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About a quarter of large U.S. employers heavily restrict coverage of legal abortions or dont cover them at all under health plans for their workers, according to the latest employer health benefits survey by KFF. Use Our Content

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The findings demonstrate another realm, beyond state laws, in which access to abortion care varies widely across America since the Supreme Court overturned the constitutional right to abortion last year in Dobbs v. Jackson Womens Health Organization.

More than ever, where someone works and the constraints of their health insurance can determine whether an abortion is possible. Workers without coverage are left to pay out-of-pocket for abortion care and related costs.

In 2021, the median costs for people paying out-of-pocket in the first trimester were $568 for a medication abortion and $625 for an abortion procedure, according to a report from Advancing New Standards in Reproductive Health at the University of California-San Francisco. By the second trimester, the cost increased to $775 for abortion procedures.

KFFs 2023 annual survey found that 10% of large employers defined as those with at least 200 workers dont cover legal abortion care under their largest job-based health plan. An additional 18% said legal abortions are covered only in limited circumstances, such as when a pregnancy is the result of rape or incest, or endangers a persons life or health.

The share of employers that said they dont cover abortion under any circumstances is bigger than I would have expected, said Matthew Rae, an associate director at KFF who helped conduct the survey.

So far, 14 states, mostly in the South and Midwest, have enacted near-total abortion bans, and an additional seven states have instituted gestational limits between six and 18 weeks. Abortion is legal in 24 states and the District of Columbia. Email Sign-Up

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Sharply divergent state abortion laws solidified in the aftermath of the Dobbs decision compound the complexity for employers with workers across multiple states, Rae said. Many large companies employ people in places with vastly different abortion policies, and their health benefits are more likely to cover dependents who may live elsewhere.

Those dependents can be college kids and college kids can be anywhere or any other type of dependent who could just spread out over an area much larger than where you just have actual physical establishments, Rae said.

The KFF survey found that about a third of large companies said they cover legal abortions in most or all circumstances; the largest companies, with at least 5,000 employees, were more likely to offer the benefit compared with smaller firms. An additional 40% said they were unsure of their coverage perhaps because employer policies are in flux, Rae said.

Employer health plans treatment of abortion has changed little since the Dobbs decision, the survey found. Among companies that said they did not cover legally provided abortion services or covered them in limited circumstances, 3% reduced or eliminated abortion coverage. By contrast, of the large companies that generally covered abortion, 12% added or significantly expanded coverage.

Thats in sharp contrast to the rapidly changing laws governing abortion access in the states. Its unclear whether workers at companies that dont cover abortion or heavily restrict coverage are located primarily in states that have outlawed the procedure.

The KFF survey includes information from more than 2,100 large and small companies on their health benefits and the related costs for workers. Annual premiums for family coverage rose 7% on average this year, to $23,968, with employees on average contributing $6,575 toward that cost. The jump in premiums represents a notable increase compared with that of the previous year, when there was virtually no growth in those costs. Average yearly deductibles for workers were $1,735 for single coverage, a cost that was relatively unchanged.

One tactic employers use is to provide separate benefits for abortion-related expenses. In response to increasingly restrictive state abortion laws and the Supreme Courts decision, large companies such as Amazon, Starbucks, Disney, Meta, and JPMorgan Chase, among others announced they would pay for employees abortion-related travel expenses.

However, the KFF survey found that a small share of large employers said they provide or plan to provide workers with financial help to cover abortion-related travel expenses. Companies with at least 5,000 workers are the most likely to provide that assistance. Overall, 7% of large employers said they provide or plan to provide financial assistance to employees who must travel out of state for abortion care.

According to the Brigid Alliance, a New York-based nonprofit that helps people with logistics and defrays abortion-related costs, average travel costs now exceed $2,300. As restrictive laws proliferate, distances traveled have also increased since the Dobbs ruling, with each person on average traveling roughly 1,300 miles round trip in the first half of 2023.

Recent research published by job-search firm Indeed, the Institute of Labor Economics, and academics from the University of Southern California and the University of Maryland found that employers that announced abortion-related travel benefits saw an 8% increase in clicks on their job postings compared with similar jobs at comparable employers that did not announce such a policy.

However, job satisfaction among existing employees also dropped at those companies, with ratings of senior management dropping 8%, driven by workers in typically male-dominated jobs, they wrote, illustrating both the potential perks and pitfalls for companies that choose to wade into contentious political waters.

Rachana Pradhan: rpradhan@kff.org, @rachanadpradhan Related Topics Insurance States Abortion KFF Polls Women's Health Contact Us Submit a Story Tip

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Punjabi music sees huge rise in streams – but not all fans are happy

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Punjabi music sees huge rise in streams - but not all fans are happy

Streams of Punjabi music have seen a massive rise, but some fans aren’t pleased with the direction the genre is heading in.

The 2002-hit Mundian To Bach Ke by UK-based producer Panjabi MC is what put the music on the map for the very first time.

Since then, the music has changed, and many more people are listening.

Data from Spotify shared exclusively with Sky News reveals that UK streams have risen by 286% over the past five years and a massive 2077% globally.

“The signs are there that Punjabi music is only going to continue to grow in influence around the world,” said Safiya Lambie Knight, head of music, UK & Ireland at Spotify.

The blend with hip-hop alongside collaborations with mainstream artists such as Burna Boy and Ed Sheeran has captivated listeners, regardless of their spoken language.

With billions of views and streams, one of the top-performing artists in the genre right now is Karan Aujla.

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Originally from a village called Ghurala in India, the 27-year-old’s quick-witted bars and innovative melodies helped him make history earlier this year as the first Punjabi artist to win a Juno Award.

Karan Aujla has performed three shows as part of his UK tour. Pic: Manny 4PM, Catalyst Management, Rehaan Records
Image:
Karan Aujla has performed three shows as part of his UK tour. Pic: Manny 4PM, Catalyst Management, Rehaan Records

Speaking exclusively to Sky News after his show at London’s O2 arena, Aujla said: “I’m just a kid that came from nothing, from a small village so if you told me 10 years before I’ll be performing at the O2 London and selling out the whole arena, I wouldn’t know if that’d be possible, but we did it today.

“So if anybody out there is watching me, just know that it’s all possible.

Aujla’s ability to fuse genres such as hip-hop and R&B with Punjabi folk music has earned him a fanbase of non-Punjabis too.

“I feel like music itself has no language, and it’s just so lovely how somebody that doesn’t know your language could still vibe to your music. And I’ve seen that with my own eyes at my shows and in my DMs, or like on Facebook or wherever, when people send me videos of jamming to my songs, but they’re from a whole different country.”

Punjabi music has gone from its humble beginnings in the fields of rural Punjab to the flashy stages of international concerts. Pic: Manny 4PM, Catalyst Management, Rehaan Records
Image:
Punjabi music has gone from humble rural beginnings to the flashy stages of international concerts. Pic: Manny 4PM, Catalyst Management, Rehaan Records

He added: “I feel like Punjabi music will be one of the biggest things in this whole world in the next few years, and I believe in that.”

But as the genre has grown over the last few years, some of the top singers have come under increased scrutiny for promoting and glorifying drugs, violence and gun culture through their lyrics and music videos.

It was this trend that forced one of the genre’s biggest radio stations – Panjab Radio, based in London – to ban some singers from their airwaves.

The station’s managing director, Surjit Singh Ghuman MBE, who made the decision three years ago, said: “My personal belief is that lots of youngsters went from Punjab to Western countries, especially Canada and America, where there’s a big drug scene there, there’s a big gun culture there, and I think it all stemmed from there.

“It makes me feel sad because that is not our culture. Guns and drugs is not Punjabi culture.”

Surjit Singh Ghuman MBE created the world’s first 100% Panjabi speaking radio station.
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Surjit Singh Ghuman MBE created the world’s first 100% Punjabi-speaking radio station

Mr Ghuman said that when the station started broadcasting in 2000: “We didn’t need to listen to the whole song, but now with the new music, we have to listen to every single song before it goes onto the system because there’s lots of swear words.

“I think it’s all about the views now. It doesn’t matter what the message is you’re giving to the youngsters or the community, it is to do with earning money.”

But Mr Ghuman is hopeful “positive changes are coming” and that singers will “start to focus their songs on the rich Punjabi culture rather than violence”.

However, while there’s hope, the controversies don’t seem to be fading.

Just last month, singer AP Dhillon, who’s signed to the same record label as Taylor Swift, released a song called Old Money, which contains violent scenes throughout its music video, so much so that it required a warning at the start.

This month, Dhillon’s home in Canada was shot at several times and vehicles were set alight. Nobody is believed to have been injured in the attack.

Preliminary investigation suggests that this was a targeted event according to the Royal Canadian Mounted Police, who are still investigating the suspects in the attack to establish a motive.

Sky News asked AP Dhillon’s team for a comment.

For now, the UK stands as a quieter but important player in the world of Punjabi music – a place where the focus remains on cultural celebration rather than controversy.

While controversies have accompanied its rise, the genre’s ability to evolve and resonate with diverse audiences suggests a bright future ahead.

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Sports

UNC’s Brown: No plans to resign after 70-50 loss

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UNC's Brown: No plans to resign after 70-50 loss

Mack Brown told ESPN on Saturday he’s not resigning after an emotional locker room scene with his players following North Carolina’s embarrassing 70-50 loss to James Madison, which is in only its third season as an FBS school.

Brown, a College Football Hall of Famer, said he told the players that it was his fault and would step away if he couldn’t get things fixed. The 70 points were the most ever given up by the Tar Heels, who fell to 3-1.

“I’m not resigning. I’ll be back at work Monday,” Brown told ESPN.

Brown, 73, is in his sixth season at North Carolina. He told ESPN he was aware of some reports and that messages in emotional locker rooms can be misconstrued, but was adamant that he’s not stepping down.

Brown has led UNC to winning records in four of his five seasons. The Tar Heels won eight games last season and nine the season before when they finished first in the ACC’s Coastal Division. Brown was at Texas for 16 seasons and won a national championship in 2005 and played for another in 2009. He resigned under pressure following the 2013 season, and after taking a break from coaching, returned in 2019 to North Carolina for his second stint in Chapel Hill. Brown was North Carolina’s coach from 1988 to 1997.

The Tar Heels travel to rival Duke next Saturday.

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U-M runs down USC, wins with 32 passing yards

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U-M runs down USC, wins with 32 passing yards

ANN ARBOR, Mich. — Michigan kept pounding the ball and pounding the ball. And when it mattered most, No. 11 USC couldn’t stop it.

Powered by running back Kalel Mullings, who scored the winning touchdown in the final seconds, the defending national champion Wolverines rumbled to a 27-24 victory in their Big Ten opener Saturday.

“That’s a representation of who we are,” Mullings said of Michigan’s run-heavy game plan. “Just grit and grinding up … grinding meat that whole time.”

The Wolverines rushed for 290 yards, including 79 on the final drive. Mullings got all eight carries and broke through a pair of tackles for a 63-yard run that put Michigan in the red zone. He finished off the drive with a 1-yard scoring plunge on fourth-and-goal with 37 seconds remaining.

“A will to not give in,” Michigan coach Sherrone Moore said of his senior back. “A will to want it more than them. To want it more than the man who’s trying to tackle him.”

The No. 18 Wolverines (3-1, 1-0 Big Ten) prevailed despite passing for only 32 yards, their fewest in a game since 1987, according to ESPN Research. Michigan’s 32 yards through the air were the fewest by any FBS team in a win over a top-15 opponent since 2014, when Florida beat Georgia with 27 rushing yards.

“Love it,” said Moore, a former college offensive lineman at Oklahoma. “You want to throw the ball, but when you can run the ball effectively, you bring [the defense] down.”

Mullings finished with a career-high 159 yards on 17 rushes, scoring another touchdown in the first quarter with a 53-yard dash through the middle of the USC defense.

Donovan Edwards added 74 yards on the ground, including a 41-yard touchdown run. But his fumble in the fourth quarter gave USC (2-1, 0-1) the ball deep in Michigan territory, and Miller Moss‘ 24-yard touchdown toss to Ja’Kobi Lane handed the Trojans their first lead of the game with just over 7 minutes to go.

Michigan turned back to Mullings the rest of the way. And Moore said the Wolverines put the game in the hands of Mullings and the offensive line, especially on fourth-and-goal.

“The game’s on the line,” Moore said, “whatcha gonna do?”

Mullings followed fullback Max Bredeson, who delivered the kickout block, clearing the way for Mullings to barrel in for the winning score.

“We knew we were going to get it,” quarterback Alex Orji said. “That was just confidence. Do or die, backs against the wall.”

The Wolverines changed starting quarterbacks this week, moving from Davis Warren to Orji. Warren had thrown six interceptions in three games, including three last weekend against Arkansas State. Orji had only seven career passing attempts coming into the game, and attempted only 12 passes against USC, completing seven of them. But Orji rushed for 43 yards, giving the Wolverines an offensive identity they had been lacking, especially in a 31-12 loss to Texas in their second game.

Michigan rushed for 199 yards in the first half alone, the most USC had surrendered in a first half since Lincoln Riley became its coach in 2022.

“Schematically, we knew they were going to run the ball,” USC linebacker Easton Mascarenas-Arnold said, “and it was just mano a mano who could win — and they just did.”

With an inexperienced quarterback, Moore said he challenged his team to be more physical against the Trojans. The Wolverines didn’t have All-America tight end Colston Loveland, who missed the game with an undisclosed injury. That put even more onus on the running game.

“The guys responded,” Moore said. “So proud of what they did and how they played.”

ESPN’s Paolo Uggetti contributed to this report.

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