I Am Just Waiting to Die: Social Security Clawbacks Drive Some Into Homelessness

Published

1 year ago

December 20, 2023

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More than a year after the federal government first cut off her disability benefits, Denise Woods drives nightly to strip malls, truck stops, and parking lots around Savannah, Georgia, looking for a safe place to sleep in her Chevy.

This story is part of the Overpayment Outrage series onCox Media GroupTV stations. It can be republished for free. Overpayment Outrage

Social Security has been overpaying billions of dollars to people, many on disability then demanding the money back, even if the government made mistakes, an investigation by KFF Health News and Cox Media Group revealed. The reporting has triggered harsh criticism in Congress and led to an investigation by the agency.Read More Share Your Story

Do you have an experience with Social Security overpayments youd like to share? Click here to contact our reporting team.Contact us

Woods, 51, said she had rented a three-bedroom house she shared with her adult son and grandson until March 2022, when the government terminated her disability payments without notice.

According to letters sent by the Social Security Administration, the agency determined it had been overpaying Woods and demanded she send back nearly $58,000.

Woods couldnt come up with the money. So, until February 2026, the agency is withholding the $2,048 in disability she would have received each month.

I still dont know how it happened, said Woods, who has requested a waiver and is seeking a hearing. No one will give me answers. It takes weeks or months to get a caseworker on the phone. They have made my life unbearable.

Kilolo Kijakazi, acting commissioner of the Social Security Administration, told a congressional subcommittee in October that her agency notifies recipients when they have received overpayments and works to help those who want to establish repayment plans or who seek waiver of the debt.

But relief from overpayments goes to only a relatively small number of people. And many others face dire consequences: Some become homeless, are evicted from rental housing, or see their mortgages fall into foreclosure.

The SSA has a painful legacy of excluding Black people from benefits. Today the agencys own published research shows its overpayments most often hit Black and Hispanic people, the poorest of the poor, those with the least education, and those whose medical conditions are unlikely to improve.

Woods is one of millions who have been targeted in the Social Security Administrations attempt to claw back billions of dollars it says was wrongly sent to beneficiaries. Years can pass before the agency catches a mistake, and even the little bit extra it might send each month can add up.

In reclaiming it, the government is imposing debts that can reach tens of thousands of dollars against those least able to pay.

(WHIO, Dayton)

Wreaking Havoc in Peoples Lives

KFF Health News and Cox Media Group reporters interviewed people who have received overpayment notices and nonprofit attorneys who advocate for them and reviewed SSA publications, policy papers, and congressional testimony.

A 64-year-old Florida man said he could no longer afford rent after his Social Security retirement payments were garnished last year because he allegedly had been overpaid $35,176 in disability benefits. He said he now lives in a tent in the woods. A 24-year-old Pennsylvania woman living with her mother and younger siblings in public housing lost the chance to buy her own home because of an alleged $6,063 overpayment that accrued when she was a child.

Social Security overpayments are wreaking havoc in peoples lives, said Jen Burdick, an attorney with Community Legal Services of Philadelphia, which represents clients who have received overpayment notices. They are asking the poorest among us to account for every dollar they get. Under their rules, some people can save up money for a funeral burial but not enough to get housing.

Woods has lupus and congestive heart failure and struggles to walk, but she started working part-time after her benefits were rescinded. She said she makes $14 an hour transporting railroad crew members in her 2015 Chevy Equinox between Savannah and Jacksonville, Florida, when she can get assignments and her health allows it.

The SUV costs $386 a month a large portion of her income but without it, Woods said, she would not have a job or a place to sleep.

My life is just survival now, Woods said. Sometimes I feel like I am just waiting to die. Woods drives nightly to strip malls, truck stops, and parking lots around Savannah, Georgia, looking for a safe place to sleep in her Chevy.(Cox Media Group)

The Social Security Administration has said it is required by law to attempt to recover overpayments. Notices ask beneficiaries to repay the money directly. Authorities can also recoup money by reducing or halting monthly benefits and garnishing wages and federal tax refunds.

Agency officials describe an orderly process in which they explain to beneficiaries the reason for the overpayment and offer the chance to appeal the decision and have the charges waived if they cannot afford it. One way to qualify for a waiver is if paying us back would mean you could not pay your bills for food, clothing, housing, medical care or other necessary expenses, according to a letter sent to one recipient.

Those most impacted by Social Securitys decisions, including people with disabilities and widows receiving survivors benefits, paint a different picture. They talk about having their benefits terminated without explanation or warning, an appeals process that can drag on for years, and an inability to get answers from the SSA to even basic questions.

Nancy Altman, president of Social Security Works, a group that pushes for the protection and expansion of the program, recalled how stressful it was when a colleagues mother received an overpayment notice.

After weeks of nonstop phone calls, he was able to get the matter resolved, but not before it put his mother in the hospital, Altman said. One can just imagine how much worse it would be for someone for whom English is not their native language, who lacks a high school education, and who is unassisted by such a knowledgeable and caring advocate.

Problems surrounding the Social Security Administration are aggravated by congressional actions, including funding shortages that brought agency staffing to a 25-year low by the end of fiscal year 2022. Even so, advocates for people with disabilities say the agency does far less than it could to help people who have been overpaid, often through no fault of their own.

They said challenges faced by beneficiaries underscore how overpayments disproportionately impact Black people and other minority groups even as President Joe Biden and Social Security leaders promise to fix racial inequity in government programs.

Most overpayments are linked to the Supplemental Security Income program, which gives money to people with little or no income who are disabled, blind, or at least 65. The majority of SSI recipients are Black, Hispanic, or Asian people.

Congress has turned a blind eye to this, said David Weaver, a former associate commissioner for research, demonstration, and employment support at the SSA. Politicians just want to save money. It is misplaced priorities. It is completely inexcusable. Email Sign-Up

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The Social Security Administration did not make its leaders available for an interview. Spokesperson Nicole Tiggemann declined to answer questions about the cases of Woods and other beneficiaries, citing privacy laws.

In a written statement, Tiggemann acknowledged that receiving an overpayment notice can be unsettling, but said the agency helps beneficiaries navigate the process and informs them of their rights if they believe they were not at fault or cannot repay the debt.

Even if they do not want to appeal or request a waiver, the notice says to contact us if the planned withholding would cause hardship, Tiggemann said. We have flexible repayment options including repayment of as low as $10 per month. Each persons situation is unique, and we handle overpayments on a case-by-case basis.

Critics say fighting an overpayment notice is not that simple.

Beneficiaries many challenged by physical, mental, or intellectual disabilities often are overwhelmed by complex paperwork or unable to find financial documents that may be years old.

The Social Security Administration has the authority to waive overpayments if officials determine recovering them would violate equity and good conscience, or the disputed amount falls below certain thresholds. The agencys guidance also says collecting an overpayment defeats the purpose when the individual needs substantially all of their current income to meet their current ordinary and necessary living expenses.

Advocates for people with disabilities contend most overpayments arise from delays in processing paperwork and errors by the Social Security Administration or recipients making innocent mistakes. The agency can waive overpayments when the beneficiary is found not at fault.

But in fiscal year 2023, the Social Security Administration collected about $4.9 billion in overpayments with an additional $23 billion yet uncollected, according to an agency report. Just $267 million was waived, the report said.

David Camp, the interim chief executive officer of the National Organization of Social Security Claimants Representatives, which advocates for improvements in federal disability programs, said the Social Security Administration is a broken structure.

The agency sometimes tries to claw back overpayments from people falsely accused of failing to provide required documents, Camp said.

Dropping off forms at their field offices is not a guarantee paperwork will be processed, he said. Mail is slow, or it doesnt get opened. We see it so many times you are left with the idea that has to do with the structure.

(WFXT, Boston)

Left Destitute

Advocacy groups and others said they dont know how many people become homeless after their benefits are terminated, but they say anecdotal accounts are common.

A study found that more than 800,000 disability applicants from 2007 to 2017 experienced homelessness. Advocates say it only makes sense that overpayments could lead more people to become homeless, since nearly 40% of people receiving disability benefits experience food insecurity and cannot keep up with their rent and utility bills, according to research.

Ronald Harrell sleeps in the woods near Wildwood, Florida, about 50 miles northwest of Orlando. He said he shelters in a tent, cooks his meals on a small grill, and showers at a friends house.

Harrell, 64, said he rented a room in a house for $125 a week until last year, when the Social Security Administration cut off his retirement benefits.

A letter the SSA sent him, dated Feb. 6, 2023, says his benefits are being withheld because of overpayment of $35,176 that accrued when Harrell received disability payments. The letter acknowledges he has asked the agency to lower his payments.

I dont know how they are doing this to me, Harrell said. I did everything by the law.

Harrell said he once worked as an HVAC technician, but nerve damage left him unable to work sometime around 2002.

He said he collected disability benefits until about 2009, when rehabilitation allowed him to return to the workforce, and he said he reported the information to the federal government. Harrell said he applied for early Social Security retirement benefits last year when his health again declined.

I started working when I was 16, Harrell said. I never thought my life would be like this.

Kijakazi, the acting Social Security commissioner, and others have said overpayments stem at least partly from low staffing and budget cuts.

From 2010 to 2023, the agencys customer service budget dropped by 17%, after inflation, according to a report by the Center on Budget and Policy Priorities, a think tank that conducts research on government programs.

At the same time, the report says, the number of Social Security beneficiaries grew by nearly 12 million people, or 22%.

Jonathan Stein, a former attorney with Community Legal Services of Philadelphia who has participated in workgroups and meetings with federal officials about access to Social Security payments for vulnerable populations, said budget cuts cannot fully account for the agencys penchant for denying applications and terminating benefits.

Officials suspended Supplemental Security Income benefits for about 136,540 people in 2019 for failure to furnish report, which means they did not meet deadlines or paperwork requirements, Stein said, despite knowing many of those people were unable to contact the agency because they are homeless or have been evicted and lost access to phones and computers.

Thats more than double the number in 2010, he said.

They have an implicit bias for denying benefits, Stein said. It is a very skewed view of integrity. It reinforces a culture of suspicion and prosecution of applicants.

The 24-year-old Pennsylvania woman who received Supplemental Security Income as a child because of a learning disability described her ordeal on the condition that her name not be published. A letter from the Social Security Administration says she received an overpayment notice for more than $6,000.

It was frustrating, the woman said. You are dealing with nasty people on the phone. I couldnt get any answers.

In November 2022, she contacted a nonprofit law firm, which helped her file an appeal. One year later, she received another letter from Social Security saying the overpayment had been waived because it was not her fault. The letter also said officials would not seek repayment because she could not afford basic needs such as food and housing without the monthly benefits.

The woman had already paid a price.

She lived in public housing and the Philadelphia Housing Authority had offered her a chance to fulfill a long-held goal of owning a house. But when the overpayment appeared on her credit report, she said, she could not obtain a mortgage.

I was excited about getting my own home, she said. Thats what everybody wants. Losing it is not a good feeling.

David Hilzenrath of KFF Health News, Jodie Fleischer of Cox Media Group, and Ben Becker of ActionNewsJax in Jacksonville, Florida, contributed to this report.

Do you have an experience with Social Security overpayments youd like to share? Click here to contact our reporting team.

Fred Clasen-Kelly: fredck@kff.org, @fred_ckelly Related Topics Aging Health Care Costs Multimedia Disabilities Florida Georgia Homeless Investigation Overpayment Outrage Pennsylvania Video Contact Us Submit a Story Tip

Entertainment

P Diddy: Everything you need to know about the Sean Combs trial

Published

58 mins ago

May 5, 2025

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P Diddy: Everything you need to know about the Sean Combs trial

Seven months after his high-profile arrest, the trial of hip-hop mogul Sean “Diddy” Combs is set to get under way today.

A three-time Grammy winner and one of the most influential hip-hop producers of the past 30 years – also known variously as Puff Daddy, P Diddy and “Love” in the years since he rose to fame in the 1990s – the rapper and founder of Bad Boy Records is now facing serious criminal charges in the US, as well as several civil lawsuits.

He has pleaded not guilty to criminal charges, said his sexual relationships were consensual, and strenuously denied all allegations of wrongdoing.

Combs, 55, was arrested and charged in September 2024, six months after raids by federal agents on two of his properties in Los Angeles and Miami. He has been held in detention in New York since his arrest, having been refused bail as he awaits trial.

Jury selection is set to begin this morning and will potentially take several days. Opening statements by lawyers and the start of the testimony are expected to begin next week.

Here is everything you need to know.

What is Combs on trial for?

Combs is facing five felony charges:

• Racketeering conspiracy
• Two counts of sex trafficking by force, fraud or coercion
• Two counts of transportation to engage in prostitution

The rapper was initially charged with three offences – racketeering, sex trafficking, and transportation to engage in prostitution. Two extra counts – one each of sex trafficking and transportation to engage in prostitution – were added earlier in April.

Combs has pleaded not guilty to all charges.

Racketeering broadly means engaging in an illegal scheme or enterprise, and the charge falls under the Racketeering Influenced and Corrupt Organisations Act (RICO) in the US.

According to the US justice department’s definition of RICO statute, it is also illegal to “conspire to violate” the laws.

The indictment against Combs alleges that between 2008 and 2024, he “led a racketeering conspiracy that engaged in sex trafficking, forced labour, kidnapping, arson, bribery, and obstruction of justice, among other crimes”, the US attorney’s office for the Southern District of New York said following his arrest in September.

Who are the accusers?

Prosecutors expect four accusers to testify against Combs during the criminal trial.

Three have requested their identities not be revealed to the press or the public and that they instead be referred to using only pseudonyms.

One accuser, who is referred to as Victim 1 in court documents, is prepared to testify under her own name, prosecutors have said.

When did allegations begin?

In November 2023, Combs’ former girlfriend, R’n’B star Cassie – full name Casandra Ventura – filed a civil lawsuit alleging she was trafficked, raped, plied with drugs and viciously beaten by the rapper on many occasions over the course of 10 years.

The lawsuit was settled the following day. Terms of the agreement were not made public but there was no admission of wrongdoing from Combs, and he issued a statement saying he “vehemently” denied the “offensive and outrageous” allegations.

Six months later, footage recorded at a hotel in Los Angeles in 2016 emerged, allegedly showing Combs hitting and kicking Cassie in a hallway.

Shortly afterwards, he released a video apology, saying his behaviour in the video was at a time when he had “hit rock bottom” but nonetheless was “inexcusable” and that he was “disgusted” with himself.

The rapper’s lawyers argue the footage was nothing more than a “glimpse into a complex but decade-long consensual relationship”.

Details of ‘freak offs’

The charges include details of alleged “freak offs” – described as “elaborate and produced sex performances that Combs arranged, directed, masturbated during, and often electronically recorded”.

He allegedly induced female victims and male sex workers into drug-fuelled sexual performances, according to the indictment.

Prosecutors allege victims were given controlled substances during the sometimes days-long events to keep them “obedient and compliant” and Combs subjected them to “physical, emotional, and verbal abuse” to get them to engage.

The indictment also alleges Combs “engaged in acts of violence, threats of violence, threats of financial and reputational harm, and verbal abuse” including kidnapping and arson when witnesses of his alleged abuse threatened his authority or reputation.

What happens first?

The hearing is set to begin with jury selection at the US District Court for the Southern District of New York in Lower Manhattan.

After the two additional charges were added, Combs’ legal team requested a delay of two months, saying they needed more time to prepare his defence. However, Judge Arun Subramanian, who will hear the trial, denied the request, saying it had been made too close to the start date.

So, the trial will go ahead as planned, starting with jury selection. This is currently scheduled to take a week, but as a high-profile case, this process may be complicated and take some time.

If jury selection goes to plan, the opening statements from the prosecution and defence are set to begin on Monday 12 May.

Lawyers for Combs have requested for potential jurors to be asked about their views regarding sex, drugs, alcohol, and violence in a questionnaire.

In a letter submitted to the judge, the rapper’s legal team said: “Because this trial involves content that is sensitive and private in nature, many individuals are uncomfortable speaking about these issues in front of others and would be more candid writing about them in a questionnaire.”

Examples of areas “requiring inquiry” are potential connections to “drug or alcohol abuse… domestic violence, their willingness to watch videos with physical assault and videos that are sexually explicit, and their views towards people with multiple sexual partners”, they said.

They also want potential jurors to say if they have watched documentaries released about Combs since the charges were announced.

Prosecutors criticised the defence’s proposed questionnaire – with 72 questions – as too long and touching on subjects that would be better asked in person by the judge, if at all.

What has Combs said?

The rapper has strongly denied all the allegations against him.

Following his initial court appearance in September, one of his lawyers, Marc Agnifilo, said the rapper would “fight this to the end,” that he was “not afraid” of the charges, and was “looking forward to clearing his name”.

“Eventually he’s going to be shown to be innocent,” Mr Agnifilo said.

In a document submitted in February, Combs’ legal team argued for the transportation charge to be dismissed, saying he had been subject to a “racist” prosecution “for conduct that regularly goes unpunished”, and that he was being “singled out” as “a powerful black man” over the use of escorts.

They argued that “no white person” had ever “been the target of a remotely similar prosecution” and said that while the rapper had “complicated relationships with significant others as well as with alcohol and drugs… that doesn’t make him a racketeer, or a sex trafficker”.

Are the criminal charges separate to the lawsuits?

Yes. Combs has also been hit with dozens of civil claims – a few filed before the criminal charges were announced, but the majority afterwards.

These include accusations of sexual abuse by men and women, from alleged victims who were as young as 10 at the time of the alleged incidents.

Many of these have been filed by Texas lawyer Tony Buzbee, whom Combs’ team have accused of seeking publicity.

One particularly high-profile lawsuit, involving rapper Jay-Z as well as Combs, was voluntarily dropped with prejudice, meaning it cannot be brought again, by the accuser in February.

Another lawsuit accuses Combs of raping a woman as alleged payback for her saying she believed he was involved in the murder of rapper Tupac Shakur. Combs is suing the lawyer involved in this case for defamation, over other allegations that have been made against him.

What sentence does Combs face?

The US attorney’s office for the Southern District of New York announced details of potential sentences when Combs was charged, but said the decision would ultimately be determined by the judge.

Racketeering conspiracy carries a maximum sentence of life in prison, the attorney’s office said, as does sex trafficking by force, fraud, or coercion – which also carries a mandatory minimum sentence of 15 years in prison.

The charge of transportation for purposes of prostitution carries a maximum sentence of 10 years in prison.

Sports

This time at UCF, Scott Frost won’t need to catch lightning in a bottle

Published

58 mins ago

May 5, 2025

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This time at UCF, Scott Frost won't need to catch lightning in a bottle

Andrea AdelsonMay 3, 2025, 09:58 AM ET
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- ACC reporter.
- Joined ESPN.com in 2010.
- Graduate of the University of Florida.

ORLANDO, Fla. — Scott Frost walks into the UCF football building and into his office, the one he used the last time he had this job, eight years ago. The shades are drawn, just like they used to be. There are drawings from his three kids tacked to the walls. There are still trophies sitting on a shelf.

He still parks in the same spot before he walks into that same building and sits at the same desk. The only thing that has changed is that the desk is positioned in a different part of the room.

But the man doing all the same things at the University of Central Florida is a different Scott Frost than the one who left following that undefeated 2017 season to take the head coach job at Nebraska.

UCF might look the same, but the school is different now, too. The Knights are now in a Power 4 conference, and there is now a 12-team College Football Playoff that affords them the opportunity to play for national championships — as opposed to self-declaring them. Just outside his office, construction is underway to upgrade the football stadium. The same, but different.

“I know I’m a wiser person and smarter football coach,” Frost said during a sit-down interview with ESPN. “When you’re young, you think you have it all figured out. I don’t think you really get better as a person unless you go through really good things, and really bad things. I just know I’m where I’m supposed to be.”

Out on the practice field, Frost feels the most at home — he feels comfort in going back to the place that has defined nearly every day of his life. As a young boy, he learned the game from his mom and dad, both football coaches, then thrived as a college and NFL player before going into coaching.

He coaches up his players with a straightforwardness that quarterbacks coach McKenzie Milton remembers fondly from their previous time together at UCF. Milton started at quarterback on the 2017 undefeated team, and the two remained close after Frost left.

“I see the same version of him from when I was here as a player,” Milton said. “Even though the dynamic in college football has changed dramatically with the portal and NIL, I think Coach Frost is one of the few coaches that can still bring a group of guys together and turn them into a team, just with who he is and what he’s done and what he’s been through in his life. He knows what it looks like to succeed, both as a coach and a player.”

Since his return, Frost has had to adjust to those changes to college football, but he said, “I love coming into work every day. We’ve got the right kids who love football. We’re working them hard. They want to be pushed. They want to be challenged. We get to practice with palm trees and sunshine and, we’re playing big-time football. But it’s also just not the constant stress meat grinder of some other places.”

Meat grinder of some other places.

Might he mean a place such as Nebraska?

“You can think what you want,” Frost said. “One thing I told myself — I’m never going to talk about that. It just doesn’t feel good to talk about. I’ll get asked 100 questions. This is about UCF. I just don’t have anything to say.”

Frost says he has no regrets about leaving UCF, even though he didn’t get the results he had hoped for at his alma mater. When Nebraska decided to part ways with coach Mike Riley in 2017, Frost seemed the best, most obvious candidate to replace him. He had been the starting quarterback on the 1997 team, the last Nebraska team to win a national title.

He now had the coaching résumé to match. Frost had done the unthinkable at UCF — taking a program that was winless the season before he arrived, to undefeated and the talk of the college football world just two years later.

But he could not ignore the pull of Nebraska and the opportunities that came along with power conference football.

“I was so happy here,” Frost said. “We went undefeated and didn’t get a chance to win a championship, at least on the field. You are always striving to reach higher goals. I had always told myself I wasn’t going to leave here unless there was a place that you can legitimately go and win a national championship. It was a tough decision because I didn’t want to leave regardless of which place it was.”

Indeed, Frost maintains he was always happy at UCF. But he also knew returning to Nebraska would make others happy, too.

“I think I kind of knew that wasn’t best for me,” he said. “It was what some other people wanted me to do to some degree.”

In four-plus seasons with the Cornhuskers, Frost went 16-31 — including 5-22 in one-score games. He was fired three games into the 2022 season after a home loss to Georgia Southern.

After Frost was fired, he moved to Scottsdale, Arizona, where his wife has family. He reflected on what happened during his tenure with the Cornhuskers but also about what he wanted to do with the rest of his career. He tried to stay connected to the game, coaching in the U.S. Army Bowl, a high school all-star game in Frisco, Texas, in December 2022. Milton coached alongside him, and distinctly remembers a conversation they had.

“He said, ‘It’s my goal to get back to UCF one day,'” Milton said. “At that time, I was like, ‘I pray to God that happens.'”

If that was the ultimate goal, Frost needed to figure out how to position himself to get back there. While he contemplated his future, he coached his son’s flag football team to a championship. Frost found the 5- and 6-year-olds he coached “listen better than 19-year-olds sometimes.”

Ultimately, he decided on a career reboot in the NFL. Frost had visited the Rams during their offseason program, and when a job came open in summer 2024, Rams coach Sean McVay immediately reached out.

Frost was hired as a senior analyst, primarily helping with special teams but also working with offense and defense.

“It was more just getting another great leader in the building, someone who has been a head coach, that has wisdom and a wealth of experience to be able to learn from,” McVay told ESPN. “His ability to be able to communicate to our players from a great coaching perspective, but also have the empathy and the understanding from when he played — all of those things were really valuable.”

McVay said he and Frost had long discussions about handling the challenges that come with falling short as a head coach.

“There’s strength in the vulnerability,” McVay said. “I felt that from him. There’s a real power in the perspective that you have from those different experiences. If you can really look at some of the things that maybe didn’t go down the way you wanted to within the framework of your role and responsibility, real growth can occur. I saw that in him.”

Frost says his time with the Rams rejuvenated him.

“It brought me back,” Frost said. “Sometimes when you’re a head coach or maybe even a coordinator, you forget how fun it is to be around the game when it’s not all on you all the time. What I did was a very small part, and we certainly weren’t going to win or lose based on every move that I made, and I didn’t have to wear the losses and struggle for the victories like you do when you’re a head coach. I’m so grateful to those guys.”

UCF athletics director Terry Mohajir got a call from then-head coach Gus Malzahn last November. Malzahn, on the verge of finishing his fourth season at UCF, was contemplating becoming offensive coordinator at Florida State. Given all the responsibilities on his desk as head coach — from NIL to the transfer portal to roster management — he found the idea of going back to playcalling appealing. Mohajir started preparing a list of candidates and was told Thanksgiving night that Malzahn had planned to step down.

Though Frost previously worked at UCF under athletics director Danny White, he and Mohajir had a preexisting relationship. Mohajir said he reached out to Frost after he was fired at Nebraska to gauge his interest in returning to UCF as offensive coordinator under Malzahn. But Frost was not ready.

This time around, Mohajir learned quickly that Frost had interest in returning as head coach. Mohajir called McVay and Rams general manager Les Snead. They told him Frost did anything that was asked of him, including making copies around the office.

“They said, ‘You would never know he was the head coach at a major college program.” Mohajir also called former Nebraska athletic director Trev Alberts to get a better understanding about what happened with the Cornhuskers.

“Fits are a huge piece, and not everybody fits,” Mohajir said.

After eight conversations, Mohajir decided he wanted to meet Frost in person. They met at an airport hotel in Dallas.

“He was motivated,” Mohajir said. “We went from coast to coast, talked to coordinators, head coaches, pro guys, all kinds of different folks. And at the end of the day, I really believe that Scott wanted the job the most.”

The first day back in Orlando, Dec. 8, was a blur. Frost woke up at 3:45 a.m. in California to be able to make it to Florida in time for his introductory news conference with his family.

When they pulled into the campus, his first time back since he left in 2017, Frost said he was in a fog. It took another 24 hours for him and his wife, Ashley, to take a deep exhale.

“Rather than bouncing around chasing NFL jobs, we thought maybe we would be able to plant some roots here and have our kids be in a stable place for a while at a place that I really enjoyed coaching and that I think it has a chance to evolve into a place that could win a lot of football games,” Frost said. “All that together was just enough to get me to come back.”

The natural question now is whether Frost can do what he did during his first tenure.

That 2017 season stands as the only winning season of his head coaching career, but it carries so much weight with UCF fans because of its significance as both the best season in school history, and one that changed both its own future and college football.

After UCF finished 13-0, White self-declared the Knights national champions. Locked out of the four-team playoff after finishing No. 12 in the final CFP standings, White started lobbying for more attention to be paid to schools outside the power conferences.

That season also positioned UCF to pounce during the next wave of realignment. Sure enough, in 2023, the Knights began play in a Power 4 conference for the first time as Big 12 members. This past season, the CFP expanded to 12 teams. Unlike 2017, UCF now has a defined path to play for a national title and no longer has to go undefeated and then pray for a shot. Win the Big 12 championship, no matter the record, and UCF is in the playoff.

But Frost cautions those who expect the clock to turn back to 2017.

“I don’t think there’s many people out there that silly,” Frost said. “People joke about that with me, that they’re going to expect you go into undefeated in the first year. I think the fans are a little more realistic than that.”

The game, of course, is different. Had the transfer portal and NIL existed when Frost was at UCF during his first tenure, he might not have been able to keep the 2017 team together. The 2018 team, which went undefeated under Josh Heupel before losing to LSU in the Fiesta Bowl, might not have stayed together, either.

This upcoming season, UCF will receive a full share of television revenue from the Big 12, after receiving a half share (estimated $18 million) in each of his first two seasons. While that is more than what it received in the AAC, it is less than what other Big 12 schools received, making it harder to compete immediately. It also struggled with NIL funding. As a result, in its first two years in the conference, UCF went 5-13 in Big 12 play and 10-15 overall.

Assuming the House v. NCAA settlement goes into effect this summer, Mohajir says UCF is aiming to spend the full $20.5 million, including fully funding football.

“It’s like we moved to the fancy neighborhood, and we got a job that’s going to pay us money over time, and we’re going to do well over time, but we’re stretching a little to be there right now, and that requires a lot of effort from a lot of people and a lot of commitment from a lot of people,” Frost said. “So far, the help that we’ve gotten has been impressive.”

Mohajir points out that UCF has had five coaching changes over the past 10 years, dating back to the final season under George O’Leary in 2015, when the Knights went 0-12. Frost says he wants to be in for the long term, and Mohajir hopes consistency at head coach will be an added benefit. Mohajir believes UCF is getting the best of Frost in this moment and scoffs at any questions about whether rehiring him will work again.

“Based on what I’m seeing right now, it will absolutely work,” Mohajir said. “But I don’t really look at it as ‘working again.’ It’s not ‘again.’ It’s, ‘Will it work?’ Because it’s a different era.”

To that end, Frost says success is not recreating 2017 and going undefeated. Rather, Frost said, “If our group now can help us become competitive in the Big 12, and then, from time to time, compete for championships and make us more relevant nationally, I think we’ll have done our job to help catapult UCF again.”

You could say he is looking for the same result. He’s just taking a different route there.

Sports

Ex-Cougar Haulcy, top transfer safety, picks LSU

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58 mins ago

May 5, 2025

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Ex-Cougar Haulcy, top transfer safety, picks LSU

Max OlsonMay 4, 2025, 11:06 PM ET
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- Covers the Big 12
- Joined ESPN in 2012
- Graduate of the University of Nebraska

Houston transfer safety A.J. Haulcy committed to LSU on Sunday, his agency, A&P Sports, told ESPN.

Haulcy, the top player still available and No. 1 safety in ESPN’s spring transfer portal rankings, committed to the Tigers after taking an official visit Sunday. Miami, Ole Miss and SMU were also contenders for his pledge.

The 6-foot, 215-pound senior defensive back has started 32 games over his three college seasons and earned first-team All-Big 12 honors in 2024 after producing 74 tackles, 8 pass breakups and 5 interceptions, which tied for most in the conference.

LSU has assembled one of the top incoming transfer classes in the country this offseason with 18 signees, including six players — wide receivers Barion Brown (Kentucky) and Nic Anderson (Oklahoma), linemen Braelin Moore (Virginia Tech) and Josh Thompson (Northwestern), cornerback Mansoor Delane (Virginia Tech) and defensive end Patrick Payton (LSU) — who ranked among the top 60 in ESPN’s winter transfer rankings.

The Tigers also landed USF transfer Bernard Gooden, one of the most coveted defensive tackles in the spring transfer window.

Haulcy began his career at New Mexico in 2022, earning a starting role as a true freshman and recording 87 tackles, including a career-high 24 against Fresno State, and two interceptions. The Houston native entered the transfer portal at the end of the season and came home to play for the Cougars.

As a sophomore in 2023, Haulcy recorded a team-high 98 tackles and received votes for Big 12 Defensive Newcomer of the Year from the league’s coaches.

Haulcy chose to re-enter the portal April 21 after Houston’s spring game, as did starting cornerback Jeremiah Wilson, who’ll continue his career at Florida State. Wilson and Haulcy were the Nos. 11 and 12 players, respectively, in ESPN’s spring transfer rankings.