Lease deals get all the hype, but most people still want to own the car after they’re done making all those payments on it. If that sounds like you, and you’ve been waiting for the interest rates on auto loans to drop, you’re in luck: there are a bunch of great plug-in cars you can buy with 0% financing this February!

Update 09FEB25: added some fresh 0% deals.

As I was putting this list together, I realized there were plenty of ways for me to present this information. “Best EVs ..?” Too opinion based. “Cheapest EVs ..?” Too much research. In the end, I went with alphabetical order, by make. And, as for which deals are new this month? You’re just gonna have to read the article. Enjoy!

Acura ZDX

The new-for-2024 Acura ZDX uses a GM Ultium battery and drive motors, but the styling, interior, and infotainment software are all Honda. That means you’ll get a solidly-built EV with GM levels of parts support and Honda levels of fit, finish, and quality control. All that plus Apple CarPlay and (through March 3rd) 0% financing for up to 72 months makes the ZDX one the best sporty crossover values in the busiess.

All of Chevy’s EVs

The Chevrolet website is currently showing 0% financing for up to 60 months on all three of its Ultium-based EVs – and they’re all winners. The Silverado is an incredibly capable pickup that can be spec’ed up to a 10,500 lb. GVWR, making it eligible for Class 3 incentives up to $30,000 in some markets and capable enough to tow whatever horse, boat, or RV you put behind it.

On the crossover side, both the Chevy Blazer EV and Equinox EV each offer their own takes on the five-passenger family SUV, with the cost of base model Equinox LT FWD models with 319 miles of EPA-rated range dropping to just $27,500 after you apply the $7,500 Federal tax credit (which, for now at least, is still a thing).

Dodge Hornet eAWD

Despite objectively being one of the slowest-selling new cars in North American, the Stellantis-developed Dodge Hornet eAWD PHEV offers specs that could make a compelling case for die-hard Dodge fans who are curious about EVs, but still worried about finding charging away from home. For those buyers, the Hornet offers over 30 miles of all-electric range from its 12 kWH battery and a 0-60 mph sprint that will seem quick to ICE drivers.

Ford Mustang Mach-E, F-150 Lightning

This month, you can get a killer deal on a new 2024 Ford Mustang Mach-E (shown, above). Through March 31st, you can get $2,500 in bonus cash, a free L2 home charger installed, plus 0% financing for up to 72 months.

If you’re looking for something more practical, the Ford F-150 Lightning is a reasonably capable half-ton truck with V2X capabilities that first proved themselves during Texas’ ice storms, and ship with a world of aftermarket support baked in. Ford Pro customers buying an F-150 Lightning for their commercial or public fleet can get even better deals on the OG electric trucks – meaning your fleet manager would be crazy not to take a serious look at one.

GMC Hummer, Sierra EV

The biggest Ultium-based EVs from GM’s commercial truck brand are seriously impressive machines, with shockingly quick acceleration and on-road handling that seems to defy the laws of physics once you understand that these are, essentially, medium-duty trucks. If you’re a fan of heavy metal, you’ll definitely want to stop by your local GMC dealer and give the Hummer EV and Sierra Denali EV a test drive.

Honda Prologue

The Honda Prologue was one of the top-selling electric crossovers last year, combining GM’s excellent Ultium platform with Honda sensibilities and Apple CarPlay to create a winning combination. Even so, there’s still some remaining 2024 inventory out there. To make room for the 2025 models, Honda is offering 0% APR for up to 72 months on the remaining 2024s.

Hyundai IONIQ 5

Hyundai is still offering 0% financing for 60 months on all versions of the hot-selling 2024 IONIQ 5, but it’s worth noting that Hyundai is also offering $7,500 in Retail Bonus Cash, which (when combined with other incentives in certain markets) can make a huge difference to customers’ bottom line. The two offers can’t be combined, so be sure to do the math and see which deal makes the most sense for you.

Jeep Grand Cherokee, Wrangler 4xe

While not much of an EV with “just” a 17.3 kWh battery, the PHEV version Jeep’s iconic Wrangler and Grand Cherokee brands are often the cheapest version to lease – a fact that’s seen the plugin 4xe versions become a popular choice. Now, the plug-in Jeeps might be popular with people who want to buy their vehicles, too, thanks to 0% percent financing for up to 72 months on select models.

Nissan Ariya

I’ve already said that the Nissan Ariya didn’t get a fair shake. If you click that link, you’ll read about a car that offers solid driving dynamics, innovative interior design, and all the practicality that makes five-passenger crossovers the must-haves they’ve become for most families. With great discounts available at participating dealers, Supercharger access, and 0% interest from Nissan for up to 72 months, Nissan dealers should have no trouble finding homes for their remaining 2024 Ariya crossovers.

Kia EV6, EV9

The Kia EV6 made its global debut on a drag strip where the car ran against a Lamborghini, a Porsche, and an AMG Mercedes. At the finish line, the EV6 was more than holding its own against a flight of legitimate hypercars, and the stunt helped Kia establishing the EV6 as a genuinely quick alternative to the Model Y.

If your family’s needs tend more towards the three-row SUV variety, you’ve probably been waiting for a three-row SUV from a mainstream brand with a great warranty and normal doors. If that sounds like you, you’ve probably already checked out the Kia EV9. You’re not alone. Kia keeps setting EV sales records, and February’s 0% financing deals on its most popular all-electric models probably won’t do much to slow things down!

Subaru Soltera

Despite being something of a slow seller, this mechanical twin of the Toyota bZ4X EV seems like a solid mid-size electric crossover with some outdoorsy vibes and granola style that offers more than enough utility to carry your mountain bikes to the trail or your kayaks to the river. The company is hoping to help clear out its remaining 2024 models with big discounts and 0% financing for up to 72 months.

Toyota bZ4X

Toyota hybrids are a hot commodity right now, and we haven’t seen any newsworthy holiday discount deals from Toyota in years. That said, the bZ4X EV might be the best deal in Toyota’s current lineup with big discounts on both 2024 and 2025 model year bZ4X crossovers happening now.

Volkswagen ID.4

One of the most popular legacy EVs, the ID.4 offers Volkswagen build quality and (for 2024) a Chat-GPT enabled interface. Still, with a relatively affordable base price, lickety-quick charging, up to 291 miles of EPA-rated range, and a 5-star safety rating, the ID.4 offers a value proposition that’s tough to beat.

This month, the only way to beat the ID.4’s 0% financing for 72 months would be to convince the bank to pay you to buy it.

Disclaimer: the vehicle models and financing deals above were sourced from CarsDirect, CarEdge, and (where mentioned) the OEM websites – and were current as of 02FEB2025. These deals may not be available in every market, with every discount, or for every buyer (the standard “with approved credit” fine print should be considered implied). Check with your local dealer(s) for more information.