Hiding behind the picture of a handsome American soldier stolen from a real Instagram account, Chris Maxwell would try to make women fall in love with him online.
The 25-year-old Nigerian says he conned up to 30 victims out of more than $70,000 (£56,000) over five years, enjoying “lavish” spending on nights out in clubs and designer clothes.
“When I was doing this, I used to think about people – I used to feel guilty,” he tells Sky News.
“I used to feel bad but as time goes on and I started making good money – big money – I stopped feeling bad.”
Reports of romance fraud are on the rise in the UK, with victims conned out of more than £88m last year, according to latest figures.
Chris says he became a scammer while he was a student aged 17 and would approach strangers in the US, UK, Canada and Germany on social media.
Image: Chris says he became a romance scammer aged 17. Pic: Chris Maxwell
“I start on common ground – I make sure they like me,” he says.
“I make sure they trust me so much and tell me anything – they can trust me, they can confide in me.
“After that, I start going in a relationship with them and that’s how I start my scam.”
Advertisement
One American woman – who he contacted online and spoke to for a year – handed over more than $30,000 (£24,000), says Chris.
“After she gave me the money, she became sick,” he says.
“She became depressed and wanted to see who I actually am.
“I did something really, really bad. I started felling guilty because she’s sick.
“I showed her my face, she cried but she forgave me.”
Romance scammer guide leaked
Chris says he was arrested in Nigeria but never charged over his romance scams – and knows of others who have “served time”.
None of the money was returned to his victims but he insists he’s now “living a good life” after the American woman introduced him to Social Catfish, a company which helps identify fraudsters by verifying online identities through reverse search technology. Chris now works as a consultant for the firm.
Since turning his back on a life of crime, he says he has leaked a 40-page step-by-step guide entitled How to Make a White Woman Fall in Love With You from Online Chat that is used by scammers.
Image: The manual includes tips on carrying out romance scams, says Chris. Pic: Social Catfish
The handbook – which advises scammers to target women over the age of 40 – details how to carry out research from their social media profiles, suggesting finding out about “her hobbies, her pets, job, passion, if she has kids, age, where she lives, what she loves etc”.
Would-be fraudsters are told to make an approach using the information gathered or pick from “a list of 100 pickup lines that work every time”, including: “Life without you would be like a broken pencil… pointless”.
There are tips for carrying out a conversation, such as using a grammar app to avoid mistakes, a series of questions to ask and even “100 of the best jokes that will get her cracking her ribs” as “getting a woman to laugh is one of the fastest ways to make her like you”.
The guide recommends compliments, and again there is a list of suggestions, and tells scammers to wait at least a week before asking for money, which should not be done “directly”.
“When she asks about your day you can tell her it was bad,” the guide says.
“Then tell her you are broke, you are behind your mortgage and they will kick you out next week and you have exhausted every means to get money. By herself, she will offer to give you money.”
How to avoid falling victim to a romance scam?
According to Detective Constable Rebecca Mason, from Surrey Police, the “ABC of online dating” is “assume nothing; believe no-one and confirm everything”. Her advice includes:
• Never send money to someone you haven’t met as the likelihood is, it’s a scam
• If someone seems too good to be true they often are. Trust your gut
• If you have arranged a face-to-face meeting with the person and they keep cancelling, they probably aren’t who they say they are
• Be careful with what personal information you share such as answers to your security questions. Fraudsters will often ask for your home address to send gifts or flowers
• Be wary – you could be speaking to anyone on the end of the phone
Romance scam reports increased by more than a fifth (22%) last year compared with 2022, according to data from Lloyds Bank, which said the average amount lost by a victim was nearly £7,000.
Victims aged 65 to 74 tended to lose more money on average, with the figure at more than £13,000, Lloyds said.
Detective Constable Rebecca Mason, from Surrey Police, says people who write they are “widowed, divorced or lonely” in online profiles can be seen as a target but “anyone can be a victim of romance scams” – and often gay males are disproportionately targeted.
Victims are more likely to be male, while the highest number of people scammed in the UK last year were aged in their 20s, according to figures released by the National Fraud Intelligence Bureau.
There were more than 8,600 reports of romance scams in the UK last year – including 11 victims who were under the age of 10 and 12 victims aged 90 or over, the data shows.
Romance scammers using AI
DC Mason says fraudsters look to exploit the surge in the use of dating apps in the run-up to Valentine’s Day.
She warns that AI technology is enabling fraudsters to create a whole new identity and image.
“They can video call using this AI technology which can make them seem real,” she tells Sky News.
Image: Pic: iStock
“People are now becoming more confident to speak up and report it to Action Fraud or the police. However, it is still a very under-reported crime.
“The change has come with online dating being a lot more accepted than it perhaps once was a few years ago.”
Wayne Stevens, national fraud lead at the charity Victim Support, says romance fraud is “very common” and people can be more vulnerable to the “devastating crime” as they search for friendship or romance online around Valentine’s Day.
“There’s a common misconception that romance fraud – and fraud in general – only affects older people,” he adds.
“In reality, fraudsters are highly skilled opportunists who will exploit people when they are at their lowest and craving companionship, making it easy for anyone to become a victim.”
Israel had “no other choice” but to attack Iran because it was proceeding “dramatically” towards a nuclear bomb, Israeli President Isaac Herzog has claimed.
He also suggested the Israeli war cabinet was discussing Iran’s Supreme Leader, Ayatollah Ali Khamenei, amid reports that President Donald Trump vetoed a plan to kill him.
It comes as Israel and Iran continue to fire missiles at each other after Israel launched an unprecedented strike on Iran’s nuclear and military capabilities.
Tehran has long denied that its nuclear program has been attempting to obtain a nuclear weapon.
Please use Chrome browser for a more accessible video player
0:58
Sky’s Yalda Hakim interrupted by air raid sirens
Mr Herzog was asked why Israel attacked Iran when it did.
“When you take such decisions of historic magnitude and proportions, you have to analyse all facets and all facts,” he replied.
“The truth of the matter is there was no other choice.”
Image: Isaac Herzog speaks to Yalda Hakim
He claimed Iran was proceeding “dramatically” towards the bomb, both in terms of the enrichment of uranium and, “clandestinely”, the armament part of the process.
“I’ve always been very crystal clear with regards to a nuclear capability of our enemies – it has to be removed at once.”
Mr Herzog added: “We have to remove the Iranian nuclear program because we see the negotiating process as being futile because they are lying whilst talking to us.
“They are lying whilst talking to the United States and other allies.”
Please use Chrome browser for a more accessible video player
He also suggested the Israeli war cabinet was discussing Iran’s Supreme Leader Ayatollah Ali Khamenei, after reports Mr Trump vetoed an Israeli plan to kill him.
“Let’s just remember that the Supreme Leader of Iran has for years called for the annihilation of Israel.”
Iran’s response to Israeli attacks on its nuclear facilities is “self-defence” and a “matter of principle”, the Iranian ambassador to the UK has told Sky News.
Speaking exclusively to The World With Yalda Hakim, Seyed Ali Mousavi said the “barbaric Israeli regime” is “violating international law” – describing Israel’s actions in recent days as “an act of aggression against the Iranian people”.
The conflict between Israel and Iran – once played out in a series of proxy wars – has escalated in the past three days.
Image: Sky’s Yalda Hakim spoke to Iran’s ambassador to the UK, Seyed Ali Mousavi
Please use Chrome browser for a more accessible video player
1:42
Israel-Iran: How the conflict escalated
On Friday morning, explosions hit Tehran as Israel carried out a major attack on its top army leaders, nuclear sites, and nuclear scientists.
Iran threatened “severe punishment” and quickly retaliated with a wave of missiles.
Please use Chrome browser for a more accessible video player
0:18
Missile aftermath in Israel
Please use Chrome browser for a more accessible video player
0:31
Israeli missile hits warehouse in Iranian city
When questioned about whether Iran could continue fighting Israel, the Iranian ambassador told Yalda Hakim that “it is a matter of principle”.
He said: “This is about self-defence, there is no doubt about it.
“We are a responsible member state of the UN and we do all activities according to our international obligations.
“Any activities are only in the framework of self-defence.”
Image: Damage from an Iranian missile attack to a building in Bat Yam, Israel. Pic: Reuters
Image: Explosions over Jerusalem on Sunday
He added that his country would “do our best to preserve our territorial integrity”, and that “with the help of God”, Iran will “materialise endeavours concretely against our enemy – the Israeli regime”.
Mr Mousavi also told Hakim that Iran’s nuclear activities are “monitored”, and that recent comments by the International Atomic Energy Agency (IAEA) were “politically motivated”.
Please use Chrome browser for a more accessible video player
0:58
Missiles have also been seen over Tel Aviv
The UN nuclear watchdog’s board of governors found Iran was not complying with its nuclear obligations for the first time in 20 years.
Iran said it has “always adhered” to the safeguarding obligations laid down by the watchdog.
Please use Chrome browser for a more accessible video player
15:10
Iranian ambassador reacts to strikes – full interview
Announcing Operation Rising Lion on Friday, Israeli Prime Minister Benjamin Netanyahu claimed Iran had recently taken steps to weaponise enriched uranium, which could be used to make nuclear weapons.
But Mr Mousavi stressed that Iran’s “peaceful activities” at its “nuclear fields” were only for the “generation of electricity, and other peaceful” things.
Iran was due to continue its round of negotiations with the US in Muscat – however, this was cancelled, given recent tensions.
The government is warning people not to travel to Israel under any circumstances, as the country’s missile exchange with Iran shows no sign of abating.
On Friday, the Foreign Office warned against “all but essential travel” to most of Israel.
The areas around Gaza, the West Bank and the Golan Heights were already classed as red zones, with warnings to avoid travel to these areas.
But the government has now updated the warning for the remainder of the country to red.
This puts Israel on the same level as Iran, and the change of advice is also likely to impact travel insurance.
However, with Israel’s airspace closed, it is unlikely many people will be attempting the journey, and Israel’s national airline El Al has announced it is cancelling flights to and from many European cities, as well as Tokyo and Moscow, until 23 June.
The change in travel advice comes after a second night of ballistic missile barrages from Iran following Israel’s attack in the early hours of Friday morning.
Please use Chrome browser for a more accessible video player
1:43
An eight-storey residential building in Tel Aviv was hit by a missile last night.
On Sunday morning, Israel’s health ministry said 12 people had been killed over the past day, taking the total since Friday to 15. It also said 385 people had arrived at hospital with injuries overnight.
Iran has not provided a total number of deaths or overall casualties, but has claimed dozens have been killed.
Iran’s health minister has said most of those injured and killed in Israeli strikes were civilians. According to comments carried by news agency IRNA, he said the majority were women and children.
Please use Chrome browser for a more accessible video player
18:00
The chancellor said UK forces could “potentially” be used to help defend Israel.
The UK government is sending military assets, including fighter jets, to the Middle East.
While the prime minister would not confirm to reporters that UK forces could be used to defend Israel from future Iranian attacks, the chancellor told Sky News earlier that the government is “not ruling anything out”.
Speaking to Sky’s Sunday Morning With Trevor Phillips, Rachel Reeves said sending military assets to the Middle East “does not mean that we are at war”, and emphasised that “we have not been involved in these strikes or this conflict”.
“But we do have important assets in the region,” she continued. “And it is right that we send jets to protect them. And that’s what we’ve done. It’s a precautionary move, and at the same time, we are urging de-escalation.”
Pushed on the question of what the UK would do if Israel asked for support with its operations, the chancellor replied: “I’m not going to rule anything out at this stage. It’s a fast-moving situation, a very volatile situation. But we don’t want to see escalation.”