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The mother of a homeless teenager who tried to take his own life has said he told her “mummy, I just can’t deal with it anymore”.

Mary (not her real name), 47, her son, 17, and her daughter, 12, have been living in one room of a bed and breakfast since they were evicted from a privately rented flat in November 2022 after the landlord decided to sell.

Under the Housing Act, it is unlawful for councils to keep households with children or pregnant women in temporary accommodation for more than six weeks.

The family have now been waiting for Croydon council to find them somewhere permanent to live for 15 months.

Mary showed Sky News her unanswered emails to the council notifying them of her son’s overdose and subsequent hospital stay.

Mary speaks to Sky News
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Mary (not her real name) lives in one room with her teenager son and daughter

Sky News has also seen an NHS assessment of her son’s mental health following his suicide attempt in January, which states: “One of the stressors indicated in our assessment was poor living condition…[he] described the place as tiny, lack of privacy, smells, personal space.”

The report goes on to suggest that other residents also pose a hazard: “We observed there is risk from others rating as moderate – [he] describes being in a nerve-racking environment, men wearing tags, unhygienic and loud chaotic hostel.”

It ends with the advice: “Explained to mum to lock all digestible and sharps in a box under lock and key.”

Sitting in the cramped room where they live, in a building with dozens of other residents, Mary explained how heartbreaking those words were to read.

“I feel as a mother, it’s like I let down my two children,” she said.

She told Sky News how her children ask if they’re moving out every day. She gets up at 4am to ensure she can send her children to school on time and arrive at her job as a care assistant.

A filthy curtain in 'Mary's' room
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A filthy curtain in Mary’s room

Read more from Sky News:
Private renter in England given eviction notice every seven minutes
Gove under pressure to extend eviction notice period

The latest statistics from the government revealed 2,680 households with children had been in bed and breakfast accommodation for more than the statutory limit of six weeks. That’s up 121.5% from 30 September 2022 when the number was 1,210.

A short distance away in one room of a smaller converted terraced house, Rose, 21, is studying to become an air traffic controller. Her two daughters, four and one, are getting their toys out of plastic bags piled high in a corner.

This room is all Rose’s youngest daughter Liorra has known. They’ve been living here for a year and 10 months, waiting for the council to find them a permanent home. As a student, private rent in South London is out of the question for Rose.

But she worries constantly about the impact of being homeless on her children and the drug-taking of other residents right outside their room.

Rose's youngest daughter has only ever known living in a single room with her family
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Rose’s youngest daughter has only ever known living in a single room with her family

She said: “If my window’s open, everything comes in here, or they will just be blasting music and doing whatever they’re doing. And my kids are trying to sleep, but they can’t sleep.”

Croydon Council did not comment on the cases of Mary and Rose after being approached by Sky News. Instead, a spokesperson said: “Like other London councils, we are facing increasing demand for affordable accommodation.

“Unfortunately, this means that there are not always permanent homes available for families as quickly as we would like.”

One reason families are losing homes is landlords being forced to sell. The government promised to ban so-called no fault evictions, yet they’re happening at a growing rate.

A no fault eviction is when a landlord uses Section 21 of the Housing Act to notify a tenant that they have to leave without having to provide an explicit reason.

The number of households at risk of losing their homes under Section 21 notices rose to 25,180 in the year ending September 2023, according to government figures released last Thursday.

Terri evicted a family after she began losing money on her property.
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Terri evicted a family after she began losing money on her property

Terri is a landlady who had to evict a young family from a house in West Sussex after she began losing money.

She blames the economy, explaining: “The mortgage payments were £154 a month. They’ve now gone to £700 a month. The result of this is, sadly, I had to make a young mother and two young children a no fault eviction and they’ve had to leave the property.

Terri has a family of her own, and sympathises with how difficult it is to find a property.

“It’s actually broken my heart to do it. But at the end of the day, I’ve also got bills to pay myself and children to support.”

Additional reporting by Nick Stylianou, Communities producer and Sarah O’Connell, specialist producer.

Anyone feeling emotionally distressed or suicidal can call Samaritans for help on 116 123 or email jo@samaritans.org in the UK. In the US, call the Samaritans branch in your area or 1 (800) 273-TALK

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Crypto urges SEC to see the good in blockchain privacy tools

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Crypto urges SEC to see the good in blockchain privacy tools

Crypto industry executives have urged the US Securities and Exchange Commission to shift its thinking on blockchain privacy tools, pitching that there are legitimate applications for them outside of criminal use.

The SEC hosted crypto and finance executives for a discussion and panel on financial surveillance and privacy on Monday, the agency’s sixth crypto-focused roundtable this year, as it seeks to overhaul its approach to crypto.

StarkWare general counsel Katherine Kirkpatrick Bos, who participated in a panel discussion, told Cointelegraph after the event that a major takeaway was that there shouldn’t be an assumption that those using and creating privacy tools are “overwhelmed by wrongdoers.”

“Why is the assumption that an individual needs to affirmatively prove that they are compliant or they’re using the tool for good?”

“As opposed to it being the other way around, where the assumption is that this individual is using the tool for good until there is some sort of indication that they’re using it for bad,” she said.

Kirkpatrick Bos added that “of course, wrongdoers were using, or are using those tools, but there needs to be a balance.”

Katherine Kirkpatrick Bos (left) discussing financial privacy at an SEC roundtable on Monday. Source: Paul Brigner

During the roundtable, Wayne Chang, the founder and CEO of the credential management company SpruceID, said some percentage of users of stablecoins, a crypto tool that is slowly becoming mainstream, will want privacy.

“There are a ton of stablecoins that aren’t onchain yet that would come onchain if there is privacy,” he said. “We’re going to see an increase in demand for privacy-preserving blockchains.” 

“My hope is that regulators continue to engage industry, and we can have those discussions on how to keep privacy for folks while also having tools that are useful,” Chang said.

Customer checks are becoming outdated

Kirkpatrick Bos said a discussion on Know Your Customer (KYC) and Anti-Money Laundering (AML) measures focused on whether current rules are sufficient in the age of artificial intelligence.

“The question arose and was debated on the panel, well, what is necessary for Anti-Money Laundering?” she said. “Now we have AI. It’s made manual, AML and KYC antiquated. How do we solve for that?”

“There was a sense that the current system of AML and KYC is antiquated, it’s problematic, it’s ineffective,” she added. “But there needs to be some sort of check when it’s a centralized entity facilitating flows of money to ensure that they’re not helping wrongdoers.”

Many financial institutions request a picture of a user’s driver’s license for its KYC checks, which Kirkpatrick Bos said was “absurd, because an individual can go on the internet and develop a fake driver’s license in a matter of seconds.”

“So the question is, can cryptography-based tools improve that and make it harder for bad guys to do that? But can they also do that and make it harder for bad guys while preserving an individual’s privacy and not revealing data like an address, where it is not necessary to vet the legality of the funds?” she added.

Some projects have begun to test crypto-based solutions for proving identity while claiming to preserve privacy, such as Sam Altman’s World, which gives users a cryptographic key they can use to prove they’re human.

SEC’s Atkins warns of potential for crypto mass surveillance

SEC chair Paul Atkins had given opening remarks at the roundtable, warning that if “pushed in the wrong direction, crypto could become the most powerful financial surveillance architecture ever invented.”