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If you’ve followed my writing or videos, you’ll know I’m a “life on two-wheels” kind of guy. If there’s an electric motorcycle, e-bike, scooter, or anything else remotely rideable out there, I’ve probably thrown a leg over it at least once. Over the years I’ve been fortunate enough to learn how each type of vehicle comes with its own unique personality and enjoyment, but also its own risk profile. And without the benefit of 5,000 pounds of murderous steel around us, out of necessity we motorcycle riders become masters of balancing risk.

But could the perceived risk of different types of rides, such as e-motorcycles versus e-bikes, cloud our judgment on personal protection? I think it might, at least for me. And so I’ve been on a hunt for the right gear to fix that.

To put it a different way, when I’m on my motorcycles, I prescribe pretty heavily to the ATGATT doctrine of All The Gear, All The Time.

You’ll never find me on a motorcycle without a quality full-face helmet, and 99% of the time I wear motorcycle-specific armored jackets and gloves. I’m talking full back armor, shoulders, elbows, and sometimes chest armor or even built-in airbags depending on the jacket. I take safety fairly seriously on motorcycles, I ride conservatively, and I gear up.

That being said, I’ll sheepishly admit that out of convenience I often skip my armored riding jeans in favor of my vulnerable Levis. And to be fair, I do frequently forgo my armored riding boots while opting instead for my daily work boots. But I’m never in shorts or sandals, that’s for sure.

There’s just something about my motorcycles that instills that sense of important adherence to safety gear, to (mostly) sticking to ATGATT. Though here’s a little pro tip: I learned the hard way not to fly on motorcycle trips while wearing armored jeans when I ended up standing in an airport in my underwear with two TSA agents poking around the knees of my pants looking for drug bags. Damn body scanners instead of metal detectors. Anyway, I digress.

So yeah, motorcycles always equal “gear up” in my mind.

Zero FXE electric motorcycle ridden by Micah Toll
Technically those are Levis and steel-toed work boots, but I’m mostly ATGATTing

Then there are my scooters. I’m not talking cute little Razor scooters. I’m talking faster machines, like my 60 MPH Gogoro electric scooter. Or the even faster Gogoro Pulse I just tested in Taiwan.

They’re every bit as fast as my motorcycles when riding in the city or even on urban highways. Yet for some reason, they seem to give me some false sense of security. Stepping through my scooters causes me to allow myself a looser interpretation of my own safety gear rules. I’ll don a 3/4 helmet instead of a full-face sometimes. I’ll roll out in a T-shirt instead of leathers or an armored jacket. I’ll ride in khaki shorts instead of pants. And yes, I’ll even wear sandals sometimes in the hot Tel Aviv summers.

Just a couple days ago I was bombing down a mountain road on an electric scooter in Taiwan – the same road motorcyclists would love to carve up – with nothing but my signature black tee between me and the Taipei asphalt. And for some reason it didn’t strike me as strange, even though I’d surely be in an armored jacket if I was doing that run on a motorcycle.

I don’t condone this type of nearly-nude riding (especially not the sandals thing, even though they’re practically the equivalent of dress shoes here in the Middle East), but I’m also going to be honest with you about how I ride. As someone who doesn’t own a car and thus rides daily out of necessity, it’s a big part of my life and I want to be transparent about what that means.

micah toll gogoro scooter
Somehow I couldn’t even be bothered to put my visor down on either of these Gogoro scooters, whoops…

And then there are my electric bicycles, where for some reason it all goes out the window. Sure, I’m at least almost always wearing a bike or skate helmet, but that’s pretty much where I’ve drawn the line for myself. If I’m wearing a t-shirt, that’s an upgrade over a tank top. Hell, sometimes my sandals are there just so the summer asphalt doesn’t burn my feet.

I’m not saying this is a good idea – in fact I know it’s a terrible idea. That’s why you may notice I never film my videos like this to avoid showcasing poor protection practices – I almost always film my electric bicycle videos in pants and boots. And yes, I know about degloving accidents (please don’t google that). But for some reason, even though I know academically that being hit by a car on a motorcycle would be just as bad as being hit by a car on a bike or scooter, I never really think of it that way when I go out to ride. I allow myself to be a lot more laissez-faire with my gear when on a scooter and especially when on an e-bike.

Lately though, I’ve been giving this concept a lot more thought. Why do I gear up on one type of two-wheeled vehicle but not another? I’m riding the same streets with the same obstacles and at the same speeds (at least while in the city). For a while now, I’ve been wondering why there isn’t a better solution. Sure, it seems a bit silly to mount my e-bikes wearing all the same massive gear from the motorcycle end of my small section of the closet that my wife permits me to use. But why isn’t there gear that can protect me like my motorcycle gear without making me look like I’m a Valentino Rossi wannabe?

As it turns out, there already is. It’s called Beyond Riders.

Fortunately, I’ve finally discovered the answer I’ve been looking for. I found the gear that offers the moto-level protection I want on my electric bicycles without the same over the top moto-look.

Beyond Riders specializes in full-protection riding gear that looks like casual wear. They’ve got riding shirts that look like plaid hipster lumberjack shirts. They’ve got canvas jackets that look like a classic Carhart work shirt. They’ve got mesh jackets for full protection from a slide while still getting a breeze down to your cotton undershirt in hot weather. They’ve even got pullover hoodies for a soft, warm winter feel-good shirt!

And all of these have special pockets for holding motorcycle armor to protect different combinations of your elbows, shoulders, spine, chest, and more. Imagine that, a comfy winter hoodie that also protects you in a crash.

Many of the models have other important features too, like reflective panels that illuminate at night, belt loops to keep the jacket down in a slide, hidden pockets for gear, vent panels to avoid overheating, gussets to help the shirts expand at the shoulders when you reach forward for the bars, and more.

The canvas jacket I’ve been wearing lately even has a built-in microfiber cloth in the lower inside flap for a quick way to clean your riding glasses.

Level 2 armor can be inserted into hidden pockets to protect your spine, shoulders, elbows, and chest

The aramid fiber material is protective against sliding across the asphalt, (not to mention the hidden Level 2 armor pads I have in there for impact protection), but the jacket is also light enough that I can throw it over my shoulder or into the crook of my arm and walk into a coffee shop. My wife even likes the way it looks on date nights – a test none of my other motorcycle gear has ever passed.

Basically, the jacket gives me that convenient and comfortable protection I’ve been looking for so that I can convince myself to actually wear it while riding my e-bikes. That’s the key piece here, because it only protects me on my e-bikes and e-scooters if I’m actually wearing it.

And it’s not just jackets either, but Beyond Riders also has riding pants that look like normal pants, fingerless skate gloves, protective hoodies, and more.

Then there are the color and pattern options, which seem endless, and the size range includes XXS to literally 8XL and everything in between.

After I dug a little deeper, I discovered how they can offer what seems like a thousand combinations and permutations of sizes and styles. Beyond Riders produces its clothing to order, which means it takes a few extra days (sometimes up to a week), but each shirt or other garment is produced after you order it on the website, made to the exact specifications you selected.

That surely helps them be more efficient by cutting down on stocking massive inventory, yet they can still produce just about any color or size combination quickly.

The more I researched, the more I learned. It makes sense that there’s a big motorcycle community around these jackets, but it turns out they’re popular in other riding sports like electric unicycle groups and for high-speed electric skateboard riders. So it makes perfect sense to turn it into my e-bike jacket.

You’d never know all of these armor pads are hidden in this shirt, not to mention the abrasion-resist aramid fibers

Of course this stuff doesn’t come cheap, and compared to a distressed denim jacket from Target, the prices are significant. But if you’ve ever looked at the main motorcycle gear brands like Rev’it and Alpinestars, you’ll see the prices are actually pretty decent compared to leading motorcycle protective garments.

My favorite of the two Beyond Riders jackets I got is the canvas riding jacket, which was $179 with included Level 1 pads, but I chose to add the $59 Level 2 pad upgrade for better production. The canvas jacket is certainly not a winter coat, but it keeps me warm enough in the moderate Florida and Tel Aviv winter I’ve been testing it in.

But now that temperatures are rising, I’m getting more use out of my Beyond Riders reflective mesh shirt that costs $229. It’s black (see above photo), but the reflective layer means that it’s still visible at night. And for price comparison, my Rev’it Eclipse 2 motorcycle jacket I’ve been wearing up until now was just shy of $200, so these prices are fairly par for the course when it comes to protective gear.

I definitely prefer the look of the canvas shirt better, but the mesh shirt is great for getting the same protection in hot weather.

livewire del mar micah toll
The same jacket works great on my motorcycles and my e-bikes!

While this stuff ain’t cheap by any stretch of the imagination, frankly neither is surgery. And growing back a significant portion of skin on your back, sides, or arms is something that most people would gladly have paid a few hundred bucks to have avoided once they are in the thick of it. I’ve still got some scarring from going wheels up on an electric skateboard back in 2018 – my most serious crash of my career that fortunately only left me donating more skin than I would have preferred to the asphalt. But you never forget that feeling, and so having those aramid fibers of the jacket around me (not to mention the armor) adds some significant peace of mind that my black cotton t-shirt just doesn’t provide. 

And the beauty is that while I’m comfortable wearing this gear on my electric bicycles, it’s found its way onto my motorcycle rides too since it’s built with that level of protection in mind.

My tried and true Rev’it motorcycle jacket has spent a lot more time on its hanger now that I’ve got the Beyond Riders gear in my quiver.

After years of dismissing protective clothing on my non-moto rides, I’ve finally found a way to take my appreciation for safety gear on my motorcycles and apply it to my electric bikes, scooters, and other rides in a way that is convenient enough that I actually do it.

To me, that’s the real kicker. You can have the best gear in the world, but if you don’t wear it because it’s too bulky, hot, or otherwise feels like overkill on your bike, then it’s only going to protect your coat hook.

The gear that you’ll actually wear because it’s comfortable and looks good (even on a bicycle!), that’s what will truly protect you.

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Robinhood is up 160% this year, but several obstacles are ahead

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Robinhood is up 160% this year, but several obstacles are ahead

Florida AG opens probe into Robinhood. Here's the latest

Robinhood stock hit an all-time high Friday as the financial services platform continued to rip higher this year, along with bitcoin and other crypto stocks.

Robinhood, up more than 160% in 2025, hit an intraday high above $101 before pulling back and closing slightly lower.

The reversal came after a Bloomberg report that JPMorgan plans to start charging fintechs for access to customer bank data, a move that could raise costs across the industry.

For fintech firms that rely on thin margins to offer free or low-cost services to customers, even slight disruptions to their cost structure can have major ripple effects. PayPal and Affirm both ended the day nearly 6% lower following the report.

Despite its stellar year, the online broker is facing several headwinds, with a regulatory probe in Florida, pushback over new staking fees and growing friction with one of the world’s most high-profile artificial intelligence companies.

Florida Attorney General James Uthmeier opened a formal investigation into Robinhood Crypto on Thursday, alleging the platform misled users by claiming to offer the lowest-cost crypto trading.

“Robinhood has long claimed to be the best bargain, but we believe those representations were deceptive,” Uthmeier said in a statement.

The probe centers on Robinhood’s use of payment for order flow — a common practice where market makers pay to execute trades — which the AG said can result in worse pricing for customers.

Robinhood Crypto General Counsel Lucas Moskowitz told CNBC its disclosures are “best-in-class” and that it delivers the lowest average cost.

“We disclose pricing information to customers during the lifecycle of a trade that clearly outlines the spread or the fees associated with the transaction, and the revenue Robinhood receives,” added Moskowitz.

Robinhood CEO Vlad Tenev explains 'dual purpose' behind trading platform's new crypto offerings

Robinhood is also facing opposition to a new 25% cut of staking rewards for U.S. users, set to begin October 1. In Europe, the platform will take a smaller 15% cut.

Staking allows crypto holders to earn yield by locking up their tokens to help secure blockchain networks like ethereum, but platforms often take a percentage of those rewards as commission.

Robinhood’s 25% cut puts it in line with Coinbase, which charges between 25.25% and 35% depending on the token. The cut is notably higher than Gemini’s flat 15% fee.

It marks a shift for the company, which had previously steered clear of staking amid regulatory uncertainty.

Under President Joe Biden‘s administration, the Securities and Exchange Commission cracked down on U.S. platforms offering staking services, arguing they constituted unregistered securities.

With President Donald Trump in the White House, the agency has reversed course on several crypto enforcement actions, dropping cases against major players like Coinbase and Binance and signaling a more permissive stance.

Even as enforcement actions ease, Robinhood is under fresh scrutiny for its tokenized stock push, which is a growing part of its international strategy.

The company now offers blockchain-based assets in Europe that give users synthetic exposure to private firms like OpenAI and SpaceX through special purpose vehicles, or SPVs.

An SPV is a separate entity that acquires shares in a company. Users then buy tokens of the SPV and don’t have shareholder privileges or voting rights directly in the company.

OpenAI has publicly objected, warning the tokens do not represent real equity and were issued without its approval. In an interview with CNBC International, CEO Vlad Tenev acknowledged the tokens aren’t technically equity shares, but said that misses the broader point.

JPMorgan announces plans to charge for access to customer bank data

“What’s important is that retail customers have an opportunity to get exposure to this asset,” he said, pointing to the disruptive nature of AI and the historically limited access to pre-IPO companies.

“It is true that these are not technically equity,” Tenev added, noting that institutional investors often gain similar exposure through structured financial instruments.

The Bank of Lithuania — Robinhood’s lead regulator in the EU — told CNBC on Monday that it is “awaiting clarifications” following OpenAI’s statement.

“Only after receiving and evaluating this information will we be able to assess the legality and compliance of these specific instruments,” a spokesperson said, adding that information for investors must be “clear, fair, and non-misleading.”

Tenev responded that Robinhood is “happy to continue to answer questions from our regulators,” and said the company built its tokenized stock program to withstand scrutiny.

“Since this is a new thing, regulators are going to want to look at it,” he said. “And we expect to be scrutinized as a large, innovative player in this space.”

SEC Chair Paul Atkins recently called the model “an innovation” on CNBC’s Squawk Box, offering some validation as Robinhood leans further into its synthetic equity strategy — even as legal clarity remains in flux across jurisdictions.

Despite the regulatory noise, many investors remain focused on Robinhood’s upside, and particularly the political tailwinds.

The company is positioning itself as a key beneficiary of Trump’s newly signed megabill, which includes $1,000 government-seeded investment accounts for newborns. Robinhood said it’s already prototyping an app for the ‘Trump Accounts‘ initiative.

WATCH: Watch CNBC’s full interview with Robinhood CEO Vlad Tenev

Watch CNBC's full interview with Robinhood CEO Vlad Tenev

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Hyundai and Kia are betting on lower-priced EVs to ride out tariffs

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Hyundai and Kia are betting on lower-priced EVs to ride out tariffs

Korean auto giants Hyundai and Kia think lower-priced EVs will help minimize the blow from the new US auto tariffs. Hyundai is set to unveil a new entry-level electric car soon, which will be sold alongside the Kia EV2. Will it be the IONIQ 2?

Hyundai and Kia shift to lower-priced EVs

Hyundai and Kia already offer some of the most affordable and efficient electric vehicles on the market, with models like the IONIQ 5 and EV6.

In Europe, Korea, Japan, and other overseas markets, Hyundai sells the Inster EV (sold as the Casper Electric in Korea), an electric city car. The Inster EV starts at about $27,000 (€23,900), but Hyundai will soon offer another lower-priced EV, similar to the upcoming Kia EV2.

The Inster EV is seeing strong initial demand in Europe and Japan. According to a local report (via Newsis), demand for the Casper Electric is so high that buyers are waiting over a year for delivery.

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Hyundai is doubling down with plans to introduce an even more affordable EV, rumored to be the IONIQ 2. Xavier Martinet, CEO of Hyundai Motor Europe, said during a recent interview that “The new electric vehicle will be unveiled in the next few months.”

Hyundai-Kia-lower-priced-EVs
Hyundai Casper Electric/ Inster EV models (Source: Hyundai)

The new EV is expected to be a compact SUV, which will likely resemble the upcoming Kia EV2. Kia will launch the EV2 in Europe and other global regions in 2026.

Hyundai is keeping most details under wraps, but the expected IONIQ 2 is likely to sit below the Kona Electric as a smaller city EV.

Hyundai-Kia-lower-priced-EVs
Kia Concept EV2 (Source: Kia)

More affordable electric cars are on the way

Although nothing is confirmed, it’s expected to be priced at around €30,000 ($35,000), or slightly less than the Kia EV3.

The Kia EV3 starts at €35,990 in Europe and £33,005 in the UK, or about $42,000. Through the first half of the year, Kia’s compact electric SUV is the UK’s most popular EV.

Hyundai-Kia-lower-priced-EVs
Kia EV3 (Source: Kia)

Like the Hyundai IONIQ models and Kia’s other electric vehicles, the EV3 is based on the E-GMP platform. It’s available with two battery packs: 58.3 kWh or 81.48 kWh, providing a WLTP range of up to 430 km (270 miles) and 599 km (375 miles), respectively.

Hyundai is expected to reveal the new EV at the IAA Mobility show in Munich in September. Meanwhile, Kia is working on a smaller electric car to sit below the EV2 that could start at under €25,000 ($30,000).

Hyundai-Kia-lower-priced-EVs
Kia unveils EV4 sedan and hatchback, PV5 electric van, and EV2 Concept at 2025 Kia EV Day (Source: Kia)

According to the report, Hyundai and Kia are doubling down on lower-priced EVs to balance potential losses from the new US auto tariffs.

Despite opening its new EV manufacturing plant in Georgia to boost local production, Hyundai is still expected to expand sales in other regions. An industry insider explained, “Considering the risk of US tariffs, Hyundai’s move to target the European market with small electric vehicles is a natural strategy.”

Hyundai-Kia-lower-priced-EVs
2025 Hyundai IONIQ 5 (Source: Hyundai)

Although Hyundai is expanding in other markets, it remains a leading EV brand in the US. The IONIQ 5 remains a top-selling EV with over 19,000 units sold through June.

After delivering the first IONIQ 9 models in May, Hyundai reported that over 1,000 models had been sold through the end of June, its three-row electric SUV.

While the $7,500 EV tax credit is still here, Hyundai is offering generous savings with leases for the 2025 IONIQ 5 starting as low as $179 per month. The three-row IONIQ 9 starts at just $419 per month. And Hyundai is even throwing in a free ChargePoint Home Flex Level 2 charger if you buy or lease either model.

Unfortunately, we likely won’t see the entry-level EV2 or IONIQ 2 in the US. However, Kia is set to launch its first electric sedan, the EV4, in early 2026.

Ready to take advantage of the savings while they are still here? You can use our links below to find deals on Hyundai and Kia EV models in your area.

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Blink Charging just threw a lifeline to EVBox Everon customers

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Blink Charging just threw a lifeline to EVBox Everon customers

As EVBox shuts down its Everon business across Europe and North America, EV charging provider Blink Charging is stepping up to offer support to customers caught in the transition.

EVBox’s software arm Everon recently announced it’s winding down operations alongside EVBox’s AC charger business. That’s left a lot of charging station hosts and drivers wondering what comes next. Now, EVBox Everon is pointing its customers toward Blink as a recommended alternative.

Blink says it’s ready to help, whether that means keeping existing chargers up and running or replacing aging gear with new Blink chargers.

“EVBox has played a significant role in the growth of EV charging infrastructure across the UK and Mainland Europe, and we recognize the trust hosts have placed in its solutions,” said Alex Calnan, Blink Charging’s managing director of Europe. “With the recent announcement of Everon’s withdrawal from the EV charging market, it’s natural to have questions about what this means for operations. At Blink, we want to assure Everon customers that we are here to help them navigate this transition.”

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Blink says it’s able to offer advice, replacements, and ongoing network management to make the changeover as smooth as possible.

Everon users who switch to Blink will get access to the Blink Network portal via the Blink Charging app. That opens up real-time insight into charger usage and lets hosts set pricing, manage users, and download performance reports.

“At Blink, our charging technology is future-ready,” added Calnan. “With advancements like vehicle-to-grid technology on the horizon, our chargers are built to support the future of electric vehicles and charging habits.”

The company says its chargers are in stock and ready to ship now for any Everon customers looking to make the jump.

In October 2024, France’s Engie announced it would liquidate the entire EVBox group, which it said posted total losses of €800 million since Engie took over in 2017. EVBox is closing its operations in the Netherlands, Germany, and the US.


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