome opponents, and it will be hard to win three or four playoff games without a solid Plan B.

Oregon (87.0%): No easy points against good defenses. Oregon’s defense has rounded nicely into form, and beating Iowa in cold and rain, as the Ducks did Saturday, is a great way to prove your resourcefulness. But in their five games against SP+ top-50 defense, they’ve scored just 22.0 points per game in regulation, with Dante Moore averaging just 9.2 yards per completion (he averages 15.3 against everyone else). The run game almost always shows up, but can Moore make big throws in a run of big games?

Georgia (85.4%): The defense only shows up when it has to. Georgia tried something novel Saturday, showing up before the fourth quarter and putting away Mississippi State early with a 38-0 run. But the season stats are still alarming: In the first half, the Dawgs rank 74th in points allowed per drive (2.1) and 106th in success rate allowed (44.8%). It’s hard to beat a string of elite teams if you’re taking 30-45 minutes to play your way into the game.

Alabama (81.0%): No run game. As you’re probably picking up by now, a lot of contenders struggle either with or against the run (or both). Alabama ranks 83rd in yards allowed per carry (not factoring in sacks) despite a solid showing against an admittedly poor LSU run game, but the more alarming part was on the other side of the ball, where Jam Miller and Daniel Hill combined to rush 15 times for 34 yards. Bama is 126th in yards per carry and continues to put everything on Ty Simpson and the (strong) passing game.

Tier 3

Notre Dame was, as expected, the highest-ranked two-loss team in last week’s CFP rankings, while BYU and Georgia Tech have each suffered only one loss (even though both losses were recent and rather demoralizing). It’s highly unlikely all three will reach the CFP, but they each have a decent chance.

Notre Dame (average CFP odds: 59.6%): Third-and-longs. They face too many of them on offense and allow too many conversions on defense. Thanks in part to a lot of negative run plays (which are often offset by explosive runs), CJ Carr & Co. have needed at least seven yards on 50% of third downs, 86th in the country. They’ve converted 46.9% of them (second), but that will be harder to do against elite teams. Meanwhile, they rank 87th in third-and-long conversion rate allowed.

BYU (45.4%): Not enough offensive threat. Despite Saturday’s loss at Texas Tech, BYU still has plenty to offer: The Cougars defend the pass well and both create and avoid negative plays. But against two SP+ top-30 defenses, they’ve scored just 31 combined points and averaged 4.8 yards per play. Quarterback Bear Bachmeier has been excellent for a freshman, but he doesn’t get the help he needs against the best defenses.

Georgia Tech (37.4%): Defense. The Yellow Jackets rank 82nd in points allowed per drive, and they don’t offer enough in terms of either efficiency (87th in success rate) or explosiveness (113th in percent of 20-yard gains allowed). Haynes King and the offense are dynamite, but the dam broke in Week 10’s 48-36 loss to NC State, and it will probably break again moving forward.

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Tier 4a: Non-ACC teams

All of these teams are in “win out to finish the regular season, and you have to feel good about your chances” territory. Unfortunately, SP+ gives only one of them (Utah) a greater than 35% chance of winning out, and a 10-2 Utah team wouldn’t have a spectacular résumé to lean on.

Texas (average CFP odds: 28.0%): Negative plays. Offensive line issues have plagued Texas this season; it ranks 108th in stuff rate allowed (run stops at or behind the line) and 122nd in pressure rate allowed. Running back injuries and Arch Manning taking forever to throw haven’t helped, obviously, and shuffling the line a bit paid off against Vanderbilt. But it’s a lot to ask for the O-line to suddenly become a strength in November.

Oklahoma (27.0%): Offensive mistakes. Despite their past two games coming against top-10 offenses, the Sooners rank fifth in points allowed per drive and first in success rate allowed. The defense will keep showing up. But the offense has had to master the art of doing just enough to overcome a lack of big plays (102nd in yards per successful play), too many negative plays (84th in percentage of snaps gaining zero or negative yards) and turnovers (12 of them, for 71st).

Utah (25.6%): Untrustworthy explosiveness. In their seven wins, the Utes have been the 1985 Chicago Bears — average score: 46-10 (same as Super Bowl XX) — but in two losses they’ve scored just 31 total points, with below-average efficiency, minimal big-play presence and six turnovers. Even including the wins, quarterback Devon Dampier averages just 10.3 yards per completion. As with other teams here, a lack of easy points will likely be their downfall.

Vanderbilt (25.5%): The defense is fading quickly. While a majority of contenders are less trustworthy on offense, Vandy has few issues in that regard. Just ask Auburn, which was allowing 17.0 points per game in regulation this season but allowed 38 to the Commodores. But after allowing 34 points to Texas and 38 to Auburn, Vanderbilt ranks just 84th in points allowed per drive and 124th in completion rate allowed.

USC (15.8%): Run defense. My line for a while has been that if Lincoln Riley could just craft a top-40 defense, he’d have himself a playoff team. Well, the Trojans are 42nd in defensive SP+. Close. But they’ll probably need to beat Iowa and Oregon to reach the CFP, and both teams have offenses built to punish a terribly passive run defense that ranks 126th in rushing success rate allowed. USC can do the bend-don’t-break thing pretty well, but that’s far too much bending.

Michigan (7.6%): Not enough risk or reward. Michigan runs the ball well, prevents big plays and takes as few risks as possible with freshman quarterback Bryce Underwood. The issue: The Wolverines can’t force the issue very well. They can’t knock opponents off schedule to take advantage of a good pass rush, and among 132 QBR-eligible QBs, Underwood ranks 95th in completion rate (60.9%) despite ranking 86th in air yards per attempt (7.6).

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Tier 4b: ACC teams

Someone has to win the ACC, and after both Louisville and Virginia went down Saturday, everything is as blurry as possible. Here are the current ACC title odds, per SP+: Georgia Tech 25.5%, Virginia 17.6%, Duke 17.1%, SMU 15.8%, Pitt 11.3%, Louisville 8.5%, Miami 4.2%. Tech is in Tier 3 thanks to its one-loss status, but there’s a 74.5% chance someone not named the Yellow Jackets will win the conference title.

Miami (15.7%): Not enough big plays. The Canes still have a chance despite two demoralizing losses in the past month, but the offense has underachieved against projections five times in six games, primarily due to a total lack of explosiveness.

They have Georgia’s efficiency but Kentucky’s explosiveness. A lack of easy points will likely be their downfall.

Virginia (14.5%): The offense has run out of juice. Even before Chandler Morris left Saturday’s loss to Wake Forest injured, Virginia had gained just 36 yards in 14 scoreless snaps, furthering a recent downward trend.

First six games: 6.4 yards per play, 46.5% success rate, 3.25 points per drive

Last four games: 5.0 yards per play, 37.0% success rate, 1.37 points per drive

That the Cavaliers reached 8-1 before finally dropping a close game was remarkable. It was also unsustainable. We’ll see if they’re able to rebound in an elimination game at Duke this week.

SMU (11.8%): Alls vs. nothings. Let’s bring that efficiency and explosiveness chart back up for a moment and highlight a different team.

SMU has won five of six thanks to a surging defense and an offense that gets chunk plays from receivers Romello Brinson and Jordan Hudson and back Chris Johnson Jr. But even with some recent improvement, the Mustangs still rank 86th in success rate and 114th in three-and-out rate. That will make beating Louisville, Cal and a potential ACC championship game opponent awfully difficult.

Louisville (8.1%): Negative plays. In Saturday’s 29-26 upset loss to Cal, Louisville ran 69 plays; 29 of them (42.0%) gained zero or negative yardage. The Cardinals turned positive yardage on just four of their last 13 snaps. That raised their season average to 35.0%, which ranks 116th nationally. Running back injuries and unreliable QB and line play are dragging Louisville down.

Pittsburgh (7.8%): Red zone and turnovers. Pitt is on a five-game winning streak since making freshman Mason Heintschel the starting quarterback, and even if the Panthers don’t win the ACC or make the CFP, they’ll decide who will — their last three games are against Notre Dame, Georgia Tech and Miami. Pitt’s defense ranks fourth in three-and-out rate but 112th in red zone TD rate allowed. Meanwhile, even looking only at Heintschel’s starts, the offense ranks 78th in red zone TD rate and 73rd in turnover rate.

Tier (Group of) 5

With Memphis and San Diego State getting more-or-less eliminated in Week 11 – Memphis due to a tight loss to Tulane, SDSU due to a blowout loss at Hawai’i – we’re basically looking at a 1-in-3 playoff chance for James Madison and a 2-in-3 chance for whoever emerges from the American Conference battle royale.

James Madison (34.3%): Turnovers and short fields. JMU ranks third in success rate allowed (31.2%) and eighth in yards allowed per play (4.5), but the Dukes have given up at least 20 points against all four top-60 offenses they’ve faced, in part because of turnovers (including a pair of fumble-return scores) or short fields generated by special teams issues. The Dukes are good at almost everything, but underdogs can’t afford egregious breakdowns in the CFP.

North Texas (28.3%): Run defense. Drew Mestemaker is on pace for about 4,000 passing yards, UNT ranks third nationally in points per drive, and the defense – forever flawed in Denton – ranks a solid 26th in yards allowed per dropback. There’s a lot to like here. One thing to dislike? The Mean Green are 125th in rushing success rate allowed. In their lone loss, to USF, they gave up 306 rushing yards. That feels quite damning.

South Florida (22.4%): Soft pass defense. Like North Texas, USF can score in all sorts of ways, and the Bulls’ run defense creates negative plays and renders opponents one-dimensional. But they can let opponents off the hook. They’re just 73rd in both third-down conversion rate allowed and sack rate, and in two losses their opponents completed 69% of their passes.

Tulane (7.5%): Defensive inefficiency. When Tulane looks good, you see a clear playoff contender. The Green Wave have two power-conference wins on their résumé, and they look the part athletically. But they rank 117th in success rate allowed, they don’t create negative plays and their defense no-showed in two losses, allowing a combined 93 points and 1,071 yards to Ole Miss (forgivable) and UTSA (less so).

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This week in SP+

The SP+ rankings have been updated for the week. Let’s take a look at the teams that saw the biggest change in their overall ratings. (Note: We’re looking at ratings, not rankings.)

Moving up

Here are the five teams that saw their ratings rise the most this week:

Hawai’i: up 4.1 adjusted points per game (ranking rose from 90th to 72nd)

Utah State: up 3.3 points (from 95th to 79th)

Akron: up 3.1 points (from 126th to 123rd)

Florida International: up 3.1 points (from 125th to 118th)

Kentucky: up 3.1 points (from 63rd to 52nd)

Hawai’i’s blowout of San Diego State was a lovely highlight for a lovely season out on the islands. The Rainbow Warriors hadn’t won more than six games in a season since 2019 and haven’t finished in the SP+ top 75 since 2010, but they’re currently 7-3 and 72nd. College football is a lot more fun when Hawai’i’s doing mean things to opponents late on Saturday night.

Meanwhile, Kentucky has overachieved against SP+ projections by double digits in three of its last four games and has won two in a row to get to 4-5 and keep bowl hopes alive. Nice second-half improvement from Mark Stoops’ Wildcats.

Moving down

Here are the five teams whose ratings fell the most:

San Diego State: down 4.5 points (ranking fell from 44th to 56th)

Navy: down 4.0 points (from 50th to 63rd)

Florida: down 3.1 points (from 39th to 48th)

Nevada: down 2.8 points (from 123rd to 128th)

BYU: down 2.8 points (from 16th to 22nd)

In my Friday preview, I wrote that if BYU’s Bachmeier was ever going to look like a freshman, it was going to be against a hostile crowd and hostile defense in Lubbock. He didn’t completely implode by “freshman implosion” standards, but he averaged just 4.7 yards per dropback, found no room to run, threw what amounted to a game-clinching interception in the third quarter and lost a late fumble for good measure. Tech was too good, and BYU’s offensive SP+ ranking fell from 25th to 39th.

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Who won the Heisman this week?

I am once again awarding the Heisman every single week of the season and doling out weekly points, F1-style (in this case, 10 points for first place, nine for second, and so on). How will this Heisman race play out, and how different will the result be from the actual Heisman voting?

Here is this week’s Heisman top 10:

1. Diego Pavia, Vanderbilt (25-for-33 passing for 377 yards and 3 touchdowns, plus 114 non-sack rushing yards and a TD against Auburn).

2. Emmett Johnson, Nebraska (28 carries for 129 yards and a touchdown, plus 103 receiving yards and 2 TDs against UCLA).

3. Jake Retzlaff, Tulane (16-for-23 for 332 yards and 3 touchdowns, plus 53 non-sack rushing yards and a TD against Memphis).

4. Byrum Brown, USF (14-for-15 for 239 yards and 2 touchdowns, plus 109 non-sack rushing yards and a TD against UTSA).

5. Ashton Daniels, Auburn (31-for-44 for 353 yards and 2 touchdowns, plus 103 non-sack rushing yards and 2 TDs against Vanderbilt).

6. Bryun Parham, UConn (16 tackles, 1.5 TFLs, 1 sack, 1 forced fumble and 1 interception against Duke).

7. Julian Sayin, Ohio State (27-for-33 for 303 yards, 1 TD and 1 INT against Purdue).

8. Isaiah Smith, SMU (nine tackles, four sacks against Boston College).

9. Beau Sparks, Texas State (10 catches for 186 yards and a touchdown, plus a 49-yard TD run against Louisiana).

10. Antwan Raymond, Rutgers (41 carries for 240 yards and a touchdown against Maryland).

Vandy’s defense is running on fumes, and Auburn’s offense showed up for just about the first time all season, but the Commodores’ playoff hopes remain alive because Diego Pavia pulled another Diego Pavia. Vanderbilt trailed by 14 early and nearly blew it at the end of regulation, but Pavia’s third TD pass of the evening, to Cole Spence in overtime, saved the day and put him atop this list.

Honorable mentions:

• Sieh Bangura, Ohio (17 carries for 102 yards and a touchdown, plus 30 receiving yards and a 97-yard kick return TD against Miami of Ohio).

• Jacob De Jesus, Cal (16 catches for 158 yards and a touchdown against Louisville).

• Phillip Dunnam, UCF (four tackles and three interceptions, including a pick-six, against Houston).

• Nate Frazier, Georgia (12 carries for 181 yards and a touchdown against Mississippi State).

• Makai Lemon, USC (five catches for 166 yards and a touchdown against Northwestern).

• Jayden Maiava, USC (24-for-33 for 299 yards, 2 TDs and 1 INT, plus 19 non-sack rushing yards and 1 TD against Northwestern).

• Josh Moten, Southern Miss (six tackles, three interceptions and 1 pass breakup against Arkansas State).

• Mason Posa, Wisconsin (11 tackles, 2.5 sacks, 1 forced fumble, 1 fumble recovery and 1 pass breakup against Washington).

• Jaron-Keawe Sagapolutele, Cal (30-for-47 for 323 yards and 2 touchdowns against Louisville).

• Gunner Stockton, Georgia (18-for-29 for 264 yards and 3 touchdowns, plus 31 non-sack rushing yards against Mississippi State).

Through 11 weeks, here are your points leaders. Where there’s a tie, I’ll use players’ points from the past four weeks as a tiebreaker.

1. Julian Sayin, Ohio State (29 points, 20 in the past four weeks)
2. Ty Simpson, Alabama (29 points, zero in the past four weeks)
3. Taylen Green, Arkansas (27 points)
4. Trinidad Chambliss, Ole Miss (25 points)
5. Diego Pavia, Vanderbilt (24 points)
6. Demond Williams Jr., Washington (21 points)
7. Gunner Stockton, Georgia (19 points, 10 in the past four weeks)
8. Fernando Mendoza, Indiana (19 points, nine in the past four weeks)
9. Luke Altmyer, Illinois (16 points)
10. Jake Retzlaff, Tulane (14 points)

I understand that it’s my own damn fault for bringing stats to the vibes-based Heisman race, but I’m never going to fully understand Heisman odds. Sayin entered the week as the Heisman betting favorite and went 27-for-33 for 303 yards, a touchdown and an interception. His Total QBR for the week was 89.2, he kept his season completion rate above 80% — a ridiculously high number — and his interception happened when the Buckeyes were up 21.

Fernando Mendoza, meanwhile, went just 19-for-30 for 218 yards against a Penn State defense that Sayin just torched. He averaged 6.1 yards per dropback with a 75.0 Total QBR, both his worst numbers since Week 1. He threw a devastating fourth-quarter pick that could have cost the Hoosiers the game. But then he rallied, making a couple of lovely throws on Indiana’s game-winning drive, and receiver Omar Cooper Jr. made maybe the greatest TD catch of the season — or the 2020s? The 21st Century? Ever? — to save his team.

And after all that … Mendoza became the Heisman betting favorite? Cooper’s amazing catch became Mendoza’s Heisman moment because Sayin’s team won too easily? Do I have that right? Mendoza winning the Heisman would be a spectacular story (just add it to Indiana’s list of spectacular stories at this point), but if anything happened Saturday, it should have been Sayin solidifying his lead.

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My 10 favorite games of the weekend

1. No. 2 Indiana 27, Penn State 24. Regardless of my confusion toward Heisman odds, this was a brilliant football game. Penn State reminded everyone of its talent, the Nittany Lions’ home crowd came through, and Indiana drove 80 yards in 1:15 for a glorious game-winning TD. Brilliant stuff, with a brilliant in-game win probability chart.

2 and 3. Division II: No. 1 Ferris State 51, Saginaw Valley State 45 (2OT); No. 6 Colorado State-Pueblo 41, Colorado Mines 34 (OT).

Division II brought it Saturday. Ferris State won its first nine games by an average of 54-15, but redshirt freshman Wyatt Bower, Trinidad Chambliss’ successor, looked incredibly freshman-like Saturday, throwing three picks on eight passes and losing two fumbles. With the Bulldogs trailing 24-7 early in the third quarter, backup QB Chase Carter keyed a 31-7 run, but SVSU tied the game on a Mason McKenzie-to-Zarek Zelinski touchdown pass with 1:55 left. FSU missed a 39-yard field goal at the buzzer and couldn’t seal the deal until Taariik Brett’s 12-yard touchdown run in the second OT. If not for the Mendoza-to-Cooper touchdown, this would have easily been the No. 1 game of the week.

Meanwhile, after coming back from 21 points down to beat a top-10 Western Colorado team last week, CSU-Pueblo spotted rival Colorado Mines a 28-6 lead late in the first half, then slowly clawed all the way back. Roman Fuller found Marcellus Honeycutt Jr. for a tying 32-yard touchdown with 56 seconds left, then hit Reggie Retzlaff for the go-ahead score in OT. Peyton Shaw then sealed the ThunderWolves’ win with an interception.

4. Delaware 25, Louisiana Tech 24. The Blue Hens led 16-10 with under four minutes remaining, but Louisiana Tech scored twice in 46 seconds, first on a short TD run, then on a Jacob Fields pick-six, to take a 24-16 lead. Delaware’s Nick Minicucci rebounded with a TD pass to Elijah Sessoms with 34 seconds left, then the Blue Hens recovered an onside kick and set Nate Reed up for a game-winning 51-yard field goal.

5. No. 9 Oregon 18, No. 20 Iowa 16. Iowa proved its top-20 bona fides, Dante Moore and Oregon proved their playoff chops and Atticus Sappington nailed a huge field goal. Just a great game in November Iowa weather.

SAPPINGTON CONNECTS FOR THE DUCKS! pic.twitter.com/8QZdcfVMhW

— CBS Sports College Football 🏈 (@CBSSportsCFB) November 8, 2025

6. No. 16 Vanderbilt 45, Auburn 38 (OT). Indiana’s win probability chart was a classic of one genre (blow it, and then save yourself). Vandy’s was a classic in another (rally, then nearly fall apart multiple times).

7 and 8. FCS: No. 2 Montana 29, Eastern Washington 24; No. 1 North Dakota State 15, No. 15 North Dakota 10. Top-ranked teams struggled in the FCS as well. NDSU, barely challenged all year, trailed its in-state rival 10-9 heading into the fourth quarter. The Bison finally took their first lead on Cole Payton‘s 8-yard touchdown with 2:22 remaining, but UND drove inside the NDSU 30 in the closing seconds before Anthony Chideme-Alfaro made a lunging interception to seal the win.

Of course, we’ve seen game-sealing picks before. Have you ever seen a game-sealing fumbled spike?

Unbeaten Montana took a 29-14 lead early in the third quarter but shifted into cruise control too early, allowing 4-6 EWU to score twice, recover a late onside kick — it was a great week for successful onside kicks, by the way — and drive inside the 10 with eight seconds remaining. But Jake Schakel, who shined in his first career start, let the ball slip out of his hands on a spike, and the Griz survived.

9. UConn 37, Duke 34. There were 12 scores in this game; 10 gave a team the lead, including all six in the second half. Skyler Bell‘s 19-yard touchdown catch gave UConn the advantage with 1:58 remaining, but the game wasn’t iced until Trent Jones II recovered a sack-and-strip of Darian Mensah with 18 seconds left.

10. Sam Houston 21, Oregon State 17. Oregon State has been utterly snake-bitten this season, but this one takes the cake. The Beavers led 17-0 midway through the second quarter, but thanks to an interception (which set up a 35-yard touchdown pass), a kick return touchdown to open the second half and a blocked punt return score with 8:29 remaining, SHSU somehow came back to win its first game of the season despite a yardage disadvantage of 474-157. Shocking stuff. And you know what? Good. I ache for Beavers fans this year, but fielding even a bad team is so difficult, and every team deserves to celebrate at least one win. Now we just need to get 0-9 UMass off the schneid at some point in the next three weeks.

Honorable mention:

• Division II: Chadron State 27, No. 11 Western Colorado 24 (OT)

• FCS: No. 10 Mercer 49, No. 24 Western Carolina 47

• FCS: Mercyhurst 16, Saint Francis 15

• Missouri State 21, Liberty 17

• Ohio 24, Miami (Ohio) 20 (Tuesday)

• Division II: Ouachita Baptist 42, SW Oklahoma State 38

• Tulane 38, Memphis 32 (Friday)

• FCS: William & Mary 30, Campbell 27 (OT)

• Wisconsin 13, No. 23 Washington 10

• Division III: No. 14 Wisconsin-Platteville 24, Wisconsin-Stout 23

One last special shoutout: Army’s 14-13 win over Temple didn’t quite make the list, but Army’s last drive — an epic, 18-play, 9:53 clock killer — deserved to.

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The midweek playlist

Ohio at Western Michigan (Tuesday, 8 p.m., ESPN2). One week into our midweek MACtion slate, the conference title race is as blurry as ever. Ohio’s win over Miami gave the Bobcats the slightest of edges, but it could disappear this week. Current MAC title odds, per SP+: Ohio 22.2%, Toledo 20.2%, Western Michigan 20.1%, Miami 19.2%, Buffalo 16.7%. What a race! The winner of this one should inch ahead in the odds.

It was an “almost” sort of Saturday in college football. No. 2 Indiana flirted with disaster at Penn State but survived thanks to an Omar Cooper Jr. toe tap. No. 9 Oregon nearly got Iowa’d but saved itself with an Atticus Sappington field goal. Auburn came close to actually winning a close game against a ranked team for once but got Diego Pavia‘d in overtime and couldn’t respond. We even had almosts at the FCS and Division II levels, where top-ranked teams North Dakota State and Ferris State each trailed late but rallied.

Granted, we still got some upsets. Two more top-15 ACC teams fell (in what feels like a weekly occurrence), No. 23 Washington fell to 2-6 Wisconsin in drizzly Madison, and Hawai’i knocked San Diego State out of playoff contention late Saturday night. Lord knows the ACC race doesn’t make any more sense than it did a week ago, but Week 11 wasn’t quite as chaotic as it could have been, and it ended up offering us a decent amount of clarity in the College Football Playoff hunt.

Using the same average CFP odds formula that I used last week — combining those of the Allstate Playoff Predictor with my own odds derived from SP+ — we now have eight teams with at least an 81% chance of making the field of 12. Loads of teams are in the hunt for those other four (or so) spots, but with three Saturdays remaining before Championship Week, let’s again break contenders into tiers and talk about their most toxic traits, the flaws that will likely keep them from either winning the national title or reaching the CFP at all.

Playoff contenders’ fatal flaws

Tier 1

At a combined 28-0 with a 95% (Indiana), 75% (Ohio State) and 49% (Texas A&M) chance of finishing the regular season 12-0, respectively, these three teams are just about at the finish line when it comes to sealing playoff bids. Indiana needed all 60 minutes to get to that point at Penn State, however. For these teams, we’re definitely gauging fatal flaws in terms of what will prevent them from winning the national title; almost nothing will prevent them from reaching the CFP.

Indiana (average CFP odds: 99.9%): Big-play glitches. Indiana has had a dynamite defense since Curt Cignetti and coordinator Bryant Haines moved to Bloomington, but when the Hoosiers give up a successful play, it’s a very successful play. Usually that comes via run defense — as evidenced by a 59-yard run for Penn State’s Nicholas Singleton on Saturday — but IU also gave up six completions of 19 or more yards against an iffy PSU passing attack, and, combined with an ill-timed interception from Fernando Mendoza, it almost cost them their unbeaten record.

Ohio State (99.6%): A merely decent run game. Indiana’s combined playoff odds are ever-so-slightly higher than those of top-ranked Ohio State, primarily because the Hoosiers only have two remaining regular-season games left and the Buckeyes have three (including one against 7-2 Michigan). But OSU is indeed the top-ranked team per both the computers. It’s not hard to see why: The defense ranks first nationally in points per drive and yards per play, and the offense features the best receiver in the country (Jeremiah Smith) and a quarterback completing over 80% of his passes (Julian Sayin).

Sayin will face plenty of elite defenses down the stretch, however — Michigan ranks ninth in defensive SP+, likely Big Ten championship opponent Indiana ranks fourth despite the big plays, and the CFP will obviously feature lots of good defenses — and there’s a chance the Buckeyes are rendered one-dimensional at some point because of a run game that ranks 19th in rushing success rate* but doesn’t really go anywhere (4.7 yards per carry). Sayin could carry the offense anyway, but he’s still a redshirt freshman.

(* Success rate: how frequently an offense is gaining 50% of necessary yards on first down, 70% on second and 100% on third and fourth.)

Texas A&M (99.3%): Run defense. A&M once again proved its versatility on Saturday. The Aggies thumped a Missouri team that was admittedly without starting quarterback Beau Pribula — third-string freshman Matt Zollers was a dire 7-for-22 passing — but they showed off a wonderfully spaced passing game and an elite pass rush, and after a poor first half, the run game showed up in the second half, too. But even with no pass threat, Mizzou rushed for 207 yards, furthering a scary trend: A&M ranks 130th in yards allowed per carry (no sacks). I’m really struggling to see them winning three or four straight playoff games with that anchor dragging them down.

Tier 2

All of the teams in Tier 2 have one loss; four are part of either the Big Ten or SEC, while Texas Tech lands here both because of its overwhelming quality (the Red Raiders remain fourth in SP+) and its increasingly likely Big 12 title push. Only James Madison (74%) can top Tech’s 71% conference title odds, per SP+. There’s still a chance that one of these five teams misses the dance, so we’ll say fatal flaws mean a couple of different things here.

Texas Tech (average CFP odds: 90.1%): Quarterback. On one hand, Tech has played a pretty weak schedule featuring only two SP+ top-40 opponents. On the other hand, after Saturday’s win over BYU, the Red Raiders have beaten those two opponents by a combined 63-17. The dream season rolls on in Lubbock. But the school of Patrick Mahomes and the Air Raid’s legacy is still merely good throwing the ball, not great. Behren Morton is (A) injury-prone and (B) only 45th in Total QBR, and while the Red Raiders have scored 34 or more eight times, they’re 53rd in three-and-out rate and are mortal against good defenses.

Ole Miss (87.7%): The run game is a wash. Trinidad Chambliss‘ emergence at quarterback has given Ole Miss another dimension, both passing efficiently and running well at times. But even with Chambliss, and even with Kewan Lacy ranking 10th nationally in rushing yards (first in rushing TDs), Ole Miss still averages only 4.8 yards per carry while allowing the same. They have big advantages in the passing game (8.7 yards per dropback, 5.6 allowed), but it’s their only path to victory against awesome opponents, and it will be hard to win three or four playoff games without a solid Plan B.

Oregon (87.0%): No easy points against good defenses. Oregon’s defense has rounded nicely into form, and beating Iowa in cold and rain, as the Ducks did Saturday, is a great way to prove your resourcefulness. But in their five games against SP+ top-50 defense, they’ve scored just 22.0 points per game in regulation, with Dante Moore averaging just 9.2 yards per completion (he averages 15.3 against everyone else). The run game almost always shows up, but can Moore make big throws in a run of big games?

Georgia (85.4%): The defense only shows up when it has to. Georgia tried something novel Saturday, showing up before the fourth quarter and putting away Mississippi State early with a 38-0 run. But the season stats are still alarming: In the first half, the Dawgs rank 74th in points allowed per drive (2.1) and 106th in success rate allowed (44.8%). It’s hard to beat a string of elite teams if you’re taking 30-45 minutes to play your way into the game.

Alabama (81.0%): No run game. As you’re probably picking up by now, a lot of contenders struggle either with or against the run (or both). Alabama ranks 83rd in yards allowed per carry (not factoring in sacks) despite a solid showing against an admittedly poor LSU run game, but the more alarming part was on the other side of the ball, where Jam Miller and Daniel Hill combined to rush 15 times for 34 yards. Bama is 126th in yards per carry and continues to put everything on Ty Simpson and the (strong) passing game.

Tier 3

Notre Dame was, as expected, the highest-ranked two-loss team in last week’s CFP rankings, while BYU and Georgia Tech have each suffered only one loss (even though both losses were recent and rather demoralizing). It’s highly unlikely all three will reach the CFP, but they each have a decent chance.

Notre Dame (average CFP odds: 59.6%): Third-and-longs. They face too many of them on offense and allow too many conversions on defense. Thanks in part to a lot of negative run plays (which are often offset by explosive runs), CJ Carr & Co. have needed at least seven yards on 50% of third downs, 86th in the country. They’ve converted 46.9% of them (second), but that will be harder to do against elite teams. Meanwhile, they rank 87th in third-and-long conversion rate allowed.

BYU (45.4%): Not enough offensive threat. Despite Saturday’s loss at Texas Tech, BYU still has plenty to offer: The Cougars defend the pass well and both create and avoid negative plays. But against two SP+ top-30 defenses, they’ve scored just 31 combined points and averaged 4.8 yards per play. Quarterback Bear Bachmeier has been excellent for a freshman, but he doesn’t get the help he needs against the best defenses.

Georgia Tech (37.4%): Defense. The Yellow Jackets rank 82nd in points allowed per drive, and they don’t offer enough in terms of either efficiency (87th in success rate) or explosiveness (113th in percent of 20-yard gains allowed). Haynes King and the offense are dynamite, but the dam broke in Week 10’s 48-36 loss to NC State, and it will probably break again moving forward.

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Tier 4a: Non-ACC teams

All of these teams are in “win out to finish the regular season, and you have to feel good about your chances” territory. Unfortunately, SP+ gives only one of them (Utah) a greater than 35% chance of winning out, and a 10-2 Utah team wouldn’t have a spectacular résumé to lean on.

Texas (average CFP odds: 28.0%): Negative plays. Offensive line issues have plagued Texas this season; it ranks 108th in stuff rate allowed (run stops at or behind the line) and 122nd in pressure rate allowed. Running back injuries and Arch Manning taking forever to throw haven’t helped, obviously, and shuffling the line a bit paid off against Vanderbilt. But it’s a lot to ask for the O-line to suddenly become a strength in November.

Oklahoma (27.0%): Offensive mistakes. Despite their past two games coming against top-10 offenses, the Sooners rank fifth in points allowed per drive and first in success rate allowed. The defense will keep showing up. But the offense has had to master the art of doing just enough to overcome a lack of big plays (102nd in yards per successful play), too many negative plays (84th in percentage of snaps gaining zero or negative yards) and turnovers (12 of them, for 71st).

Utah (25.6%): Untrustworthy explosiveness. In their seven wins, the Utes have been the 1985 Chicago Bears — average score: 46-10 (same as Super Bowl XX) — but in two losses they’ve scored just 31 total points, with below-average efficiency, minimal big-play presence and six turnovers. Even including the wins, quarterback Devon Dampier averages just 10.3 yards per completion. As with other teams here, a lack of easy points will likely be their downfall.

Vanderbilt (25.5%): The defense is fading quickly. While a majority of contenders are less trustworthy on offense, Vandy has few issues in that regard. Just ask Auburn, which was allowing 17.0 points per game in regulation this season but allowed 38 to the Commodores. But after allowing 34 points to Texas and 38 to Auburn, Vanderbilt ranks just 84th in points allowed per drive and 124th in completion rate allowed.

USC (15.8%): Run defense. My line for a while has been that if Lincoln Riley could just craft a top-40 defense, he’d have himself a playoff team. Well, the Trojans are 42nd in defensive SP+. Close. But they’ll probably need to beat Iowa and Oregon to reach the CFP, and both teams have offenses built to punish a terribly passive run defense that ranks 126th in rushing success rate allowed. USC can do the bend-don’t-break thing pretty well, but that’s far too much bending.

Michigan (7.6%): Not enough risk or reward. Michigan runs the ball well, prevents big plays and takes as few risks as possible with freshman quarterback Bryce Underwood. The issue: The Wolverines can’t force the issue very well. They can’t knock opponents off schedule to take advantage of a good pass rush, and among 132 QBR-eligible QBs, Underwood ranks 95th in completion rate (60.9%) despite ranking 86th in air yards per attempt (7.6).

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Tier 4b: ACC teams

Someone has to win the ACC, and after both Louisville and Virginia went down Saturday, everything is as blurry as possible. Here are the current ACC title odds, per SP+: Georgia Tech 25.5%, Virginia 17.6%, Duke 17.1%, SMU 15.8%, Pitt 11.3%, Louisville 8.5%, Miami 4.2%. Tech is in Tier 3 thanks to its one-loss status, but there’s a 74.5% chance someone not named the Yellow Jackets will win the conference title.

Miami (15.7%): Not enough big plays. The Canes still have a chance despite two demoralizing losses in the past month, but the offense has underachieved against projections five times in six games, primarily due to a total lack of explosiveness.

They have Georgia’s efficiency but Kentucky’s explosiveness. A lack of easy points will likely be their downfall.

Virginia (14.5%): The offense has run out of juice. Even before Chandler Morris left Saturday’s loss to Wake Forest injured, Virginia had gained just 36 yards in 14 scoreless snaps, furthering a recent downward trend.

First six games: 6.4 yards per play, 46.5% success rate, 3.25 points per drive

Last four games: 5.0 yards per play, 37.0% success rate, 1.37 points per drive

That the Cavaliers reached 8-1 before finally dropping a close game was remarkable. It was also unsustainable. We’ll see if they’re able to rebound in an elimination game at Duke this week.

SMU (11.8%): Alls vs. nothings. Let’s bring that efficiency and explosiveness chart back up for a moment and highlight a different team.

SMU has won five of six thanks to a surging defense and an offense that gets chunk plays from receivers Romello Brinson and Jordan Hudson and back Chris Johnson Jr. But even with some recent improvement, the Mustangs still rank 86th in success rate and 114th in three-and-out rate. That will make beating Louisville, Cal and a potential ACC championship game opponent awfully difficult.

Louisville (8.1%): Negative plays. In Saturday’s 29-26 upset loss to Cal, Louisville ran 69 plays; 29 of them (42.0%) gained zero or negative yardage. The Cardinals turned positive yardage on just four of their last 13 snaps. That raised their season average to 35.0%, which ranks 116th nationally. Running back injuries and unreliable QB and line play are dragging Louisville down.

Pittsburgh (7.8%): Red zone and turnovers. Pitt is on a five-game winning streak since making freshman Mason Heintschel the starting quarterback, and even if the Panthers don’t win the ACC or make the CFP, they’ll decide who will — their last three games are against Notre Dame, Georgia Tech and Miami. Pitt’s defense ranks fourth in three-and-out rate but 112th in red zone TD rate allowed. Meanwhile, even looking only at Heintschel’s starts, the offense ranks 78th in red zone TD rate and 73rd in turnover rate.

Tier (Group of) 5

With Memphis and San Diego State getting more-or-less eliminated in Week 11 – Memphis due to a tight loss to Tulane, SDSU due to a blowout loss at Hawai’i – we’re basically looking at a 1-in-3 playoff chance for James Madison and a 2-in-3 chance for whoever emerges from the American Conference battle royale.

James Madison (34.3%): Turnovers and short fields. JMU ranks third in success rate allowed (31.2%) and eighth in yards allowed per play (4.5), but the Dukes have given up at least 20 points against all four top-60 offenses they’ve faced, in part because of turnovers (including a pair of fumble-return scores) or short fields generated by special teams issues. The Dukes are good at almost everything, but underdogs can’t afford egregious breakdowns in the CFP.

North Texas (28.3%): Run defense. Drew Mestemaker is on pace for about 4,000 passing yards, UNT ranks third nationally in points per drive, and the defense – forever flawed in Denton – ranks a solid 26th in yards allowed per dropback. There’s a lot to like here. One thing to dislike? The Mean Green are 125th in rushing success rate allowed. In their lone loss, to USF, they gave up 306 rushing yards. That feels quite damning.

South Florida (22.4%): Soft pass defense. Like North Texas, USF can score in all sorts of ways, and the Bulls’ run defense creates negative plays and renders opponents one-dimensional. But they can let opponents off the hook. They’re just 73rd in both third-down conversion rate allowed and sack rate, and in two losses their opponents completed 69% of their passes.

Tulane (7.5%): Defensive inefficiency. When Tulane looks good, you see a clear playoff contender. The Green Wave have two power-conference wins on their résumé, and they look the part athletically. But they rank 117th in success rate allowed, they don’t create negative plays and their defense no-showed in two losses, allowing a combined 93 points and 1,071 yards to Ole Miss (forgivable) and UTSA (less so).

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This week in SP+

The SP+ rankings have been updated for the week. Let’s take a look at the teams that saw the biggest change in their overall ratings. (Note: We’re looking at ratings, not rankings.)

Moving up

Here are the five teams that saw their ratings rise the most this week:

Hawai’i: up 4.1 adjusted points per game (ranking rose from 90th to 72nd)

Utah State: up 3.3 points (from 95th to 79th)

Akron: up 3.1 points (from 126th to 123rd)

Florida International: up 3.1 points (from 125th to 118th)

Kentucky: up 3.1 points (from 63rd to 52nd)

Hawai’i’s blowout of San Diego State was a lovely highlight for a lovely season out on the islands. The Rainbow Warriors hadn’t won more than six games in a season since 2019 and haven’t finished in the SP+ top 75 since 2010, but they’re currently 7-3 and 72nd. College football is a lot more fun when Hawai’i’s doing mean things to opponents late on Saturday night.

Meanwhile, Kentucky has overachieved against SP+ projections by double digits in three of its last four games and has won two in a row to get to 4-5 and keep bowl hopes alive. Nice second-half improvement from Mark Stoops’ Wildcats.

Moving down

Here are the five teams whose ratings fell the most:

San Diego State: down 4.5 points (ranking fell from 44th to 56th)

Navy: down 4.0 points (from 50th to 63rd)

Florida: down 3.1 points (from 39th to 48th)

Nevada: down 2.8 points (from 123rd to 128th)

BYU: down 2.8 points (from 16th to 22nd)

In my Friday preview, I wrote that if BYU’s Bachmeier was ever going to look like a freshman, it was going to be against a hostile crowd and hostile defense in Lubbock. He didn’t completely implode by “freshman implosion” standards, but he averaged just 4.7 yards per dropback, found no room to run, threw what amounted to a game-clinching interception in the third quarter and lost a late fumble for good measure. Tech was too good, and BYU’s offensive SP+ ranking fell from 25th to 39th.

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Who won the Heisman this week?

I am once again awarding the Heisman every single week of the season and doling out weekly points, F1-style (in this case, 10 points for first place, nine for second, and so on). How will this Heisman race play out, and how different will the result be from the actual Heisman voting?

Here is this week’s Heisman top 10:

1. Diego Pavia, Vanderbilt (25-for-33 passing for 377 yards and 3 touchdowns, plus 114 non-sack rushing yards and a TD against Auburn).

2. Emmett Johnson, Nebraska (28 carries for 129 yards and a touchdown, plus 103 receiving yards and 2 TDs against UCLA).

3. Jake Retzlaff, Tulane (16-for-23 for 332 yards and 3 touchdowns, plus 53 non-sack rushing yards and a TD against Memphis).

4. Byrum Brown, USF (14-for-15 for 239 yards and 2 touchdowns, plus 109 non-sack rushing yards and a TD against UTSA).

5. Ashton Daniels, Auburn (31-for-44 for 353 yards and 2 touchdowns, plus 103 non-sack rushing yards and 2 TDs against Vanderbilt).

6. Bryun Parham, UConn (16 tackles, 1.5 TFLs, 1 sack, 1 forced fumble and 1 interception against Duke).

7. Julian Sayin, Ohio State (27-for-33 for 303 yards, 1 TD and 1 INT against Purdue).

8. Isaiah Smith, SMU (nine tackles, four sacks against Boston College).

9. Beau Sparks, Texas State (10 catches for 186 yards and a touchdown, plus a 49-yard TD run against Louisiana).

10. Antwan Raymond, Rutgers (41 carries for 240 yards and a touchdown against Maryland).

Vandy’s defense is running on fumes, and Auburn’s offense showed up for just about the first time all season, but the Commodores’ playoff hopes remain alive because Diego Pavia pulled another Diego Pavia. Vanderbilt trailed by 14 early and nearly blew it at the end of regulation, but Pavia’s third TD pass of the evening, to Cole Spence in overtime, saved the day and put him atop this list.

Honorable mentions:

• Sieh Bangura, Ohio (17 carries for 102 yards and a touchdown, plus 30 receiving yards and a 97-yard kick return TD against Miami of Ohio).

• Jacob De Jesus, Cal (16 catches for 158 yards and a touchdown against Louisville).

• Phillip Dunnam, UCF (four tackles and three interceptions, including a pick-six, against Houston).

• Nate Frazier, Georgia (12 carries for 181 yards and a touchdown against Mississippi State).

• Makai Lemon, USC (five catches for 166 yards and a touchdown against Northwestern).

• Jayden Maiava, USC (24-for-33 for 299 yards, 2 TDs and 1 INT, plus 19 non-sack rushing yards and 1 TD against Northwestern).

• Josh Moten, Southern Miss (six tackles, three interceptions and 1 pass breakup against Arkansas State).

• Mason Posa, Wisconsin (11 tackles, 2.5 sacks, 1 forced fumble, 1 fumble recovery and 1 pass breakup against Washington).

• Jaron-Keawe Sagapolutele, Cal (30-for-47 for 323 yards and 2 touchdowns against Louisville).

• Gunner Stockton, Georgia (18-for-29 for 264 yards and 3 touchdowns, plus 31 non-sack rushing yards against Mississippi State).

Through 11 weeks, here are your points leaders. Where there’s a tie, I’ll use players’ points from the past four weeks as a tiebreaker.

1. Julian Sayin, Ohio State (29 points, 20 in the past four weeks)
2. Ty Simpson, Alabama (29 points, zero in the past four weeks)
3. Taylen Green, Arkansas (27 points)
4. Trinidad Chambliss, Ole Miss (25 points)
5. Diego Pavia, Vanderbilt (24 points)
6. Demond Williams Jr., Washington (21 points)
7. Gunner Stockton, Georgia (19 points, 10 in the past four weeks)
8. Fernando Mendoza, Indiana (19 points, nine in the past four weeks)
9. Luke Altmyer, Illinois (16 points)
10. Jake Retzlaff, Tulane (14 points)

I understand that it’s my own damn fault for bringing stats to the vibes-based Heisman race, but I’m never going to fully understand Heisman odds. Sayin entered the week as the Heisman betting favorite and went 27-for-33 for 303 yards, a touchdown and an interception. His Total QBR for the week was 89.2, he kept his season completion rate above 80% — a ridiculously high number — and his interception happened when the Buckeyes were up 21.

Fernando Mendoza, meanwhile, went just 19-for-30 for 218 yards against a Penn State defense that Sayin just torched. He averaged 6.1 yards per dropback with a 75.0 Total QBR, both his worst numbers since Week 1. He threw a devastating fourth-quarter pick that could have cost the Hoosiers the game. But then he rallied, making a couple of lovely throws on Indiana’s game-winning drive, and receiver Omar Cooper Jr. made maybe the greatest TD catch of the season — or the 2020s? The 21st Century? Ever? — to save his team.

And after all that … Mendoza became the Heisman betting favorite? Cooper’s amazing catch became Mendoza’s Heisman moment because Sayin’s team won too easily? Do I have that right? Mendoza winning the Heisman would be a spectacular story (just add it to Indiana’s list of spectacular stories at this point), but if anything happened Saturday, it should have been Sayin solidifying his lead.

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My 10 favorite games of the weekend

1. No. 2 Indiana 27, Penn State 24. Regardless of my confusion toward Heisman odds, this was a brilliant football game. Penn State reminded everyone of its talent, the Nittany Lions’ home crowd came through, and Indiana drove 80 yards in 1:15 for a glorious game-winning TD. Brilliant stuff, with a brilliant in-game win probability chart.

2 and 3. Division II: No. 1 Ferris State 51, Saginaw Valley State 45 (2OT); No. 6 Colorado State-Pueblo 41, Colorado Mines 34 (OT).

Division II brought it Saturday. Ferris State won its first nine games by an average of 54-15, but redshirt freshman Wyatt Bower, Trinidad Chambliss’ successor, looked incredibly freshman-like Saturday, throwing three picks in eight passes and losing two fumbles. With the Bulldogs trailing 24-7 early in the third quarter, backup QB Chase Carter keyed a 31-7 run, but SVSU tied the game on a Mason McKenzie-to-Zarek Zelinski touchdown pass with 1:55 left. FSU missed a 39-yard field goal at the buzzer and couldn’t seal the deal until Taariik Brett’s 12-yard touchdown run in the second OT. If not for the Mendoza-to-Cooper touchdown, this would have easily been the No. 1 game of the week.

Meanwhile, after coming back from 21 points down to beat a top-10 Western Colorado team last week, CSU-Pueblo spotted rival Colorado Mines a 28-6 lead late in the first half, then slowly clawed all the way back. Roman Fuller found Marcellus Honeycutt Jr. for a tying 32-yard touchdown with 56 seconds left, then hit Reggie Retzlaff for the go-ahead score in OT. Peyton Shaw then sealed the ThunderWolves’ win with an interception.

4. Delaware 25, Louisiana Tech 24. The Blue Hens led 16-10 with under four minutes remaining, but Louisiana Tech scored twice in 46 seconds, first on a short TD run, then on a Jacob Fields pick-six, to take a 24-16 lead. Delaware’s Nick Minicucci rebounded with a TD pass to Elijah Sessoms with 34 seconds left, then the Blue Hens recovered an onside kick and set Nate Reed up for a game-winning 51-yard field goal.

5. No. 9 Oregon 18, No. 20 Iowa 16. Iowa proved its top-20 bona fides, Dante Moore and Oregon proved their playoff chops and Atticus Sappington nailed a huge field goal. Just a great game in November Iowa weather.

SAPPINGTON CONNECTS FOR THE DUCKS! pic.twitter.com/8QZdcfVMhW

— CBS Sports College Football 🏈 (@CBSSportsCFB) November 8, 2025

6. No. 16 Vanderbilt 45, Auburn 38 (OT). Indiana’s win probability chart was a classic of one genre (blow it, and then save yourself). Vandy’s was a classic in another (rally, then nearly fall apart multiple times).

7 and 8. FCS: No. 2 Montana 29, Eastern Washington 24; No. 1 North Dakota State 15, No. 15 North Dakota 10. Top-ranked teams struggled in FCS as well. NDSU, barely challenged all year, trailed its in-state rival 10-9 heading into the fourth quarter. The Bison finally took their first lead on Cole Payton‘s 8-yard touchdown with 2:22 remaining, but UND drove inside the NDSU 30 in the closing seconds before Anthony Chideme-Alfaro made a lunging interception to seal the win.

Of course, we’ve seen game-sealing picks before. Have you ever seen a game-sealing fumbled spike?

Unbeaten Montana took a 29-14 lead early in the third quarter but shifted into cruise control too early, allowing 4-6 EWU to score twice, recover a late onside kick — it was a great week for successful onside kicks, by the way — and drive inside the 10 with eight seconds remaining. But Jake Schakel, who shined in his first career start, let the ball slip out of his hands on a spike, and the Griz survived.

9. UConn 37, Duke 34. There were 12 scores in this game; 10 gave a team the lead, including all six in the second half. Skyler Bell‘s 19-yard touchdown catch gave UConn the advantage with 1:58 remaining, but the game wasn’t iced until Trent Jones II recovered a sack-and-strip of Darian Mensah with 18 seconds left.

10. Sam Houston 21, Oregon State 17. Oregon State has suffered some utterly snake-bitten losses this season, but this one takes the cake. The Beavers led 17-0 midway through the second quarter, but thanks to an interception (which set up a 35-yard touchdown pass), a kick return touchdown to open the second half and a blocked punt return score with 8:29 remaining, SHSU somehow came back to win its first game of the season despite a yardage disadvantage of 474-157. Shocking stuff. And you know what? Good. I ache for Beaver fans this year, but fielding even a bad team is so involved and so difficult, and every team deserves to celebrate at least one win. Now we just need to get 0-9 UMass off the schneid at some point in the next three weeks.

Honorable mention:

• Division II: Chadron State 27, No. 11 Western Colorado 24 (OT).

• FCS: No. 10 Mercer 49, No. 24 Western Carolina 47.

• FCS: Mercyhurst 16, Saint Francis 15.

• Missouri State 21, Liberty 17.

• Ohio 24, Miami (Ohio) 20 (Tuesday).

• Division II: Ouachita Baptist 42, SW Oklahoma State 38.

• Tulane 38, Memphis 32 (Friday).

• FCS: William & Mary 30, Campbell 27 (OT).

• Wisconsin 13, No. 23 Washington 10.

• Division III: No. 14 Wisconsin-Platteville 24, Wisconsin-Stout 23.

One last special shout-out: Army’s 14-13 win over Temple didn’t quite make the list, but Army’s last drive — an epic, 18-play, 9:53 clock killer — deserved to.

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The midweek playlist

Ohio at Western Michigan (Tuesday, 8 p.m., ESPN2). One week into our midweek MACtion slate, the MAC title race is as blurry as ever. Ohio’s win over Miami gave the Bobcats the slightest of edges, but it could disappear this week. Current MAC title odds, per SP+: Ohio 22.2%, Toledo 20.2%, Western Michigan 20.1%, Miami 19.2%, Buffalo 16.7%. What a race! The winner of this one should inch ahead in the odds.

The Big Ten provided the biggest thrills in Week 11, with Indiana and Oregon both narrowly fending off upsets in dramatic fashion.

But Texas Tech delivered the biggest win of the weekend in terms of College Football Playoff implications, handing BYU its first loss of the season and securing its standing as the team to beat in the Big 12.

As with last season’s inaugural 12-team CFP, the five highest-ranked conference champions, plus the next seven highest-ranked teams, will make the field. Unlike last year, the four highest-ranked teams (not necessarily conference champions) will be awarded first-round byes. The other eight teams will meet in first-round games at the campus sites of seeds Nos. 5 through 8.

From there, the quarterfinals and semifinals will be played in what had been the New Year’s Six bowls, with the national championship game scheduled for Jan. 19 at Miami’s Hard Rock Stadium.

All of that is just the tip of the iceberg, though. Apart from the playoff is the 35-game slate of bowl games, beginning with the Cricket Celebration Bowl on Dec. 13.

We’re here for all of it.

ESPN bowl gurus Kyle Bonagura and Mark Schlabach are projecting every postseason matchup, including their breakdowns of how the playoff will play out, and we’ll be back every week of the season until the actual matchups are set.

Jump to a section:
Playoff picks | Quarterfinals
Semis, title game | Bowl season

College Football Playoff

First-round games (at campus sites)

Friday, Dec. 19
8 p.m., ABC, ESPN

Saturday, Dec. 20
Noon, ABC, ESPN
3:30 p.m., TNT
7:30 p.m., TNT

Bonagura: No. 12 North Texas at No. 5 Georgia
Schlabach: No. 12 Tulane at No. 5 Georgia

Bonagura: No. 11 Georgia Tech at No. 6 Texas Tech
Schlabach: No. 11 Pittsburgh at No. 6 Ole Miss

Bonagura: No. 10 BYU at No. 7 Oregon
Schlabach: No. 10 BYU at No. 7 Texas Tech

Bonagura: No. 9 Notre Dame at No. 8 Ole Miss
Schlabach: No. 9 Notre Dame at No. 8 Oregon

First-round breakdown

Bonagura: The most meaningful result of the weekend was Texas Tech’s convincing win against BYU that reestablished the Red Raiders as the favorite in the Big 12 and highlighted the Cougars’ offensive limitations. If BYU wins out — facing TCU, Cincinnati and UCF — to finish 11-1 and loses again to Texas Tech in the conference title game, it would put the Cougars in an interesting position for at-large consideration, potentially pitting them against a fifth SEC team for the final playoff spot.

When the committee debuted its rankings, Memphis was the highest-ranked Group of 5 team but promptly lost to Tulane, which dropped the Tigers to sixth place in the American Conference (there are five one-loss teams). I have North Texas in the playoff spot again this week, but there really isn’t an obvious favorite.

The Sun Belt’s James Madison (8-1) has won seven straight and could benefit from the American chaos, while San Diego State’s chances took a huge hit late Saturday night in Hawai’i, where the Aztecs lost 38-6.

Schlabach: I’ll be honest: I didn’t know what to do with the ACC or the Group of 5 this week after Virginia and Louisville both fell, and Memphis lost to Tulane in the American Conference.

The ACC is an absolute mess with five teams — Georgia Tech, Virginia, Pittsburgh, SMU and Duke — currently having only one loss in conference play. I went with the red-hot Panthers for now, but they’ve got the most difficult road left with a nonconference home game against Notre Dame on Saturday, followed by ACC games at Georgia Tech and home against Miami. Pitt has won five games in a row and is scoring a ton of points, but I’m not sure it can survive that grueling stretch.

I’d loved what Georgia Tech was doing this season, although its 48-36 loss at NC State two weeks ago exposed some serious problems on defense. The Yellow Jackets play at Boston College on Saturday, then host Pittsburgh and play rival Georgia at Mercedes-Benz Stadium in Atlanta.

Duke, even at 5-4 overall, might have the best path if it can knock off Virginia at home Saturday. The Blue Devils suffered their third nonconference loss this week, falling to UConn 37-34 on the road. After hosting the Cavaliers, they’ll play at North Carolina and against Wake Forest at home.

I went with Tulane as my fifth conference champion, although I seriously considered South Florida, North Texas and James Madison as well.

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CFP quarterfinals

Wednesday, Dec. 31

CFP Quarterfinal at the Goodyear Cotton Bowl Classic
AT&T Stadium (Arlington, Texas)
7:30 p.m., ESPN
Bonagura: No. 7 Oregon vs. No. 2 Indiana
Schlabach: No. 5 Georgia vs. No. 4 Alabama

Thursday, Jan. 1

CFP Quarterfinal at the Capital One Orange Bowl
Hard Rock Stadium (Miami Gardens, Florida)
Noon, ESPN
Bonagura: No. 5 Georgia vs. No. 4 Alabama
Schlabach: No. 6 Ole Miss vs. No. 3 Indiana

CFP Quarterfinal at the Rose Bowl Game presented by Prudential
Rose Bowl (Pasadena, California)
4 p.m., ESPN
Bonagura: No. 8 Ole Miss vs. No. 1 Ohio State
Schlabach: No. 9 Notre Dame vs. No. 1 Ohio State

CFP Quarterfinal at the Allstate Sugar Bowl
Caesars Superdome (New Orleans)
8 p.m., ESPN
Bonagura: No. 6 Texas Tech vs. No. 3 Texas A&M
Schlabach: No. 7 Texas Tech vs. No. 2 Texas A&M

Quarterfinals breakdown

Bonagura: Oregon and Indiana both turned in iconic last-minute drives to win Saturday, keeping both on track. The win was particularly important for Oregon, which doesn’t have the same margin of error as the Hoosiers. At 8-1, the Ducks should be safely in the playoff with two wins in their final three games with Minnesota, USC and Washington left to play. Indiana is ranked No. 2 by the committee, but the most likely scenario — with what’s left to come — is that the Big Ten champion will get the No. 1 seed, and the SEC champion will be seeded second.

It goes against the spirit of the rankings, but I think there is a way to take conference affiliation into account come playoff time. Purely from an entertainment standpoint, I don’t like that these hypothetical quarterfinals arrange rematches with Alabama-Georgia and Indiana-Oregon. It comes with the territory to a certain degree, but it would be much more interesting if conference matchups were avoided to the extent it wouldn’t impact the integrity of the format.

Schlabach: I dinged Indiana one spot in my seedings after it needed a miracle touchdown pass in the closing seconds to beat struggling Penn State 27-24 on the road Saturday. A win is a win, especially in November, but the Nittany Lions have lost six in a row.

I moved Texas A&M up one spot after it picked up another big road victory, winning 38-17 at Missouri. The Aggies won at Notre Dame and LSU earlier this season, and they might have to win once more at rival Texas on Nov. 28 to stay in the hunt for a first-round bye.

Georgia and Alabama would be an entertaining rematch in the Cotton Bowl, and I’m sure Rose Bowl officials would love to see the Fighting Irish and Buckeyes playing in Pasadena on New Year’s Day. There would also be plenty of Lone Star State bragging rights on the line if the Aggies and Red Raiders met up in the Sugar Bowl.

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CFP semifinals, national championship game

Thursday, Jan. 8

CFP Semifinal at the Vrbo Fiesta Bowl
State Farm Stadium (Glendale, Arizona)
7:30 p.m., ESPN
Bonagura: No. 4 Alabama vs. No. 1 Ohio State
Schlabach: No. 5 Georgia vs. No. 1 Ohio State

Friday, Jan. 9

CFP Semifinal at the Chick-fil-A Peach Bowl
Mercedes-Benz Stadium (Atlanta)
7:30 p.m., ESPN
Bonagura: No. 3 Texas A&M vs. No. 2 Indiana
Schlabach: No. 3 Indiana vs. No. 2 Texas A&M

Monday, Jan. 19

CFP National Championship
Hard Rock Stadium (Miami Gardens, Florida)
7:45 p.m., ESPN
Bonagura: No. 2 Indiana vs. No. 1 Ohio State
Schlabach: No. 2 Texas A&M vs. No. 1 Ohio State

National championship breakdown

Bonagura: Texas A&M looked the part against Missouri, Ohio State put Purdue to bed in the first half and Indiana survived, leaving three undefeated teams. But none of them have been so dominant that it would qualify as a major shock if they don’t march to the title game with ease. This is exactly why a playoff was needed in college football.

Schlabach: Ohio State continues to cruise, routing Purdue 34-10 on the road Saturday. I considered moving Texas A&M to No. 1 because the Buckeyes don’t have much meat on their résumé besides their 14-7 win against Texas in the opener.

Road wins at Washington and Illinois were nice, but the Huskies just lost at struggling Wisconsin, and the Illini have dropped three games. Ohio State still has the best defense in the FBS, and quarterback Julian Sayin is a Heisman Trophy front-runner. The Buckeyes shouldn’t be tested in their next two games against UCLA and Rutgers before closing the regular season at Michigan on Nov. 29.

Complete bowl season schedule

Saturday, Dec. 13

Cricket Celebration Bowl
Mercedes-Benz Stadium (Atlanta)
Noon, ABC
Bonagura: Jackson State vs. South Carolina State
Schlabach: Jackson State vs. Delaware State

LA Bowl
SoFi Stadium (Inglewood, California)
9 p.m., ESPN
Bonagura: Arizona vs. San Diego State
Schlabach: Washington vs. San Diego State

Tuesday, Dec. 16

IS4S Salute to Veterans Bowl
Cramton Bowl (Montgomery, Alabama)
9 p.m., ESPN
Bonagura: Louisiana Tech vs. East Carolina
Schlabach: Jacksonville State vs. Troy

Wednesday, Dec. 17

StaffDNA Cure Bowl
Camping World Stadium (Orlando, Florida)
5 p.m., ESPN
Bonagura: Buffalo vs. Jacksonville State
Schlabach: Buffalo vs. Old Dominion

68 Ventures Bowl
Hancock Whitney Stadium (Mobile, Alabama)
8:30 p.m., ESPN
Bonagura: Coastal Carolina vs. Western Michigan
Schlabach: Coastal Carolina vs. Central Michigan

Friday, Dec. 19

Myrtle Beach Bowl
Brooks Stadium (Conway, South Carolina)
Noon, ESPN
Bonagura: UConn vs. Troy
Schlabach: North Texas vs. James Madison

Union Home Mortgage Gasparilla Bowl
Raymond James Stadium (Tampa, Florida)
3:30 p.m., ESPN
Bonagura: South Florida vs. Clemson
Schlabach: UConn vs. Utah State

Monday, Dec. 22

Famous Idaho Potato Bowl
Albertsons Stadium (Boise, Idaho)
2 p.m., ESPN
Bonagura: Toledo vs. UNLV
Schlabach: Ohio vs. UNLV

Tuesday, Dec. 23

Boca Raton Bowl
Flagler Credit Union Stadium (Boca Raton, Florida)
2 p.m., ESPN
Bonagura: Southern Miss vs. Florida International
Schlabach: Arkansas State vs. Miami (Ohio)

New Orleans Bowl
Caesars Superdome (New Orleans)
5:30 p.m., ESPN
Bonagura: Western Kentucky vs. Old Dominion
Schlabach: Kennesaw State vs. Southern Miss

Scooter’s Coffee Frisco Bowl
Ford Center at The Star (Frisco, Texas)
9 p.m., ESPN
Bonagura: UTSA vs. Hawai’i
Schlabach: East Carolina vs. Louisiana Tech

Wednesday, Dec. 24

Sheraton Hawai’i Bowl
Clarence T.C. Ching Athletics Complex (Honolulu)
8 p.m., ESPN
Bonagura: Boise State vs. California
Schlabach: Hawai’i vs. Memphis

Friday, Dec. 26

GameAbove Sports Bowl
Ford Field (Detroit)
1 p.m., ESPN
Bonagura: Rutgers vs. Ohio
Schlabach: Rutgers vs. Western Michigan

Rate Bowl
Chase Field (Phoenix)
4:30 p.m., ESPN
Bonagura: Baylor vs. Northwestern
Schlabach: TCU vs. Northwestern

SERVPRO First Responder Bowl
Gerald J. Ford Stadium (Dallas)
8 p.m., ESPN
Bonagura: Temple vs. Utah State
Schlabach: Kansas vs. Boise State

Saturday, Dec. 27

Go Bowling Military Bowl
Navy-Marine Corps Memorial Stadium (Annapolis, Maryland)
11 a.m., ESPN
Bonagura: Duke vs. Tulane
Schlabach: Wake Forest vs. Navy

Bad Boy Mowers Pinstripe Bowl
Yankee Stadium (Bronx, New York)
Noon, ABC
Bonagura: Pittsburgh vs. Minnesota
Schlabach: Louisville vs. Illinois

Wasabi Fenway Bowl
Fenway Park (Boston)
2:15 p.m., ESPN
Bonagura: NC State vs. Army
Schlabach: NC State vs. South Florida

Pop-Tarts Bowl
Camping World Stadium (Orlando, Florida)
3:30 p.m., ABC
Bonagura: Miami vs. Houston
Schlabach: Georgia Tech vs. Houston

Snoop Dogg Arizona Bowl
Arizona Stadium (Tucson, Arizona)
4:30 p.m., CW Network
Bonagura: Miami (Ohio) vs. Fresno State
Schlabach: Toledo vs. Fresno State

Isleta New Mexico Bowl
University Stadium (Albuquerque, New Mexico)
5:45 p.m., ESPN
Bonagura: New Mexico vs. Washington State
Schlabach: New Mexico vs. Akron

TaxSlayer Gator Bowl
EverBank Stadium (Jacksonville, Florida)
7:30 p.m. ABC
Bonagura: Virginia vs. LSU
Schlabach: Virginia vs. Vanderbilt

Kinder’s Texas Bowl
NRG Stadium (Houston)
9:15 p.m., ESPN
Bonagura: TCU vs. Oklahoma
Schlabach: Iowa State vs. Oklahoma

Monday, Dec. 29

JLab Birmingham Bowl
Protective Stadium (Birmingham, Alabama)
2 p.m., ESPN
Bonagura: Memphis vs. James Madison
Schlabach: Clemson vs. UTSA

Tuesday, Dec. 30

Radiance Technologies Independence Bowl
Independence Stadium (Shreveport, Louisiana)
2 p.m., ESPN
Bonagura: Kansas vs. Kennesaw State
Schlabach: Baylor vs. Western Kentucky

Music City Bowl
Nissan Stadium (Nashville, Tennessee)
5:30 p.m., ESPN
Bonagura: Nebraska vs. Missouri
Schlabach: Minnesota vs. LSU

Valero Alamo Bowl
Alamodome (San Antonio)
9 p.m., ESPN
Bonagura: Cincinnati vs. USC
Schlabach: Cincinnati vs. USC

Wednesday, Dec. 31

ReliaQuest Bowl
Raymond James Stadium (Tampa, Florida)
Noon, ESPN
Bonagura: Illinois vs. Texas
Schlabach: Iowa vs. Tennessee

Tony the Tiger Sun Bowl
Sun Bowl Stadium (El Paso, Texas)
2 p.m., CBS
Bonagura: Wake Forest vs. Arizona State
Schlabach: Miami vs. California

Cheez-It Citrus Bowl
Camping World Stadium (Orlando, Florida)
3 p.m., ABC
Bonagura: Michigan vs. Vanderbilt
Schlabach: Michigan vs. Texas

SRS Distribution Las Vegas Bowl
Allegiant Stadium (Las Vegas)
3:30 p.m., ESPN
Bonagura: Iowa vs. Utah
Schlabach: Nebraska vs. Utah

Friday, Jan. 2

Lockheed Martin Armed Forces Bowl
Amon G. Carter Stadium (Fort Worth, Texas)
1 p.m., ESPN
Bonagura: Kansas State vs. Navy
Schlabach: Arizona vs. Army

AutoZone Liberty Bowl
Simmons Bank Liberty Stadium (Memphis, Tennessee)
4:30 p.m., ESPN
Bonagura: Iowa State vs. Kentucky
Schlabach: Kansas State vs. Kentucky

Duke’s Mayo Bowl
Bank of America Stadium (Charlotte, North Carolina)
8 p.m., ESPN
Bonagura: Louisville vs. Tennessee
Schlabach: Duke vs. Missouri

Holiday Bowl
Snapdragon Stadium (San Diego)
8 p.m., Fox
Bonagura: SMU vs. Washington
Schlabach: SMU vs. Arizona State