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Muslim charities say they are still having their bank accounts closed without warning or explanation and face difficulties opening an account despite the political backlash after Nigel Farage’s high-profile debanking.

It means charities face obstacles in carrying out their work, with some even being blocked from providing humanitarian aid and life-saving operations, according to a report from the Muslim Charities Forum (MCF).

It found 68% of Muslim charities reported difficulties opening bank accounts, 42% experienced a complete withdrawal of banking services and 42% also had significant challenges with transferring funds.

This delayed payments which damaged humanitarian work, the report said.

Money blog: Your boss is probably spying on you at home

Real-life harms were outlined by charities anonymously interviewed for the research.

One charity running a hospital in a conflict zone was not able to pay doctors and nurses for two months. Another supporting Syrian refugee children with cancer in Turkey had a payment delayed for a year, “severely” impacting the timely delivery of care to the children. A third received an eviction notice from a shelter because a payment had not arrived.

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But even when debanking did not directly halt a project, it damaged 44% of respondent charities’ relationships with partners, they said. Delays in sending funds or having their account closed led to a breakdown in trust, the MCF added.

While anonymous, the report included testimony from charities.

Real-world harms

One told the report author of danger to staff when payments didn’t go through.

“Our charity was operating within an area in the Middle East, payments were getting held up by banks,” it said. “Because of these delays, local vendors would come to our field offices demanding payment at gunpoint, putting the lives of our workers at risk.”

While Muslim charities make up a small number of the UK charities sector, Muslims donate more than any other faith group, according to surveys.

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Having no bank account means charities are in breach of the law, the MCF said.

There is no legal recourse, however, for charities who have been debanked. In the UK there is no legal right to a bank account.

Charities have to defend themselves even if there’s no wrongdoing, often without knowing why an account is closed or a transaction hasn’t gone through, according to the report.

Why are Muslim charities being hit?

Five issues converged to make debanking a particular problem for Muslim charities, according to the MCF: alleged Islamophobia, “highly common” names of charity workers being on a terrorist list, risk-averse banking, operating in high-risk areas like Syria, and the challenges faced by charities more broadly – difficulty complying with or understanding banks’ due diligence requests.

“Evidence suggests that structural Islamophobia plays a role, with Muslim-led charities often unfairly targeted by banks for perceived risks without concrete evidence of wrongdoing,” the report, lead-authored and researched by Abdulsami Arjumand, said.

Among the recommendations laid out is for bank staff to undergo anti-racism training, to “improve decision-making” and “avoid stereotyping or perpetuating racial and Islamophobic biases”.

Banks are risk-averse in their operations and have been terminating and restricting relationships with clients perceived as posing a higher risk of money laundering or terrorist financing.

This has disproportionately affected charities, Mr Arjumand’s report said, particularly those working in or with Muslim communities.

Responding to the study, banking lobby group UK Finance said any decision to restrict access to or close an account, is only taken after careful consideration and based solely on the need to comply with regulatory obligations.

“We want the process of opening and managing a bank account to be as clear and straightforward as possible and welcome engagement from charity organisations,” said the body’s managing director of commercial finance David Raw.

“Having read this report, we have contacted the Muslim Charities Forum to discuss the issues they are facing, as this is an important part of enhancing services,” Mr Raw said.

“We have ongoing and regular engagement with the wider charity sector, humanitarian organisations, and regulators on access to banking matters. With their support, we recently launched a new guide for voluntary organisations to help with opening and managing bank accounts,” he added.

How can this still be happening after the Farage furore?

Unlike countries such as Belgium, France and Italy, there is no legal right to a bank account in the UK. Banks do not have to provide services to everyone who wants them.

The Muslim charities’ research echoes a point made by finance regulator the Financial Conduct Authority (FCA) in their investigation of debanking.

“An important question for policymakers is whether all individuals, businesses and organisations should have the right to an account, as is the case in some other countries,” it said in its September 2023 report on bank account access and closures.

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Nigel Farage criticised banks acting as ‘moral arbiters’

The comments and report came after the highly publicised debanking of Reform leader Nigel Farage. His account with exclusive bank Coutts was closed after the lender deemed him a reputational risk and said he had alleged links to Russia.

“The time is also right for a debate on how we balance access to bank accounts with the threat of financial crime, as well as firms’ reasonable risk and commercial appetites,” the FCA said in their 2023 publication.

It pointed out that anti-discrimination measures in the payment accounts regulations don’t apply to charities and political parties.

After the debanking of Mr Farage the political reaction from the previous Conservative government was strong. It committed to bringing in “tougher rules to stamp out debanking”. No legislative changes were made.

The Treasury, however, told Sky News it was committed to new laws to prevent debanking.

“Banking services fulfil a vital role in the lives of millions of people and businesses across the UK, and the government is committed to bringing forward legislation to enhance customer protections in cases where their bank account is terminated by their provider,” a Treasury spokesperson said.

“Further details will be set out in due course.”

With the changes it’s understood customers will have to receive detailed and specific explanations when their account is closed and generally have more notice of closures.

But government stopped short of acceding to the MCF’s recommendation of establishing a legal right to a basic bank account for charities.

Methodology

Nineteen charities responded to the MCF’s call for survey participants, a response rate described as “low”, which demonstrates charities’ concerns about coming forward to talk about debanking.

Despite promises of strict anonymity, most charities feared the reputational damage of being associated with debanking, which the report said, can result in further banking difficulties.

As well as being carried out by the MCF, the research was supported by the University of Aberdeen.

Responding to the MCF report, the FCA said, “We know that some groups can face challenges accessing bank accounts. We recently set out clear expectations on account access and have been actively engaging with the sector to ensure that these are being met.”

“Smaller charities will benefit from the protections of the consumer duty. We continue to monitor data on account access.”

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MPs back legalising assisted dying in England and Wales after historic Commons vote

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MPs back legalising assisted dying in England and Wales after historic Commons vote

MPs have voted to approve a historic bill that would legalise assisted dying in England and Wales.

The Terminally Ill Adults (End of Life) Bill was approved by 314 votes to 291 at its third reading in the House of Commons – a majority of 23.

Politics Live: MPs back legalising assisted dying in historic Commons vote

Labour MP Kim Leadbeater, who proposed the legislation, was seen crying in the chamber as it went through.

Campaign group Dignity in Dying hailed the result as “a landmark moment for choice, compassion and dignity at the end of life”.

“MPs have listened to dying people, to bereaved families and to the public, and have voted decisively for the reform that our country needs and deserves,” said Sarah Wootton, its chief executive.

The bill will now go to the House of Lords, where it will face further scrutiny before becoming law.

Due to a four-year “backstop” added to the bill, it could be 2029 before assisted dying is actually offered, potentially coinciding with the end of this government’s parliament.

The bill would allow terminally ill adults with fewer than six months to live to apply for an assisted death, subject to approval by two doctors and a panel featuring a social worker, senior legal figure and psychiatrist.

Campaigners with Dignity in Dying protest in favour of the assisted dying Bill, in Parliament Square, central London, ahead of a debate on the Terminally Ill Adults (End of Life) Bill in the House of Commons. Picture date: Friday June 20, 2025. PA Photo. Photo credit should read: Yui Mok/PA Wire
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Campaigners with Dignity in Dying protest in favour of the assisted dying bill. Pic: PA

MPs have deliberated the proposals for months, with a vote in November passing with a bigger majority of 55.

Since then it has undergone some significant changes, the most controversial being the replacement of a High Court Judge’s approval with the expert panel.

Ms Leadbeater has always insisted her legislation would have the most robust safeguards of any assisted dying laws in the world.

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MP: ‘Surreal’ moment as assisted dying passes Commons

Opening the debate on Friday she said that opposing the bill “is not a neutral act. It is a vote for the status quo”.

She warned that if her plan was rejected, MPs would be asked to vote on it again in 10 years and “that fills me with despair”.

MPs have brought about historic societal change

A chain of events that started with the brutal murder of an MP almost 10 years ago has today led to historic societal change – the like of which many of us will never see again.

Assisted dying will be legalised in England and Wales. In four years’ time adults with six months or less to live and who can prove their mental capacity will be allowed to choose to die.

Kim Leadbeater, the MP who has made this possible, never held political aspirations. Previously a lecturer in health, Ms Leadbeater reluctantly stood for election after her sister Jo Cox was fatally stabbed and shot to death in a politically motivated attack in 2016.

And this is when, Ms Leadbeater says, she was forced to engage with the assisted dying debate. Because of the sheer volume of correspondence from constituents asking her to champion the cause.

Polls have consistently shown some 70% of people support assisted dying. And ultimately, it is this seismic shift in public opinion that has carried the vote. Britain now follows Canada, the USA, Belgium, Switzerland, the Netherlands and Australia. All countries with sophisticated health systems. Nowhere has assisted dying been reversed once introduced.

The relationship between doctor and patient will now also change. The question is being asked: Is an assisted death a treatment? There is no decisive answer. But it is a conversation that will now take place. The final answer could have significant consequences, especially in mental health settings.

There are still many unknowns. Who will be responsible for providing the service? The NHS? There is a strong emotional connection to the health service and many would oppose the move. But others will argue that patients trust the institution and would want to die in its arms.

The challenge for health leaders will be to try and reconcile the bitter divisions that now exist within the medical community. The Royal Colleges have tried to remain neutral on the issue, but continued to challenge Ms Leadbeater until the very end.

Their arguments of a failure of safeguards and scrutiny did not resonate with MPs. And nor did concerns over the further erosion of palliative care. Ms Leadbeater’s much-repeated insistence that “this is the most scrutinised legislation anywhere in the world” carried the most weight.

Her argument that patients should not have to fear prolonged, agonising deaths or plan trips to a Dignitas clinic to die scared and alone, or be forced to take their own lives and have their bodies discovered by sons, daughters, husbands and wives because they could not endure the pain any longer was compelling.

The country believed her.

The assisted dying debate was last heard in the Commons in 2015, when it was defeated by 330 votes to 118.

There have been calls for a change in the law for decades, with a campaign by broadcaster Dame Esther Rantzen giving the issue renewed attention in recent years.

Supporters have described the current law as not being fit for purpose, with desperate terminally ill people feeling the need to end their lives in secret or go abroad alone, for fear loved ones will be prosecuted for helping them.

Ahead of the vote, an hours-long emotionally charged debate heard MPs tell personal stories about their friends and family.

Maureen Burke, the Labour MP for Glasgow North East, spoke about how her terminally ill brother David was in so much pain from advanced pancreatic cancer that one of the last things he told her was that “if there was a pill that he could take to end his life, he would very much like to take that”.

She said she was “doing right by her brother” in voting for it.

How did MPs vote?

MPs were given a free vote, meaning they could vote with their conscience and not along party lines.

The division list shows Prime Minister Sir Keir Starmer voted in favour of the bill, but Conservative leader Kemi Badenoch voted against.

Health Secretary Wes Streeting and Justice Secretary Shabana Mahmood, who will have to deliver the bill, also voted no.

Read more: Find out how your MP voted

Bill ‘poorly drafted’

Opponents have raised both practical and ethical concerns, including that people could be coerced into seeking an assisted death and that the bill has been rushed through.

Veteran Labour MP Diane Abbott said she was not opposed to the principle of assisted dying but called the legislation “poorly drafted”.

Former foreign secretary James Cleverly echoed those concerns, saying he is “struck by the number of professional bodies which are neutral on the topic of assisted dying in general, but all are opposed to the provisions of this bill”.

Recently, the Royal College of Psychiatrists, the Royal College of Pathologists and the Royal College of Physicians have raised concerns about the bill, including that there is a shortage of staff to take part in assisted dying panels.

However, public support for a change in the law remains high, according to a YouGov poll published on the eve of the vote.

The survey of 2,003 adults in Great Britain suggested 73% of those asked last month were supportive of the bill, while the proportion of people who feel assisted dying should be legal in principle stood at 75%.

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How did your MP vote on the assisted dying bill?

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How did your MP vote on the assisted dying bill?

The assisted dying bill passed its third reading in the Commons with a majority of 23 and will now be passed to the House of Lords.

There were 314 votes in favour and 291 against.

In November, the bill passed its second reading by a majority of 55, more than twice as large as today. It then went to “committee stage”, during which the wording and implications were examined in detail, and tweaked with input from experts, stakeholders and the public.

Politics latest: Bill legalising assisted dying passed in the Commons

That amended bill will now be passed on to the House of Lords, where it will go through a similar process before being either passed back to the Commons with further amendments, or sent to the King for Royal Assent.

Only after both houses agree on the exact wording of the bill does it become law.

Who changed their vote since November?

A total of 56 MPs voted a different way today, compared to how they did in November. There were 11 who changed to yes, while 24 changed to no. There were also 21 MPs who voted last time who chose to abstain today.

Among those who chose to change their vote were foreign secretary David Lammy and culture secretary Lisa Nandy. Mr Lammy had voted against the bill in November, while Ms Nandy voted in favour. Both chose not to vote today.

Only one MP, Labour’s Jack Abbott, voted in favour today after voting against at the second reading.

Prime Minister Sir Keir Starmer has voted in favour of the bill on both occasions, as has Chancellor Rachel Reeves and former prime minister Rishi Sunak.

The health secretary, Wes Streeting, who will have a crucial role in implementing the legislation if it becomes law, has voted against the bill both times, as has Angela Rayner, the deputy prime minister, and opposition party leaders Kemi Badenoch and Nigel Farage.

Lib Dem leader Ed Davey voted against the second reading, but chose not to vote today.

The SNP again chose not to vote, as the bill will not apply to Scotland, but a majority of MSPs in the devolved Scottish parliament voted through similar proposals in its first stage last month.

They were among 43 MPs in total who did not vote this time, including the Speaker and his Deputies. That’s slightly lower than the 46 MPs who abstained during the second reading vote in November.

Overall, a clear majority of Labour MPs supported the bill, while most Conservatives voted against it.

What do the public think?

Pollsters YouGov asked people if they were in favour of assisted dying or against, before November’s second reading and again last month.

On both occasions, a majority said they approved of the policy becoming legal, both in principle and in practice.


The Data and Forensics team is a multi-skilled unit dedicated to providing transparent journalism from Sky News. We gather, analyse and visualise data to tell data-driven stories. We combine traditional reporting skills with advanced analysis of satellite images, social media and other open source information. Through multimedia storytelling we aim to better explain the world while also showing how our journalism is done.

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Inside Britain’s largest nuclear weapons site – as scientists race to build a new warhead by the 2030s

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Inside Britain's largest nuclear weapons site - as scientists race to build a new warhead by the 2030s

Vaults of enriched uranium and plutonium to make nuclear bombs are dotted about a secure site in Berkshire along with Anglo-Saxon burial mounds and a couple of lakes.

Surrounded by metal fences topped with barbed wire, much of the nuclear weapons facility at Aldermaston in Berkshire looks frozen in time from the 1950s rather than ready for war in the 21st century.

AWE in Aldermaston
Image:
The AWE site in Aldermaston is one of the UK’s most secure nuclear sites

But a renewed focus on the importance of the UK’s nuclear deterrent means the government is giving much of its nuclear infrastructure a facelift as it races to build a new warhead by the 2030s when the old stock goes out of service.

Sky News was among a group of news organisations given rare access to the largest of Britain’s nuclear weapons locations run by AWE.

AWE in Aldermaston

The acronym stands for Atomic Weapons Establishment – but a member of staff organising the visit told me that the public body, which is owned by the Ministry of Defence, no longer attributes the letters that make up its name to those words.

“We are just A, W, E,” she said.

She did not explain why.

Perhaps it is to avoid making AWE’s purpose so immediately obvious to anyone interested in applying for a job but not so keen on weapons of mass destruction.

AWE in Aldermaston

For the scientists and engineers, working here though, there seems to be a sense of genuine purpose as they develop and ensure the viability and credibility of the warheads at the heart of the UK’s nuclear deterrent, this country’s ultimate security guarantee.

“It’s nice to wake up every day and work on something that actually matters,” said a 22-year-old apprentice called Chris.

Sky News was asked not to publish his surname for security reasons.

Inside a top secret nuclear weapons site

The workforce at AWE is expanding fast, with 1,500 new people joining over the past year.

The organisation has some 9,500 employees in total, including about 7,000 at Aldermaston, where the warhead is developed and its component parts are manufactured.

Designing and building a bomb is something the UK has not needed to do for decades – not since an international prohibition on testing nuclear weapons came into force in the 1990s.

It means the new warhead, called Astrea, will not be detonated for real unless it is used – an outcome that would only ever happen in the most extreme of circumstances as explained in a new podcast series by Sky News and Tortoise called The Wargame.

The last time, Britain test-fired a bomb was at a facility in Nevada in the US in 1991.

With that no longer an option, the scientists at AWE must rely on old data and new technology as they build the next generation of warhead.

This includes input from a supercomputer at the Aldermaston site that uses 17 megawatts of power and crunches four trillion calculations per second.

Another major help is a giant laser facility.

Inside a top secret nuclear weapons site

It is built in a hall, with two banks of long cylinders, lying horizontal and stacked one of top of the other running down the length of the room – these are part of the laser.

The beams are then zapped in a special, separate chamber, onto tiny samples of material to see how they react under the kind of extreme pressures and temperatures that would be caused in a nuclear explosion.

The heat is up to 10 million degrees – the same as the outer edge of the sun.

“You take all those beams at a billionth of a second, bring them altogether and heat a small target to those temperatures and pressures,” one scientist said, as he explained the process to John Healey, the defence secretary, who visited the site on Thursday.

Looking impressed, Mr Healey replied: “For a non-scientist that is hard to follow let alone comprehend.”

John Healey
Image:
Defence Secretary John Healey visited the site on Thursday

The Orion laser facility is the only one of its kind in the world, though the US – which has a uniquely close relationship with the UK over their nuclear weapons – has similar capabilities.

Maria Dawes, the director of science at AWE, said there is a sense of urgency at the organisation about the need to develop and then build the new bomb – which is a central part of the government’s new defence review published in early June.

“You’ve probably read the strategic defence review,” she said.

“There’s very much the rhetoric of this is a new era of threat and therefore it’s a new era for defence and AWE is absolutely at the heart of that and so a sense of urgency around: we need to step up and we need to make sure that we’ve got what our customer needs. Yes, there’s very much that sense here.”

AWE

It means an organisation that has for years been purely focused on ensuring the current stockpile of warheads is safe and works must shift to becoming more dynamic as it pursues a project that will be used to defend the UK long into the future.

In a sign of its importance, the government is spending £15bn over the next four years alone on the programme to build the new warheads.

Part of the investment is going into revamping Aldermaston.

Driving around the 700-acre site, which was once a Second World War airbase, many of the buildings were constructed into the 1950s, 1960s and 1970s.

The construction of new science and research laboratories is taking place.

But bringing builders onto one of the UK’s most secure nuclear sites is not without risk.

Everyone involved must be a British national and armed police patrols are everywhere.

No one would say what will be different about the new bomb that is being developed here compared with the version that needs replacing.

One official simply said the incumbent stock has a finite design life and will need to be swapped out.

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