Hiding behind the picture of a handsome American soldier stolen from a real Instagram account, Chris Maxwell would try to make women fall in love with him online.
The 25-year-old Nigerian says he conned up to 30 victims out of more than $70,000 (£56,000) over five years, enjoying “lavish” spending on nights out in clubs and designer clothes.
“When I was doing this, I used to think about people – I used to feel guilty,” he tells Sky News.
“I used to feel bad but as time goes on and I started making good money – big money – I stopped feeling bad.”
Reports of romance fraud are on the rise in the UK, with victims conned out of more than £88m last year, according to latest figures.
Chris says he became a scammer while he was a student aged 17 and would approach strangers in the US, UK, Canada and Germany on social media.
Image: Chris says he became a romance scammer aged 17. Pic: Chris Maxwell
“I start on common ground – I make sure they like me,” he says.
“I make sure they trust me so much and tell me anything – they can trust me, they can confide in me.
“After that, I start going in a relationship with them and that’s how I start my scam.”
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One American woman – who he contacted online and spoke to for a year – handed over more than $30,000 (£24,000), says Chris.
“After she gave me the money, she became sick,” he says.
“She became depressed and wanted to see who I actually am.
“I did something really, really bad. I started felling guilty because she’s sick.
“I showed her my face, she cried but she forgave me.”
Romance scammer guide leaked
Chris says he was arrested in Nigeria but never charged over his romance scams – and knows of others who have “served time”.
None of the money was returned to his victims but he insists he’s now “living a good life” after the American woman introduced him to Social Catfish, a company which helps identify fraudsters by verifying online identities through reverse search technology. Chris now works as a consultant for the firm.
Since turning his back on a life of crime, he says he has leaked a 40-page step-by-step guide entitled How To Make A White Woman Fall In Love With You From Online Chat that is used by scammers.
Image: The manual includes tips on carrying out romance scams, says Chris. Pic: Social Catfish
The handbook – which advises scammers to target women over the age of 40 – details how to carry out research from their social media profiles, suggesting finding out about “her hobbies, her pets, job, passion, if she has kids, age, where she lives, what she loves etc”.
Would-be fraudsters are told to make an approach using the information gathered or pick from “a list of 100 pickup lines that work every time”, including: “Life without you would be like a broken pencil… pointless”.
There are tips for carrying out a conversation, such as using a grammar app to avoid mistakes, a series of questions to ask and even “100 of the best jokes that will get her cracking her ribs” as “getting a woman to laugh is one of the fastest ways to make her like you”.
The guide recommends compliments, and again there is a list of suggestions, and tells scammers to wait at least a week before asking for money, which should not be done “directly”.
“When she asks about your day you can tell her it was bad,” the guide says.
“Then tell her you are broke, you are behind your mortgage and they will kick you out next week and you have exhausted every means to get money. By herself, she will offer to give you money.”
How to avoid falling victim to a romance scam
According to Detective Constable Rebecca Mason, from Surrey Police, the “ABC of online dating” is “assume nothing; believe no-one and confirm everything”. Her advice includes:
• Never send money to someone you haven’t met as the likelihood is, it’s a scam
• If someone seems too good to be true they often are. Trust your gut
• If you have arranged a face-to-face meeting with the person and they keep cancelling, they probably aren’t who they say they are
• Be careful with what personal information you share such as answers to your security questions. Fraudsters will often ask for your home address to send gifts or flowers
• Be wary – you could be speaking to anyone on the end of the phone
Romance scam reports increased by more than a fifth (22%) last year compared with 2022, according to data from Lloyds Bank, which said the average amount lost by a victim was nearly £7,000.
Victims aged 65 to 74 tended to lose more money on average, with the figure at more than £13,000, Lloyds said.
Detective Constable Rebecca Mason, from Surrey Police, says people who write they are “widowed, divorced or lonely” in online profiles can be seen as a target but “anyone can be a victim of romance scams” – and often gay males are disproportionately targeted.
Victims are more likely to be male, while the highest number of people scammed in the UK last year were aged in their 20s, according to figures released by the National Fraud Intelligence Bureau.
There were more than 8,600 reports of romance scams in the UK last year – including 11 victims who were under the age of 10 and 12 victims aged 90 or over, the data shows.
DC Mason says fraudsters look to exploit the surge in the use of dating apps in the run-up to Valentine’s Day.
She warns that AI technology is enabling fraudsters to create a whole new identity and image.
“They can video call using this AI technology which can make them seem real,” she tells Sky News.
“People are now becoming more confident to speak up and report it to Action Fraud or the police. However, it is still a very under-reported crime.
“The change has come with online dating being a lot more accepted than it perhaps once was a few years ago.”
Image: Pic: iStock
Wayne Stevens, national fraud lead at the charity Victim Support, says romance fraud is “very common” and people can be more vulnerable to the “devastating crime” as they search for friendship or romance online around Valentine’s Day.
“There’s a common misconception that romance fraud – and fraud in general – only affects older people,” he adds.
“In reality, fraudsters are highly skilled opportunists who will exploit people when they are at their lowest and craving companionship, making it easy for anyone to become a victim.”
The parents of survivors of the Southport attack have revealed the “untold stories” of how their “hero” children escaped.
Axel Rudakubana, 18, murdered Elsie Dot Stancombe, seven, Bebe King, six, and Alice da Silva Aguiar, nine, in what the chairman of the public inquiry Sir Adrian Fulford called “one of the most egregious crimes in our country’s history”.
Eight children were injured along with two adults at a Taylor Swift-themed class in the Merseyside seaside town on 29 July last year, while 15 others escaped without physical injuries.
The surviving victims and their families have been granted anonymity during the inquiry, with one girl referred to as C3. Her father was the first to give evidence at Liverpool Town Hall on Wednesday.
Image: Alice da Silva Aguiar, Elsie Dot Stancombe and Bebe King were murdered in the attack
Reading a statement on behalf of him and his wife, he told how their daughter was the first girl to escape the scene by running from the Hart Space building and hiding behind a parked car before jumping through an open car door.
“Our nine-year-old daughter was stabbed three times in the back by a coward she didn’t even see,” he said.
“Although she didn’t know what was happening – she knew she had to run. She ran out of the studio door, down the stairs, and out of the building.”
He said she can be seen “looking scared, confused and pained” in CCTV footage of the incident, adding: “It was troubling for us to see what she had to go through, before either of her parents had arrived at the scene.”
“We are so thankful and proud that despite being critically injured, she was able to make the decisions she did in that terrible moment,” he said.
The girl’s father said his daughter “continues to astound” them with the way she dealt with the attack and her recovery, saying: “It has been inspiring for us to witness.”
Image: Inquiry chair Sir Adrian Fulford at Liverpool Town Hall. Pic: PA
He said she has difficulty sleeping, experiences flashbacks, looks over her shoulder scanning for potential danger when she leaves the house, has a fear of loud noises and has to turn off some songs when they come on the radio.
“Our daughter knows that she is loved,” he said.
“It is through this support and love that she will continue to thrive. We couldn’t be prouder of her. She is our hero.”
Stabbed 33 times
The parents of a girl referred to as C1 told how their “beautiful, articulate, fun-loving little girl” was stabbed 33 times.
After being attacked she escaped the building, but Rudakubana was seen dragging her back inside in CCTV footage played during his sentencing hearing, which drew gasps in court, before she was stabbed 20 more times.
“That is how she became known in this nightmare. The girl that was dragged back in,” her mother said.
Image: Police at the scene. Pic: PA
She thanked the teachers who escaped to call police and flag down help but said: “The most painful of truths for us though, and what has been most devastating to come to terms with, is that there were no adults to help during both of her attacks.
“She was only supported by other children. The courage and strength she found leaves me crushed, but in complete awe.”
She added: “It is these untold stories of remarkable strength and bravery that are missing when we have heard other accounts of this day.”
The mother said the “hours and days that followed the attack were a living hell” and her daughter’s memories – including a concert of her “idol” Taylor Swift – have “been forfeited to make space for the trauma that she carries”.
“We tell her she was brave. How proud we are that she was able to help other girls. How her strength makes us feel strong. How important what she did that day was. She is her own hero. She may be a survivor of this attack, but she is still trying to survive this, every single day,” she said.
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4:06
‘We need to understand what went wrong’
Attack ‘changed everything’
The mother of a girl referred to as C8 said she was “like any other seven-year-old little girl”, “with an incredible energy” and “full of life”.
But in a statement read out by a legal representative, she said the attack last year “changed everything” when she got a “panicked phone call” from a friend’s mother, who couldn’t find the girls.
“That moment, the sound of fear in her voice and the panic I felt will never leave me,” she said.
“I rushed to the scene and what I saw is something no parent should ever see. My daughter had sustained serious physical injuries including a stab wound to her arm and a cut to her face and chin.”
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She said her daughter “remembers the attack vividly” and later told her “she thought it had to be fake, because she couldn’t believe something that terrible could really be happening”.
“Where she was once eager to go off with her friends, she now needs my support if it is somewhere public or unknown,” she said.
“Simple days out now need a level of safety planning that we would never have considered before.”
‘Constant flashbacks’
The mother of a girl referred to as Q, who escaped without being physically injured, told how she arrived to collect her daughter to find “children running from the building, screaming and fearing for their lives”.
In a statement read to the inquiry by a legal representative on her behalf, she said it was “the most horrific experience of my life”.
“What I saw on that day will stick with me forever, I constantly have flashbacks and relive what happened,” she said.
She said her daughter has become “very withdrawn” since the attack and has asked her parents, “How will I ever be normal again?”
The public inquiry, announced by Home Secretary Yvette Cooper in January, is looking into whether the attack could or should have been prevented, given what was known about the killer.
Rudakubana, who was born in Cardiff, had contact with police, the courts, the youth justice system, social services and mental health services, and was referred to the government’s anti-extremism Prevent scheme three times before the murders.
A rapid review into his contact with Prevent found his case should have been kept open and that he should have been referred to Channel, another anti-terror scheme.
C1’s mother said: “She deserves the truth, she deserves accountability. She deserves an apology. Our girls deserve an apology.
“Backed up by the promise that changes will be made and this will not be allowed to happen again.”
Victims of the infected blood scandal say they are “waiting to die in limbo”, with just hundreds having received compensation to date.
For decades, more than 30,000 NHS patients were knowingly given infected blood products, and more than 3,000 people died as a result. Survivors are left living with long-term health complications, including HIV and hepatitis.
An inquiry into the scandal, which published its final report in May 2024, accused the NHS of a “pervasive cover-up”. Recompense payments for the victims and survivors were ordered, with the government setting aside £11.8bn to do this.
Earlier this year, the inquiry was reopened to examine the “timeliness and adequacy” of the compensation, and its report – published today – has accused the scheme of “perpetuating” harm.
Just 2,043 people have been asked to start a claim, 616 have been made offers, and 430 of those have been paid.
“For decades, people who suffered because of infected blood have not been listened to. Once again, decisions have been made behind closed doors, leading to obvious injustices,” says Sir Brian Langstaff, chair of the Infected Blood Inquiry.
“It is not too late to get this right. We are calling for compensation to be faster, and more than that, fairer.”
In his latest 210-page report, Sir Brian says yet more people have been harmed by the way they have been treated by the scheme.
It highlights how the compensation scheme was drafted without any direct involvement from the people most affected – the expert group that advised the government on how financial support should be delivered was not allowed to take evidence or hear from any victim of the infected blood scandal.
“Obvious injustices” within the scheme include the exclusion of anyone infected with HIV prior to 1982 and the unrealistic requirements for proving psychological harm.
How did the infected blood scandal happen?
Between 1970 and the early 1990s, more than 30,000 NHS patients were given blood transfusions, or treatments made using blood products, which were contaminated with hepatitis C or HIV.
The infected blood was used because the NHS was struggling to meet the domestic demand for blood products, so sourced around 50% of them from abroad, including the US.
But much of the blood had been taken from prisoners, drug addicts and other high-risk groups who were paid to give blood.
Blood donations in the UK were not routinely screened for hepatitis C until 1991, 18 months after the virus was first identified.
As a result, more than 3,000 people have died, and survivors have experienced lifelong health implications.
In 2017, the government announced a statutory inquiry into the scandal to examine the impact on families, how authorities responded, and the care and support provided to those affected.
The Infected Blood Inquiry published its findings last year and a multi-billion-pound compensation scheme was announced in its wake.
This included payments for a group of people with the blood clotting disorder haemophilia, who were subjected to “unethical research” while at school and included in secret trials to test blood products.
HIV infections before 1982
The current scheme means any person infected with HIV before 1 January 1982 will not be compensated – something the latest report calls “illogical and unjust”.
The rule “completely misunderstands (or ignores) the central fact that blood products used [before this date] were already known to carry a risk of a dangerous virus – Hepatitis”, the report says.
The rule appears to have been made based on legal advice to the government.
One mother says her daughter was invited to claim compensation, only to be told she was likely “ineligible” because she had been infected prior to 1982.
“To reach this stage of the proceedings to be faced with the unbearable possibility of her claim being declined is yet another nightmare to be somehow endured… This unbearable and intolerable situation is cruel and unjust,” she says in the report.
One person who is not named in the report said: “It feels as if we are waiting to die in limbo, unable to make any progress in our lives and fearing that as our health declines, we may not ever get the compensation we deserve.”
Analysis by Sky correspondent Laura Bundock: Victims’ painful battle continues – and in some cases time is running out
This is another deeply damning report into the infected blood scandal.
We now know the damage and suffering caused by the worst treatment disaster in the history of the NHS is far from over.
So many were promised long-overdue compensation. But those infected and affected by the scandal are still being harmed by delays, injustices, and a lack of transparency.
Over a year since his final inquiry report was published the chair, Sir Brian Langstaff, does not hold back in his criticism of the compensation scheme.
He finds the system sluggish, slow and difficult to navigate.
What was set up to help the infected blood community, failed to properly involve victims of the scandal. Opportunities were missed opportunities to consult, and decisions were made behind closed doors.
The end result is an unfair, unfit system leaving people undercompensated. What’s worse, very few have received any money. And in some cases, time is running out.
This additional report makes yet more recommendations. Sir Brian is clear that despite a bad start, it’s not too late to get things right. What he says is an important moment of vindication for the victims, who’d felt their voices were being ignored.
They’ve campaigned and fought for this inquiry for decades. Most assumed the battle was over once Sir Brian’s report was published last year. But despite promises and pledges from politicians, their anger and upset hasn’t gone away.
The government says it’s taking steps to speed up the process. For victims, trust in the authorities remains low.
It will take more than warm words to restore faith, as they continue through the painful struggle for justice.
Unrealistic expectations
The report also highlights the unrealistic evidence requirements for someone proving psychological harm.
The current regulations require a consultant psychiatrist to have diagnosed and treated someone, either as in-patient, or in hospital for six months.
But the report says, at the time the scandal was unfolding, “consultant psychiatric services were not the norm across every part of the country”.
“It would be wrong to set a requirement for compensation that such services be accessed when it was not a practical proposition that they could be.”
Those infected were also unlikely to have told even close friends and family about their diagnosis due to the stigma and ostracism.
Therefore, the expectation of having received medical care “would have involved revealing to an unknown clinician what that person dared not reveal, especially if there was a chance that it might leak out”.
Other exclusions
The report also highlighted other exclusions within the compensation scheme.
It says the “impacts of infection with Hepatitis is not being fully recognised in the scheme as it stands”. The scheme also fails to recognise the devastating impacts of interferon, used to treat Hep C. The vast majority of people who received interferon suffered severely, both psychologically and physically.
The compensation regulations also withdraw support for a bereaved partner if the infected person dies after 31 March this year. The argument being that they are eligible for compensation in their own right as an “affected” person.
But removing these payments immediately after death means infected persons “see themselves as worthless and [ignites] fears of leaving partners destitute”.
One man reports being denied compensation as victims of medical experimentation because – despite having evidence it took place – the hospital where he was infected was not named in the regulations.
The report issued a number of recommendations to speed up the process.
It says people should be able to apply for compensation, rather than wait to be asked.
The compensation authority should also progress applications from different groups at the same time, giving priority to those who are most ill and older, or who have never received any form of financial support.
It also says anyone who has evidence of being the victim of medical experiments should be compensated for it, regardless of where they were treated.
The report calls for more transparency and openness, as well as involvement from those infected and affected.
Support groups reactto latest report
Kate Burt, Chief Executive of the Haemophilia Society, said the government’s “failure to listen to those at the heart of the contaminated blood scandal has shamefully been exposed by the Infected Blood Inquiry yet again”.
“Now government must take urgent action to put this right by valuing those impacted by this scandal through a fair and fast compensation settlement,” she says. “Only then can the infected blood community move on from the past and finally focus on what remains of their future.”
A lawyer advising some 1,500 victims says some of the recommendations “can and should be implemented immediately”.
Des Collins, senior partner at Collins Solicitors, says: “We also urgently need transparency of the timetable for the affected and an acceleration of the payment schedule to them.”
This breaking news story is being updated and more details will be published shortly.
While the politicians talk, so many people come from around the world to try to get across the Channel on small boats. But why?
Why make such a perilous crossing to try to get to a country that seems to be getting increasingly hostile to asylum seekers?
As the British and French leaders meet, with small boats at the forefront of their agenda, we came to northern France to get some answers.
It is not a new question, but it is peppered with fresh relevance.
Over the course of a morning spent around a migrant camp in Dunkirk, we meet migrantsfrom Gaza, Iraq, Eritrea, South Sudan, Sri Lanka and beyond.
Some are fearful, waving us away; some are happy to talk. Very few are comfortable to be filmed.
All but one man – who says he’s come to the wrong place and actually wants to claim asylum in Paris – are intent on reaching Britain.
They see the calm seas, feel the light winds – perfect conditions for small boat crossings.
John has come here from South Sudan. He tells me he’s now 18 years old. He left his war-torn home nation just before his 16th birthday. He feels that reaching Britain is his destiny.
“England is my dream country,” he says. “It has been my dream since I was at school. It’s the country that colonised us and when I get there, I will feel like I am home.
“In England, they can give me an opportunity to succeed or to do whatever I need to do in my life. I feel like I am an English child, who was born in Africa.”
Image: ‘England is my dream country,’ John tells Adam Parsons
He says he would like to make a career in England, either as a journalist or in human resources, and, like many others we meet, is at pains to insist he will work hard.
The boat crossing is waved away as little more than an inconvenience – a trifle compared with the previous hardships of his journey towards Britain.
We meet a group of men who have all travelled from Gaza, intent on starting new lives in Britain and then bringing their families over to join them.
One man, who left Gaza two years ago, tells me that his son has since been shot in the leg “but there is no hospital for him to go to”.
Next to him, a man called Abdullah says he entered Europe through Greece and stayed there for months on end, but was told the Greek authorities would never allow him to bring over his family.
Britain, he thinks, will be more accommodating. “Gaza is being destroyed – we need help,” he says.
Image: Abdullah says ‘Gaza is being destroyed – we need help’
A man from Eritreatells us he is escaping a failing country and has friends in Britain – he plans to become a bicycle courier in either London or Manchester.
He can’t stay in France, he says, because he doesn’t speak French. The English language is presented as a huge draw for many of the people we talk to, just as it had been during similar conversations over the course of many years.
I ask many of these people why they don’t want to stay in France, or another safe European country.
Some repeat that they cannot speak the language and feel ostracised. Another says that he tried, and failed, to get a residency permit in both France and Belgium.
But this is also, clearly, a flawed survey. Last year, five times as many people sought asylum in France as in Britain.
And French critics have long insisted that Britain, a country without a European-style ID card system, makes itself attractive to migrants who can “disappear”.
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1:48
Migrant Channel crossings hit new record
A young man from Iraq, with absolutely perfect English, comes for a chat. He oozes confidence and a certain amount of mischief.
It has taken him only seven days to get from Iraq to Dunkirk; when I ask how he has made the trip so quickly, he shrugs. “Money talks”.
He looks around him. “Let me tell you – all of these people you see around you will be getting to Britain and the first job they get will be in the black market, so they won’t be paying any tax.
“Back in the day in Britain, they used to welcome immigrants very well, but these days I don’t think they want to, because there’s too many of them coming by boat. Every day it’s about seven or 800 people. That’s too many people.”
“But,” I ask, “if those people are a problem – then what makes you different? Aren’t you a problem too?”
He shakes his head emphatically. “I know that I’m a very good guy. And I won’t be a problem. I’ll only stay in Britain for a few years and then I’ll leave again.”
A man from Sri Lanka says he “will feel safe” when he gets to Britain; a tall, smiling man from Ethiopia echoes the sentiment: “We are not safe in our home country so we have come all this way,” he says. “We want to work, to be part of Britain.”
Emmanuel is another from South Sudan – thoughtful and eloquent. He left his country five years ago – “at the start of COVID” – and has not seen his children in all that time. His aim is to start a new life in Britain, and then to bring his family to join him.
He is a trained electrical engineer, but says he could also work as a lorry driver. He is adamant that Britain has a responsibility to the people of its former colony.
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