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All the EVs (and PHEVs) you can buy with 0% financing in February 2025 [Updated]
Lease deals get all the hype, but most people still want to own the car after they’re done making all those payments on it. If that sounds like you, and you’ve been waiting for the interest rates on auto loans to drop, you’re in luck: there are a bunch of great plug-in cars you can buy with 0% financing this February!
Update 09FEB25: added some fresh 0% deals.
As I was putting this list together, I realized there were plenty of ways for me to present this information. “Best EVs ..?” Too opinion based. “Cheapest EVs ..?” Too much research. In the end, I went with alphabetical order, by make. And, as for which deals are new this month? You’re just gonna have to read the article. Enjoy!
Acura ZDX
The new-for-2024 Acura ZDX uses a GM Ultium battery and drive motors, but the styling, interior, and infotainment software are all Honda. That means you’ll get a solidly-built EV with GM levels of parts support and Honda levels of fit, finish, and quality control. All that plus Apple CarPlay and (through March 3rd) 0% financing for up to 72 months makes the ZDX one the best sporty crossover values in the busiess.
All of Chevy’s EVs
The Chevrolet website is currently showing 0% financing for up to 60 months on all three of its Ultium-based EVs – and they’re all winners. The Silverado is an incredibly capable pickup that can be spec’ed up to a 10,500 lb. GVWR, making it eligible for Class 3 incentives up to $30,000 in some markets and capable enough to tow whatever horse, boat, or RV you put behind it.
On the crossover side, both the Chevy Blazer EV and Equinox EV each offer their own takes on the five-passenger family SUV, with the cost of base model Equinox LT FWD models with 319 miles of EPA-rated range dropping to just $27,500 after you apply the $7,500 Federal tax credit (which, for now at least, is still a thing).
Dodge Hornet eAWD
Despite objectively being one of the slowest-selling new cars in North American, the Stellantis-developed Dodge Hornet eAWD PHEV offers specs that could make a compelling case for die-hard Dodge fans who are curious about EVs, but still worried about finding charging away from home. For those buyers, the Hornet offers over 30 miles of all-electric range from its 12 kWH battery and a 0-60 mph sprint that will seem quick to ICE drivers.
Ford Mustang Mach-E, F-150 Lightning
This month, you can get a killer deal on a new 2024 Ford Mustang Mach-E (shown, above). Through March 31st, you can get $2,500 in bonus cash, a free L2 home charger installed, plus 0% financing for up to 72 months.
If you’re looking for something more practical, the Ford F-150 Lightning is a reasonably capable half-ton truck with V2X capabilities that first proved themselves during Texas’ ice storms, and ship with a world of aftermarket support baked in. Ford Pro customers buying an F-150 Lightning for their commercial or public fleet can get even better deals on the OG electric trucks – meaning your fleet manager would be crazy not to take a serious look at one.
GMC Hummer, Sierra EV
The biggest Ultium-based EVs from GM’s commercial truck brand are seriously impressive machines, with shockingly quick acceleration and on-road handling that seems to defy the laws of physics once you understand that these are, essentially, medium-duty trucks. If you’re a fan of heavy metal, you’ll definitely want to stop by your local GMC dealer and give the Hummer EV and Sierra Denali EV a test drive.
Honda Prologue
The Honda Prologue was one of the top-selling electric crossovers last year, combining GM’s excellent Ultium platform with Honda sensibilities and Apple CarPlay to create a winning combination. Even so, there’s still some remaining 2024 inventory out there. To make room for the 2025 models, Honda is offering 0% APR for up to 72 months on the remaining 2024s.
Hyundai IONIQ 5
Hyundai is still offering 0% financing for 60 months on all versions of the hot-selling 2024 IONIQ 5, but it’s worth noting that Hyundai is also offering $7,500 in Retail Bonus Cash, which (when combined with other incentives in certain markets) can make a huge difference to customers’ bottom line. The two offers can’t be combined, so be sure to do the math and see which deal makes the most sense for you.
Jeep Grand Cherokee, Wrangler 4xe
While not much of an EV with “just” a 17.3 kWh battery, the PHEV version Jeep’s iconic Wrangler and Grand Cherokee brands are often the cheapest version to lease – a fact that’s seen the plugin 4xe versions become a popular choice. Now, the plug-in Jeeps might be popular with people who want to buy their vehicles, too, thanks to 0% percent financing for up to 72 months on select models.
Nissan Ariya
I’ve already said that the Nissan Ariya didn’t get a fair shake. If you click that link, you’ll read about a car that offers solid driving dynamics, innovative interior design, and all the practicality that makes five-passenger crossovers the must-haves they’ve become for most families. With great discounts available at participating dealers, Supercharger access, and 0% interest from Nissan for up to 72 months, Nissan dealers should have no trouble finding homes for their remaining 2024 Ariya crossovers.
Kia EV6, EV9
The Kia EV6 made its global debut on a drag strip where the car ran against a Lamborghini, a Porsche, and an AMG Mercedes. At the finish line, the EV6 was more than holding its own against a flight of legitimate hypercars, and the stunt helped Kia establishing the EV6 as a genuinely quick alternative to the Model Y.
If your family’s needs tend more towards the three-row SUV variety, you’ve probably been waiting for a three-row SUV from a mainstream brand with a great warranty and normal doors. If that sounds like you, you’ve probably already checked out the Kia EV9. You’re not alone. Kia keeps setting EV sales records, and February’s 0% financing deals on its most popular all-electric models probably won’t do much to slow things down!
Subaru Soltera
Despite being something of a slow seller, this mechanical twin of the Toyota bZ4X EV seems like a solid mid-size electric crossover with some outdoorsy vibes and granola style that offers more than enough utility to carry your mountain bikes to the trail or your kayaks to the river. The company is hoping to help clear out its remaining 2024 models with big discounts and 0% financing for up to 72 months.
Toyota bZ4X
Toyota hybrids are a hot commodity right now, and we haven’t seen any newsworthy holiday discount deals from Toyota in years. That said, the bZ4X EV might be the best deal in Toyota’s current lineup with big discounts on both 2024 and 2025 model year bZ4X crossovers happening now.
Volkswagen ID.4
One of the most popular legacy EVs, the ID.4 offers Volkswagen build quality and (for 2024) a Chat-GPT enabled interface. Still, with a relatively affordable base price, lickety-quick charging, up to 291 miles of EPA-rated range, and a 5-star safety rating, the ID.4 offers a value proposition that’s tough to beat.
This month, the only way to beat the ID.4’s 0% financing for 72 months would be to convince the bank to pay you to buy it.
Disclaimer: the vehicle models and financing deals above were sourced from CarsDirect, CarEdge, and (where mentioned) the OEM websites – and were current as of 02FEB2025. These deals may not be available in every market, with every discount, or for every buyer (the standard “with approved credit” fine print should be considered implied). Check with your local dealer(s) for more information.
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Tesla’s ‘Supervised Full Self-Driving’ (FSD) in customer vehicles hasn’t improved all year, based on the best available data previously praised by CEO Elon Musk.
Now Musk points to having to wait until later this year, but wait for what?
Tesla’s last major FSD update, v13, was released in December 2024.
Musk had previously claimed that v13 would enable “a 5 to 6x increase in miles between disengagements compared to v12.5.”
The automaker never released any disengagement data to prove any improvement. Therefore, we have had to rely on crowdsourced data. There is a particular dataset that Musk himself previously shared positively, suggesting that the limited dataset is somewhat reflective of what Tesla is seeing in its own data.
Based on this dataset, v13 on Tesla’s HW4 vehicles was a real improvement, but it only brought a 2x improvement in miles between critical disengagement – nowhere near the claim “5 to 6x” increase.
As we previously reported, HW3 vehicles are still stuck on v12, and Musk has admitted that the hardware will never support the promised unsupervised self-driving capability, with no plans to rectify the situation in sight.
Now, six months after Tesla released v13, the program has stagnated as the automaker shifted all its efforts to a “robotaxi” pilot program in Austin, Texas.
Tesla has released a new version, v13.2.9 (left), but it has been performing worse than the previous update (v13.2.8 – right) after over 5,000 miles of data:
The latest data on Tesla FSD v13.2.9 points to 371 miles between critical disengagements.
As we previously reported, the robotaxi pilot program in Austin is a moving of the goalpost for Tesla, which has been promising that all its customer vehicles built since 2016 would become capable of unsupervised self-driving with future software updates.
It operates only in a geo-fenced area of Austin, where Tesla is specifically training its neural nets to be optimized for the area. Furthermore, it is using “plenty of teleoperation” to support the fleet, something that can’t scale to customer vehicles.
The hope is that Tesla’s optimization and focus on this pilot project in Austin will ultimately result in Tesla improving FSD in customer vehicles.
Musk has now commented on this effort:
It’s a new version of software, but will merge to the main branch soon. We have a more advanced model in alpha stage that has ~4X the params, but still requires a lot of polishing. That’s probably ready for deploy in a few months.
Quickly after claiming a 4x increase in parameters, Musk said that this would be coming “later this year”:
~4.5X increase in params should be ready for wide release later this year. Super frugal use of memory bandwidth, caching exactly what is needed & squeezing microseconds out of everything are needed to maintain the frame rate. And the whole system needs to be retrained.
It’s worth noting that Musk’s timelines for FSD releases have historically been extremely late.
The better question is what this long-awaited update will bring to Tesla owners?
Electrek’s Take
The promised and paid-for unsupervised self-driving? No. The “unsupervised” self-driving that Tesla is launching as part of the pilot program in Austin is not transferable to the customer fleet. It is geofenced in a small area around Austin, Texas, and it relies on teleoperation, which doesn’t scale to millions of vehicles like Tesla promised.
It’s also important to note that it’s not the first time that Musk has promised a significant increase in parameters. The CEO said that FSD v12.5 on HW4 was a “5x increase in parameters” and that was quite disappointing.
FSD v12.5 on HW4 (left) only brought a 22% increase in miles between critical disengagement compared to v12.3 (right):
In fact, the miles between critical disengagements plummeted with other v12.5 point updates, and it ultimately ended at 184 miles between critical disengagements, significantly below v12.3:
Therefore, it’s hard to get too excited about a new “~4.5x increase in parameters” when that’s what happened the last time Musk called for it.
Additionally, at that time, Musk stated that HW4 could support an “8x increase in parameters,” and it was around this time that he began to express less confidence in his comments about HW3.
It took another 6 months before he finally admitted that HW3 would not support unsupervised self-driving, and Tesla basically stopped making any significant updates on the hardware since.
Tesla is also quickly approaching the limits of HW4 with recent updates.
I think it’s becoming clear that the robotaxi launch in Austin is just another distraction from the fact that Tesla can’t deliver on its promise of making millions of vehicles delivered since 2016 capable of “unsupervised self-driving.”
I’m sure that the effort is going to result in improvements in FSD in customer vehicles later this year, but it won’t be to the level needed to achieve unsupervised self-driving without teleoperation, which again is not scalable.
If Tesla can get closer to 1,000 miles between critical disengagements, it would be nice, but 99% of the value of FSD lies in level 4-5 unsupervised self-driving, and we won’t be even close to that. And that’s what people paid for.
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BP logo is seen at a gas station in this illustration photo taken in Poland on March 15, 2025.
Nurphoto | Nurphoto | Getty Images
UAE oil giant ADNOC has joined the fray of firms said to be circling some of BP‘s highly prized assets, as takeover speculation for the embattled energy major kicks into overdrive.
Abu Dhabi National Oil Company is thought to be weighing up a move for some of the London-listed firm’s assets, should the oil major break up or seek to divest more units, Bloomberg reported Wednesday, citing unnamed sources familiar with the matter.
ADNOC is reportedly most interested in BP’s liquefied natural gas (LNG) assets, although it is also said to have considered a full takeover of the company. It is understood by Bloomberg that any prospective deal would likely take place via ADNOC’s international unit, XRG.
Spokespeople at BP, ADNOC and XRG declined to comment on the speculation when contacted by CNBC.
A protracted period of underperformance relative to its industry peers has thrust BP into the spotlight as a prime takeover candidate. British rival Shell, as well as U.S. oil giants Exxon Mobil and Chevron, are among some of the names that have been touted as possible suitors.
Any potential deal between ADNOC and BP is seen as far from a foregone conclusion, but analysts point out that the two companies share a long-standing relationship across hydrocarbons and renewables over a range of geographies, most notably in Abu Dhabi and most recently in Egypt.
Former BP CEO Bernard Looney, who left the company after less than four years in the job in September 2023, sits on the XRG board alongside ADNOC CEO Sultan al-Jaber.
Maurizio Carulli, global energy and materials analyst at Quilter Cheviot, said ADNOC’s purported interest in some of BP’s assets is a “significant” development — albeit one that is somewhat expected, given ADNOC is a growing, cash-rich business looking to expand further into gas.
“That said, it seems unlikely that Adnoc would consider a full bid for BP as a whole given the company would not be strategically interested in BP’s oil assets. A few other listed oil majors might, though,” Carulli told CNBC by email.
“BP’s discrete assets, both upstream and downstream, will no doubt capture large interest from a number of both energy and private equity players,” he added.
Strategic reset
Last month, BP reportedly attracted interest from a number of possible buyers for its Castrol lubricants business, a unit thought to be one of the “crown jewels” of its portfolio.
Energy companies including India’s Reliance Industries and Saudi Arabia’s oil behemoth Aramco, as well as private equity firms Apollo Global Management and Lone Star Funds, were all previously touted as suitors for BP’s Castrol unit, Bloomberg reported on May 28, citing people familiar with the matter.
Apollo Global Management and Lone Star declined to comment on the report. CNBC has also contacted Reliance Industries and Aramco.
BP is seeking to fend off a prospective takeover by restoring investor confidence. The company launched a fundamental strategic reset earlier in the year and, despite posting weaker-than-expected first-quarter profit, CEO Murray Auchincloss told CNBC in late April that the firm was “off to a great start” in delivering on its new direction.
Shares of BP have stabilized in recent weeks, following a sharp fall in early April, as trade war volatility rocked financial markets. The stock price is down more than 4% in the year to date.
Allen Good, director of equity research at Morningstar, said it is unlikely BP will be prepared to split with significant pieces of its upstream portfolio, given the firm’s recent green strategy U-turn to double down on hydrocarbons.
Cars are seen at ADNOC gas station in United Arab Emirates on November 26, 2023.
Nurphoto | Nurphoto | Getty Images
As part of BP’s strategic reset, the company announced plans to increase annual oil and gas spending to investment to $10 billion through 2027, while slashing spending on renewables. It is also targeting $20 billion in divestments over the coming years.
“Activist pressure has been more on further cost and capital reductions, not necessarily core divestitures. Breaking up the company is unlikely to be the solution shareholders are looking for,” Allen told CNBC by email.
‘A global energy and chemicals leader’
For XRG, which ADNOC launched last year, reports of interest in some of BP’s assets come as the investment company seeks deals on gas and chemicals assets to help it reach an enterprise value of $80 billion.
“We are committed to delivering long-term value for our stakeholders and reinforcing Abu Dhabi and the UAE’s role as a global energy and chemicals leader,” ADNOC’s al-Jaber said at the time.
Sultan Ahmed Al Jaber, chief executive officer of Abu Dhabi National Oil Co. (ADNOC) and president of COP28, during the CERAWeek by S&P Global conference in Houston, Texas, US, on Tuesday, March 11, 2025.
Bloomberg | Bloomberg | Getty Images
Russ Mould, investment director at AJ Bell, said any potential transactions between ADNOC and BP were likely to be hard-driven, with each party striving to defend its own interests.
“BP is under pressure to deliver on its goal to reduce debt, through improved organic cash flow and asset disposals,” Mould told CNBC.
“ADNOC will be well aware of this, and how the clock may be ticking so far as BP management is concerned, and it will therefore look to drive a hard bargain in the process, should it indeed be interested in some of BP’s assets, as reports suggest,” he added.
Environment
Chime prices IPO at $27 per share, valuing fintech company at $11.6 billion ahead of Nasdaq debut
Chime Visa Credit Card
Source: Chime
Chime priced its IPO at $27 per share on Wednesday, above the expected range, in an offering that values the provider of online banking services at $11.6 billion
The company raised roughly $700 million in the IPO, with another $165 million worth of shares being sold by existing investors. The stock is expected to begin trading Thursday under ticker symbol CHYM.
The offering comes after a years-long freeze in the fintech IPO pipeline, as rising interest rates and valuation resets kept many late-stage companies on the sidelines. The market has started to loosen. Trading platform eToro jumped 29% in its Nasdaq debut last month, and crypto company Circle popped after hitting the market last week.
Online lender Klarna, meanwhile, has delayed its IPO plans and last month reported steep quarterly losses.
Chime’s decision to go public — even after a steep cut from its last private valuation of $25 billion — marks a major test of investor appetite for consumer-facing finance companies. SoftBank, Tiger Global, and Sequoia all invested in the 2021 round at Chime’s private market peak.
The company’s top institutional shareholders are DST Global and Crosslink Capital, which owned 17% and 9.5%, respectively, of shares before the offering.
Chime’s core business — offering no-fee banking services, debit cards, and early paycheck access — draws most of its revenue from interchange fees. The company competes in various areas with fintech incumbents PayPal, Square and SoFi.
Revenue in the latest quarter climbed 32% from a year earlier to $518.7 million. Net income narrowed to $12.9 million from $15.9 million a year ago.
Morgan Stanley, Goldman Sachs and JPMorgan Chase are leading the IPO.
WATCH: Chime files to go public
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