Connect with us

Published

on

A 90-year-old pensioner who has paid off his mortgage is having “sleepless nights” after being hit with a “feudal” £17,000 bill for ground rent.

Derek Taylor is one of five leaseholders at Elgin House, North Herts, whose annual ground rent has risen from £25 to £2,350 – an increase of 9,000%.

The rise has been backdated to 2018, meaning he now owes £17,169 in one lump sum and is facing legal action if he does not pay.

General election latest: Look back at day two of campaigning

The case has renewed calls for the next government to abolish England’s centuries-old leasehold system, which campaigners say is “feudal” and “exploitative”.

A ground rent is a charge leaseholders have to pay so they can have a home on land they do not own and does not require a service in return.

Derek Taylor owns his home but under the leasehold system, is required to pay rent to the owner of the land it is built on
Image:
Derek Taylor owns his home but under the leasehold system, is required to pay rent to the owner of the land it is built on

The Tories promised to effectively abolish these charges in their 2019 manifesto, but the long-awaited legislation aimed at doing this now hangs in the balance following Rishi Sunak’s decision to hold a snap general election.

More on Housing

Read More: ‘Buying a flat ruined my life’: Leaseholders plead for tougher legislation

Derek, who has lived in the property for 50 years and paid off his mortgage, told Sky News: “We were asked to send £17,000 plus pounds and about a fortnight later we got a letter saying this amount is outstanding and if it’s not paid in five days, we have no course but to take you to court.

“That caused a lot of upset because who can simply pay that amount of money?

“The letter upset me because it was very threatening. You wake up in the night and can’t get to sleep again because it’s on your mind.”

The letter was sent to Derek by solicitors Salter Rex on behalf of the freeholder Quadron. They did not respond to a request for comment.

‘Let down by government’

The ground rent for these properties is now over £2,000 a year
Image:
The ground rent for these properties is now over £2,000 a year

It said £17,169 is outstanding on his account and if he does not pay “we will have no alternative but to commence legal proceedings”. It added that a £120 administration fee will be charged on top of that if no money is paid within five days.

The ground rent increase is allowed under the terms of Derek’s lease, drawn up in the 1960s, which said the fee could be reviewed in March 2018 and every 50 years after in line with the annual value of the land.

Derek and his neighbours, who were not aware of the clause, took the case to arbitration but it was ruled that the rise was allowed and the lease agreement “includes no requirement for the level of rent to be “reasonable”.

Derek, a former print worker, said: “It’s simply because they can. Legally that may be so but whatever way you look at it we can’t see that this is fair.

“We feel let down (by the government). This has been going on so long, it should have been sorted out a long time ago and when this bill does eventually get passed we don’t know if it will apply to our situation at all.”

Derek is due to meet his local MP Bim Afolami, who is also the economic minister, next week to discuss the issue.

In a newsletter to constituents seen by Sky News, Mr Afolami said he was aware of the situation and the government is “committed to removing these terrible practices”.

Please use Chrome browser for a more accessible video player

Labour’s Barry Gardiner says leaseholders face ‘exorbitant’ ground rents for ‘no service’

‘Leaseholders in limbo’

At the last election in 2019, the Tories promised to reduce ground rent to a zero “peppercorn” rate.

But the Leasehold and Freehold Reform Bill, which was meant to be the mechanism for doing this, was only introduced to the House of Commons in November last year and is yet to be given Royal Assent.

The policy will be considered in the House of Lords later as part of the “wash-up” period, when the final bills that will become law are rushed through parliament before it is dissolved for an election.

The National Leasehold Campaign (NLC) has welcomed this news, amid fears the bill would be killed, but said the “devil is in the detail” as it is not clear if a cap on ground rents will be included in the final draft of the legislation.

This was due to be added to the bill as an amendment, but there have been reports for months that the Treasury wants to block the policy because it is worried about spooking insurers and pension funds that have amassed vast freehold portfolios.

? Listen above then tap here to follow Electoral Dysfunction wherever you get your podcasts ?

Katie Kendrick, co-founder of the NLC told Sky News: “Leaseholders remain in a state of ‘Leasehold Limbo’ wondering if they will be helped by this bill.

“It remains to be seen how far this bill will go but rest assured that there will still be some way to go to achieve our goal of abolishing Leasehold and a move to Commonhold.

“Abolishing the medieval leasehold system must be in all manifestos and any incoming government must prioritise this.”

Where do the parties stand on leasehold reform?

The issue could be a dividing line in the general election campaign, amid a wider housing crisis which at its heart is a problem of insufficient supply and spiralling affordability.

Labour has said they will abolish leasehold, but recently pushed back the timeline for doing so, blaming the Tories for watering down their own proposals.

Housing Secretary Michael Gove initially said he wanted to abolish the system, calling it “feudal”, but his bill only went as far as to ban leasehold on the sale of new houses.

Please use Chrome browser for a more accessible video player

Gove speaking in 2023 says he wants to abolish ‘unfair’ leasehold system

Houses make up a small portion of around five million leasehold properties across England, most of which are flats.

Other provisions of the legislation include making it cheaper and easier for people to extend their leases, buy the freehold and gain the right to manage their buildings.

But whatever measures are ultimately enacted, for some leaseholders it will be too little too late.

Freeholders ‘cashing in’

Derek’s neighbour David Pickett ended up borrowing £54,000 from family members to change the terms of his lease so that moving forward, his ground rent will be £0.

The rise in ground rent risked leaving him trapped as it significantly devalued the property he poured his savings into, putting him at risk of negative equity and reducing his chances of selling it.

David Pickett had to pay £54,000 to renegotiate his lease and remove the ground rent clause
Image:
David Pickett had to pay £54,000 to renegotiate his lease and remove the ground rent clause

The payment included £15,000 in backdated ground rent and a £34,000 premium – a fee David says is around seven times higher than three other neighbours in identical properties who renegotiated their lease terms in 2016. They have a fixed ground rent of £100 a year and paid a premium of between £4,000 to £5,000.

However, for communications worker David that was not an option.

“Everything is done in mathematical formulas that are hard to understand, the language they use is so cold,” he said.

The 31-year-old said delays to leasehold reforms have allowed freeholders to “cash in” on people like him and Derek.

“Part of the reason we delayed to arbitration and tried to push this as far back as possible is because we thought these reforms were coming soon and when we were getting legal advice they were talking about this bill so we always had this hope.

“Now it just feels like that flame has been extinguished.

“It feels like there is nowhere to turn for help and anyone that can help wants £200 an hour.”

Continue Reading

UK

Husband describes ‘horror’ as wife fatally hit by van at golf course after police chase

Published

on

By

Husband describes 'horror' as wife fatally hit by van at golf course after police chase

A husband has described how he watched in “helpless horror” as his wife was fatally hit by a van at a golf course after the vehicle was involved in a police chase.

Suzanne Cherry, 62, died in hospital four days after she was struck on the morning of 11 April, Staffordshire Police said.

Two patrol cars had been following the grey Nissan van in Kingstanding, Birmingham, after receiving reports of suspicious activity, according to the Independent Office for Police Conduct (IOPC).

They stopped chasing the van when it came off the road and went up an embankment at Aston Wood Golf Club, where it hit Ms Cherry, of Aldridge, Walsall.

In a statement released by police, Ms Cherry’s husband – who was not named – paid tribute to his “beautiful wife” and said her death leaves an “unfillable void” in the lives of her family.

“While enjoying what should have been the safest of one of Suzanne’s many activities, I watched in helpless horror as the life of my beautiful wife and our future together was snatched away in an instant,” he said.

Ms Cherry’s husband said she had “an amazing and infectious zest for life”, adding: “Suzanne leaves a legacy and an unfillable void in the lives of her mother Maureen, her three adult children, two step-children and countless others from her work, her sporting activities and social circle.

“Sue was loved, and will be painfully missed by her entire family and friends, we ask that our privacy at this difficult time be respected.”

Read more from Sky News:
London-born teenager set to become a saint – here’s how
The Who drummer rejoins band days after departure

Officers from three different forces have arrested six men in connection with the incident.

The IOPC is continuing to investigate the circumstances before the collision.

Police are continuing to appeal for witnesses to come forward.

Continue Reading

UK

Prince Andrew joins King and Queen at Easter Sunday church service

Published

on

By

Prince Andrew joins King and Queen at Easter Sunday church service

Prince Andrew was among members of the royal family who attended the traditional Easter Sunday service in Windsor.

It is the second year in a row that the Duke of York has joined the King and Queen at St George’s Chapel, appearing to enter the chapel quickly after his eldest brother’s arrival.

Other members of the royal family, including Princess Anne, the Duke and Duchess of Edinburgh, Princess Eugenie and Princess Beatrice and Andrew’s ex-wife Sarah Ferguson, also gathered outside the church.

The Duke of York leaves after attending the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
The Duke of York leaving St George’s Chapel. Pic: PA

William and Kate did not attend the annual service, deciding instead to spend time with their children, George, Charlotte and Louis, in Norfolk before they go back to school.

Crowds wished the King and Queen a Happy Easter as they left the chapel, with two children presenting Camilla with a bunch of flowers, before they were driven away.

King Charles III and Queen Camilla attend the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
King Charles and Queen Camilla arriving at St George’s chapel. Pic: PA

The Princess Royal speaks with the Dean of Windsor, the Right Rev Christopher Cocksworth, as she arrives for the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
The Princess Royal. Pic: PA

Andrew was seen glancing at a member of the crowd, who wished him a “Happy Easter” before the duke walked off with his ex-wife.

The duke has not been pictured at a formal royal family event since last Easter. He missed the royal family’s traditional Christmas gathering at Sandringham amid the controversy surrounding his links to an alleged Chinese spy.

He disappeared from public life after stepping down from official duties in March 2020, following his explosive TV interview with BBC’s Newsnight.

The Duchess of Edinburgh followed by Princess Eugenie and her husband Jack Brooksbank and Princess Beatrice arrive for the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
The Duchess of Edinburgh followed by Princess Eugenie and Princess Beatrice. Pic: PA

Sarah, Duchess of York, waves to the crowd as she attends the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
Sarah Ferguson. Pic: PA

The Easter sermon is traditionally led by the Archbishop of Canterbury, but was today led by the Archbishop of York, Stephen Cottrell, from York Minster.

Mr Cottrell has temporarily taken over the role after Justin Welby announced he was stepping down in November last year, after an independent review found he “could and should” have reported decades-long abuse of men and young boys by his former friend, the barrister John Smyth QC.

Mr Cottrell has also apologised for his handling of the case.

King Charles III and Queen Camilla leave after attending the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
Pic: PA

Queen Camilla waves to the crowd as she holds a posy after attending the Easter Mattins service at St George's Chapel in Windsor Castle, Berkshire. Picture date: Sunday April 20, 2025.
Image:
The Queen waves to crowds in Windsor. Pic: PA

King’s message of ‘faith, hope and love’

Last year’s Easter Sunday service was the King’s first major public appearance after he announced his cancer diagnosis.

The 76-year-old monarch is still receiving treatment for cancer, and last month, spent a short period of time in hospital after experiencing temporary side effects.

Please use Chrome browser for a more accessible video player

King and Queen attend Maundy service

In his Easter message – a tradition he started when he was the Prince of Wales – Charles reflected on the examples of “great cruelty and great kindness” that “daily come before our eyes” – saying they should remind the world of the importance of the “virtues of faith, hope and love”.

Read more from Sky News:
Pope blesses Easter crowds
London-born teenager to become a saint

He shared the message last week ahead of attending the annual Maundy service at Durham Cathedral, where he presented the Maundy recipients – 76 men and 76 women – with two purses: one red and one white, containing Maundy Money.

The ancient tradition traces back to the 13th century and is given to recipients in recognition of outstanding Christian service and work in their local communities.

Continue Reading

UK

Police appeal over ‘senseless’ damage to seven statues during trans rights rally in London

Published

on

By

Police appeal over 'senseless' damage to seven statues during trans rights rally in London

Police are appealing for information after seven statues – including one of suffragette Millicent Fawcett – were daubed with graffiti during a trans rights rally in London.

The Metropolitan Police said the criminal damage took place during the protest in Parliament Square, Westminster, on Saturday.

Thousands of people had gathered for an “emergency demonstration” following the Supreme Court ruling earlier this week on the definition of a woman.

The words “Trans rights are human rights” were written on a statue of South African statesman Jan Christian Smuts.

Graffiti on the statue of South African statesman Jan Christian Smuts in Parliament Square. Pic: PA
Image:
Graffiti on the statue of South African statesman Jan Christian Smuts in Parliament Square. Pic: PA

The Met Police said officers were trawling CCTV footage and no arrests have been made as yet.

Chief Superintendent Stuart Bell said: “Criminal damage and vandalism like this has no place on the streets of London and spoils the area for locals and those visiting.

“While the police support the public’s right to protest, criminality like this is senseless and unacceptable. We are pursuing this and will take action against those responsible.”

Pic: PA
Image:
Graffiti on the statue of Millicent Fawcett. Pic: PA

Mr Bell said there were plans to remove the graffiti “but this requires specialist equipment and we are confident this will be done shortly”.

“We are keen to speak to those who saw anything on the day and urge anyone with information, pictures or footage to come forward,” he added.

The force has not shared details of which seven statues were defaced. Parliament Square is home to 12 statues of political figures including Winston Churchill, Abraham Lincoln and Mahatma Gandhi.

Protesters demonstrate in Westminster in support of the transgender community. Credit: Daniel Bregman
Image:
Thousands of protesters joined the rally on Saturday. Pic: Daniel Bregman

The Met said it was also dealing with a number of complaints from the public about signs and images shared on social media that were reportedly displayed at the protest.

The force said while officers were investigating the displayed signs and images, they had so far proved to be from historic events, did not take place in London, or did not constitute a criminal offence.

The protest followed a long-awaited judgment delivered on Wednesday, when the UK’s highest court ruled the terms “woman” and “sex” in the Equality Act 2010 “refer to a biological woman and biological sex”.

Please use Chrome browser for a more accessible video player

Gender ruling – How it happened

It essentially means trans women who hold gender recognition certificates are not women in the eyes of the law.

This means transgender women with one of the certificates can be excluded from single-sex spaces if “proportionate”.

The UK government said the unanimous decision by five judges brought “clarity and confidence” for women and service providers.

Continue Reading

Trending