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There was no shielding plan early in the pandemic and vulnerable groups were “appallingly neglected” as a “fatalistic” approach took hold in Downing Street, Dominic Cummings has claimed.

The former chief aide to Boris Johnson, who described Downing Street as being in “complete chaos”, was asked to what degree decision-makers considered ethnic minority groups, domestic abuse victims and others in the run-up to imposing a national lockdown.

Mr Cummings told the COVID inquiry: “I would say that that entire question was almost entirely appallingly neglected by the entire planning system.”

COVID inquiry latest: PM ‘obsessed with older people accepting their fate’

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He said “one of the most appalling things” was the lack of a shielding plan in March 2020 “and the Cabinet Office was trying to block us creating a shielding plan”.

Mr Cummings, one of the most senior advisers in government during the first wave of the pandemic, also told the inquiry that strict border controls and the rapid expansion of testing could have had a “much better” outcome for saving lives and the economy than lockdowns.

But he said a “fatalistic” approach had gripped the government, which did not envisage attempting to create new systems to control the spread of coronavirus.

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“No one thought it was really practical to build our way out of the problem,” he said.

“The fundamental U-turn that we shifted to, was to try and build our way out of it instead of fatalistically accepting it.”

Mr Cummings also described how attitudes around whether to change to a lockdown strategy in March were not suddenly changed.

He said “this was all complete chaos” about when various aspects of government decided a lockdown was necessary, rather than managing COVID in the community.

The inquiry also heard:

• There were conversations in early March 2020 – weeks before the national lockdown – about whether local authorities could book out ice rinks and hire trucks to carry and store “massive numbers of bodies”;

• Matt Hancock “sowed chaos” by continuing to insist in March 2020 that people without symptoms of a dry cough and a temperature were unlikely to be suffering from coronavirus;

• Everyone in Downing Street called Mr Johnson an indecisive “trolley”

• Mr Cummings warned Mr Johnson of the NHS imploding “like a zombie apocalypse film” on 12 March, 12 days before lockdown was implemented

Mr Cummings was called to give evidence after former communications director Lee Cain.

Mr Cain said the former prime minister was indecisive over lockdowns because “the rump of the Tory party” did not like the strict measures.

Notes from former scientific adviser Sir Patrick Vallance were read out in which it was said that Mr Johnson agreed with his MPs that COVID was “nature’s way of dealing with old people”.

Read more:
2021: Pandemic left vulnerable workers open to abuse and exploitation

The two hearing laid bare the chaos and dysfunction in government as coronavirus presented the biggest crisis the UK has seen since 1945.

Mr Cummings took aim at much of the government during the “nightmare” of the pandemic – saying a text in which he called ministers useless f***pigs, morons, c****” actually “understated the position as events showed in 2020”.

He also claimed that everyone in Downing Street called Mr Johnson a “trolley” because of his indecision.

Mr Cummings was Mr Johnson’s top political aide in Downing Street from 2019 – having masterminded the Vote Leave Brexit campaign and helped usher the former prime minister into office.

But he left his role in November 2020 amid a power struggle behind the scenes and has since become a fierce critic of his old boss.

He was embroiled in a scandal at the outset of the pandemic when it emerged he had taken a lockdown-breaking trip to County Durham with his family.

Bereaved families were stationed outside the inquiry on Tuesday.

It comes a day after Martin Reynolds, the civil servant who was dubbed “party Marty” due to his role in the partygate scandal, gave evidence yesterday in which he admitted setting WhatsApp messages to “disappear” as calls for a COVID inquiry grew.

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Chancellor Rachel Reeves considering ‘changes’ to ISAs – and says there’s too much focus on ‘risk’ in investing

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Chancellor Rachel Reeves considering 'changes' to ISAs - and says there's too much focus on 'risk' in investing

The chancellor has confirmed she is considering “changes” to ISAs – and said there has been too much focus on “risk” in members of the public investing.

In her second annual Mansion House speech to the financial sector, Rachel Reeves said she recognised “differing views” over the popular tax-free savings accounts, in which savers can currently put up to £20,000 a year.

She was reportedly considering reducing the threshold to as low as £4,000 a year, in a bid to encourage people to put money into stocks and shares instead and boost the economy.

However the chancellor has shelved any immediate planned changes after fierce backlash from building societies and consumer groups.

In her speech to key industry figures on Tuesday evening, Ms Reeves said: “I will continue to consider further changes to ISAs, engaging widely over the coming months and recognising that despite the differing views on the right approach, we are united in wanting better outcomes for both savers and for the UK economy.”

She added: “For too long, we have presented investment in too negative a light, quick to warn people of the risks, without giving proper weight to the benefits.”

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Rachel Reeves’s fiscal dilemma

Ms Reeves’s speech, the first major one since the welfare bill climbdown two weeks ago, appeared to encourage regulators to focus less on risks and more on the benefits of investing in things like the stock market and government bonds (loans issued by states to raise funds with an interest rate paid in return).

She welcomed action by the financial regulator to review risk warning rules and the campaign to promote retail investment, which the Financial Conduct Authority (FCA) is launching next year.

“Our tangled system of financial advice and guidance has meant that people cannot get the right support to make decisions for themselves”, Ms Reeves told the event in London.

Read more:
Should you get Lifetime ISA? Two key issues to consider
Building societies protest against proposed ISA reforms
Is there £15bn of wiggle room in Reeves’s fiscal rules?

Last year, Ms Reeves said post-financial crash regulation had “gone too far” and set a course for cutting red tape.

On Tuesday, she said she would announce a package of City changes, including a new competitive framework for a part of the insurance industry and a regulatory regime for asset management.

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Reeves is ‘totally’ up for the job

In response to Ms Reeves’s address, shadow chancellor Sir Mel Stride said: “Rachel Reeves should have used her speech this evening to rule out massive tax rises on businesses and working people. The fact that she didn’t should send a shiver down the spine of taxpayers across the country.”

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The governor of the Bank of England, Andrew Bailey, also spoke at the Mansion House event and said Donald Trump’s taxes on US imports would slow the economy and trade imbalances should be addressed.

“Increasing tariffs creates the risk of fragmenting the world economy, and thereby reducing activity”, he said.

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Crypto-backed group gathers $141M funding to influence US elections

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Crypto-backed group gathers 1M funding to influence US elections

Crypto-backed group gathers 1M funding to influence US elections

Fairshake reported raising $52 billion from the crypto industry in the first half of 2025, at a time when candidates previously supported by the PAC were providing crucial votes.

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Programmable regulation is the missing key to DeFi’s legal future

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Programmable regulation is the missing key to DeFi’s legal future

Programmable regulation is the missing key to DeFi’s legal future

Programmable regulation could be the solution to legacy regulatory frameworks struggling to keep pace with DeFi’s rapidly evolving ecosystems. Embedding compliance in code can bring legal clarity, reduce risk and foster innovation in DeFi.

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