Sir Keir Starmer has promised to bring down migration numbers by tightening up the rules on those allowed to come to the UK.
The prime minister promised his new plan will reduce net migration – the difference between immigration and emigration – by the end of this parliament in 2029.
Details of the plans have been published in a white paper, a government document that outlines policy proposals before being introduced as legislation.
Sky News has combed through the white paper to bring you the details.
Language requirements
All visa routes will require people to have a certain level of English proficiency.
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People coming with the main visa holders – dependents – will also have to have a basic understanding of English, which they currently do not.
The level of proficiency needed depends on the visa, with a skilled worker visa requiring at least upper intermediate level. Currently, it requires just an “intermediate” level.
To extend visas, people will have to show progression in their English.
Image: Keir Starmer announced the changes at a podium with ‘securing Britain’s future’ on the front. Pic: PA
Settled status
Currently, people have to live in the UK for five years before they can gain settled status.
Under the new plan, they will have to live in the UK for 10 years.
However, “high-contributing” individuals such as doctors and nurses could be allowed to apply for settled status after five years.
A new bereaved parent visa will be created so those in the UK who have a British or settled child that dies can get settled status immediately.
Settled status gives people the right to work and live in the UK for as long as they like, and provides them with the same rights as citizens, such as healthcare and welfare and the right to bring family members to live in the UK.
People with settled status can then choose to apply for British citizenship.
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1:51
Sky’s Sam Coates questions PM on migration
British citizenship
People can qualify sooner for citizenship by contributing to UK society and the economy, like settled status.
The Life in the UK test will be reformed.
Social care visa
This visa, which allowed care workers to come to the UK due to a shortage, will not exist anymore.
There will be a transition period until 2028 when visa extensions and switching to the visa for those already here will be allowed.
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‘We risk becoming an island of strangers’
Skilled worker visa
People wanting to come to the UK on a skilled worker visa must now have at least an undergraduate university degree. The minimum was previously A-levels.
There will also be tighter restrictions on recruitment from overseas for jobs with “critical” skills shortages, as well as strategies to incentivise employers to increase training and participation rates in the UK.
Very highly skilled people, in areas the government identifies, will be given preferential access to come to the UK legally by increasing the number of people allowed to come through the “high talent” routes such as the global talent visa, the innovator founder visa and high potential individual route.
A limited pool of refugees will be allowed to apply for employment through the skilled worker route.
Image: Skilled worker visas will now require at least a university degree, with preferential access for highly skilled people. Pic: PA
Study visas
People on graduate visas will only be allowed to remain in the UK for 18 months after they finish their studies.
Currently, students finishing degrees can stay for two years if they apply for the graduate visa, or those finishing PhDs can stay for three.
Institutions sponsoring international students will have their requirements strengthened, with those close to failing their sponsor duties placed on an action plan and limits imposed on the number of new students they can recruit.
Sponsors, who can cover tuition fees and living costs, include overseas governments, UK government scholarships, UK government departments, UK universities, overseas universities, companies and charities.
Humanitarian visa
The Ukraine, Hong Kong and Afghanistan humanitarian visa routes will remain.
However, the government will review the effectiveness of sponsorship arrangements for those schemes so businesses, universities and community groups can “sustainably” sponsor those refugees.
Image: The government will continue to support humanitarian visas, such as the Afghanistan one after the Taliban took over Kabul in 2021. Pic: AP
Domestic worker visa
To help prevent modern slavery, the government will reconsider this visa, which currently allows foreign national domestic workers to visit the UK with their employer for up to six months.
Businesses
Companies wanting to bring people from abroad to work for them in the UK will have to invest in the UK first.
To prevent exploitation of low-skilled workers on temporary visas already in the UK, the government will look at making it easier for workers to move between licensed sponsors for the duration of their visa.
The right to family life
A growing number of asylum seekers have used the “right to family life” – Article 8 of the Human Rights Act – to stop their deportation.
Legislation will be introduced to “make clear it is the government and parliament that decides who should have the right to remain in the UK”.
It will set out how Article 8 should be applied in different immigration routes so “fewer cases are treated as ‘exceptional'”.
Image: A group of migrants was brought into Dover by Border Force as the PM announced immigration changes. Pic: PA
Foreign national offenders
The Home Office will be given powers to more easily take enforcement and removal action, and revoke visas in a much wider range of crimes where people did not serve jail time in other countries.
Deportation thresholds will be reviewed to take into account more than just the length of their sentence, with violence against women and girls taken more seriously.
Enforcement
Sir Keir said the immigration rules – at the border and in the system – will be more strongly enforced than before “because fair rules must be followed”.
People who claim asylum, particularly after arriving in the UK, where conditions in their home country have not materially changed, will face tighter controls, restrictions and requirements where there is evidence of abuse of the system.
Other governments will be made to play their part to stop their nationals coming to the UK, or from being returned.
Sponsors of migrant workers or students abusing the system will have financial penalties or sanctions placed on them, and they will be given more support to ensure compliance.
People on short-term visas who commit an offence will be deported “swiftly”.
Scientific and tech methods will be explored to ensure adults coming to the UK are not wrongly identified as children.
eVisas, which have now replaced physical documents, will help tackle illegal working and support raids on those overstaying their visas or on the wrong visa.
Major banks are legally obligated to refuse current accounts to individuals suspected of being in the UK illegally and to notify the Home Office. This will be extended to other financial institutions.
United States President Donald Trump announced on Sunday that most Americans will receive a $2,000 “dividend” from the tariff revenue and criticized the opposition to his sweeping tariff policies.
“A dividend of at least $2000 a person, not including high-income people, will be paid to everyone,” Trump said on Truth Social.
The US Supreme Court is currently hearing arguments about the legality of the tariffs, with the overwhelming majority of prediction market traders betting against a court approval.
Kalshi traders place the odds of the Supreme Court approving the policy at just 23%, while Polymarket traders have the odds at 21%. Trump asked:
“The president of the United States is allowed, and fully approved by Congress, to stop all trade with a foreign country, which is far more onerous than a tariff, and license a foreign country, but is not allowed to put a simple tariff on a foreign country, even for purposes of national security?”
Investors and market analysts celebrated the announcement as economic stimulus that will boost cryptocurrency and other asset prices as portions of the stimulus flow into the markets, but also warned of the long-term negative effects of the proposed dividend.
While a portion of the stimulus will flow into markets and raise asset prices, Kobeissi Letter warned that the ultimate long-term effect of any economic stimulus will be fiat currency inflation and the loss of purchasing power.
The proposed economic stimulus checks will add to the national debt and result in higher inflation over time. Source: The Kobeissi Letter
“If you don’t put the $2,000 in assets, it is going to be inflated away or just service some interest on debt and sent to banks,” Bitcoin analyst, author, and advocate Simon Dixon said.
“Stocks and Bitcoin only know to go higher in response to stimulus,” investor and market analyst Anthony Pompliano said in response to Trump’s announcement.
Opinion by: Agata Ferreira, assistant professor at the Warsaw University of Technology
A new consensus is forming across the Web3 world. For years, privacy was treated as a compliance problem, liability for developers and at best, a niche concern. Now it is becoming clear that privacy is actually what digital freedom is built on.
The Ethereum Foundation’s announcement of the Privacy Cluster — a cross-team effort focused on private reads and writes, confidential identities and zero-knowledge proofs — is a sign of a philosophical redefinition of what trust, consensus and truth mean in the digital age and a more profound realization that privacy must be built into infrastructure.
Regulators should pay attention. Privacy-preserving designs are no longer just experimental; they are now a standard approach. They are becoming the way forward for decentralized systems. The question is whether law and regulation will adopt this shift or remain stuck in an outdated logic that equates visibility with safety.
From shared observation to shared verification
For a long time, digital governance has been built on a logic of visibility. Systems were trustworthy because they could be observed by regulators, auditors or the public. This “shared observation” model is behind everything from financial reporting to blockchain explorers. Transparency was the means of ensuring integrity.
In cryptographic systems, however, a more powerful paradigm is emerging: shared verification. Instead of every actor seeing everything, zero-knowledge proofs and privacy-preserving designs enable verifying that a rule was followed without revealing the underlying data. Truth becomes something you can prove, not something you must expose.
This shift might seem technical, but it has profound consequences. It means we no longer need to pick between privacy and accountability. Both can coexist, embedded directly into the systems we rely on. Regulators, too, must adapt to this logic rather than battle against it.
Privacy as infrastructure
The industry is realizing the same thing: Privacy is not a niche. It’s infrastructure. Without it, the Web3 openness becomes its weakness, and transparency collapses into surveillance.
Emerging architectures across ecosystems demonstrate that privacy and modularity are finally converging. Ethereum’s Privacy Cluster focuses on confidential computation and selective disclosure at the smart-contract level.
Others are going deeper, integrating privacy into the network consensus itself: sender-unlinkable messaging, validator anonymity, private proof-of-stake and self-healing data persistence. These designs are rebuilding the digital stack from the ground up, aligning privacy, verifiability and decentralization as mutually reinforcing properties.
This is not an incremental improvement. It is a new way of thinking about freedom in the digital network age.
Policy is lagging behind the technology
Current regulatory approaches still reflect the logic of shared observation. Privacy-preserving technologies are scrutinized or restricted, while visibility is mistaken for safety and compliance. Developers of privacy protocols face regulatory pressure, and policymakers continue to think that encryption is an obstacle to observability.
This perspective is outdated and dangerous. In a world where everyone is being watched, and where data is harvested on an unprecedented scale, bought, sold, leaked and exploited, the absence of privacy is the actual systemic risk. It undermines trust, puts people at risk and makes democracies weaker. By contrast, privacy-preserving designs make integrity provable and enable accountability without exposure.
Lawmakers must begin to view privacy as an ally, not an adversary — a tool for enforcing fundamental rights and restoring confidence in digital environments.
Stewardship, not just scrutiny
The next phase of digital regulation must move from scrutiny to support. Legal and policy frameworks should protect privacy-preserving open source systems as critical public goods. Stewardship stance is a duty, not a policy choice.
It means providing legal clarity for developers and distinguishing between acts and architecture. Laws should punish misconduct, not the existence of technologies that enable privacy. The right to maintain private digital communication, association and economic exchange must be treated as a fundamental right, enforced by both law and infrastructure.
Such an approach would demonstrate regulatory maturity, recognizing that resilient democracies and legitimate governance rely on privacy-preserving infrastructure.
The architecture of freedom
The Ethereum Foundation’s privacy initiative and other new privacy-first network designs share the idea that freedom in the digital age is an architectural principle. It cannot depend solely on promises of good governance or oversight; it must be built into protocols that shape our lives.
These new systems, private rollups, state-separated architectures and sovereign zones represent the practical synthesis of privacy and modularity. They enable communities to build independently while remaining verifiably connected, thereby combining autonomy with accountability.
Policymakers should view this as an opportunity to support the direct embedding of fundamental rights into the technical foundation of the internet. Privacy-by-design should be embraced as legality-by-design, a way to enforce fundamental rights through code, not just through constitutions, charters and conventions.
The blockchain industry is redefining what “consensus” and “truth” mean, replacing shared observation with shared verification, visibility with verifiability, and surveillance with sovereignty. As this new dawn for privacy takes shape, regulators face a choice: Limit it under the old frameworks of control, or support it as the foundation of digital freedom and a more resilient digital order.
The tech is getting ready. The laws need to catch up.
Opinion by: Agata Ferreira, assistant professor at the Warsaw University of Technology.
This article is for general information purposes and is not intended to be and should not be taken as legal or investment advice. The views, thoughts, and opinions expressed here are the author’s alone and do not necessarily reflect or represent the views and opinions of Cointelegraph.
Italian banks have expressed their support for the European Central Bank’s (ECB) digital euro initiative, but are calling for the implementation costs to be spread out over several years due to the financial burden it places on the sector.
“We’re in favour of the digital euro because it embodies a concept of digital sovereignty,” said Marco Elio Rottigni, General Manager of the Italian Banking Association (ABI), during a press seminar in Florence, Reuters reported on Friday.
“Costs for the project, however, are very high in the context of the capital expenditure banks must sustain. They could be spread over time,” Rottigni added.
The comments come as the central bank digital currency (CBDC) project has met resistance from some French and German banks, who fear the introduction of an ECB-backed retail wallet could drain deposits from commercial lenders.
137 countries and currency unions, representing 98% of global GDP, are exploring a CBDC. Source: CBDC Tracker
At its October 29–30 meeting in Florence, the ECB’s Governing Council approved moving the project into its next phase after a two-year preparatory period. A pilot phase is expected to begin in 2027, with a full rollout tentatively scheduled for 2029, pending the adoption of EU legislation in 2026.
European Parliament member Fernando Navarrete, who is leading the parliament’s review of the proposal, recently presented a draft report calling for a scaled-down version of the digital euro to protect private payment systems such as Wero, a joint initiative by 14 European banks, per the report.
Rottigni said Europe should pursue a “twin approach,” combining the ECB’s digital euro with commercial bank-backed digital currencies. “What Europe shouldn’t do is fall behind,” he added.
ECB signs deals with tech firms for digital euro development
Last month, the ECB finalized framework agreements with seven technology providers to support the development of a potential digital euro. The agreements cover fraud and risk management, secure payment data exchange, and software development.
Among the firms involved are fraud-detection specialist Feedzai and security technology company Giesecke+Devrient (G+D).
According to the ECB, the selected firms will also develop features such as “alias lookup,” enabling users to send or receive payments without knowing the recipient’s payment service provider and offline payment capabilities.