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The family of pandemic fundraiser Captain Sir Tom Moore gained “significant” financial benefit from links to a charity set up in his name, a report has found.

Hannah Ingram-Moore, the veteran‘s daughter, and her husband Colin carried out repeated instances of misconduct, according to the Charity Commission.

The pair have already been banned from being charity trustees.

And a 30-page report published on Thursday, after a two-year inquiry, set out their failings in detail.

These include:

• “Disingenuous” statements from Mrs Ingram-Moore about not being offered a six-figure sum to become the charity’s chief executive. While she may not have been offered this, the commission said it had seen written evidence that she had set out expectations for a £150,000 remuneration package before taking on the role.

• A misleading implication that donations from book sales would be made to the foundation. The commission said the public “would understandably feel misled” to learn that sales of his autobiography did not benefit the charity. An advance of almost £1.5m was paid to Club Nook, a company of which the Ingram-Moores are directors, for a three-book deal.

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• A claim by Mrs Ingram-Moore that an appearance at an awards ceremony for which she was paid £18,000 was undertaken in a personal capacity. The commission said there was no evidence to support this. While she received £18,000, just £2,000, separate from that sum, was donated to the charity.

• Use of the foundation’s name in an initial planning application for a spa pool block at their home, something the couple said had been an error while they were both “busy undertaking ‘global media work”. The block was demolished earlier this year, after the family lost an appeal against Central Bedfordshire Council’s order for it to be torn down.

Work continues to demolish an unauthorised spa pool block at the home of Hannah Ingram-Moore, the daughter of the late Captain Sir Tom Moore, at Marston Moretaine, Bedfordshire. Picture date: Monday February 5, 2024.
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An unauthorised spa pool block is removed at the home of Hannah Ingram-Moore. File pic: PA


The Charity Commission opened a case into the foundation in March 2021, escalating it to become a statutory inquiry in June 2022, amid concerns about the charity’s management and independence from Sir Tom’s family.

In July, the Ingram-Moores released a statement saying they had been banned from being charity trustees.

The orders against both – meaning Mrs Ingram-Moore cannot be a trustee or hold a senior management role in any charity in England and Wales for 10 years, nor Mr Ingram-Moore for eight years – were issued in May and came into effect on 25 June.

The watchdog’s chief executive said its report had found “repeated failures of governance and integrity”, and that its inquiry had been fair, balanced and independent.

Sir Tom Moore's daughter, Hannah Ingram-Moore, was in attendance during Novak Djokovic's tie against British teenager Jack Draper
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Sir Tom Moore’s daughter, Hannah Ingram-Moore, at Wimbledon. File pic: PA

David Holdsworth, commission chief executive, said the foundation set up in Sir Tom’s name “has not lived up to that legacy of others before self, which is central to charity”.

He added: “The public, and the law, rightly expect those involved in charities to make an unambiguous distinction between their personal interests and those of the charity and the beneficiaries they are there to serve.

“This did not happen in the case of The Captain Tom Foundation. We found repeated instances of a blurring of boundaries between private and charitable interests, with Mr and Mrs Ingram-Moore receiving significant personal benefit. Together the failings amount to misconduct and/or mismanagement.”

The commission has not called on the foundation to close, but a lawyer for the family has previously indicated the charity might shut down.

Mr and Mrs Ingram-Moore described the Charity Commission inquiry as “unjust and excessive”.

In a statement, they said: “True accountability demands transparency, not selective storytelling.

“We remain dedicated to upholding Captain Sir Tom’s legacy and want the public to know, that there has never been any misappropriation of funds or unauthorised payments from the charity’s bank account, by any member of our family.”

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Prince Harry denies having ‘physical fight’ with Prince Andrew

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Prince Harry denies having 'physical fight' with Prince Andrew

Prince Harry has denied having a fight with Prince Andrew after it was claimed “punches were thrown” between the pair in 2013.

The allegations appeared in excerpts from a new book on the Duke of York being serialised in the Daily Mail.

It claims a row started after Prince Andrew said something behind Harry’s back, with Andrew “left with a bloody nose” and the pair needing to be broken up.

It also claimed the Duke of York once warned his nephew about marrying Meghan and suggested it wouldn’t last long.

However, a spokesperson for the Duke of Sussex strongly denied the claims.

“I can confirm Prince Harry and Prince Andrew have never had a physical fight, nor did Prince Andrew ever make the comments he is alleged to have made about the Duchess of Sussex to Prince Harry,” a statement said.

They said a legal letter had been sent to the Daily Mail due to “gross inaccuracies, damaging and defamatory remarks” in its reporting.

The book – Entitled: The Rise and Fall of the House of York – is billed as the first joint biography of Prince Andrew and ex-wife Sarah Ferguson.

It’s said to be based on interviews with “over a hundred people who have never spoken before”.

Prince Harry – in his own 2023 book Spare – made his own claims of an altercation with Prince William.

He said his brother once knocked him to the floor amid a confrontation over Meghan’s “rude” and “abrasive” behaviour.

“It all happened so fast. So very fast,” Harry wrote in the book.

“He grabbed me by the collar, ripping my necklace, and he knocked me to the floor. I landed on the dog’s bowl, which cracked under my back, the pieces cutting into me.”

“I lay there for a moment, dazed, then got to my feet and told him to get out,” the prince added.

Harry claimed his brother wanted him to hit him back “but I chose not to”, and that William later returned and apologised.

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The Duke Of Sussex has described his relationship with his family as extremely strained after he quit as a working royal and took legal action against the media, and over the removal of his UK police protection.

He claimed earlier this year the King wouldn’t speak to him and there had “been so many disagreements between myself and some of my family”.

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Search for British woman who disappeared from Greek beach

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Search for British woman who disappeared from Greek beach

A search is under way for a British woman who went missing from a beach in Kavala, northern Greece.

The Hellenic Coastguard said the port authority received reports that Michele Ann Joy Bourda, 59, was missing on the evening of 1 August.

The woman went missing from the Ofrynio beach area.

The coastguard is investigating reports that her belongings were left on the beach.

On Sunday, three recreational craft, five fishing boats and two patrol boats were involved in the search.

According to local media, she lived with her husband, who is reportedly of Greek origin, in the Macedonian city of Serres.

She had gone to the beach with him and reportedly vanished while he was sleeping on a sunbed.

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The charity LifeLine Hellas, which put out an appeal to try and find Ms Bourda, said she went missing at noon on 1 August.

She has been described as having straight blonde hair up to her shoulders and being 1.73m tall.

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Martin Lewis reveals who is due for car finance compensation – and how much they’ll get

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Martin Lewis reveals who is due for car finance compensation - and how much they'll get

Martin Lewis says motorists who were mis-sold car finance are likely to receive “hundreds, not thousands of pounds” – with regulators launching a consultation on a new compensation scheme.

The founder of MoneySavingExpert.com believes it is “very likely” that about 40% of Britons who entered personal contact purchase or hire purchase agreements between 2007 and 2021 will be eligible for payouts.

“Discretionary commission arrangements” saw brokers and dealers charge higher levels of interest so they could receive more commission, without telling consumers.

Pics: PA
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Pics: PA

Speaking to Sky News Radio’s Faye Rowlands, Lewis said: “Very rarely will it be thousands of pounds unless you have more than one car finance deal.

“So up to about a maximum of £950 per car finance deal where you are due compensation.”

Lewis explained that consumers who believe they may have been affected should check whether they had a discretionary commission arrangement by writing to their car finance company.

However, the personal finance guru warned against using a claims firm.

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“They’re hardly going to do anything for you and you might get the money paid to you automatically anyway, in which case you’re giving them 30% for nothing,” he added.

Read more: How to tell if you’ve been mis-sold car finance

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Who’s eligible for payout after car finance scandal?

Yesterday, the Financial Conduct Authority said its review of the past use of motor finance “has shown that many firms were not complying with the law or our disclosure rules that were in force when they sold loans to consumers”.

The FCA’s statement added that those affected “should be appropriately compensated in an orderly, consistent and efficient way”.

Lewis told Sky News that the consultation will launch in October – and will take six weeks.

“We expect payouts to come in 2026, assuming this will happen and it’s very likely to happen,” he said.

“As for exactly how will work, it hasn’t decided yet. Firms will have to contact people, although there is an issue about them having destroyed some of the data for older claims.”

He believes claims will either be paid automatically – or affected consumers will need to opt in and apply to get compensation back.

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What motorists should do next

The FCA says you may be affected if you bought a car under a finance scheme, including hire purchase agreements, before 28 January 2021.

Anyone who has already complained does not need to do anything.

The authority added: “Consumers concerned that they were not told about commission, and who think they may have paid too much for the finance, should complain now”.

Its website advises drivers to complain to their finance provider first.

If you’re unhappy with the response, you can then contact the Financial Ombudsman.

Any compensation scheme will be easy to participate in, without drivers needing to use a claims management company or law firm.

The FCA has warned motorists that doing so could end up costing you 30% of any compensation in fees.

The FCA estimates the cost of any scheme – including compensation and administrative costs – to be no lower than £9bn.

But in a video on X, Lewis said that millions of people are likely to be due a share of up to £18bn.

The regulator’s announcement comes after the Supreme Court ruled on a separate, but similar, case on Friday.

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