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INSTEAD OF A bank vault or a Brink’s truck, the betting slips from what could be the largest payout in sports gambling history are being guarded by nothing more than an old, tattered Houston Astros backpack. On a recent Tuesday afternoon in Houston, with the MLB playoffs about to begin, the faded blue nylon bag — its contents worth potentially millions — sits on the floor of the massive Gallery Furniture showroom, just within arm’s reach of its owner: the Houston furniture magnate and Astros superfan Jim McIngvale, better known around these parts and in the world of high-stakes sports gambling as “Mattress Mack.”

Lanky and seemingly equal parts ears, teeth, cowboy boots and charisma, McIngvale has been a household name in Houston for decades thanks to his wacky TV commercials and his Ross Perot delivery. “I just have what you might call a high tolerance for risk,” McIngvale says. “Damon Runyon said ‘All horse players die broke.’ And I know I shouldn’t bet with my heart, but it’s hard not to and it’s a lot more fun.” In 2017, McIngvale gained national notoriety for opening his doors and sheltering hundreds of victims of Hurricane Harvey for weeks inside his furniture showroom, something he also did after Hurricane Katrina years prior. After the storm, as the Astros continued their historic run to the 2017 World Series, McIngvale was in the news yet again, this time for an only-in-Texas furniture promotion through which anyone who bought a mattress from Gallery Furniture would get it for free if the Astros won it all.

In a rather ingenious move at the dawn of the legal sports gambling era, McIngvale hedged his potential business losses by placing seven-figure bets on the Astros. Good thing. He ended up having to refund more than $10 million worth of mattresses. “We take large wagers from sports bettors of all stripes, but I’m not sure anyone does it with as much panache as Mack,” says Ken Fuchs, head of sports at Caesars Entertainment. “That’s why I bring in [Hall of Fame baseball owner and promoter] Bill Veeck as the only comparison with Mack. He’s never afraid to make a statement or take a risk and, clearly, he has fun doing it.”

By the end of the 2017 MLB season, McIngvale was such a Houston institution the Astros brought him along as one of their own for the trip to the White House. “We invited Mack because he had become such an example of everything the Astros and Houston had been through together in that year,” says Anita Sehgal, the Astros’ senior vice president of marketing and communications. “Houstonians have watched him build his life in Houston while giving back every step of the way. That’s why they have a special love for him. For Mack it’s not about words, it’s about action.”

In more ways than one.

Now, five years later, with the Astros poised to face the Philadelphia Phillies in the World Series, McIngvale’s original furniture promotion — and the epic sports bets behind it — have quintupled in size to what is about to be a record-breaking $75 million World Series squeeze play. By the start of the Fall Classic on Friday, McIngvale says he’ll have around $10 million (at an average 7.5-to-1 odds) riding on the Astros. In other words, the exact kind of nerve-frying, death-defying stakes Mattress Mack, 71, has been drawing aces his whole life.

On the eve of the MLB postseason, we spent time with McIngvale for a look behind the scenes at the remarkable life and times of Mattress Mack and the moments during the past four decades that led him to take such a big swing on his hometown team.

“I just get bored to death with stability, which is why I guess I like all of these big bets,” he shrugs, even as he faces the culmination of all his business success, sports-gambling excess and Astros madness. “I thrive on chaos.”

If that’s true, with an entire furniture fortune now riding on the Astros, McIngvale is about to have the time of his life.


IT’S JUST AFTER noon inside the bustling, 110,000-square-foot original Gallery Furniture showroom on the north side of Houston, and McIngvale is where he always is and where he hopes to remain “until I die” — behind the front desk, noshing on an orange and taking customer service calls. While McIngvale, who is worth an estimated $300 million, checks on the delivery status of a bedroom set, visitors wander through the property, a mesmerizing wonderland of furniture, kitsch, memorabilia and community outreach.

The football field-sized warehouse out back is stuffed with mattresses in anticipation of another Astros title. On the north side of the building is a daycare funded by McIngvale. To the south, a trade school. (The saying around here is that since the hurricane this location has become a community center disguised as a furniture showroom.) One 360-degree panorama near the entrance includes, I swear, the customized Texas A&M presidential motor scooter that belonged to George H.W. Bush, four stuffed raccoons playing poker on top of a bar, a glass showcase overflowing with humanitarian awards, a 30-foot nutcracker doll next to a similarly ginormous Christmas tree, a series of paintings of steers relaxing on sofas, a framed excerpt from Thomas Paine’s 1776 “Common Sense,” a 5-foot wooden fish carved from a tree stump and painted like the Texas flag, a six-piece leather, reclining living room set (last one, as is — no returns), a giant slab from a 513-year-old African Bubinga tree, a signed poster from the Chuck Norris movie “Sidekicks” and an ornately framed oil painting portrait of McIngvale’s north star, his father, George Sr.

In the 1960s Jim was a prep football standout at Bishop Lynch High School in Dallas, a school his father helped found. (Jim claims his junior high coach, Bob Barrett, was among the group of officers who arrested Lee Harvey Oswald at the Texas Theatre.) A few years later when a former high school teammate of McIngvale’s didn’t have the money or the means to get back to college, George McIngvale put him in his car and drove him 2,000 miles back to Dartmouth. “My father was a giver, even when he didn’t have money to give, so he died without a lot, but he died very happy,” McIngvale says. “And that spontaneity, that taking care of people, that, maybe not a lot of thinking, but more just ‘ready-fire-aim’ approach to life? That’s where it comes from.”


EVEN THOUGH McINGVALE was a member of the legendary 1969 and 1970 Texas Longhorns football teams that won 30 straight games and back-to-back national titles, you can tell the overall importance of this experience in his life by where the Longhorns team photo is displayed inside Gallery Furniture: right above the customer restrooms. “I was a great football player, I just had two small problems,” McIngvale says. “I was too small and I was too slow.” Spending all that time on the sidelines, however, McIngvale became close with another major influence in his life, Frank Medina, the Longhorns trainer from 1945 to 1978. “He was all of 4-foot-10, but he was a fireball,” McIngvale says. “He’d get right up in your face and scream ‘What are you saving it for, son? Is that all you got?’ And he taught me this line: ‘Ask, take and give no quarter.’ In other words: Never give up and never ask for anything. Do it yourself.”

Before he started selling furniture, McIngvale was a “broke failure” living at home in Dallas, trying to keep the lights on at his first business, a fitness center. Around 1978, hoping to sell some gym memberships, he attended “Muhammad Ali Appreciation Day” at Market Hall in Dallas. Late in Ali’s career, in between fights, the three-time heavyweight champ cashed in on his popularity with barnstorming-type “exhibitions” where he’d spar with local heavyweights and sign autographs for fans. After quickly dispatching a handful of local heavyweight hopefuls, Ali, always the showman, grabbed the ring announcer’s microphone and taunted the crowd: “Any y’all want to fight?”

Only one hand went up.

It was McIngvale’s.

“OK, come on up here then, Great White Hope,” Ali yelled.

Inside the ring, as a trainer laced up McIngvale’s gloves, Ali leaned in and told McIngvale the plan for the spectacle. After sparring for a round, Ali would drop his guard and McIngvale would seemingly knock his lights out, then stand over Ali and taunt the fallen champ. McIngvale did exactly as Ali told him, and when the crowd turned on McIngvale, Ali miraculously sprang back to life, grabbed the mic and confessed to choreographing the entire stunt.

And not a second too soon.

“People in the crowd were already asking my friends, ‘Hey, are you with him?’ And they were like, ‘Uh, no, no, we’re not with him,'” McIngvale says.

McIngvale’s wife, Linda, was with him at the event. “It just showed what a great personality Ali had, and of course Mack loved that side of Ali. [Ali] was obviously the greatest boxer of all time, but what Mack also loved was he was also the greatest promoter of all time, too.”

Says McIngvale, “I just seem to stumble into these things. I’m not shy, and I have a high tolerance for risk. Sometimes it works. Sometimes it doesn’t.

“It’s like when you lose a million-dollar bet, you just say, ‘What’s next?’ That’s all you can do. But I do know we sold a lot of gym memberships that day.”


AFTER GALLERY FURNITURE opened in 1981, a Texas oil bust forced Houstonians to tighten their belts and threatened to bankrupt McIngvale. Down to his last $10,000, McIngvale spent half on inventory and half on a TV commercial shoot. After three hours in front of the camera, though, he had nothing on tape he could use. “I was stuttering and stammering and down to my last take,” McIngvale says. “I had the day’s receipts in my back pocket, so I pulled those out and waved them around and said ‘Gallery Furniture will save you … MONEEEY!’ The producer said, ‘That’s it, that’s the commercial.’ And it stuck.” The over-the-top spots started airing late at night on Channel 39 in Texas, where McIngvale enjoyed a long association with Houston Wrestling and WWE Hall of Fame announcer Paul Boesch.

Mattress Mack was born.

Combined with McIngvale’s longtime association with the Astros, it’s a character who immediately draws comparisons to legendary MLB owner and promoter Bill Veeck, the man who, in 1979, gave us Disco Demolition Night. “Someone who bets big and bets with his heart, with a colorful personality,” Fuchs says. “Like Veeck, Mack thinks about ideas in such a large way, but he’s able to act on them and execute them.”

McIngvale’s catch phrase has been flooding the Houston airwaves nonstop since the 1980s. (He has screamed it while wearing a mattress, while nearly being trampled by livestock, while fighting Chuck Norris, tumbling with Olympians, arm wrestling comedian Joe Piscopo and posing next to pretty much every B-level celeb in Texas.) Mattress Mack has become a part of the community’s subconscious. McIngvale says he recently walked past an autistic teenager shopping for furniture with his parents, and the normally nonverbal child said, “Hiya, Mack!” His mother burst into tears.

“I’ve always been bombastic and wanted to be a big promoter like W.C. Fields or Bill Veeck,” McIngvale says. “That’s what I’ve always dreamed of being, and now I’m getting to live it out.”


McINGVALE’S APPETITE FOR sports gambling started in 2006 when he says he won $250,000 on Texas and Vince Young in the national championship game. But it was two die-hard Peyton Manning fans who helped him develop the idea to hedge his furniture promos with massive sports wagers. Well, kind of. In 2014, before the Broncos played the Seahawks in Super Bowl XLVIII, two employees convinced McIngvale there was no way on Earth that their boy Peyton would ever lose to the lowly Seahawks. So — ready, fire, aim! — McIngvale announced that if the Seahawks somehow beat Manning everyone would get their furniture for free. “I didn’t hedge anything on this at all,” he says, “and it really got away from me in the last three or four days.”

By Saturday, Gallery Furniture had sold every mattress, every sofa, every ottoman and every last lamp in stock. “The damnedest promotion we ever had,” McIngvale says. “On Saturday night at 7 o’clock I’m standing on top of the desk at the front of the store screaming at the people that they have to go home now, we have no more furniture. It. Was. Unbelievable. We sold every last stick of furniture we had. Never happened in our history before.”

McIngvale knew he was on to something. He was ecstatic. Right up until he did the math just before kickoff.

“I hadn’t told my wife or anyone else about this, but we were on the hook for a whole lot if Seattle won,” he says.

Far too nervous to watch the game, McIngvale ran on the treadmill in the exercise room at the back of his warehouse for three hours. (He doesn’t have a TV at home.) When the two Peyton Manning fans were nowhere to be found, McIngvale knew he was screwed. All he could do then was wait for the postgame call every gambler dreads. “The phone rang at the end of the game, I picked it up and I said, ‘Who won?’ and my wife says ‘Seattle won you big dummy, how much money did we lose?’ And I just spit it out: ‘Nine million. We’re out nine million,'” McIngvale recalls. (McIngvale has run this story through the Mattress Mack Filter in recent years. An ESPN story from 2014 says he actually lost $7 million.) “Let’s just say, yeah, she wasn’t a happy camper. That’s when I realized I needed to find a way to hedge this stuff somehow.”

In 2017, a day after Hurricane Harvey decimated Houston, Gallery Furniture inventory control manager Anthony Lebedzinski arrived at the showroom where, he says, McIngvale was already handing out keys to the company’s fleet of delivery trucks to any able-bodied adult willing to help rescue people from the floodwaters. Later that day while trying to reach a trapped family, Lebedzinski nearly drowned when he was sucked into the filthy floodwater by an open manhole cover. “He was halfway to Galveston Bay before he saved himself,” McIngvale says. Daring rescues like Lebedzinski’s continued for days until there were hundreds of families not just sheltering but living inside McIngvale’s pristine showroom. “Mack’s always first, first in the water, first to open his doors, first to help,” says Houston schoolteacher and Astros fan Deirdre Ricketts. “All Houstonians have big hearts, but Mack’s might be the biggest.”

“People asked, ‘How can you let them sleep on the brand-new furniture like that?'” McIngvale says. “What am I going to do, let them all drown? So that was it. To me, it was nothing. It was the right thing to do. And I wanted my kids to see me doing that. At the end of the day we’re all going to be judged by our creator, and he isn’t going to ask how much money we made. Instead, he or she will ask us how much of a difference did you make?”

McIngvale’s immediate, large-scale, open-arms policy set the tone and created a path forward in the terrifying, chaotic and critical early days of the city’s recovery. It was the best of Houston, Sehgal says, the way people took McIngvale’s example and ran with it, coming together across the board to help each other.

One of the temporary residents pulled out of the floodwaters and fed, clothed and sheltered at Gallery Furniture for several days was Khanh Doan, 31. At a recent home Astros game, Doan finally got to thank McIngvale in person.

For saving his life?

“No,” he says.

“For saving my life, my mother’s life and my father’s life.”

During the past decade McIngvale has also helped raise $12 million for tsunami relief, he delivered 25,000 care packages to seniors during the COVID pandemic and he opened his showroom again during last year’s winter storm and power outages. In August when the team from nearby Pearland, Texas, made it to the Little League World Series, McIngvale and the Astros raised money to send the players’ families to Williamsport, Pennsylvania.

“Mack’s always the first to step up for anything that’s impacting Houston,” Sehgal says. “Big or small.”


IF YOU REALLY want to catch a glimpse of McIngvale’s electric Mattress Mack alter ego, don’t ask about Texas football, his Elvis memorabilia collection or even his weakness for racehorses and Ferraris. Instead, ask about his life’s masterpiece: The Promotion. By combining all of his passions — furniture sales, community, sports, gambling and Texas-sized spectacle — McIngvale has achieved a kind of gambler’s nirvana by finding a way to bet millions upon millions on his beloved Astros and other teams without ever really “losing” a cent, all while pushing his brand equity through the roof.

Here’s how it works: It starts with picking underdogs and getting favorable odds. Because, without the futures aspect, none of the math works. For example, this season McIngvale’s initial $3 million bet at Caesars for the Astros to win it all at +1000 covered him for the first $30 million in potential furniture refunds. Next, McIngvale makes the grand announcement, which is some variation of: Spend $3,000 or more on a mattress and accept delivery within 24 hours, and if the Astros go on to win it all, your purchase is free. Then, the more furniture he sells through the promotion, the more McIngvale bets on the Astros, whose line has moved from 10-to-1 to 8-to-1 to 4-to-1 to their current status as World Series favorites.

Fuchs says McIngvale’s idea to use sports gambling as a business hedge is a different angle than anyone has ever seen before. “He’s laying off the risk with these wagers, covering one big loss with one big win,” adds Patrick Everson, senior reporter for Vegas Insider. “It’s kind of a genius business move, really. And, clearly, he’s got the money to lose. He’s not losing any sleep at all.”

What McIngvale really understands better than gambling, furniture or promotion, though, is human nature. Even the slightest chance to get something for free is practically irresistible to most consumers, especially those already on the fence about needing a new mattress. The more sales increase, the more McIngvale gets to do the thing he loves most: bask in the attention and fly off to Vegas to place ridiculously large bets, sometimes with a briefcase full of cash. “It’s just like in the movies, the briefcase gets its own seat on the plane,” says Gallery’s Gerald McNeil, a former Pro Bowl returner with the Browns in the 1980s who now works with McIngvale. After the first few spur-of-the-moment trips to Vegas with McIngvale, McNeil started keeping a change of clothes in his car at work. “I guess it’s my job to save the suitcase if the plane goes down,” McNeil says.

Sports gambling is still illegal in Texas, so when he doesn’t feel like jetting to Vegas, McIngvale will simply drive roughly 125 miles east until the betting app on his phone pings to let him know he’s in Louisiana and free to drop another million or five. On the eve of the past Super Bowl, outside a rest stop in Vinton, Louisiana (and on live TV, of course — this is Mattress Mack after all), McIngvale dropped $5 million on the Cincinnati Bengals, the largest Super Bowl bet in history. And this summer, as the Astros caught fire and the promotion exploded — until July, McIngvale was refunding double the customer’s money on mattresses and furniture — McIngvale flew to sportsbooks in Iowa and Vegas to bet another $4 million in a single night.

“I sweat these games because of these promotions and it is so much anxiety,” McIngvale’s wife, Linda, says. “I don’t know how he doesn’t get anxious about it. I think he does and pretends like he doesn’t.”

“My wife says I have a gambling problem,” McIngvale says. “I say I have a promotion problem.”

They’re both probably right.

If the chosen team happens to win, great, McIngvale’s losses are covered, thousands of ecstatic customers blab for years to everyone they know about that time they won the lottery at Gallery Furniture, and many of them turn around and spend the refund on more furniture.

After the Astros won it all in 2017, McIngvale got to live out every gambler’s dream, flying home from Vegas with that raggedy old Astros backpack of his stuffed with almost 50 pounds of the sportsbooks’ money.

If the team loses, well, that’s when McIngvale really wins. For example, last season McIngvale “lost” his $3.35 million wager when the Braves beat the Astros in the World Series. McIngvale pulled out all the stops for that bet, trying to appeal to a higher power by packing a suite at Minute Maid Park with nuns from the Dominican Sisters of Mary Immaculate Province. The sisters became known as the “Rally Nuns” until a 7-0 loss at home to the Braves in a godforsaken Game 6.

It wasn’t quite as soul-shattering a defeat as you’d imagine for McIngvale, though. The odds on that bet covered McIngvale for more than $35 million in freebies. So, assuming the promotion brought in around $30 million in sales (during the fall, no less, which is typically a slow time in the furniture biz), at even a 40% markup, minus his wager, McIngvale confirms that he still came away with a cool profit, probably somewhere close to $9 million. And that’s not even counting the value of all the free advertising, promotion and goodwill that McIngvale says is “exponential,” or the fact that, according to TurboTax, itemized gambling losses can be tax deductible.

“Oh, it’s definitely a win-win,” McIngvale says. “These promotions just bring the brand to life and give us a ton of brand equity that we wouldn’t have otherwise. The customers love it so they’re totally engaged and talk about it for years. Because it runs all season long it probably ups the number of people following the Astros, too, because now they have a real vested interest in the team.”


WHEN McINGVALE WAS a panelist at a gambling conference and trade show in New Jersey this summer, Everson says he heard minor grumblings from bettors about the whole Mattress Mack phenomenon. Mainly, that it’s unfair how McIngvale is allowed to place multimillion-dollar bets while sportsbooks strictly limit what the average person can wager. Besides sounding a lot like airline passengers who blame the awful conditions in economy on the people flying first class, this really is an issue with sportsbooks policy, not McIngvale. One sports gambling industry insider said the reason sportsbooks love McIngvale so much and allow him to keep betting bigger and bigger amounts is all the free promotion they get out of it, and the fact that, well, he’s kinda terrible at it.

During a brutal losing streak in 2022, McIngvale dropped $15.4 million on the Patriots, the Titans, the Bengals and Alabama. He was about to be out another cool $5.5 million in the NCAA tournament until Kansas came back from 16 down at the half to defeat North Carolina. Just before the tip, McIngvale sneaked off to Louisiana to bet another $1 million on Kansas at -190. The wager broke all his rules about taking only underdogs and not gambling with his heart. “Stupid bet,” he says. “I see all these kids when I go to Vegas and it’s the weirdest thing because they all know me from gambling. People think I’m a great handicapper but I’m really not.”

After March Madness, McIngvale brought Jayhawks coach Bill Self into the store for the first day of the $14 million giveaway party. “First customers, a big family, comes up to say thanks to Self and I asked them, ‘How much did y’all win?'” McIngvale says, placing his hand on his forehead. “Sixty-four thousand. Sixty. Four. Thousand. It about knocked me over.”

Another reason the books love McIngvale is what Vegas Insider calls the Mattress Mack effect. McIngvale’s huge wagers on the Astros actually help defray the sportsbooks’ liability on more popular teams like the Yankees and Dodgers, teams that would normally be a loss for casinos. For the record, McIngvale doesn’t like the idea of limits, either. “I think they ought to take bigger bets,” he says. “It’s like if some customer comes in here and wants to spend a million dollars. Well? Knock yourself out. What difference does it make? Yes, the sportsbooks have to hedge it the other way, but they ought to have enough savvy to do that. They’re going to take some big losses, but they’re also going to get some big wins too if they have the numbers right.”

That math will continue to keep people like Fuchs up at night until the Astros are eliminated or sports gambling history is made. Although it’s clear he gets a kick out Mattress Mack, and the promotional mileage of his big bets, Fuchs stops short of rooting for the Astros. “It will be a lot of fun to be on this roller coaster as they progress through the postseason,” he says. “That’s the beauty of Mack’s hedge. It works out for everybody. Well, unless we lose $30 million.”


IN THE END, few things can capture the inexplicable phenomenon that is Mattress Mack better than McIngvale’s Astros game attire. About an hour before the Astros faced the Diamondbacks on Sept. 27, McIngvale shuffled into the mezzanine level of Minute Maid Park by himself, sporting his signature look: well-worn black cowboy boots, a slightly askew orange-billed Astros cap, blue business slacks and an authentic Alex Bregman home white Astros jersey over a white button-down oxford, covered in a galaxy of black dots from the Sharpie McIngvale uses to take notes and sign autographs. McIngvale always completes this ensemble with the single most egregious sports-fashion crime of them all: tucking his game jersey into his pants.

And yet, somehow, on him it works.

Apparently, $70 million in free furniture as an accent piece will do that for an outfit. McIngvale promises that number will keep climbing as long the Astros keep winning, the odds remain favorable and the sportsbooks keep taking his bets. McIngvale is close to several of the Astros, especially Bregman, who shares his passion for racehorses, and he insists the players get a kick out of his promotions and don’t feel the least bit of pressure to help remodel the living rooms of half of Houston.

“This year he’s done it right, and if the Astros win it all it’s so exciting for him and the customers,” Linda McIngvale says. “Mack has this huge connection to the team now, and he loves doing this. … The man works really hard so, you know, it’s all good.”

Mobbed by fans the second he steps into the park, it takes McIngvale an hour to walk along the mezzanine from home plate to right field. And when he does finally reach his seat about 10 rows behind the Houston dugout, Section 122 erupts in a wave of applause. The Astros’ response to McIngvale’s arrival is even more dramatic: three homers in four at-bats to blow the game open in the sixth. “He’s an icon, I love him, he’s Mack to me, not Jim McIngvale,” says Sehgal, the Astros SVP. “He’s just an authentic fan with a really big heart, the kind of person you can’t see without it putting a smile on your face.”

Outside of Houston, McIngvale has quickly become an irresistible storyline as a quirky curiosity in the burgeoning world of mega-sports gambling. Inside this city, though, he remains something completely different and far more impactful. For three straight hours inside Minute Maid Park, fans beam when they recognize Mattress Mack. Some yell out “Legend!” and keep walking to their seats. Others repeat his quirky catch phrase or reveal exactly how much free furniture they won in 2017. A little girl asks him if he’s a ballplayer. A few fans bend his ear for gambling advice on the Texans and Oklahoma State. But the vast majority of people who stop do so to offer some heartfelt variation of the same message: “Thank you for everything you’ve done for this city the last 40 years. Go Stros! Let’s get those free mattresses!”

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Tide, Dawgs into AP top 5; Vandy soars to No. 10

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Tide, Dawgs into AP top 5; Vandy soars to No. 10

Vanderbilt is a top-10 team in college football for the first time since 1947 in an Associated Press Top 25 poll that got a nearly complete makeover Sunday after a weekend during which nine ranked teams lost.

Ohio State was the only team to hold its spot, remaining No. 1 for an eighth straight week after shutting out Wisconsin 34-0 on the road.

Beyond the Buckeyes, significant revision was required with four top-10 teams losing in the same week for a third time this season. Nine Top 25 losing teams were the most since Week 5 in 2022, when 10 went down, according to Sportradar. Four of the losses this week were to unranked opponents.

The Buckeyes received 60 first-place votes, 10 more than a week ago. No. 2 Indiana pulled away from Michigan State, improved its program-record ranking by one spot and received the other six first-place votes.

Ohio State’s 10 straight appearances in the top five is the longest active streak.

Texas A&M‘s one-rung promotion to No. 3 gives the Aggies their highest ranking since 1995. No. 4 Alabama has its highest ranking of the season and No. 5 Georgia returned to the top five after a three-week absence.

Georgia’s 140th consecutive week in the poll is the second-longest active streak to Alabama’s 287.

Oregon, Georgia Tech, Ole Miss, Miami and Vanderbilt round out the top 10.

The Ducks bounced back from their home loss to Indiana with a lopsided road win over Rutgers.

Georgia Tech, which won at Duke, hadn’t been in the top 10 since 2014 or ranked as high since 2009. Mississippi’s loss to Georgia caused it to slip three spots, and Miami fell seven after losing to unranked Louisville.

Louisville makes its season debut in the Top 25. The No. 19 Cardinals, whose only loss was by three points to Virginia on Oct. 4, were 0-18 all time against top-10 teams in true road games before knocking off the Hurricanes.

At No. 16, Virginia’s ranking is its highest since 2007.

Vanderbilt rallied from its loss at Alabama two weeks ago with a 31-24 win over then-No. 10 LSU. The Commodores earned a seven-spot promotion for their first win over the Tigers since 1990. At 6-1, Vandy is off to its best start since 1950, with two wins over ranked opponents.

Vanderbilt’s top-10 ranking is its fifth in program history. The others were in 1937 (once), 1941 (once) and 1947 (twice).

Texas Tech‘s first loss came at Arizona State and dropped the Red Raiders seven spots to No. 14.

LSU took the biggest fall, plunging 10 spots to No. 20 for its lowest ranking of the season.

No. 23 Illinois returned despite being idle. The Illini had dropped out for the first time this season after a home loss to Ohio State.

No. 24 Arizona State, which fell out of the poll after a 32-point loss at Utah, returned following its first win over a top-10 opponent since 2019.

No. 25 Michigan‘s 17-point home win over Washington returned the Wolverines to the rankings after a one-week absence.

USC (No. 20 entering this week), Memphis (22), Utah (23) and Nebraska (25) dropped out.

CONFERENCE CALL

SEC (10): Nos. 3, 4, 5, 8, 10, 13, 15, 17, 20, 22.

Big Ten (5): Nos. 1, 2, 6, 23, 25.

Big 12 (4): Nos. 11, 14, 21, 24.

ACC (4): Nos. 7, 9, 16, 19.

American (1): No. 18.

Independent (1): No. 12.

RANKED VS. RANKED

No. 3 Texas A&M (7-0) at No. 20 LSU (5-2): The home team has won the past eight meetings. LSU’s Garrett Nussmeier threw three second-half interceptions and Marcel Reed came off the bench to run for three TDs in the Aggies’ 38-23 win last season.

No. 8 Mississippi (6-1) at No. 13 Oklahoma (6-1): This will be only their third all-time meeting. The Rebels recorded nine sacks in a 26-14 win last season.

No. 15 Missouri (6-1) at No. 10 Vanderbilt (6-1): Vandy kicker Brock Taylor has made 17 consecutive field goal attempts since missing a 31-yarder that gave the Tigers a 30-27 double-overtime win last season.

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Florida fires coach Napier after 3-4 start in ’25

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Florida fires coach Napier after 3-4 start in '25

GAINESVILLE, Fla. — Florida fired coach Billy Napier on Sunday, a day after an error-filled win against Mississippi State that included more head-scratching calls and offensive lulls like those that marked much of his four-year run with the Gators.

Athletic director Scott Stricklin made the move following a 23-21 victory that improved the Gators’ record to 3-4 but looked as if it was going to be a gut-wrenching loss until defensive tackle Michai Boireau picked off a pass with 21 seconds left and the Bulldogs near field goal range.

The game-sealing takeaway energized The Swamp, but the home crowd quickly turned on Napier and booed him as he sprinted off the field. Stricklin had seen enough and pulled the plug on a run that most of the Florida faithful thought lasted longer than it should have.

Florida owes Napier roughly $21 million, with half of that buyout due within 30 days. The rest will be spread over three annual installments beginning next summer, meaning that, since the Gators are still paying former coach Dan Mullen, they will be paying three head coaches for the second time in seven years once they hire Napier’s replacement; they did the same with Will Muschamp, Jim McElwain and Mullen in 2018.

Napier went 22-23 in four seasons at Florida, including 12-16 in SEC play. He was 5-17 against ranked opponents, including 0-14 away from home, and declined to give up his playcalling role despite calls to do so.

Equally damning: His 3-12 mark against rivals Florida State, Georgia, LSU, Miami and Tennessee includes the fewest wins by a Florida coach in such games since the late 1930s.

Napier is the first full-time coach at Florida to finish his tenure with a losing record since Raymond Wolf (1946 to ’49).

“Making this decision during the open date provides our team valuable time to regroup, refocus, and prepare for the challenges ahead. The timing also allows us to conduct a thoughtful, thorough, and well-informed search for our next head coach. We remain fully committed to utilizing every resource available to identify the right leader to guide Gators Football into the future,” Stricklin said in a statement.

“I will conduct the search with a high degree of confidentiality to protect the privacy of those involved. The search will focus on the hiring of an elite football coach who will embody the standard we have at the University of Florida, and we will continue to provide all of the necessary resources for that coach, his staff and the players to be successful.”

Receivers coach Billy Gonzales was named interim for Florida’s remaining five games, beginning against rival Georgia (6-1, 4-1 Southeastern Conference) on Nov. 1 in Jacksonville. The Gators (3-4, 2-2) have an off week to regroup from the chaos that often comes with a coaching change.

Jettisoning Napier will temporarily quell a frustrated fanbase, but the group won’t truly be satisfied until the Gators hire someone with a proven track record at college football’s highest level.

Napier sealed his fate against the Bulldogs. He dialed up a QB rollout on a third-and-1 play in the waning minutes that led to a punt and gave Mississippi State a chance down the stretch. He also called a QB keeper on a third-and-7 play earlier in the game, botched the final possession before halftime and was flagged for having 12 men on the field during a 2-point try.

It was a fitting end for a coach who often looked in over his head in the powerhouse SEC. Between repeated penalties, game organization issues, clock management miscues and running an offensive scheme that was as predictable as it was pedestrian, Napier stuck around longer than many thought he deserved.

Stricklin gave the coach a public vote of confidence shortly before the Gators won their final four games of 2024. They hoped to carry that momentum into Napier’s fourth season, but quarterback DJ Lagway was out close to eight months recovering from injuries — and it showed.

Lagway looked mostly lost in the pocket as Florida struggled to move the ball. Suddenly, the two-time Sun Belt Conference coach of the year, who gained fame at his previous stop by saying “scared money don’t make money,” seemed afraid to get the ball down the field the way Lagway did with such ease as a freshman.

Most outsiders saw this ending coming. Although Napier accomplished plenty while helping the program navigate name, image and likeness compensation and revenue sharing, he churned through assistants while failing to find much consistency on either side of the ball.

“The standards and expectations for Gators football are to win championships — not simply to compete. We exist to win, and will not settle for less. UF has never been more invested in the success of this football program — elite facilities, robust NIL opportunities and comprehensive support for our student athletes and staff — than we are today,” Strickland said.

“The University of Florida is a destination — a place where people come to achieve excellence. With our resources, passionate fan base, and unwavering commitment, we are determined to return Gators football to championship form. I understand and accept the responsibility to deliver a football program that reflects the greatness of this university and I thank Gator Nation for their continued support as we begin this next chapter together.”

Florida hired Napier in 2021 after he went 40-12 in four seasons as Louisiana’s coach.

The Associated Press and ESPN Research contributed to this report.

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Ohio State? Bama? Indiana? Anyone in the ACC? Who we can — and can’t — trust

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Ohio State? Bama? Indiana? Anyone in the ACC? Who we can -- and can't -- trust

With four ranked-versus-ranked games on the Week 8 docket, we were guaranteed to see some good teams fall this weekend. We got more than we bargained for. No. 2 Miami lost as a 10.5-point home favorite to an unranked team. No. 7 Texas Tech (10.5-point favorite), No. 22 Memphis (21.5-point favorite) and No. 25 Nebraska (5.5-point favorite) all fell to unranked squads as well.

And in the SEC, No. 4 Texas A&M barely survived 2-4 Arkansas, while No. 16 Missouri (against 3-3 Auburn) and No. 21 Texas (against 2-3 Kentucky) needed overtime to secure road wins.

Parity has been the watchword in college football this year — the elite teams don’t seem quite as elite, and the sport’s middle class seems closer to the top of the pack than usual. It rules, frankly. Week 8 certainly reinforced that notion. It was a breathless mess from start to finish.

In times like these, it’s hard to know what teams and players you can trust. I’m here to help. After eight topsy-turvy weeks, we have at least a decent idea of teams’ ceilings and floors, so let’s talk about college football’s most — and least — trustworthy entities.

I went on an Ohio State podcast last week and revealed an ugly truth: Ohio State is annoying the hell out of me this season. Amid all the parity talk, I’m pretty sure Ryan Day’s Buckeyes are comfortably the best team in the country at the moment, but they choose to drop hints only in periodic doses. I prefer my elite teams to win games 63-0 and basically wear a giant “WE’RE ELITE” sign, but after last season’s experience — in which the Buckeyes lost late in the year to Michigan but shifted into fifth gear in four comfortable College Football Playoff wins — no one better understands that the goal is to peak in December, not October.

It would help if they had some elite opponents to look toward, but the Big Ten opponent on their schedule that was supposed to be elite (Penn State) is anything but, and the Buckeyes aren’t scheduled to play Indiana. Instead, they’ve been left to alternate between second-gear blowouts of iffy to bad teams and comfortable 18-point road wins over solid-but-unspectacular opponents such as Illinois and Washington.

Day at least let Julian Sayin throw some pitches Saturday. In front of a less-than-robust Wisconsin crowd (perhaps just hours before the inevitable firing of head coach Luke Fickell), Sayin, who averaged just 26.8 dropbacks per game in his first six starts, went 36-for-42 for 393 yards and four touchdowns. He distributed the ball to 10 receivers, though the dynamite duo of Jeremiah Smith and Carnell Tate combined for 15 catches and 208 yards.

Wisconsin’s offense was never going to threaten the best defense in the country — the Badgers gained just 144 total yards and took just nine snaps in Ohio State territory (yards gained in those snaps: 6) — so there was no downside to stretching Sayin out a bit. He averaged only 10.9 yards per completion, and Smith is still averaging just 9.4 yards per catch and 6.9 yards per target against power-conference opponents. For that matter, the Buckeyes’ run game is producing almost no explosive plays, but one assumes the passing game will provide more than enough explosiveness if it’s ever asked to, especially as Sayin, the redshirt freshman, grows in confidence.

Of course, we might have to wait a while to confirm that. Ohio State gets a bye week, then four straight games against teams with losing records (Penn State, Purdue, UCLA, Rutgers). Three of those games are at home, and three of those opponents rank worse than 65th in SP+. Anyone craving a glimpse at fifth-gear Ohio State is probably going to have to wait at least another month.


In part because of how quickly SP+ was saying Indiana was really good in 2024, I feel like I’ve been in the front car of the Hoosiers bandwagon for a while now. And even I have found myself wondering if or when they might begin to look a bit more mortal, to drop a hint that they might be dealing with extra pressure and expectations. It would be normal and forgivable if it happened, and when Aidan Chiles and Nick Marsh connected to give Michigan State a 10-7 lead early in the second quarter in front of 55,165 in Bloomington, I thought we might be encountering such a moment.

Nope. The Hoosiers ripped off a 75-yard touchdown drive, forced a punt, drove 80 yards for another touchdown and, after a halftime weather delay, drove 75 and 68 yards for two more touchdowns to put away a 38-13 win. Fernando Mendoza was nearly perfect once again, engineering five TD drives in five tries before a turnover on downs ended the streak early in the fourth quarter. He went 24-for-28 for 332 yards and four touchdowns, and stars Omar Cooper Jr. and Elijah Sarratt caught 12 passes for 185 yards and three of the scores. The Indiana defense had a poor game by its standards, allowing six Michigan State drives to finish in IU territory, but the Hoosiers still haven’t allowed more than 20 points in a game this season.

Even if your brain has been slow to completely grasp this — mine evidently has, despite my best efforts — there’s absolutely no reason to think of Indiana as anything but an elite team that will play like an elite team most of the time. And if that remains true, then go ahead and pencil the Hoosiers into the Big Ten championship game: Their five remaining games are against three teams ranked 65th or worse in SP+ and two (Maryland and Penn State) who are a combined 0-7 since Week 4.

We entered Week 8 with five teams looking at odds of 25% or higher to finish 12-0: Ohio State, Texas Tech, Indiana, Memphis and Miami. Three of them lost; the other two — Ohio State (now 49%) and Indiana (45%) — are on a collision course to meet in Indianapolis.


Don’t trust: The ACC

All of it. The entire conference is untrustworthy at this point. There were eight games involving ACC teams in Week 8; four produced upsets, three on the favorite’s home field, and two others nearly did. Stanford beat Florida State as a 17.5-point underdog, Louisville (+10.5) won at Miami, SMU (+5.5) won at Clemson in a game altered by multiple quarterback injuries and Georgia Tech (+3.5) won at Duke 27-18 in a game impacted heavily by a 95-yard Omar Daniels fumble return score.

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Omar Daniels takes Duke fumble 95 yards to the house

Georgia Tech strikes first as Omar Daniels recovers a Duke fumble and returns it 95 yards for the touchdown.

Oh yeah, and Cal nearly lost as an 8.5-point home favorite against previously hapless North Carolina, and Virginia (-16.5) needed a late Washington State implosion to beat the Cougars 22-20 at home. In all, only Pitt’s 30-13 win over Syracuse — the Panthers have genuinely gone to a new level since installing freshman Mason Heintschel at quarterback (though he admittedly didn’t do much Saturday) — and collapsing Boston College’s 38-23 loss to UConn produced what you might call expected outcomes, though UConn’s winning margin was larger than anticipated.

As one would expect, such a wacky week shuffled the conference title odds a good amount.

ACC title odds, per SP+:
Georgia Tech (7-0, 4-0 ACC): 26.9% (up 9.2%)
Louisville (5-1, 2-1): 16.8% (up 6.5%)
Miami (5-1, 1-1): 13.4% (down 17.3%)
Virginia (6-1, 3-0): 12.9% (up 1.9%)
SMU (5-2, 3-0): 12.9% (up 5.8%)
Pitt (5-2, 3-1): 8.3% (up 2.5%)
Duke (4-3, 3-1): 7.3% (down 7.7%)
Cal (5-2, 2-1): 1.0% (up 0.4%)

SP+ pinpointed Miami as more of a top-15 team than an elite one weeks ago, and as such, the Hurricanes could struggle in road trips against SMU (which has won three in a row) and the aforementioned Pitt in a series that has produced upsets in five of the past nine meetings. Louisville’s offense isn’t quite trustworthy yet, but the Cardinals have only one more SP+ top-40 opponent on the schedule (No. 37 SMU).

Virginia and SMU still have mulligans to spend — both are unbeaten in conference play — as does Georgia Tech, which remains unbeaten overall and has moved into the ACC driver’s seat. But as fun as the Tech story is, it’s hard to trust the Yellow Jackets, who, despite having not yet faced an SP+ top-40 team, have needed three one-score victories to remain unbeaten and rank only 29th in points per drive on offense and 53rd on defense. They’re 28th in SP+, behind Miami and Louisville and only narrowly ahead of Pitt, SMU and a quickly deteriorating Florida State.

Translation: This race probably has a few more plot twists to go. The spirit of the ACC Coastal division lives. Trust no one.


For what I believe was the first time since it expanded to 16 teams last year, the SEC had eight conference games going on the same Saturday. Two went to overtime, and others were decided by two, three, seven and eight points.

When we talk about parity in college football, we’re directing a lot of that at the SEC. It currently doesn’t have a team within six points of Ohio State in the SP+ ratings, but its top 10 teams are within five points of each other. All are ranked between fifth and 19th nationally, and even with Alabama bolting out ahead of the pack, we’re still looking at eight teams with at least a 5% chance at the conference title.

SEC title odds, per SP+:
Alabama (6-1, 4-0 SEC): 25.8% (up 7.0%)
Texas A&M (7-0, 4-0): 17.6% (up 3.1%)
Georgia (6-1, 4-1): 13.9% (up 3.4%)
Oklahoma (6-1, 2-1): 10.4% (up 2.7%)
Texas (5-2, 2-1): 7.7% (up 1.2%)
Missouri (6-1, 2-1): 7.4% (up 1.5%)
Ole Miss (6-1, 3-1): 7.1% (down 9.1%)
Vanderbilt (6-1, 2-1): 5.5% (up 1.8%)

Alabama indeed eased out in front thanks to Saturday’s 37-20 win over Tennessee. Who knows how the game might have played out if Zabien Brown hadn’t picked off a Joey Aguilar pass at the goal line and taken it 99 yards for a touchdown as the first half expired — instead of a 16-14 or 16-10 halftime lead for Bama, it was 23-7. But the Tide once again got the two things they have come to rely on: red zone stops from the defense and just the right plays from Ty Simpson.

In Bama’s current run of four straight wins over ranked foes, opposing teams have scored touchdowns on just seven of 14 red zone trips, with three turnovers, a turnover on downs and only one field goal among the seven failures. The Tide are just 58th in yards allowed per play and 66th in success rate allowed, but they’re 22nd in scoring defense. That’s a tenuous balance, and we’ll see what happens against Oklahoma or anyone they might face in the SEC championship game or CFP, but it’s working well for now.

It works even better since they know they’ll get what they need from Simpson. That Week 1 defeat at Florida State grows more baffling by the week, but since then Simpson ranks seventh in Total QBR with a 74% completion rate, a 16-to-1 TD-to-INT ratio and a 52% success rate on third and fourth down (national average on those downs: 40%). He’s also the only guy this season who has outdueled Vanderbilt’s Diego Pavia. Simpson has earned our trust, although I’m still willing to cast a suspicious glance toward the defense.


Trust: Georgia’s toughness

I’m also struggling to trust quite a few aspects of Kirby Smart’s Georgia Bulldogs. They struggled to run efficiently against either of the two good defenses they’ve faced, they continue to lack in the big-play department, and while they’ve played against three top-15 offenses, per SP+, we still expect a Smart defense to rank higher than 49th in points allowed per drive or 48th in success rate allowed.

Still, you have to admire the Dawgs’ flair for the moment. They spotted Tennessee a 14-point lead in the first quarter, Auburn a 10-point lead in the first, Alabama a 14-point lead in the second and Ole Miss a nine-point lead in the third, and yet, the only team they lost to was Bama. (And it looked like they were going to win that one, too, until Bama’s defensive red zone magic struck.) Against Auburn’s awesome defense in Week 7, they eventually figured out a way to eke out 20 points and a road win; against Ole Miss’ awesome offense in Week 8, they allowed five straight touchdowns to start the game but stayed within pecking distance and then suddenly locked the Rebels all the way down. Ole Miss’ Trinidad Chambliss went 1-for-10 passing during a fourth quarter in which Georgia outgained the Rebels 143-13 and outscored them 17-0. The result: yet another comeback win 43-35.

When the Bulldogs need to score 40-plus, they do it. When they need to hold an opponent to 10, they do it. It would be awfully boring if, in this year of epic SEC parity — when Texas A&M, Missouri, Ole Miss and Vanderbilt all have at least a puncher’s chance at the crown — we got another Georgia-Bama conference title game. But it’s pretty damn hard to think we won’t at this point, isn’t it?


Don’t trust: Arch Manning and Texas’ offense

I called Ohio State’s defense the best in the country above, and I certainly believe it is. SP+, however, still leans toward Texas, which held the Buckeyes to 14 points in the season opener and has allowed only one opponent to score more than that. The Longhorns rank fourth in points allowed per drive and 10th in yards allowed per play — quite possibly the second-best defense in the sport to my eyes.

Despite the defense, however, and despite a potentially key tiebreaker win over Oklahoma last week, Texas is only fifth on the SEC title odds list above, just ahead of Missouri and behind those Sooners. You already know the reason, of course: an offense that ranks 74th in yards per play, 88th in points per drive, 101st in success rate (80th rushing, 110th passing) and 116th in percentage of plays gaining zero or negative yards. On 46.5% of their pass attempts this season, they’d have been as well or better off just spiking the ball into the ground; that “spike factor” ranks 120th.

I don’t bring this up to heap further scorn on Arch Manning, or at least not to specifically do that. The preseason Heisman favorite hasn’t gotten any of the help he needed this season, and he certainly didn’t in Saturday night’s 16-13 win over Kentucky. His running backs averaged 3.3 yards per carry in Lexington, and his first 25 pass attempts produced just eight completions and three sacks. He did complete four straight short passes late, but Texas gained just 179 yards against a Wildcats defense that allowed 461 yards to Eastern Michigan in mid-September.

The Longhorns survived when Kentucky foolishly called two straight halfback dives into the teeth of Texas’ enormous defensive line and turned the ball over on downs in overtime, setting up Mason Shipley’s game-winning field goal. But this offense is still failing to clear an increasingly low bar. It has underachieved against SP+ projections in five of seven games and needed a special teams touchdown to overachieve its projection against Oklahoma last week.

No matter how good the defense may be, it’s going to face four of the nation’s top 15 offenses (per SP+) in its last five games, and the offense is going to face three defenses that grade out better than Kentucky’s. If it can’t help Manning, and Manning can’t help himself and start to improve — a hard thing to do midstream, especially when your issues seem to be pretty fundamental things such as footwork, pocket timing and accuracy — then how exactly does Texas end up with a playoff résumé? Things could be worse; the Horns could have easily lost to UK. But it’s hard to see things getting much better.


I’m not sure my trust is going to be enough. At 5-2 with no serious résumé-building win opportunities left, it sure seems like Notre Dame will be at or near the bottom of a pile of hypothetical two-loss teams even if it gets to 10-2 at the end of the regular season. There’s no shame in losing to Miami and Texas A&M — teams that are a combined 12-1 — by four combined points, as the Irish did, and their list of quality wins just isn’t going to end up being all that impressive even if USC, Saturday night’s victim, keeps playing well.

For this conversation, however, that doesn’t really matter. All that matters is that this is one of the five best teams in the country right now, and I’m growing to trust the Irish considerably. (Well, everything but their place-kicking anyway.) They’ve overachieved against SP+ projections over the last five games by an average of 14.9 points. And even though quarterback CJ Carr had a poor game Saturday — 16-for-26 for 136 yards, a TD, an interception, a sack and a 32.8 Total QBR — they still overachieved against their offensive projections thanks to a 228-yard rushing performance from Jeremiyah Love, his first genuine breakout game of the year, and an 87-yard performance with a kick return score from backup Jadarian Price.

Combine a high-end offense with a defense that seems to have completely solved itself over the last month, and you’ve got a hell of a team. After allowing 32.7 points per game in Chris Ash’s first three games as coordinator, the Irish have since allowed just 12.8 per game despite playing USC (first in offensive SP+), Arkansas (fifth) and Boise State (25th), and despite dealing with injuries to stars such as corner Leonard Moore and tackle Gabriel Rubio. USC had scored at least 31 points in every game before Saturday and came to South Bend averaging 8.3 yards per play; the Trojans managed just 24 points and 5.6 yards per play against the Irish.

Thanks primarily to the early defensive struggles, the Irish were 21st in SP+ after three games. They’re now sixth after seven games. Only one remaining game is projected within 17 points, per SP+, and if they make the CFP they could do some serious damage. We’ll have to see what fate has in store in that regard.


This week in SP+

The SP+ rankings have been updated for the week. Let’s take a look at the teams that saw the biggest change in their overall ratings. (Note: We’re looking at ratings, not rankings.)

Moving up

Here are the five teams that saw their ratings rise the most this week:

Temple: up 4.5 adjusted points per game (ranking rose from 88th to 72nd)

Florida International: up 4.3 points (from 130th to 124th)

James Madison: up 3.6 points (from 59th to 47th)

Central Michigan: up 3.5 points (from 125th to 114th)

Oregon State: up 3.5 points (from 114th to 106th)

After losing to Delaware and UConn by a combined 89-26, FIU unleashed a nearly perfect performance out of nowhere Tuesday, heading up to Western Kentucky and winning 25-6. James Madison, meanwhile, knocked Old Dominion out in a delightful Saturday slugfest, scoring 42 straight points to turn a 27-21 deficit into a 63-27 rout.

But we need to talk about Temple for a second: The Owls hadn’t topped three wins since 2019, watching their meticulously rebuilt program crumble to the ground in the 2020s. But then they hired KC Keeler. It might have been the best hire of last offseason. The 66-year-old has them at 4-3 following Saturday’s 49-14 blowout of Charlotte.

Temple hasn’t had the athleticism to keep up with high-level power-conference opponents — Oklahoma and Georgia Tech beat the Owls by a combined 87-27 — but against teams in their weight class, they’re 4-1, having overachieved against SP+ projections by an average of 19.4 points and having lost only to unbeaten Navy in the last minute. What a turnaround.

Here are the five power-conference teams that rose the most:

Minnesota: up 3.1 points (from 57th to 49th)

UCF: up 3.0 points (from 58th to 51st)

Cincinnati: up 1.8 points (from 30th to 25th)

Stanford: up 1.7 points (from 108th to 101st)

North Carolina: up 1.6 points (from 103rd to 98th)

Minnesota sure does love playing Nebraska. The Gophers pummeled the Huskers on Friday night 24-6 to move to 5-2 on the season. Without that ghastly egg-laying loss at Cal in Week 3, they’d be ranked and looking at a potential 9-3 finish or so.

Moving down

Here are the 10 teams whose ratings fell the most:

UTSA: down 5.0 adjusted points per game (ranking fell from 61st to 71st)

Tennessee: down 4.0 points (from 11th to 18th)

Rutgers: down 3.8 points (from 50th to 67th)

Nebraska: down 3.7 points (from 20th to 26th)

West Virginia: down 3.6 points (from 80th to 97th)

Memphis: down 3.5 points (from 24th to 30th)

Northern Illinois: down 3.3 points (from 118th to 127th)

South Carolina: down 3.3 points (from 40th to 52nd)

USC: down 2.9 points (from 14th to 16th)

Clemson: down 2.8 points (from 39th to 46th)

There’s no great shame in losing at Alabama, but Tennessee’s slippage here has been a long time coming: The Vols have now underachieved against projections for five straight games, and they’ve done so by double digits in each of the past two. The defense, which finished sixth in defensive SP+ last season, has underachieved in every game and is down to 44th, and while the offense propped the Vols up for a while, it has also underachieved the past two weeks. Continued underachievement at that level would put them in danger of losing at Kentucky this coming week.


Who won the Heisman this week?

I am once again awarding the Heisman every single week of the season and doling out weekly points, F1-style (in this case, 10 points for first place, nine for second, and so on). How will this Heisman race play out, and how different will the result be from the actual Heisman voting?

Here is this week’s Heisman top 10:

1. Gunner Stockton, Georgia (26-for-31 passing for 289 yards and 4 touchdowns, plus 59 non-sack rushing yards and a touchdown against Ole Miss).

2. Fernando Mendoza, Indiana (24-for-28 passing for 332 yards and 4 touchdowns, plus 18 non-sack rushing yards against Michigan State).

3. Jeremiyah Love, Notre Dame (24 carries for 228 yards and a touchdown, plus 37 receiving yards against USC).

4. Julian Sayin, Ohio State (36-for-42 passing for 393 yards and 4 touchdowns against Wisconsin).

5. Alonza Barnett III, James Madison (17-for-25 passing for 295 yards and 2 touchdowns, plus 165 non-sack rushing yards and 4 TDs against Old Dominion).

6. Taylen Green, Arkansas (19-for-32 passing for 256 yards and 3 touchdowns, plus 131 non-sack rushing yards and 2 TDs against Texas A&M).

7. Diego Pavia, Vanderbilt (14-for-22 passing for 160 yards and a touchdown, plus 94 non-sack rushing yards and 2 TDs against LSU).

8. Colin Simmons, Texas (4 tackles, 3 sacks and 1 forced fumble against Kentucky).

9. Dylan Riley, Boise State (15 carries for 201 yards and a touchdown against UNLV).

10. Haynes King, Georgia Tech (14-for-21 passing for 205 yards, plus 120 non-sack rushing yards and a touchdown against Duke).

It was tempting to just give each of the top three names a share of No. 1 for the week. Love’s domination of USC was vital to Notre Dame’s playoff hopes (and really fun to watch), and Mendoza was ridiculous yet again — his Total QBR has now topped 90.0 in four of the past five games, and he’s completing 74% of his passes with a 21-to-2 TD-to-INT ratio. Kurtis Rourke was so good for the Hoosiers last season, and Mendoza is raising the bar.

I had to give No. 1 to Stockton, though. He had to be great for the Dawgs to keep up with Ole Miss, and when the Georgia defense finally showed up, Stockton raised his game even further. Awesome stuff.

Honorable mention:

Byrum Brown, USF (14-for-24 passing for 256 yards and 3 touchdowns, plus 123 non-sack rushing yards and a TD against Florida Atlantic).

Zabien Brown, Alabama (seven tackles and a 99-yard pick-six against Tennessee).

Anthony Hankerson, Oregon State (25 carries for 204 yards and 4 touchdowns against Lafayette).

Caleb Hawkins, North Texas (18 carries for 133 yards, plus 90 receiving yards against UTSA).

Brad Jackson, Texas State (26-for-38 passing for 444 yards, 2 TDs and 1 INT, plus 77 non-sack rushing yards and a TD against Marshall).

Nick Minicucci, Delaware (32-for-50 passing for 422 yards and a touchdown, plus 20 non-sack rushing yards against Jacksonville State).

Dante Moore, Oregon (15-for-20 passing for 290 yards, 4 TDs and 1 INT, plus 49 non-sack rushing yards against Rutgers).

Kejon Owens, Florida International (22 carries for 195 yards and a touchdown, plus seven receiving yards against Western Kentucky).

(By the way, a quick shoutout to Curry College’s Montie Quinn, who broke the Division III record with 522 rushing yards … on 20 carries! The Colonels beat Nichols 71-27, and his seven touchdowns alone gained 399 yards, including jaunts of 85, 84, 76, 64 and 58 yards.)

Through eight weeks, here are your points leaders:

1. Ty Simpson, Alabama (29 points)
2. Taylen Green, Arkansas (27)
3T. Fernando Mendoza, Indiana (19)
3T. Gunner Stockton, Georgia (19)
3T. Demond Williams Jr., Washington (19)
6T. Luke Altmyer, Illinois (16)
6T. Julian Sayin, Ohio State (16)
8. Trinidad Chambliss, Ole Miss (15)
9. Diego Pavia, Vanderbilt (14)
10. Jayden Maiava, USC (12)

For the first time all season, the points race and the current Heisman betting odds have begun to match up. Six of the above names are also in the top 10 per ESPN BET: Mendoza (No. 1 betting favorite), Simpson (No. 2), Sayin (No. 3), Stockton (No. 5), Pavia (No. 8) and Chambliss (No. 9T).


My 10 favorite games of the weekend

1 and 2. Stanford 20, Florida State 13 and California 21, North Carolina 18 (Friday). We had matching last-minute goal-line stands in the Bay Area, though Stanford-FSU gets the edge for adding in a mini-Hail Mary (to get to the Stanford 9 with two seconds left) and an untimed down following a pass interference call (which followed an errant snap). And are we sure Gavin Sawchuk didn’t make it to the end zone? One of the most unique finishes you’ll see.

Cal, meanwhile, merely forced a fumble millimeters before the end zone with four minutes left. Boring.

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Cal forces UNC fumble at the goal line for a touchback

Cal’s Brent Austin punches the ball out of Nathan Leacock’s hands at the goal line to force a fumble and subsequent touchback.

3. FCS: East Texas A&M 52, Incarnate Word 45. With 6:45 left, East Texas A&M took its first lead 45-42 after trailing by as many as 21 earlier in the game.

With 1:55 left, UIW’s Will Faris hit a 57-yard field goal to tie the game at 45-45.

With 0:27 left, ETAMU not only scored the winning points but did so with one of the most physical runs of the week.

Hot damn, EJ Oakmon.

4. Louisville 24, No. 2 Miami 21 (Friday). Louisville’s offense hasn’t carried its weight at times this year, but the Cardinals scripted out two early touchdowns and got a beautiful, 36-yard burst from Chris Bell. The defense took it from there. T.J. Capers‘ interception — the Cardinals’ fourth of Carson Beck — clinched the upset and sent the ACC race into chaos.

5. FCS: Lamar 23, UT Rio Grande Valley 21. UT Rio Grande Valley is 5-2 in its debut season; the Vaqueros have acquitted themselves well, and they almost took down a ranked Lamar team in Beaumont with two fourth-quarter touchdowns. But Ben Woodard nailed a 57-yard field goal with 1:03 left, and Mar Mar Evans picked off a desperate Eddie Lee Marburger pass with 14 seconds left. Lamar survived.

6. No. 9 Georgia 43, No. 5 Ole Miss 35. I almost just assumed that Ole Miss would score late and send this one to overtime. Alas. A heavyweight matchup in a heavyweight environment.

7. Tulane 24, Army 17. I reflexively made the Chris Berman “WHOOOP” sound when this happened.

8. Arizona State 26, No. 7 Texas Tech 22. Texas Tech backup quarterback Will Hammond finally looked like a backup, but the Red Raiders overcame a number of miscues to take the lead with two minutes left, only for ASU to respond with a 10-play, 75-yard drive capped by Raleek Brown‘s last-minute touchdown.

9. TCU 42, Baylor 36. One of many games with lengthy weather delays, this one almost saw a three-minute, 21-point comeback. TCU led 42-21, but Keaton Thomas returned a fumble for a touchdown, Sawyer Robertson completed a 35-yard touchdown to Kole Wilson, and Baylor recovered an onside kick with 30 seconds left. But Namdi Obiazor picked Robertson off near midfield, and the Horned Frogs survived.

10. UAB 31, No. 22 Memphis 24. You get points for creativity, Memphis. After Greg Desrosiers Jr. had his game-tying, 41-yard touchdown disallowed — replay determined he was down just short of the goal line — Memphis proceeded to commit two false starts and a delay of game, and backup quarterback AJ Hill‘s fourth-down pass to Cortez Braham Jr. was incomplete by inches. I’ve never seen a team lose a game like that.

11. Division II: Benedict 31, Edward Waters 27.

12. UCLA 20, Maryland 17.

13. Houston 31, Arizona 28.

14. FCS: Chattanooga 42, ETSU 38.

15. Marshall 40, Texas State 37 (2OT).

16. No. 16 Missouri 23, Auburn 17 (OT).

17. Iowa 25, Penn State 24.

18. Division III: No. 14 John Carroll 31, No. 11 DePauw 27.

19. NAIA: Faulkner 36, Cumberlands 35.

20. Florida 23, Mississippi State 21

It says a lot about the week that we had two SEC overtime games, and neither made the top 15.

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