The production shutdown at cyber attack-hit Jaguar Land Rover (JLR) has entered its sixth week, a week after it had raised hopes of a phased restart “in the coming days”.

The company reiterated a statement released last Monday when approached by Sky News for an update on its recovery efforts.

It also declined to comment on a report by The Times that it was considering a loan scheme, worth up to £500m, to help protect its supply chain from the financial turmoil caused by the hacking.

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JLR’s manufacturing operations have been at a standstill since the attack in late August but Sky News understands that testing to make progress on a controlled resumption is continuing.

The Wolverhampton engine plant could be the first to stutter back to life.

A £1.5bn loan guarantee offered by the government to the company is understood to have not been taken up, given that the carmaker has met its commitments to suppliers that it deals with.

Those further down the chain however, complain they are suffering financially and from uncertainty over when deliveries can resume.

The supply chain employs up to 200,000 people directly and indirectly.

Industry bodies say job losses are growing and the risk of smaller businesses folding has increased as cash inflows remain on hold and total outflows grow.

The main concern for such companies is that those which supply JLR indirectly can access some relief – either from JLR or in the form of an improved government scheme that can be tapped by employers directly.

It could be that without financial aid, JLR’s future production recovery risks damage from suppliers going out of business.

The government had hoped that JLR would take out a loan with commercial banks under the proposals for state support, saying that the loan guarantee offer also amounted to support for the supply chain.

Since that offer was made, the company is widely reported to have agreed a separate £2bn funding facility to maintain its funding buffers.

The loss of production alone is costing JLR £5m a day.

The company said in its statement, which mirrored last Monday’s update: “As the controlled, phased restart of our operations continues, we are taking further steps towards our recovery and the return to manufacture of our world-class vehicles.

“We have informed colleagues, retailers and suppliers that some sections of our manufacturing operations will resume in the coming days.

“We continue to work around the clock alongside cybersecurity specialists, the UK government’s NCSC [National Cyber Security Centre] and law enforcement to ensure our restart is done in a safe and secure manner.

“We would like to thank everyone connected with JLR for their continued patience, understanding and support. We know there is much more to do but the foundational work of our recovery is firmly under way, and we will continue to provide updates as we progress.”

A shake-up to the house-buying system which could cut a month off the time it takes – and slash around £700 from the moving bill – is on the table.

Changes could include requiring property sellers and estate agents to provide more information when a home is listed for sale, reducing the need for buyers to carry out searches and surveys.

Binding contracts could also be introduced at an earlier stage, reducing the risk of a chain collapsing and guzumping – when someone makes a higher offer for a house than someone whose offer has already been accepted by the seller.

The proposals could also deliver clearer information to consumers about estate agents and conveyancers, including their track record and expertise, along with new mandatory qualifications and a code of practice to drive up standards.

Housing Secretary Steve Reed said the proposals, which are the subject of a consultation, would help make “a simple dream, a simple reality”.

The government says it will set out a full roadmap in the new year after consulting on its proposals.

Mr Reed said: “Buying a home should be a dream, not a nightmare.

“Our reforms will fix the broken system so hardworking people can focus on the next chapter of their lives.”

Officials believe the proposed package of reforms could cut around a month off the time it takes to buy a new home and save first-time buyers an average of £710.

People selling a home could face increased costs of around £310 due to the inclusion of upfront assessments and surveys.

Those in the middle of a chain would potentially gain a net saving of £400 as a result of the increased costs from selling being outweighed by lower buying expenses.

Wider use of online processes, including digital ID, could help make transactions smoother, the government argued, pointing to the Finnish digital real estate system which can see the process completed in around two weeks.

The consultation also draws on other jurisdictions, including the Scottish system where there is more upfront information and earlier binding contracts.

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Meanwhile, the Conservatives have pledged to give young people a £5,000 national insurance rebate to help with the cost of their first home when they get their first full-time job as part of their plans to “reward work”, The Times reports.

The proposals for a “first-job bonus” – which would divert national insurance contributions into a long-term savings account – are said to be announced by shadow chancellor Sir Mel Stride on Monday.

The bonus could benefit 600,000 people a year and amount to £10,000 for a working couple, with the Tories saying the £2.8bn cost would be funded by cutting government spending, according to the newspaper.

‘Process the same as for our grandparents’

The government’s planned shake-up was welcomed by property websites and lenders.

Rightmove chief executive Johan Svanstrom said: “The home-moving process involves many fragmented parts, and there’s simply too much uncertainty and costs along the way.

“Speed, connected data and stakeholder simplicity should be key goals.

“We believe it’s important to listen to agents as the experts for what practical changes will be most effective, and we look forward to working with the government on this effort to improve the buying and selling process.”

Santander’s head of homes David Morris said: “At a time when technology has changed many processes in our lives, it is incredible that the process of buying a home – an activity that is a cornerstone of our economy – remains much the same for today’s buyers as it did for their grandparents.”

Conservative shadow housing minister Paul Holmes said: “Whilst we welcome steps to digitise and speed up the process, this risks reinventing the last Labour government’s failed Home Information Packs – which reduced the number of homes put on sale, and duplicated costs across buyers and sellers.”

You’ve planned out your finances for the next 25 years, lost weekend after weekend to viewings and finally found your dream home.

And then, on your first night after getting the keys, you hear it: the muffled boom of drum and bass through paper-thin walls. At 11.23pm. On a Tuesday.

Turns out, you’ve spent an obscene amount of money buying a house next to a public nuisance.

It’s probably little comfort, but you’re not alone. In a survey of 1,000 homeowners by Good Move, 64% said they’d had “problems” with neighbours and one in 10 said it had got so bad they’d complained to the council.

Buyers beware

Sellers are legally obliged to disclose details of previous or ongoing disputes with neighbours in a Property Information Form (TA6) – failure to do so could lead to legal action.

The questions are limited, though, and how are you going to prove your seller knew about the drum and bass?

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“In reality, you have very few rights,” one estate agent insider told Money.

“You will never know if an agent has neglected to tell you about nuisance neighbours or if the seller did not tell the agent. A seller is hardly likely to volunteer the info if there have been any disputes.”

So maybe it’s the case that of all the roles you’ve had to master in the buying process – arranging surveys, scouring legal documents, packing everything you own – there’s one role you should have dedicated a bit more time to: detective.

We’ve spoken to top buying agents to get their advice on how to sniff out problem neighbours – and rounded up some of the lesser known tools that could save you a literal and figurative headache…

External clues

Henry Sherwood from The Buying Agents says most disputes arise from either noise or money issues.

“If the neighbouring property or building looks neglected, it probably means the neighbour does not have the funds to maintain it, or does not want to,” he said.

“If [it’s] an apartment, check out the communal parts on the floors above and below. Look for prams and excessive bikes that may indicate screaming babies or student flat shares.”

Flats with a porter/concierge are better protected, Sherwood says, as they are controlled by a management company and have someone onsite. Most flat leases also have sections relating to the type of renting allowed.

List of noise complaints

Some local councils keep a public register of noise complaints by postcode.

Here’s an example of Leeds City Council’s noise complaints register.

Next Door app (and local groups)

This is an app where local residents post about events, lost cats, bin collection dates and, inevitably, noise issues.

A simple search of “noise” in one area of north London found all of these complaints within the last month – and in each case the exact street was named:

• A second loud party on a weeknight on a small, residential street;
• A resident renovating his house in a loud and disruptive fashion. Alongside a photo of a huge pile of discarded bricks, the complainant says: “It has now been over six weeks of disruption through the summer holidays with no clear end date and neighbours being ignored”;
• Another resident living in an end terrace wrote that his walls were paper thin and he could hear his neighbour slamming doors and running up and down stairs;
• A photo of building work, with a resident complaining it was going on until midnight on a Sunday.

Away from the app, search out local groups on social media and see if you can join. Chances are, any serious issues will have been raised on there.

Speak to the neighbours

Not everyone is confident enough to knock on doors – but our survey on social media suggests most people think it’s perfectly acceptable.

91% of around 5,000 respondents said they’d make up an excuse to talk to a neighbour to suss out what they’re like.

“Just say you are thinking of buying the property next door and wondered what the parking was like at 4pm etc,” said Sherwood.

He says Sundays are a good day to bump into neighbours.

The internet is full of woeful tales of people who didn’t do their research.

In a thread on this topic on Mumsnet, Mommabear20 wrote: “Definitely knock on doors! We didn’t and regret it so much! Have a neighbour (over the road, terraced street, that has threatened to blow their house up at least six times in the last three years causing an evacuation of the entire area every time!”

If you do knock, be polite.

Sam Edington, director at Edingtons buying agent, said: “We recommend doing so casually and respectfully, simply introducing yourself, asking friendly, open questions about the area, and observing day-to-day life.”

Airbnb

Henry Sherwood advises to look out for combination locks at the entrance to apartments – this is a giveaway that someone inside has listed on Airbnb.

Having a rolling cast of overnight guests might not bring problems, but you should consider if it’s a risk you want to take.

You could also search on Airbnb for the area you’re looking to buy – you may get lucky and find one of your immediate neighbours, in which case you can have a virtual snoop around their house for clues about their lifestyle.

Crime stats

While it won’t provide information on your specific neighbours, sites such as Police.uk allow you to check and map crime stats in a local area.

Find out if your neighbour is a landlord

Many councils keep a public register of licenced landlords or houses of multiple occupancy.

For example, Enfield Council allows you to type in your postcode – any landlords on your street will appear. Buckinghamshire Council lets you download an excel spreadsheet of HMOs.

Sam Edington deals in a higher end of the market and recalls only one nightmare neighbour scenario in his 23 years in the industry – it involved a tenant.

“We acted for a charming client buying a beautiful flat just off Hampstead Heath, and shortly after they moved in, a belligerent tenant with substance abuse issues arrived in the building, causing several months of distress.

“Fortunately, with our guidance, complaints to the managing agents and the council helped resolve the situation and restore calm.”

Ask questions of the seller

Henry Sherwood says it is essential to ask if a seller knows their neighbours and whether they’re owner-occupiers or renters.

If you meet the owner, ask them questions – chances are they’re not going to reveal negative details, but the more questions you ask, the harder a lie is to maintain.

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Ask them questions like: are you friends with your neighbours, have you ever had any issues with noise, are there any resident WhatsApp groups.

“If you don’t meet the owner, don’t be afraid to prepare a list of questions for the seller about the neighbours and be specific,” said Sherwood.

Get your solicitor to ask questions

An experienced property solicitor is vital to ask the right questions as the purchase progresses.

Sherwood said: “During the enquiries phase of the conveyancing you can ask your solicitor to ask if there have been any disputes or altercations. The seller is less likely to lie if it goes through legal channels and there is a record of it.”

How many times has the house sold recently?

“Stability is a good sign,” says Sam Edington, so it’s worth asking, or trying to find out, how long neighbours have been around.

Sites such as Zoopla and Rightmove have some historical sale and listing data that could help establish if the property you’re buying has struggled to sell or been sold multiple times in recent years.

The latter could be a red flag that’s worth further investigation.

Planning permission

The planning section of local council websites will inform you of any proposals or active plans in the area where you’re buying.

This will cover things like extensions that could alter your view or result in a period of building work.

Google Earth/Street View

You can use this tool to find out how the area has changed over the years…

This is unlikely to provide you with that crucial bit of information, but you’re trying to build a picture.

Golden rules

Henry Sherwood has a golden rule he shares with clients: “Never buy without viewing a minimum of twice, once during the week and once at the weekend.

“If possible, also take a look from the outside late night after agents have shut at 9pm or 10pm. Check out the times that are important to you.

You may just get unlucky

Ultimately, there’s no way to guarantee a peaceful and quiet co-existence.

Sherwood said: “There are no guarantees who your neighbours will be long term as the current owners could sell, rent it, turn into an HMO or Airbnb.”

Back on the Mumsnet thread we mentioned earlier, a poster called Thirtytimesround illustrated the point: “We popped back a few times at different times of day to just sit in car near house and listen to see if anyone noisy. It helped. But honestly so much luck is involved.

“Like, we bought in a quiet road in a smart area and my neighbours are a lovely, kind, generous couple in their forties. And their bedroom is the other side of the wall from ours and they have very noisy sex 😐 Plus shortly after we moved in they bought a dog that barks all the frickin’ time and then their son took up the drums. Nothing we could have done to discover that before we moved in – it’s just luck.

“We are probably gonna move because of them!!”