Hiding behind the picture of a handsome American soldier stolen from a real Instagram account, Chris Maxwell would try to make women fall in love with him online.
The 25-year-old Nigerian says he conned up to 30 victims out of more than $70,000 (£56,000) over five years, enjoying “lavish” spending on nights out in clubs and designer clothes.
“When I was doing this, I used to think about people – I used to feel guilty,” he tells Sky News.
“I used to feel bad but as time goes on and I started making good money – big money – I stopped feeling bad.”
Reports of romance fraud are on the rise in the UK, with victims conned out of more than £88m last year, according to latest figures.
Chris says he became a scammer while he was a student aged 17 and would approach strangers in the US, UK, Canada and Germany on social media.
Image: Chris says he became a romance scammer aged 17. Pic: Chris Maxwell
“I start on common ground – I make sure they like me,” he says.
“I make sure they trust me so much and tell me anything – they can trust me, they can confide in me.
“After that, I start going in a relationship with them and that’s how I start my scam.”
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One American woman – who he contacted online and spoke to for a year – handed over more than $30,000 (£24,000), says Chris.
“After she gave me the money, she became sick,” he says.
“She became depressed and wanted to see who I actually am.
“I did something really, really bad. I started felling guilty because she’s sick.
“I showed her my face, she cried but she forgave me.”
Romance scammer guide leaked
Chris says he was arrested in Nigeria but never charged over his romance scams – and knows of others who have “served time”.
None of the money was returned to his victims but he insists he’s now “living a good life” after the American woman introduced him to Social Catfish, a company which helps identify fraudsters by verifying online identities through reverse search technology. Chris now works as a consultant for the firm.
Since turning his back on a life of crime, he says he has leaked a 40-page step-by-step guide entitled How To Make A White Woman Fall In Love With You From Online Chat that is used by scammers.
Image: The manual includes tips on carrying out romance scams, says Chris. Pic: Social Catfish
The handbook – which advises scammers to target women over the age of 40 – details how to carry out research from their social media profiles, suggesting finding out about “her hobbies, her pets, job, passion, if she has kids, age, where she lives, what she loves etc”.
Would-be fraudsters are told to make an approach using the information gathered or pick from “a list of 100 pickup lines that work every time”, including: “Life without you would be like a broken pencil… pointless”.
There are tips for carrying out a conversation, such as using a grammar app to avoid mistakes, a series of questions to ask and even “100 of the best jokes that will get her cracking her ribs” as “getting a woman to laugh is one of the fastest ways to make her like you”.
The guide recommends compliments, and again there is a list of suggestions, and tells scammers to wait at least a week before asking for money, which should not be done “directly”.
“When she asks about your day you can tell her it was bad,” the guide says.
“Then tell her you are broke, you are behind your mortgage and they will kick you out next week and you have exhausted every means to get money. By herself, she will offer to give you money.”
How to avoid falling victim to a romance scam
According to Detective Constable Rebecca Mason, from Surrey Police, the “ABC of online dating” is “assume nothing; believe no-one and confirm everything”. Her advice includes:
• Never send money to someone you haven’t met as the likelihood is, it’s a scam
• If someone seems too good to be true they often are. Trust your gut
• If you have arranged a face-to-face meeting with the person and they keep cancelling, they probably aren’t who they say they are
• Be careful with what personal information you share such as answers to your security questions. Fraudsters will often ask for your home address to send gifts or flowers
• Be wary – you could be speaking to anyone on the end of the phone
Romance scam reports increased by more than a fifth (22%) last year compared with 2022, according to data from Lloyds Bank, which said the average amount lost by a victim was nearly £7,000.
Victims aged 65 to 74 tended to lose more money on average, with the figure at more than £13,000, Lloyds said.
Detective Constable Rebecca Mason, from Surrey Police, says people who write they are “widowed, divorced or lonely” in online profiles can be seen as a target but “anyone can be a victim of romance scams” – and often gay males are disproportionately targeted.
Victims are more likely to be male, while the highest number of people scammed in the UK last year were aged in their 20s, according to figures released by the National Fraud Intelligence Bureau.
There were more than 8,600 reports of romance scams in the UK last year – including 11 victims who were under the age of 10 and 12 victims aged 90 or over, the data shows.
DC Mason says fraudsters look to exploit the surge in the use of dating apps in the run-up to Valentine’s Day.
She warns that AI technology is enabling fraudsters to create a whole new identity and image.
“They can video call using this AI technology which can make them seem real,” she tells Sky News.
“People are now becoming more confident to speak up and report it to Action Fraud or the police. However, it is still a very under-reported crime.
“The change has come with online dating being a lot more accepted than it perhaps once was a few years ago.”
Image: Pic: iStock
Wayne Stevens, national fraud lead at the charity Victim Support, says romance fraud is “very common” and people can be more vulnerable to the “devastating crime” as they search for friendship or romance online around Valentine’s Day.
“There’s a common misconception that romance fraud – and fraud in general – only affects older people,” he adds.
“In reality, fraudsters are highly skilled opportunists who will exploit people when they are at their lowest and craving companionship, making it easy for anyone to become a victim.”
The first thing you notice when immigration officers stop a possible illegal moped delivery driver is the speed in which the suspect quickly taps on their mobile.
“We’re in their WhatsApp groups – they’ll be telling thousands now that we’re here… so our cover is blown,” the lead immigration officer tells me.
“It’s like a constant game of cat and mouse.”
Twelve Immigration Enforcement officers, part of the Home Office, are joining colleagues from Avon and Somerset Police in a crackdown on road offences and migrants working illegally.
The West of England and Wales has seen the highest number of arrests over the last year for illegal workers outside of London.
“It is a problem… we’re tackling it,” Murad Mohammed, from Immigration Enforcement, says. He covers all the devolved nations.
“This is just one of the operations going on around the country, every day of the week, every month of the year.”
Image: Murad Mohammed, from Immigration Enforcement, says his team are attempting to tackle the issue
Just outside the Cabot Circus shopping complex, we stop a young Albanian man who arrived in the UK on the back of a truck.
He’s on an expensive and fast-looking e-bike, with a new-looking Just Eat delivery bag.
He says he just uses it for “groceries” – but the officer isn’t buying it. He’s arrested, but then bailed instantly.
We don’t know the specifics of his case, but one officer tells me this suspected offence won’t count against his asylum claim.
Such is the scale of the problem – the backlog, loopholes and the complexity of cases – that trying to keep on top of it feels impossible.
This is one of many raids happening across the UK as part of what the government says is a “blitz” targeting illegal working hotspots.
Angela Eagle, the border security and asylum minister, joins the team for an hour at one of Bristol’sretail parks, scattered with fast food chains and, therefore, delivery bikes.
Image: Border security and asylum minister, Angela Eagle, speaks to Sky News
She says arrests for illegal working are up over the last year by 51% from the year before, to more than 7,000.
“If we find you working, you can lose access to the hotel or the support you have [been] given under false pretences,” she said.
“We are cracking down on that abuse, and we intend to keep doing so.”
There are reports that asylum seekers can rent legitimate delivery-driver accounts within hours of arriving in the country – skipping employment legality checks.
Uber Eats, Deliveroo, and Just Eat all told Sky News they’re continuing to strengthen the technology they use to remove anyone working illegally.
But a new Border Security Bill, working its way through Parliament, could see companies fined £60,000 for each illegal worker discovered, director disqualifications and potential prison sentences of up to five years.
“I had them all in to see me last week and I told them in no uncertain terms that we take a very tough line on this kind of abuse and they’ve got to change their systems so they can drive it out and off their platforms,” the minister tells me.
For some of those who arrive, a bike and a phone provide a way to repay debts to gang masters.
There were eight arrests today in Bristol, one or two taken into custody, but it was 12 hours of hard work by a dozen immigration officers and the support of the police.
As two mopeds are pushed onto a low-loader, you can’t help but feel, despite the best intentions, that at the moment, this is a losing battle.
We see the boat from a distance – the orange of the life jackets reflected in the rising sun.
And as we draw closer, we can make out dozens of people crowded on board as it sets off from the shore, from a beach near Dunkirk.
There is no sign of any police activity on the shore, and there are no police vessels in the water.
Instead, the migrants crammed into an inflatable dinghy are being watched by us, on board a private boat, and the looming figure of the Minck, a French search and rescue ship that soon arrives.
Image: Minck, a French search and rescue ship, shadows the boat
The dinghy meanders. It’s not heading towards Britain but rather hugging the coast.
A few of the passengers wave at us cheerfully, but then the boat starts to head back towards the shore.
Image: Sky’s Adam Parsons at the scene
As it nears a different beach, we see a police vehicle – a dune buggy – heading down to meet it.
Normal practice is for French police officers to slice through the material of any of these small boats that end up back on shore.
Two police officers get out of the buggy and wait. A police helicopter arrives and circles above, performing a tight circle over the heads of the migrants.
The police think they might be about to go back on to the beach; in fact, these passengers know that most of them are staying put.
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The boat stops a short distance from the shore and four people jump out. As they wade towards the beach, the boat turns and starts to head back out to sea.
We see the two police officers approach these four men and have a brief conversation.
They don’t appear to check the bags they are carrying and, if they do question them about why they left the boat, it is the most cursory of conversations.
In reality, these people probably don’t speak French but they were almost certainly involved in arranging this crossing, which is against the law. But all four walk away, disappearing into the dunes at the back of the beach.
The first thing you notice when immigration officers stop a possible illegal moped delivery driver is the speed in which the suspect quickly taps on their mobile.
“We’re in their WhatsApp groups – they’ll be telling thousands now that we’re here… so our cover is blown,” the lead immigration officer tells me.
“It’s like a constant game of cat and mouse.”
Twelve Immigration Enforcement officers, part of the Home Office, are joining colleagues from Avon and Somerset Police in a crackdown on road offences and migrants working illegally.
The West of England and Wales has seen the highest number of arrests over the last year for illegal workers outside of London.
“It is a problem… we’re tackling it,” Murad Mohammed, from Immigration Enforcement, says. He covers all the devolved nations.
“This is just one of the operations going on around the country, every day of the week, every month of the year.”
Image: Murad Mohammed, from Immigration Enforcement, says his team are attempting to tackle the issue
Just outside the Cabot Circus shopping complex, we stop a young Albanian man who arrived in the UK on the back of a truck.
He’s on an expensive and fast-looking e-bike, with a new-looking Just Eat delivery bag.
He says he just uses it for “groceries” – but the officer isn’t buying it. He’s arrested, but then bailed instantly.
We don’t know the specifics of his case, but one officer tells me this suspected offence won’t count against his asylum claim.
Such is the scale of the problem – the backlog, loopholes and the complexity of cases – that trying to keep on top of it feels impossible.
This is one of many raids happening across the UK as part of what the government says is a “blitz” targeting illegal working hotspots.
Angela Eagle, the border security and asylum minister, joins the team for an hour at one of Bristol’sretail parks, scattered with fast food chains and, therefore, delivery bikes.
Image: Border security and asylum minister, Angela Eagle, speaks to Sky News
She says arrests for illegal working are up over the last year by 51% from the year before, to more than 7,000.
“If we find you working, you can lose access to the hotel or the support you have [been] given under false pretences,” she said.
“We are cracking down on that abuse, and we intend to keep doing so.”
There are reports that asylum seekers can rent legitimate delivery-driver accounts within hours of arriving in the country – skipping employment legality checks.
Uber Eats, Deliveroo, and Just Eat all told Sky News they’re continuing to strengthen the technology they use to remove anyone working illegally.
But a new Border Security Bill, working its way through Parliament, could see companies fined £60,000 for each illegal worker discovered, director disqualifications and potential prison sentences of up to five years.
“I had them all in to see me last week and I told them in no uncertain terms that we take a very tough line on this kind of abuse and they’ve got to change their systems so they can drive it out and off their platforms,” the minister tells me.
For some of those who arrive, a bike and a phone provide a way to repay debts to gang masters.
There were eight arrests today in Bristol, one or two taken into custody, but it was 12 hours of hard work by a dozen immigration officers and the support of the police.
As two mopeds are pushed onto a low-loader, you can’t help but feel, despite the best intentions, that at the moment, this is a losing battle.