There’s no need to wait five months to find out the ending of this upcoming college football season. We can just ask EA Sports’ College Football 26.

We’ve simulated the 2025 season multiple times in Dynasty mode in search of answers to all the big questions. Who’s getting into the 12-team College Football Playoff? Who’s taking home the Heisman Trophy? Which programs can win it all and which ones are heading toward a coaching search?

Trying to gather as much data as possible, we simulated this season 25 times. We didn’t play any of the games, didn’t adjust rosters or ratings and didn’t alter default settings. We put our faith and trust in the game to forecast the future, and the results could be rather astounding. Here is CFB 26’s take on the season ahead.

Who gets into the College Football Playoff?

Over 25 simulations of this 2025 season, 52 different programs earned at least one College Football Playoff appearance. We love to see that chaos.

The teams that most frequently made the playoff probably won’t shock anyone: Georgia (19), Penn State (19), Miami (18), Oregon (17), Texas Tech (17) and Texas (15). Though that’s a lot of love for the Hurricanes, the game was also quite confident in Clemson (14) and Duke (14) earning CFP bids out of the ACC. Notre Dame earned an at-large spot in the CFP in 10 of the 25 seasons.

Some of the most successful programs of the College Football Playoff era had a tougher time consistently contending in these simulations. Defending national champ Ohio State appeared in 11 of the 25 brackets and reached the national championship game just three times. Alabama earned just five CFP bids and never played for a title.

The list of Power 4 teams that made multiple CFP appearances included Baylor, Auburn, Nebraska, Kansas State, Colorado, Mississippi State, Pitt, SMU and Utah. One rather stunning outcome: LSU’s loaded preseason top-10 team made it in only twice.

Every SEC program got into the CFP at least once — except Kentucky. Florida State, North Carolina, BYU, TCU, Iowa, UCLA and Wisconsin were also among the 23 Power 4 teams that made zero playoff appearances in 25 attempts.

Over all these simulations, the game generated multiple scenarios with 9-3 teams making the bracket. In fact, 50% of all at-large bids (35) went to teams with 9-3 records. In four of those seasons, a 9-3 squad — Georgia twice, Ohio State and Oregon once — won the national championship.

In four instances, the virtual committee put a 9-4 team in the bracket. During one extreme season, a CFP featured six SEC teams that included an 8-4 Auburn squad.

The Big Ten scored more CFP bids (87) than the SEC (83) over our 25 sims, put more teams in the semifinals and won more national titles. The ACC outpaced the Big 12 54-40 in CFP bids earned.

Georgia vs. Penn State title race

Fourteen programs won CFP national championships over the 25 simulations, and no one program was playing for national titles every time. But two clearly moved to the front of the pack: Georgia and Penn State.

The Bulldogs reached the semifinals in 12 of their 19 playoff seasons and delivered Kirby Smart’s third national championship in five of their seven national title games. James Franklin’s squad was just as impressive with 11 semifinals, nine trips to the title game and five championships.

Who else took home the trophy? Oregon (three) and Ohio State (two) won multiple national titles, but the mix of programs that won it all once was far more compelling: Clemson, Florida, Illinois, Miami, Michigan, Oklahoma, Texas, Texas A&M, Texas Tech and USC.

Just like in real life in 2024, earning a top-four seed and a first-round bye did not prove exceedingly beneficial in these 12-team CFP sims. Only seven top-four seeds won national championships.

Just one No. 1 seed went all the way in a simulation: Oklahoma. John Mateer and the Sooners rolled to a 12-1 season and an SEC title win over Georgia, dominated their first two playoff games and pulled off a 24-16 comeback win over Oregon in the championship.

The chaos brackets

Texas Tech has championship ambitions for 2025 and has invested a ton of money in its roster to construct a contender. In one of our simulations — let’s refer to these as Seasons A through Y, so this was Season O — the Red Raiders made Cody Campbell’s dreams come true with a 15-1 season and the program’s first national championship.

Clemson’s 13-0 season, led by Heisman Trophy winner Cade Klubnik, fell apart in the Orange Bowl with a 44-9 loss to Miami. That upset helped clear the path for the Big 12 champs to take down Indiana and Miami and advance to the title game, where they ran into … Nebraska!

The 10-2 Huskers earned a No. 6 seed, won their first-round home game against Iowa State, defeated old rival Oklahoma in the Sugar Bowl and blew out Big Ten champ Penn State in the semifinals. In a showdown between Joey McGuire and his mentor Matt Rhule, the Red Raiders prevailed 35-13.

Season U also delivered an ending that would be deeply dissatisfying to SEC fans. Only three teams from the conference — SEC champ South Carolina, Texas A&M and Georgia — earned CFP bids, and all three were bounced quickly, with No. 12 seed Boise State taking down the Aggies and Gamecocks.

The resulting semifinal featured the Broncos, Penn State, Oregon and Illinois and set up a Big Ten title game rematch in the national championship. Penn State won 54-7 in Indianapolis, but Luke Altmyer and his three-loss Illini squad pulled off a stunner in the title game, a 34-31 victory for the program’s first national title since 1951.

In Season T, Florida started 2-2, with losses to South Florida and Miami, which undoubtedly put virtual Billy Napier’s job in jeopardy. The Gators then went on a 12-game win streak, with DJ Lagway putting up 4,736 total yards and 42 TDs and Jadan Baugh emerging as the nation’s leading rusher. They met 15-0 Clemson in the national title game and spoiled their perfect season with a 27-17 victory.

One more simulation that delivered a compelling finale: Season X had Miami quarterback Carson Beck leading the Hurricanes to a 16-0 season and a 47-26 rout of Georgia in a national championship home game at the Orange Bowl. How’s that for a redemptive arc?

Boise State still the G5 favorite

Even without superstar running back Ashton Jeanty, Boise State was still the clear No. 1 among the Group of 5 teams vying for a spot in the College Football Playoff. The Broncos earned CFP bids in 11 of our simulations, followed by Southern Miss and Tulane getting in four times each. We also saw Arkansas State, Jacksonville State, James Madison, Liberty, South Florida and UNLV nab the No. 12 seed in various seasons.

The G5 earned multiple College Football Playoff bids in just one of the 25 season sims, with Boise State (12-1) and Tulane (11-2) earning the No. 9 and No. 11 seeds, respectively. They nearly got three in that year, too, with Memphis finishing 13th in the final CFP rankings.

Sadly, no G5 teams pulled off a Cinderella run to a national championship. Boise State came close as a No. 12 seed in Season E, with a stunning 44-41 road win at Oregon in double overtime, followed by victories over Tennessee and Texas Tech. But the Broncos ran into an unstoppable USC team, losing 45-10 in the national title game.

Conference title scoreboard

Curious which teams the video game likes to win each conference race? Here’s the breakdown. The SEC race was arguably the most competitive, with nine programs winning the league over our 25 simulations. The biggest surprise was defending national champ Ohio State winning just one Big Ten title despite being one of the highest-rated teams in the game, and the same was true for Alabama and LSU.

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ACC: Miami (11), Clemson (6), Duke (5), Louisville (1), Pitt (1), SMU (1)

Big Ten: Oregon (10), Penn State (8), USC (3), Michigan (2), Indiana (1), Ohio State (1)

Big 12: Texas Tech (11), Arizona State (4), Baylor (2), Colorado (2), Iowa State (2), Kansas State (2), Utah (1), West Virginia (1)

SEC: Georgia (6), Texas (6), Texas A&M (4), Oklahoma (3), Florida (2), Alabama (1), LSU (1), South Carolina (1), Tennessee (1)

American: Tulane (11), Memphis (4), Navy (4), USF (4), North Texas (1), UTSA (1)

Conference USA: Liberty (7), Jacksonville State (5), Florida International (4), Sam Houston (4), Middle Tennessee (2), UTEP (2), Kennesaw State (1)

MAC: Toledo (10), Buffalo (8), Miami (Ohio) (5), Ball State (1), Western Michigan (1)

Mountain West: Boise State (15), UNLV (5), Colorado State (1), Hawaii (1), Nevada (1), San Jose State (1), Wyoming (1)

Sun Belt: Southern Miss (14), James Madison (6), Arkansas State (4), Old Dominion (1)

Who wins the Heisman?

Clemson’s Klubnik has the best chances of taking home the Heisman Trophy this season if these simulations are to be believed. Klubnik is tied for the highest-rated QB in the game and won six Heismans over these 25-season sims. The game has a lot of love for new Georgia wide receiver Zachariah Branch, too. The speedy USC transfer finished as the nation’s leading receiver in six of these seasons, including a school-record 1,799 receiving yards in one sim, and won the Heisman four times.

Ohio State’s Jeremiah Smith and Julian Sayin, Tennessee’s Joey Aguilar and Oregon’s Makhi Hughes won Heisman Trophies in multiple seasons of our simulation. The list of one-time winners has an impressive variety: Colorado QB Kaidon Salter, Pitt QB Eli Holstein, USC QB Jayden Maiava, Indiana QB Fernando Mendoza, Louisville RB Isaac Brown and even Miami WR Tony Johnson.

Texas’ Arch Manning did not win the Heisman in any of these seasons and never finished in the top five in Heisman voting, even in the season in which the Longhorns won a national title. LSU’s Garrett Nussmeier finished in the top five only once, and Penn State’s Drew Allar did so only twice.

South Florida QB Byrum Brown finished in the top five of Heisman voting in five sims. One season, his top receiver Chas Nimrod finished second for the Heisman. Miami (Ohio) veteran QB Dequan Finn also earned a second-place finish in another season.

The greatest season of all time

Ohio State phenom Jeremiah Smith was a Heisman finalist in 11 of our 25 simulations and won three times, which makes sense given he’s the highest-rated player in the video game. In several of these seasons, Smith put up ridiculous stats and set single-season program records.

In Season V, the sophomore playmaker put together the greatest season by a wide receiver in FBS history. Smith’s final stat line: 170 catches for 2,382 receiving yards and 28 touchdowns.

His quarterback, Sayin, also broke the FBS single-season passing record with 6,312 yards. Yes, they did it over 16 games. But how they did it was more dramatic than their title run in 2024. The Buckeyes went 9-3 with losses to Wisconsin, Penn State and Rutgers. They barely defeated Michigan 20-19 but still got the No. 8 seed in the CFP.

The Buckeyes had to beat Michigan again in a first-round rematch in Columbus, knocked out a 13-0 Oklahoma team in the Sugar Bowl quarterfinals, returned to the championship game and pulled off a 42-35 overtime win over Georgia for back-to-back national titles.

Stars hit the portal

The transfer portal in College Football 26 has expanded and now features thousands of players making moves every season. Huge names such as Texas’ Colin Simmons, Colorado’s Jordan Seaton, Louisville’s Isaac Brown and Minnesota’s Koi Perich, plus a bunch of big-time starting quarterbacks (Rocco Becht, Avery Johnson, Noah Fifita), consistently entered the portal at the end of the season in our 25 simulations. And on rare occasions, it got more improbable.

Texas quarterback Arch Manning hit the portal in three of our 25 simulations after coach Steve Sarkisian left for Michigan (more on that below). Manning stayed in the SEC each time, signing with Georgia in two of the seasons and landing at Alabama in one.

Florida’s Lagway entered the portal in five of our 25 sims with Alabama, Texas and USC emerging as his preferred destinations. In one season, Manning and Lagway made the bizarre decision to team up in Tuscaloosa and compete with Ty Simpson for the starting job.

Season N ended with Texas A&M going 15-1 and defeating Miami to win its first national championship since 1939. And then, for some bizarre reason, Aggies starting QB Marcel Reed entered the portal and transferred to Ole Miss. Oklahoma’s Michael Hawkins Jr. transferred in to replace him in College Station and try to lead a repeat.

Carousel craziness

The addition of real college football head coaches and coordinators makes the coaching carousel in Dynasty mode far more comical in College Football 26. In most of these 25 simulations, the game produced end-of-season coaching changes that would shake up the sport.

In 12 of the 25 seasons, Clemson’s Dabo Swinney replaced Kalen DeBoer at Alabama. It’s worth noting that the Crimson Tide earned just five CFP appearances and took home zero national titles in these simulations. Each time Swinney left, Clemson responded by hiring Shane Beamer from rival South Carolina or hiring Lane Kiffin from Ole Miss.

Michigan was another playoff-or-bust program in these simulations and moved on from Sherrone Moore at the end of 12 of 25 seasons. In 11 of those 12 scenarios, the Wolverines pulled off a stunner and hired Steve Sarkisian from Texas. The one time they didn’t get Sark, they grabbed Oregon’s Dan Lanning.

The Longhorns’ coaching searches typically focused on Kiffin but occasionally resulted in hiring Mike Norvell, Joey McGuire or Kyle Whittingham. In one simulation, they shocked the world and picked Lincoln Riley. In three other sims, Riley left USC and moved back to Norman, Oklahoma, to lead the Sooners.

If you’re rooting for an all-time crazy carousel cycle, Season U stood out. In that simulation, Alabama and Michigan had coaching vacancies after DeBoer and Moore went to the NFL. Michigan hiring Sarkisian led to Norvell at Texas, Jedd Fisch at Florida State, Kyle Whittingham at Washington and Justin Wilcox at Utah. Swinney went to Alabama, Kiffin went to Clemson and Rhett Lashlee replaced him at Ole Miss. Beamer didn’t get the Clemson job but landed at LSU. Matt Campbell filled the South Carolina opening in this scenario, and Brian Kelly landed on his feet at Auburn.

But there’s more! Oklahoma brought back Riley, Brent Venables took over rival Oklahoma State and the Trojans turned to Bret Bielema as their next head coach — right after he led the Illini to the national championship. Eastern Michigan’s Chris Creighton was the lucky coach who took over the defending national champs.

If any of these unthinkable outcomes occur in real life in 2025, just remember: You heard it here first.