Americans shacking up with exes during ongoing housing crisis

Published

2 years ago

February 26, 2024

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Americans are choosing to remain in a living situation with their exes amidst the ongoing housing crisis, a move that experts say may prove emotionally taxing despite the potential financial benefits.

“High housing costs are causing more couples to cohabitate despite the fact the romantic flames of their marriage have been extinguished,” real estate broker Chuck Vander Stelt told Fox News Digital.

“I have had conversations with several divorcing couples who have been weighing options and looking to time the market. In the meantime, they are continuing to live together.”

Stelt believes the trend of cohabitation after divorce or breakups is growing as he has experienced an influx of those in their 30s and 40s, often with children, weighing the options of selling versus cohabitating. In the past, Stelt said homeowners who separated were adamant that the property should be sold as soon as possible.

“Many homeowners are sitting on a mortgage with a rock bottom interest rate and a comfortable house payment. It’s hard to let that go and face the alternative of meaningfully higher housing costs,” he added.

The inclination to remain shacked up with former lovers has been reported in the media over the last several years, especially amid the fallout from the COVID-19 pandemic.

Relationship advice websites and message boards, such as Reddit, are filled with pagers where renters and homeowners have asked whether they should remain in their current living situation.

Americans have even documented their experiences living with exes on TikTok, offering advice to those facing a similar conundrum.

TikToker @-diaryofamomma posted a variety of videos in late 2023 where she showed what life is like when you live with an ex and you share two children. The son and daughter typically stay with the mother in one room while the dad sleeps on the couch.

The mom, “Cassie,” said they still live together because the landlord would not allow them to break the lease without paying for the rest of the term in full. They both share responsibility for the kids and clean the house.

“Honestly, me and their dad like think of a bad roommate. Somebody you don’t like but you have to live with because you have a lease together. Like, that’s what we are,” Cassie said. “I try not to bother him. He doesn’t bother me.”

Dating coach Deon Black said the reasons people choose to live with their exes often boil down to the three F’s: finances, familiarity, and fear.

“The cost of moving out can be prohibitive, especially considering current real estate prices. And let’s not forget the contractual obligations that sometimes bind people together like super glue rental contracts signed in happier times that now seem as unbreakable as a bad habit,” he said.

Black said while not an earth-shattering trend, exes living together is indeed a growing phenomenon created out of necessity, more so than choice.

“Millennials are leading this charge, followed closely by Gen Z. Younger generations are most affected by this trend due to economic pressures,” he said.

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Amid rising interest rates and housing shortages, Black said Americans are trying to save money and maintain stability, especially if kids are involved. But the possible downside is substantial, with the dating coach citing the potential for emotional stress, conflict and the difficulty of moving on.

After living with her ex, TikToker Alana Hogan offered tips to those embroiled in the same living situation.

“Everyone is going to heal in different ways and everyone has different coping strategies. Your way is going to be entirely different to his or her way,” she said.

She urged her followers not to view their former partner’s actions as a reflection of themselves and to set healthy boundaries of where each person will be in the apartment or house.

“Be really clear and open with your communication. Let them know what you feel comfortable with, what you don’t feel comfortable with. What you feel open about talking about and what you don’t,” she added.

Viral relationship coach Jake Maddock previously addressed the idea of living with an ex, stressing that deciding to stay under the same roof means you are still technically in a relationship.

“You can’t emotionally separate and not physically separate. You have to separate physically as well,” he said.

Sexologist Suzannah Weiss concurred with the idea that it is usually easier for people to have a “clean break” and keep exes out of their lives following a breakup.

Weiss noted that some people might agree to live with their exes temporarily because they are busy with work, allowing this period to drag on without a determined expiration date. Others live in rent-controlled apartments and cannot find something affordable when they cut things off, leading to decisions “born out of convenience.”

“However, sometimes, people keep living with their exes because they are afraid to fully let go. They may tell themselves it’s for convenience or for financial reasons, but the truth is that they are terrified to be completely without this person,” she told Fox News Digital.

Business

State pension likely to rise by 4.7% after latest figures

Published

3 hours ago

September 16, 2025

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State pension likely to rise by 4.7% after latest figures

The state pension is likely to rise by 4.7% in April, after the latest official figures showed this was the pace of wage growth.

The pension is determined by the triple lock, which means it will rise every year by whichever is highest: inflation in September, average weekly earnings from May to July or 2.5%.

Inflation in September is expected to be 4% by the Bank of England, meaning wage data, released by the Office for National Statistics (ONS) on Tuesday, is set to be the highest figure.

Government retains control of pension increases and, despite commitments, could decide not to abide by the triple lock.

The new pension sum will start being paid in April, and if increased by 4.7% would reach £12,534.60, above £12,000 for the first time.

A political challenge

Despite the significant cost implications for the state, Work and Pensions Secretary Pat McFadden said the government was committed to the triple lock.

“The OBR estimates that will mean a rise in the state pension of around £1,900 a year over the course of the Parliament… that’s something that we said we will do in the election and something that we will keep to.”

It’s likely to be a headache for Chancellor Rachel Reeves as she struggles to stick within her self-imposed fiscal rules to reduce government debt and balance the budget.

While the average weekly earnings measure of wage growth rose, up from 4.5% a month earlier, another form slowed. Earnings excluding bonuses dropped from 5% to 4.8% across the month.

It means pay is still rising faster than inflation, which was 3.8% at the latest reading, and wage growth is high by historical standards.

A tough job market

The data was not so positive for those looking for a job. There are fewer vacant roles and fewer people on payrolls, the ONS said.

Compared to a year earlier, there were 127,000 fewer payrolled employees in August, provisional estimates show.

There were estimated to be 10,000 fewer vacancies from June to August 2025, marking the 38th consecutive period of vacancy drops.

The drops have decreased from previous months, suggesting the worst of the industry reaction to increased employers’ national insurance contributions and minimum wage rises.

Vacancies decreased in nine of the 18 industry sectors. Statistics also released on Tuesday showed a record 2.07 million people are working for the NHS.

The unemployment rate, however, remained at 4.7%.

The ONS continued to advise caution when interpreting changes in the monthly unemployment rate due to concerns over the figures’ reliability. The exact number of unemployed people is unknown, due to low survey response rates.

Business

Free tool that will change how you shop on Amazon forever | Sign up to Money newsletter

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3 hours ago

September 16, 2025

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UK

Google makes £5bn pledge to Britain – but concerns raised over mooted UK-US tech deal

Published

3 hours ago

September 16, 2025

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Google makes £5bn pledge to Britain - but concerns raised over mooted UK-US tech deal

Google is set to invest £5bn in the UK in the next two years, to support growing demands for AI services.

The announcement, which comes as Google opens a new data centre in Waltham Cross in Hertfordshire, is expected to contribute to the creation of thousands of jobs, the US tech giant said.

Chancellor Rachel Reeves described it as a “vote of confidence” in the UK economy.

The news comes hours before Donald Trump lands in the UK for a state visit at which he and Sir Keir Starmer are widely expected to sign a new UK-US tech deal.

It also follows reports that ChatGPT parent firm OpenAI, and Nvidia, will also unveil billions of dollars’ worth of investment into UK data centres this week.

The chancellor said the investment would boost research and development, capital expenditure and engineering.

However, Liberal Democrat leader Sir Ed Davey has criticised the proposed deal as a “Silicon Valley stitch-up”, and has demanded that the government put it to a vote in parliament.

He said: “I am really concerned the government is going to agree to a Silicon Valley stitch-up that hands tax cuts to tech billionaires while undermining protections for our children online.”

Sir Ed added: “Parents want protections for children online to be kept in place, not traded away in a backroom deal with tech barons.

“We can’t let the government sign up to a deal that benefits Elon Musk at the expense of the British people.”

Google has confirmed it will invest £5bn into capital expenditure, research and development, and related engineering over the next two years, which will include “pioneering” AI research in science and healthcare through its DeepMind operation.

The Silicon Valley firm said the investment will help the UK grow its AI economy and contribute to technological breakthroughs, improvements in cybersecurity and job creation.

Google predicted the investment will help to create 8,250 jobs annually at UK businesses.

DeepMind co-founder and chief executive Demis Hassabis said: “We founded DeepMind in London because we knew the UK had the potential and talent to be a global hub for pioneering AI.

“The UK has a rich history of being at the forefront of technology – from Lovelace to Babbage to Turing – so it’s fitting that we’re continuing that legacy by investing in the next wave of innovation and scientific discovery in the UK.”