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Many of her clients don’t believe it when Maryland tax preparer Diana Avellaneda tells them they might qualify for low-cost health insurance. Or they think she’s trying to sell them something. In reality, she wants to help her customers take advantage of an underused feature of her state’s tax forms that allows them to get financial assistance for health insurance.

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Avellaneda said she wants people to avoid the financial risk of a medical emergency: “I have health insurance right now, and I feel very, very peaceful. So I want my community to know that.”

The process is simple: By checking a box, taxpayers trigger a qualifying event, enabling them to sign up for insurance outside the traditional open enrollment period and access subsidies that can bring the cost of that insurance down, if their income is low enough. Doing so also allows Maryland’s comptroller to share a person’s income information with the state’s insurance exchange, created under the Affordable Care Act.

After checking the box, people receive a letter with an estimate of the kind of financial assistance they qualify for, whether subsidies for an exchange-based plan, Medicaid, or, for eligible minors, the Childrens Health Insurance Program. Also, a health care navigator may call taxpayers offering them enrollment assistance.

Avellaneda said most of her clients who apply end up qualifying for subsidized insurance. Many are surprised because they had assumed financial assistance was available only to those with extremely low incomes. Avellaneda thought this as well until she did her own taxes a couple of years ago.

“I was one of the persons that thought that I couldn’t qualify because of my income,” said Avellaneda, with a chuckle. Email Sign-Up

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A growing number of states including Colorado and Massachusetts are using tax forms to point people toward the lower-cost coverage available through state insurance marketplaces; by next year, it will be at least 10, including California, Maine, and New Jersey. Illinois is working on a program as well.

“We all file taxes, right? We all know we’re filling out a bazillion forms. So what’s one more?” said Antoinette Kraus, executive director of the Pennsylvania Health Access Network, who advocated for Pennsylvania to create a program modeled on Maryland’s.

Often, efforts to enroll people in health insurance are scattershot because the data sets of uninsured people are incomplete. This can lead outreach workers to try to find people who have submitted unfinished Medicaid applications to try and sign them up for coverage.

But nearly everyone has to file tax paperwork, and that existing infrastructure helps states connect the dots and find people who are open to signing up for insurance but haven’t yet.

“It’s hard to imagine more targeted outreach than this. I think that’s one reason it’s become popular,” said Rachel Schwab, who researches the impact of state and federal policy on private insurance quality and access at Georgetown University.

The rise of these initiatives, known as easy enrollment, is happening at a time of incredible churn for health insurance.

The end of some policies launched during the height of the covid-19 pandemic is forcing people to reenroll in Medicaid or find new insurance if they make too much money to qualify. At the same time, marketplace subsidies created in response to the pandemic have been extended through the end of 2025 via the Inflation Reduction Act. So having a simple way to connect people to health care coverage and make the most of federal dollars is a good idea, said Coleman Drake, a health policy researcher at the University of Pittsburgh.

He cautions that these initiatives won’t get everyone covered. Data bears this out: Only about 10,000 Marylanders have gotten insurance this way since 2020, less than 3% of that state’s uninsured population. The number in Pennsylvania is estimated to be small, too. Still, it’s a step in the right direction.

“Uninsurance in general is extremely costly to society,” said Drake. “Whatever we can do here to make signing up for health insurance easy, I think, is an advantage.”

This article is part of a partnership that includes WESA, NPR, and KFF Health News.

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Trump engaged in unprecedented criminal effort to overturn 2020 election, prosecutor’s report says

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Trump engaged in unprecedented criminal effort to overturn 2020 election, prosecutor's report says

President-elect Donald Trump engaged in an unprecedented criminal effort to overturn his 2020 election defeat, according to a report by Special Counsel Jack Smith.

Prosecutor Mr Smith said Mr Trump “inspired his supporters to commit acts of physical violence” in the January 6 riots and knowingly spread a false narrative about fraud in the 2020 election.

However, efforts to bring Mr Trump to trial over his attempt to hold on to power were thwarted by his re-election in November, the special prosecutor said in his report, which was released by the Department of Justice on Tuesday.

He also found charges could be justified against Mr Trump’s co-conspirators but reached no final conclusions.

FILE - Rioters loyal to President Donald Trump rally at the U.S. Capitol in Washington, Jan. 6, 2021. (AP Photo/Jose Luis Magana, File)
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Rioters loyal to President Donald Trump rally at the US Capitol on 6 January, 2021. Pic: AP

Mr Smith resigned in the wake of Mr Trump’s election victory in November.

“Indeed, but for Mr Trump’s election and imminent return to the Presidency, the Office assessed that the admissible evidence was sufficient to obtain and sustain a conviction at trial,” Mr Smith’s report said.

The release of the report comes a few days after Mr Trump was sentenced following his conviction in the Stormy Daniels hush money case.

FILE - Special counsel Jack Smith speaks to the media about an indictment of former President Donald Trump, Aug. 1, 2023, at an office of the Department of Justice in Washington.  (AP Photo/J. Scott Applewhite, File)
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Special counsel Jack Smith. Pic: AP

President-elect Mr Trump has consistently criticised Mr Smith and allies have suggested the special counsel should now face criminal charges for pursuing the case against him.

In the wake of the release of the report, Mr Trump called Mr Smith “deranged” and criticised the report’s “fake findings”.

Released alongside the report was a letter from lawyers for Mr Trump to the justice department, dated 6 January 2025.

In it, they called for Mr Smith to “terminate all efforts toward the preparation and release” of the report, which they said was “consistent with the bad-faith crusade” that they said Mr Smith conducted on behalf of the Biden-Harris administration.

The special prosecutor defended his investigation, saying: “The claim from Mr Trump that my decisions as a prosecutor were influenced or directed by the Biden administration or other political actors is, in a word, laughable.”

Read more:
January 6: The case against Donald Trump
January 6: How four hours of mayhem unfolded

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Hush money case: Trump reacts to becoming a felon

Mr Smith’s case had faced legal hurdles even before it was clear that Mr Trump would be returning to the White House.

It was paused for months as the former president pursued a legal claim that he could not be prosecuted for official actions taken during his time as commander-in-chief.

The Supreme Court, with its conservative majority, largely agreed with him, granting former presidents broad immunity from criminal prosecution.

Other allegations in the report released today include:

• Mr Trump contacted legislators and executives at state level and “urged them to take action to ignore the vote counts and change the results”

• Mr Trump and co-conspirators launched a plan to use fraudulent electors in seven states that he had lost in the 2020 election to send false certifications to Washington DC

• Frustrated with the justice department because it had identified no evidence of substantial fraud in the 2020 election, Mr Trump “attempted to wield federal power to perpetuate his fraud claims and retain office”

• Mr Trump repeatedly pressed then vice president Mike Pence to use his ministerial position as president of the Senate to change the election outcome – something Mr Pence repeatedly refused to do.

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Police investigating ‘possible human cause’ behind Los Angeles wildfire

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Police investigating 'possible human cause' behind Los Angeles wildfire

Police are reportedly focusing on a possible human cause in early investigations into what caused the deadly Palisades fire in Los Angeles.

Several law enforcement sources told Sky’s partner site NBC News potential lines of inquiry involve fireworks or unauthorised individuals camping in the area.

Stressing no conclusions have been reached, they said other possibilities include accidental equipment-related ignition, and said arson is not being ruled out.

Fires latest – at least 24 people killed

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Sky presenter challenges LA officials

At least 24 people have been killed and thousands of homes destroyed in the wildfires that have raged across Los Angeles.

Most of the destruction has been wrought by the Palisades fire, which has torched nearly 24,000 acres and is just 14% contained, according to the California Department of Forestry and Fire Protection (Cal Fire).

Officials have not yet identified the cause of any of the Los Angeles fires.

More on California Wildfires

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Firefighters put out a smouldering hot spot. Pic: Reuters
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Firefighters put out a smouldering hot spot. Pics: Reuters

A lawsuit has been filed against utility company Southern California Edison claiming its equipment sparked the Eaton fire.

The blaze in the foothills of the San Gabriel Mountains east of the city has burned through 14,000 acres and was 33% contained, according to Cal Fire.

Where some of the fires are

Edison has acknowledged fire agencies are investigating whether its equipment may have started a smaller fire in the LA area that broke out on the same day.

Read more:
Santa Ana winds that fuelled wildfires are back – here’s what it could mean

A woman walks past destroyed homes. Pic: Reuters
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A woman walks past destroyed homes. Pic: Reuters

It comes as additional firefighters and water tankers have deployed ahead of the forecast return of fierce Santa Ana winds which threaten to whip up the two massive wildfires.

Planes have been working to douse homes and hillsides with pink fire-retardant chemicals, while dozens of water trucks have worked to replenish supplies after hydrants ran dry last week.

“We’re absolutely better prepared,” LA County Fire Chief Anthony Marrone said when he was asked what will be different from a week ago.

But he warned high winds could ground firefighting aircraft and said if they reach 70mph “it’s going to be very difficult to contain that fire”.

A third fire that has burned nearly 800 acres is 95% contained, while three other fires in California have been fully brought under control in recent days.

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Pixxel to Launch India’s First Private Satellite Network

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Pixxel to Launch India’s First Private Satellite Network

India’s Pixxel is set to launch three of its six hyperspectral imaging satellites aboard a SpaceX rocket from California on Tuesday, the first such network in the country’s nascent private space sector, Pixxel’s chief told Reuters.

The satellites will be placed in a sun-synchronous orbit at roughly 550 km, with the remaining three slated for deployment in the second quarter of the year.

The launch is scheduled to take place at the Vandenberg Space Force Base at around 10:45 a.m. Pacific Time (1845 GMT) on Tuesday – just after midnight the next day in India – subject to final approvals.

Pixxel’s founder and chief executive Awais Ahmed told Reuters that it plans to add 18 more spacecraft to the six it has already developed, eyeing a share of the satellite imaging market projected to reach $19 billion (roughly Rs.1,64,451 crore) by 2029.

The launch is a milestone for India’s nascent private space sector and for Google-backed Pixxel, a five-year-old startup.

It aims to use hyperspectral imaging — a technology that captures highly detailed data across hundreds of light bands — to serve industries such as agriculture, mining, environmental monitoring, and defence.

The company says its satellites can deliver insights to improve crop yields, track resources, monitor oil spills and country borders in much better details than current technology allows.

“The satellite imagery market today is around $4.3 billion (roughly Rs. 37,219 crore), with analysis adding another $14 billion (roughly Rs. 1,21,180 crore). By 2029, the market is projected to reach $19 billion (roughly Rs. 1,64,457 crore). Hyperspectral imaging, which is new, could realistically capture $500 million (roughly Rs. 4,327 crore) to $1 billion (roughly Rs. 8,676 crore) of this, plus additional revenue from analysis,” Ahmed said.

Ahmed said Pixxel has signed up around 65 clients, including Rio Tinto, British Petroleum, and India’s Ministry of Agriculture, with some already paying for data from its demo satellites. Contracts are in place for future data from the Firefly constellation.

“For defence-use cases, conversations are happening predominantly in the US and India, and in other regions through resellers and partners. Usually, government agencies want to see things launched and working before committing to procurement,” Ahmed, 27, said.

Pixxel expects to make first contact with the satellites about two-and-a-half hours after launch, with full commercial imaging capabilities expected by mid-March.

However, its expansion plans face stiff competition in a global satellite market dominated by the United States and China.

The US leads in commercial and government satellite launches, driven by private companies like SpaceX and government contracts, while China has emerged as a competitor with aggressive state-backed initiatives and a rapid expansion into low Earth orbit satellites.

India, despite its established spacefaring capabilities, holds only a two percent share of the global commercial space market. The government is now banking on private players to increase that share, aiming to grow the country’s space sector from $8 billion (roughly Rs. 69,258 crore) to $44 billion (roughly Rs. 3,80,976 crore) by 2030.

Pixxel hopes to leapfrog these challenges with its Firefly constellation, which boasts a 5-meter resolution and a 40-km swathe width—outperforming competitors such as Finland’s Kuva Space and San Francisco-based Orbital Sidekick, whose satellites typically have lower resolution and narrower coverage.

“If and once their commissioning is successful, they’ll have more imaging capacity than ISRO in the hyperspectral band, which for the Indian industry is a watershed moment,” said Narayan Prasad, chief operations officer at Netherlands-based space industry marketplace Satsearch.

© Thomson Reuters 2025

(This story has not been edited by NDTV staff and is auto-generated from a syndicated feed.)

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