Connect with us

Published

on

Marquee at the main entrance to BlackRock headquarters building in Manhattan.

Erik Mcgregor | Lightrocket | Getty Images

SALT LAKE CITY — A year ago, Samara Cohen believed there was so much pent-up demand for bitcoin that she and her team at BlackRock launched one of the first-ever spot bitcoin exchange-traded products in the U.S. Now investors are flocking in, and a lot of them are crypto enthusiasts who are new to Wall Street.

Cohen, who heads up the asset manager’s exchange-traded funds and index investments as chief investment officer, told CNBC that BlackRock now sees the demand was for a better way to access bitcoin. “It was for the ETF wrapper,” she told CNBC on stage at the Permissionless Conference in Utah.

The total market cap of all eleven spot bitcoin ETFs now tops $63 billion, with total flows of nearly $20 billion. In the last five trading days alone, spot bitcoin ETFs have seen net inflows of more than $2.1 billion, with BlackRock accounting for half of those sales.

The spike in trading volume comes as bitcoin hit its highest level since July this week, trading above $68,300. Bitcoin ended the third quarter up around 140% from the same quarter a year ago, outpacing the S&P 500, as these spot token funds and the crypto market cap move higher in lock-step. Crypto-aligned stock Coinbase closed up about 24% this week, its best week since February.

Cohen told CNBC that part of the strategy for attracting customers to its funds was teaching crypto investors about the benefits of exchange-traded products (ETPs).

13F filings, which offer quarterly reads on equity positions taken by large investors, show that 80% of the buyers of these new spot bitcoin products in the U.S. are direct investors. Of the 80% of direct investors, Cohen told CNBC that 75% had never before owned an iShare, one of the best-known and largest ETF providers on the planet.

“So we went into this journey with the expectation that we needed to educate ETF investors on crypto and on bitcoin specifically,” said Cohen. “As it turns out, we have done a lot of education of crypto investors on the benefits of the ETP wrapper.”

Before the U.S. Securities and Exchange Commission green-lit spot bitcoin funds in January, investors had a few ways to buy and custody cryptocurrencies. A centralized exchange like Coinbase was among the most user-friendly options for U.S investors. But the blockbuster debut of bitcoin ETPs has laid bare to Cohen and others across Wall Street, that crypto exchanges weren’t giving digital asset investors everything they needed.

Stock Chart IconStock chart icon

hide content

BlackRock’s IBIT vs. bitcoin YTD

It helps that the U.S. is a huge market for digital assets. New data from Chainalysis shows that North America remains the biggest crypto market globally, accounting for nearly 23% of all crypto trading volume. The blockchain analytics platform estimates that between July 2023 and July 2024, there was $1.3 trillion in on-chain value received.

Venture firm a16z found in its recently released State of Crypto report that more than 40 million Americans hold crypto.

So far, adoption has mostly been through wealth management clients asking advisors to add new spot crypto products to their portfolio.

The Bitcoin ETF wrapper will help investors manage risks, says BlackRock's Samara Cohen

In August, Morgan Stanley was the first big bank to allow its 15,000 financial advisors to pitch bitcoin ETFs from BlackRock and Fidelity to clients with a net worth over $1.5 million. Other firms are still performing in-house due diligence before allowing their armies of FAs to start actively pitching the funds.

“Wealth manager allocators have not been allocating,” VanEck CEO Jan van Eck told CNBC in Utah. “I mean, they’re barely even warming up.”

Van Eck drew parallels to the European market, where the company has 12 token-based products trading in Europe.

“It’s exactly what we see in Europe,” he said. “Very few private banks have really approved investment in bitcoin or ethereum or anything else in a major way.” Van Eck said his company has about $2 billion in its European crypto ETPs, and that a lot of the volume is from individual investors.

Wall Street needs rules from lawmakers on Capitol Hill before it gets more comfortable with crypto.

ETFs create transparency

Cohen thinks that in a lot of ways, ETFs and blockchain technology are solving for similar things.

“ETFs have been a decentralizing force in TradFi markets that have brought a lot more access and transparency, and importantly, really accelerated in growth during the post crisis 2008, 2009 period,” said Cohen, referring to traditional finance markets.

“I find it incredibly meaningful to look at the fact that the bitcoin whitepaper was published on October 31, 2008, and then you have the G20 leaders from around the world meeting to discuss the aftermath of the financial crisis and how do you create more transparency through public reporting,” Cohen continued.

BlackRock took on less risk by using counterparty clearing and multilateral trading. In TradFi markets, those moves created huge tailwinds for ETFs.

“Then at the same time, DeFi is becoming a reality over the intervening 15 years,” she said.

“Was this a win for Bitcoin? Was this a win for ETPs? To me, the answer is: It’s a win for investors, to the extent we can effectively marry these ecosystems which are solving for the same goals.”

Ether ETFs officially begin trading in the U.S.

Continue Reading

Environment

You need to know: does adding home solar increase your property value?

Published

on

By

You need to know: does adding home solar increase your property value?

For many homeowners, the conversation about adding rooftop solar panels starts with cutting utility bills — but there are plenty of other reasons to make the switch. One of them is that adding a home solar system could actually increase your home’s resale value … but is that true?

The short answer is: yes (kinda).

In theory, the more features a house has, the more it costs. A pool, a bigger garage, or a finished basement — all those upgrades add value to a home when it’s compared to a home without them. By that logic, then, rooftop solar panels should make a house more desirable, too. And they often do. But, as with most things, the reality is a bit more complicated.

One of the biggest complications when it comes to selling a home with solar panels comes down to who owns the solar panels. If you’ve leased your solar setup through a company like Sunrun, for example, the solar company that sold you the panels still owns the panels, not you. That could mean that any potential buyers would have to assume the lease themselves, or that the seller has to buy out the lease before selling.

Advertisement – scroll for more content

Leasing reduces a homeowner’s up-front and monthly costs, making it a popular choice – but the process of transferring a lease can complicate a sale, slow down negotiations, or even limit the pool of potential buyers. That’s especially true in areas where rooftop solar panels aren’t common, or have been heavily politicized.

By contrast, many homeowners choose to finance their solar system through a “conventional” loan or a home equity line of credit (HELOC). In these cases, you own your panels from day one, even if you’re still paying them off over time. And, because ownership is clear in those cases, the solar panels can more easily be considered part of the home, like kitchen appliances or a washer/dryer set.

While this avenue might have a higher up-front or monthly cost for the seller, there’s no lease to assume and no third-party approval or contracts required to complete the sale.

Financing also offers flexibility in structuring payments, with some homeowners choosing short-term loans to pay off the system quickly and others use longer-term HELOCs to spread costs out over a longer timeline. In either case, ownership ensures that the value of your solar installation can be transferred seamlessly to the next buyer. Plus, a savvy realtor can even highlight a fully-owned solar array in the listing as a long-term cost saver rather than a leased add-on.

That’s not to say that leasing, financing, or even paying cash is the best way to go for everyone (after all, if inflation is higher than your interest rate, the best thing you can do is borrow today’s “good” money and pay it back with tomorrow’s “garbage” money at what is, effectively, a discount). Get several quotes from reputable installers and find out about what options they recommend, then work with a trusted financial expert to determine the best path for you.

From theory to practice


home solar storage prices
Installing solar panels; via Sunrun.

A realtor named Alisha Collins recently posted a video to TikTok where she walks us through the sale of a house and the role that the home’s $50,000 rooftop solar panel installation played in that sale. The sale was something that, while it might seem common enough to Electrek readers, was a first for Collins.

“This is a great benefit because the buyers are getting the solar panels to use in the future to save them money on their electricity, and they weren’t gonna have to buy them,” Alisha remarks. “So I focused on marketing what the positives of solar panels are — less utilities, lower utility bills if any, clean energy, and also, the buyers were getting an almost new system.” 

Collins keeps calling the lease a “loan” throughout the video, but (in my opinion) makes some solid observations and is thinking about things the right way, keeping an open mind, and trying to do right by her clients. You can watch the video for yourself, below, then let us know what you think of Collins’ take in the comments.

@alishacollinsrealestate Just sold my first house with solar panels ☀️🏡 and honestly… I thought it was going to be way more challenging than it was. But the strategy the seller and I used made all the difference: ✅ We decided to pay off the solar panels at closing so the cost was basically built into the price — simple and clean. We got an offer after a price reduction and then… crossed our fingers for the appraisal 🤞 Because let’s be real — some appraisers value solar differently and that can make or break a deal. This one worked out — but solar definitely adds a layer to navigate. 💬 Have you ever bought or sold a house with solar? What was your experience? #alishacollins #realestatebestie #casperwyoming #solarhomes #homesellingtips #realestatetalk #appraisals #solarpanels #greenhome #realestatewin #listingstrategy ♬ Soft Sunlight (Lofi) – Prodbyecho

Original content from Electrek.


If you’re considering going solar, it’s always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it’s free to use, and you won’t get sales calls until you select an installer and share your phone number with them. 

Your personalized solar quotes are easy to compare online and you’ll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

FTC: We use income earning auto affiliate links. More.

Continue Reading

Environment

Finance a new EV for less: EV deals with 0% interest this September [update]

Published

on

By

Finance a new EV for less: EV deals with 0% interest this September [update]

Lease deals get all the headlines, but 75% of new car buyers still finance their cars, indicating that they want to own their vehicles once the payments are done. If that sounds like you, and you’ve been holding out for relief from sky-high payments, a wave of new EVs are now available with 0% financing — making it one of the best months yet to buy a new EV.

UPDATE: two more sporty electric crossovers make the list!

Every month, Electrek readers looking for great deals on a new EV flock to our lease deal posts. Recently, however, the comments have been asking another crucial question: what about EV deals for the people who want to buy, instead of leas?

You asked, we listened. This roundup is for that 75% of new car buyers who choose to finance their cars instead of lease — so here’s a list of all the 0% financing deals on EVs you can get in September, 2025.

Advertisement – scroll for more content

As I put this list together, I realized there were plenty of ways for me to present this information. In the end, I decided to present these deals in alphabetical order, by brand name (make). And, as for which deals are new this month? You’re just gonna have to check the list. Enjoy!

Acura ZDX


Acura-ZDX-EVs-donated
2024 Acura ZDX; via Acura.

New for the 2024 model year, the Acura ZDX uses GM Ultium battery and drive technology, but the styling, interior, and infotainment are all Honda, delivering GM-level parts support with Honda-level fit, finish, and quality. Add in standard Apple CarPlay support, 0% financing for up to 72 months, and $7,500 customer cash through September 30th, and the ZDX becomes easily one of the best sporty crossover values on the market.

Chevy Equinox EV


Chevy-Equinox-EV-Ford
2025 Chevrolet Equinox EV; via GM.

With an impressive combination of affordability, practicality, and advanced features, the Chevy Equinox is a standout EV. And with an EPA-estimated range of up to 319 miles and a starting price under $35,000, it’s no wonder they’re flying off dealer lots.

For well-qualified buyers, Chevrolet is offering 0% APR financing for up to 60 months through GM Financial through September 30th. That offer can be paired with the $7,500 federal EV tax credit (which you can claim at the dealer), along with up to $1,250 in additional discounts for Costco members, depending on membership level.

Dodge Charger


Electric Dodge Charger; via Stellantis.

Dodge is hoping that at least a few muscle car enthusiasts with some extra cash will find their way to a Dodge store and ask for the meanest, loudest, tire-shreddingest muscle car on the dealer’s lot without caring too much about what’s under the hood.

For them, Dodge has the new electric Charger with up to 670 battery-backed horsepower. And if you still owed money on the Hemi you just totaled, Dodge will help get the deal done on its latest retro-tastic ride with a $7,750 retail cash allowance or 0% financing for up to 72 months — and that’s before any dealer discounts.

Ford F-150 Lightning


2023 Ford F-150 Lightning Is Cheaper To Lease Than Its ICE-Powered F-150 Sibling
F-150 Lightning pickup; by Ford.

America’s best-selling electric truck offers V2x technology, a nationwide dealer network, a universe of aftermarket accessories, and a look that blends into the crowd. This month, this proven pickup adds 0% interest financing for up to 72 months. Ford Pro customer can get access to advanced telematics and, in some cases, even get help sourcing additional grants and rebates, too.

Ford Mustang Mach-E


David Blenkle's 2022 Ford Mustang Mach-E, used for his own car service, has surpassed more than 250,000 miles in three years, providing a real-world example of what's possible with high-milage electric vehicles.
250,000 mile Mustang Mach-E; via Ford.

With a few early examples now well into six-digit miles with no signs of slowing down, it’s no wonder the first four-door, all-electric Ford Mustang is outselling its gas-powered rivals (by more than 2:1). For 2025, the Mach-E Mustangs offer more range than before (up to 320 miles), faster charging (by nearly 6 minutes to 80%), and even a hardcore rally version. With 0% financing available for up to 75 months in some markets, expect the car to have no trouble finding buyers through September 30th.

GMC Hummer EV


2024 GMC Hummer EV
2024 GMC Hummer EV

The biggest of GM’s Ultium-based EVs are seriously impressive machines, with shockingly quick accelerationplus on-road handling that seems to defy the laws of physics once you understand that these are, essentially, medium-duty trucks. This month, GMC is doing its best to move out its existing inventory with 0% financing for well-qualified buyers plus $1,250 in discounts for select Costco members. So, if you’re a fan of heavy metal you’ll definitely want to stop by your local GMC dealer and give the Hummer EV a test drive.

GMC Sierra EV


2025 GMC SIERRA EV DENALI
GMC Sierra EV Denali; via GMC.

In addition to offering a solid Powerwall alternative, these big Ultium-based EVs from GM’s “three letter bandit” commercial brand are just as impressive as their Hummer stablemates, but one-up the Hummers with heavy-duty towing prowess and the added capability of bidirectional charging baked in. And, like the Hummer, GMC is doing its best to move out its existing inventory of Denali and AT4 model Sierra EVs with 0% financing for well-qualified buyers plus $1,250 in discounts for select Costco members.

Honda Prologue


Honda Prologue EV prices
2025 Honda Prologue Elite in Snowfall Pearl, via Honda.

Like the Acura ZDX at the top of this list, the Honda Prologue was blends the excellent GM Ultium EV platform with Honda sensibilities and Apple CarPlay to create a winning combination. It’s no surprise that it’s one of the top-selling electric crossovers — and to move out as many as possible before the $7,500 federal tax credit goes away, Honda is offering 0% APR for up to 60 plus up to an additional $2,000 in Honda Loyalty or Conquest cash.

Hyundai IONIQ 6


hyundai-Samsung-SK-LG-EV-alliance
Hyundai IONIQ 6; via Hyundai.

The last of the streamliners, the IONIQ 6 has influences from Ferry Porsche and Raymond Loewy without looking like a copy of either. In addition to being a future classic, it’s efficient, comfortable, quick, offers up to 361 miles of rangecan charge just about anywhere, and (now through the end of the month), can be financed with 0% interest for up to 48 months or $7,500 in customer bonus cash on all trims.

If you’re flexible on color, Hyundai dealers with “aged inventory” will give you an extra $1,000, for $8,500 total incentive dollars on your IONIQ 6.

Jeep Wagoneer S


Jeep's-electric-SUV-dirty
Jeep Wagoneer S; via Stellantis.

The Jeep Wagoneer S is a slick, capable, street-oriented EV that’s been inexplicably saddled with a sloping roof and spoiler that eats away at the electric SUV’s ultimate utility (that’s the “U” part), but if you can get past that minor caveat, this first-ever battery-powered Jeep is ready to deliver. With $7,750 retail cash allowance or 0% financing for up to 72 months before dealer discounts through September 30th, the Wagoneer S might just be the best EV deal going.

Kia Niro EV


2025-Kia-Niro-EV-prices
2025 Kia Niro EV; via Kia.

Kia is doing a phenomenal job moving its supercar-baiting EV6 and ultra-capable EV9 family trucksters, but the under-mentioned and underrated little Niro EV seems like it could use a little help. To that end, Kia is offering 0% interest financing or up to $7,500 customer cash on select examples of the little urban runabout now through September 30th.

Lexus RZ


Lexus RZ 450e; via Toyota.

Starting at “just” $55,175, the Lexus RZ promises up to 266 miles of EPA-rated range from a 72.8 kWh battery in the base RZ300e (and 224 from the top-shelf RZ450e). With up to 308 hp and over 195 lb-ft of instant, all-electric torque, the RZ promises to be one Lexus’ sportier rides in any trim.

This month, several Lexus dealers are advertising interest-free financing on select RZ models for up to 72 months. Check with your local Lexus dealer for more informatoin.

Nissan Ariya


Nissan Ariya EV Deals
Nissan Ariya; via Nissan.

I’ve already said that the Nissan Ariya didn’t get a fair shake. If you click that link, you’ll read about a car that offers solid driving dynamics, innovative interior design, and all the practicality that makes five-passenger crossovers the must-haves they’ve become for most families. With up to 289 miles of EPA-rated range, Tesla Supercharger access, and 0% interest from Nissan for up to 72 months or up to $10,000 Customer Cash (that’s not a typo) undecided EV buyers could do a lot worse than to give the Ariya a chance to win them over.

Polestar 3


Polestar's-electric-SUV-cheaper
Polestar 3; via Polestar.

Sleek, Scandinavian, and seriously quick, the Polestar 3 is the lovechild of Swedish brand Volvo and Chinese brand Geely’s billions. As such, it delivers both Scandinavian style and high-tech substance with dual-motor power, a minimalistic, luxurious cabin, and Android Auto baked right in. The Polestar 3 was designed to turn heads while keeping daily driving effortless, and through the month of September, it’s sure to turn even more heads with 0% financing for up to 72 months through Polestar Financial Services and a $10,000 Clean Vehicle Incentive in some markets.

Put it all together, and the Polestar 3 stands out as one of the most compelling premium EV SUV deals of the month.

Subaru Solterra


Subaru Solterra EV; via Subaru.

The first-ever electric Subaru had a rocky start (no pun intended), but this off-road-ready sibling of the Toyota bZ4X seems like a solid mid-size electric crossover with some outdoorsy vibes and left-leaning granola style that offers more than enough utility to carry your mountain bikes to the trail or your inflatables out to the pond. Add in 227 miles of range, some big discounts, and 0% financing for up to 72 months, and this should be a great month for electric Subaru fans to drive home in a new Solterra.

Volkswagen ID.4


Volkswagen-ID.4-lease
VW ID.4; via Volkswagen.

One of the most popular legacy EVs both in the US and Europe, the ID.4 offers Volkswagen build quality and zippy around-town handling. Everyone I know who has one loves it, and VW dealers are getting aggressive with discounts, making this fast-charging, 291 mile EPA-rated range, 5-star safety rated EV a value proposition that’s tough to beat.

This month, get a Volkswagen ID.4 with 0% financing for up to 72 months or up to $5,000 customer cash. You’ll need to do some math to see which offer works best for you.

Disclaimer: the vehicle models and financing deals above were sourced from CarsDirectCarEdge, and (where mentioned) the OEM websites – and were current as of 15SEP2025. These deals may not be available in every market, with every discount, or for every buyer (the standard lines of “with approved credit” fine print should be considered implied). Check with your local dealer(s) for more information.


If you’re considering going solar, it’s always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it’s free to use, and you won’t get sales calls until you select an installer and share your phone number with them. 

Your personalized solar quotes are easy to compare online and you’ll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

FTC: We use income earning auto affiliate links. More.

Continue Reading

Environment

This is it: the FIRST pure electric vehicle to wear a Lamborghini badge [video]

Published

on

By

This is it: the FIRST pure electric vehicle to wear a Lamborghini badge [video]

True to Lamborghini’s legacy of speed and excess, the first battery-electric vehicle to wear the raging bull is also the fastest of its kind. Only this time, the badge isn’t on a car — it’s on a personal watercraft. Meet the all-new Seabob SE63 jet sled.

Co-developed with the Italian supercar brand, the Lamborghini-badged Seabob SE63 features a more powerful jet propulsion system than any of the company’s existing personal jet sleds, and is fitted with a carbon fiber motor shaft as a further nod to the Italian luxury brand’s high-performance heritage.

Here’s the surprising thing, though: the new Seabob SE63 isn’t inspired by a specific road-going Lamborghini. Instead, it gets its name from the Tecnomar for Lamborghini 63 sport yacht built by the Italian Sea Group shipyards.

Tecnomar for Lamborghini 63


Tecnomar for Lamborghini Verde Citra; via New Atlas.

Why, yes – I will take just about any excuse to post pictures of sexy Italian super yachts in bright, vibrant colors. Thanks for asking!

Advertisement – scroll for more content

But we’re not here for superyachts. We’re here for super sleds, and German PWC specialist Cayago set out to make this one, “most powerful Seabob ever.” As such, the SE63 is designed to be grab-and-go personal jet sled that delivers significantly higher speeds than its Seabob stablemates. In fact, its makers say it’s fast enough to keep up with sharks and dolphins.

The riding experience is not just ‘a bit faster’, but thrillingly intense and unrestrained. Acceleration off the start line delivers an immediate adrenaline rush. Thrust, agility, top speed: everything is designed for maximum performance and pure emotion. 

LAMBORGHINI

The new SE63 backs up those claims with a 6.3 kW (~8.5 hp) electric motor. And, while that hardly makes it a supercar, in the world of ePWCs, it’s enough to make the SE63 a monster. The SE63 also features a bigger, more energy-dense battery than other Seabobs, a combination good for up to 60 minutes of go-fast, water-based fun.

Seabob SE63 Lamborghini


The SE63 can recharge its batteries with a standard power outlet in just 1.5 hours, and be back on the water for even more fun in the sun.

The Seabob SE63 made its debut earlier this week at the Cannes Yachting Festival. Production is set to begin in early 2026, meaning you’ll be able to get yours just in time for the summer 2026 beach season. Prices have yet to be announced – but, like any Lamborghini product, if you have to ask you probably can’t afford it.

Check out the world premier of the Seabob SE63 for Automobili Lamborghini (the sled’s official name) in the video, below, then let us know what you think of the brand’s first BEV in the comments.

World premier video


SOURCE | IMAGES: Lamborghini; via New Atlas.


If you’re considering going solar, it’s always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it’s free to use, and you won’t get sales calls until you select an installer and share your phone number with them. 

Your personalized solar quotes are easy to compare online and you’ll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

FTC: We use income earning auto affiliate links. More.

Continue Reading

Trending