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The worst offending areas for uninsured driving in the UK have been revealed – as a hit-and-run victim described how he was “left for dead” with catastrophic injuries.

Every 20 minutes, someone in the UK is hit by an uninsured or hit-and-run driver, the Motor Insurers’ Bureau (MIB) said, based on claims from over 26,000 victims each year.

Every day, at least one person is so seriously injured by an uninsured or hit-and-run driver that they need life-long care and every week, at least one person is killed by an uninsured driver, according to the bureau.

Thurrock in Essex is the worst offending area for uninsured driving, according to claim data from the MIB, a non-profit organisation created to protect people from the impact of uninsured and hit-and-run drivers.

Four different postal areas in Birmingham are among the 15 hotspots highlighted by the MIB, with areas in Peterborough, Manchester, Belfast and Havering also named due to housing a large number of defendants per 1,000 residents.

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Map shows worst areas for uninsured driving in UK

The 15 worst postal areas for uninsured driving
• 1. Thurrock (RM19)
• 2. Birmingham (B25)
• 3. Birmingham (B18)
• 4. Peterborough (PE1)
• 5. Sandwell (B66)
• 6. Havering (RM1)
• 7. Birmingham (B21)
• 8. Manchester (M18)
• 9. Birmingham (B35)
10. Belfast (BT17)
• 11. Epping Forest (IG7)
• 12. Belfast (BT13)
• 13. Buckinghamshire (HP18)
• 14. Bradford (BD7)
• 15. Luton (LU1)

One of the victims of an uninsured driver is cyclist Cahal O’Reilly, 55, who was five miles from the ferryport in Holyhead, Wales, when he was hit from behind in September 2021.

He was thrown on to the windscreen and 20m through the air until he landed on the side of the road, seriously injured.

The uninsured driver, who police estimate was driving at 70mph, fled the scene.

Mr O'Reilly suffered catastrophic injuries, including a broken neck and back. Pic: MIB
Image:
Mr O’Reilly suffered catastrophic injuries, including a broken neck and back. Pic: MIB

‘Left for dead’

“I was left for dead, bleeding to death on the side of the road,” Mr O’Reilly told Sky News.

“Nobody knows how long I was on the floor for. When I came to my senses, I could taste my own blood and feel the road on my cheek.”

He realised he was “pretty seriously injured” when he could not move his ankles, and lay still until help arrived.

A passing motorist, who initially thought Mr O’Reilly’s lifeless form was debris before realising it was a body, called the emergency services.

Mr O’Reilly was left with serious injuries, including a broken back and neck, shattered pelvis, smashed bone in his leg, and dislocated shoulder and required several surgeries in the days after the crash.

Police said Mr O'Reilly would be dead if he had not worn his helmet. Pic: MIB
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Police said Mr O’Reilly would be dead if he had not worn his helmet. Pic: MIB

The back tire of Mr O'Reilly's bicycle was completely ripped apart. Pic: MIB
Image:
The back tire of Mr O’Reilly’s bicycle was completely ripped apart. Pic: MIB

“I suffered a polytrauma, which is multiple horrendous injuries,” Mr O’Reilly said. “The police said if I hadn’t been wearing a helmet, I would be dead, and officers didn’t think I would make it.

“The hospital consultant told my wife that most people don’t survive the impact, the time until the ambulance arrives, and 22 hours of operations in 48 hours.”

Doctors had to use rods to reconnect Mr O’Reilly’s knee and ankle on his right leg, as the bottom of his foot “was just hanging on by skin and muscle”, and use an arterial skin graft from his left arm to help patch up the damage to his smashed leg.

Mr O’Reilly, who lives in Wandsworth, south London, also had to wear a neck brace for more than five months to stabilise his shattered neck and had to learn how to walk again, with serious setbacks on the way.

Mr O'Reilly had to learn how to walk again after extensive surgery. Pic: MIB
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Mr O’Reilly had to learn how to walk again after extensive surgery. Pic: MIB

‘Challenging’ recovery

“My pelvis and back fused and healed very quickly, but my leg took the main force of initial impact, with bits of my leg tissue found in the headlight of the car,” Mr O’Reilly said.

Just when he started seeing some progress in the rehab for his leg, about 18 months after the crash, doctors discovered that the metal work supposed to hold the bones together was falling apart, causing a serious infection in his leg.

Mr O’Reilly required another surgery and was told that if the bone did not heal, his leg would have to be amputated.

Mr O'Reilly's blood and tissue were found in the headlights of the driver's car. Pic: MIB
Image:
Mr O’Reilly’s blood and tissue were found in the headlights of the driver’s car. Pic: MIB

Four years on from the horrifying crash, he was told that his bone had finally fused last month.

“If you walk past me in the street, you wouldn’t know now, but the process to get there was very difficult and psychologically quite challenging,” Mr O’Reilly said.

The former British Army major hopes he will be able to return to work as a business consultant next year.

Read more:
Victim criticises ‘appalling’ sentence for uninsured driver
Nurse describes ‘horrific’ fatal crash

He is now campaigning with the MIB to stop uninsured drivers from hitting the roads, as he wants “nobody to go through what I had to go through”.

“We have to do something in this country,” he said. “People are morally making a choice where they don’t care about their fellow citizens and fail to insure their car and make sure it is properly taxed. Something like that is a social responsibility.”

Mr O'Reilly is campaigning with the MIB to stop uninsured motorists. Pic: MIB
Image:
Mr O’Reilly is campaigning with the MIB to stop uninsured motorists. Pic: MIB

£1bn cost of uninsured drivers

Uninsured driving costs the government £1bn a year, including compensation for victims, emergency services, medical costs and loss of productivity.

An uninsured vehicle is seized every four minutes across the UK, with almost 120,000 seized so far this year, the MIB said.

What are the penalties for driving without insurance?

Police can issue a fixed penalty of £300 and six penalty points to anyone caught driving a vehicle they are not insured to drive.

If the case goes to court, the penalties can increase to an unlimited fine and the culprit can be disqualified from driving.

Police also have the power to seize and, in some cases, destroy a vehicle that has been driven uninsured.

The bureau has launched a week-long road safety initiative in collaboration with police forces across the UK, including targeted enforcement in problem areas and public education to urge people to check their insurance status.

“Our aim is to end uninsured driving, which means working closely with the police across the UK to remove dangerous vehicles from our roads,” Martin Saunders, head of enforcement at MIB, said.

“At the same time, we are ramping up our support for motorists who want to drive legally, providing them with the knowledge they need to have the right cover in place.”

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Search for suspects after ‘pepper spray assault’ at Heathrow Airport

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Search for suspects after 'pepper spray assault' at Heathrow Airport

Police are investigating after a “number of people” were believed to have been attacked with pepper spray by a group of men who then fled.

Officers were called at 8.11am to a multi-storey car park at Terminal 3 following reports of multiple people being assaulted, said the Metropolitan Police.

A statement by the force said: “A number of people were sprayed with what is believed to be a form of pepper spray by a group of men who then left the scene.”

What we know so far
• Several assaulted with ‘pepper spray’
• One arrest – police hunt for more suspects
• Incident said to involve people known to each other
• Incident not being treated as terrorism
• 21 people treated by ambulance service – five taken to hospital
• Injuries not believed to be life-threatening
• Traffic disruption reported – but train lines since reopened

Live updates on Heathrow incident

Fire engines responding to the incident at Heathrow Airport. Pic: @_umarjaved
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Fire engines responding to the incident at Heathrow Airport. Pic: @_umarjaved

Armed police attended and one man was arrested on suspicion of assault. He remains in custody and enquiries continue to trace further suspects.

Police are not treating the Heathrow incident as terrorism.

More on Heathrow Airport

London Ambulance Service also attended the scene and treated 21 people, including five who were taken to hospital. Their injuries are not believed to be life-changing or life-threatening.

There is currently some disruption to traffic in the area and Terminal 3 remains open.

Increased police presence

Commander Peter Stevens said: “At this stage, we believe the incident involved a group of people known to each other, with an argument escalating and resulting in a number of people being injured.

“Our officers responded quickly and there will be an increased police presence at Heathrow Airport throughout the morning, to continue enquiries and ensure the safety of those in the area.

“We are not treating this incident as terrorism. I understand the public’s concerns and would like to thank those in the area for their cooperation this morning.”

A person is detained at the airport. Pic: @_umarjaved
Image:
A person is detained at the airport. Pic: @_umarjaved

‘Significant incident’

The London Ambulance Service said a “significant incident” was declared.

There was a “full deployment” of resources and the ambulance service is treating it as ongoing.

A London Fire Brigade spokesperson said: “We were called at 8.14am today to assist emergency service colleagues at an incident near Terminal 3 at Heathrow Airport. Firefighters remain at the scene.”

Heathrow is advising passengers to allow extra time when travelling to the airport and to check with their airline for any queries.

There was disruption to train and Tube services, with some delays on the Elizabeth Line and the Piccadilly Line.

National Rail said on its website that lines had been reopened allowing trains to call at Heathrow “following the emergency services dealing with an incident at the airport”.

It said: “Although lines have now reopened, disruption is expected to continue whilst services return to normal, delays of up to 10 minutes and cancellations can be expected until 11.45am.”

National Highways East said on X: “A serious incident within the @HeathrowAirport Tunnel has resulted in the closure of the #M4 spur road southbound between M4 and J4A.

“@metpoliceuk responding. We’ll keep you updated.”

It later said: “Incident has been resolved and all closures lifted on the #M4 southbound @HeathrowAirport spur road between #M4 and J4A.”

People on social media have reported vehicles were being searched at the airport.

A user on X said there was a “major backlog of cars unable to leave the vicinity or enter the drop-off zone” at Terminal 3.

In footage on X, several armed police were seen in a car park.

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England and Scotland fans discover where their opening World Cup games will be played

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England and Scotland fans discover where their opening World Cup games will be played

England and Scotland fans have found out where their World Cup group games will be played when the tournament kicks off in June.

England, who are in Group L, will begin their tournament against Croatia in Dallas at 4pm EST (9pm BST) on 17 June. They will then go on to face Ghana in Boston at 4pm EST (9pm BST) on 23 June and Panama in New Jersey, New York, at 5pm EST (10pm BST) on 27 June.

Scotland are in Group C, and their first match will be against Haiti in Boston at 9pm EST on 13 June (2am GMT the following morning).

They will go up against Morocco also in Boston at 6pm EST (11pm GMT) on 19 June and then Brazil in Miami at 6pm EST (11pm GMT) on 24 June.

Fans are expected to rush to sort their travel and accommodation plans now that they know where and when the matches take place.

Read more: Unapologetically political – a World Cup draw like no other

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England and Scotland learn World Cup fate

Wales and Northern Ireland have yet to find out if they will qualify.

Wales must face a play-off against Bosnia and Herzegovina in Cardiff, then either Italy or Northern Ireland, if they are victorious.

If they beat these play-off opponents, they will secure their place in Group B alongside Canada, Qatar and Switzerland.

However, Northern Ireland will also be vying to guarantee their spot in the same group if they can beat Italy and then either Wales or Bosnia and Herzegovina.

This breaking news story is being updated and more details will be published shortly.

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World Cup 2026 – who England, Scotland, Wales, Northern Ireland and the Republic of Ireland will play

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World Cup  2026 - who England, Scotland, Wales, Northern Ireland and the Republic of Ireland will play

Scotland and England now know who they will face in the group stage of the next summer’s world cup.

But the fates of Northern Ireland, the Republic of Ireland and Wales won’t be determined until they compete in pre-tournament play-off matches in March.

England are in Group L along with Croatia, Panama and Ghana. Their first match will be against Croatia, who beat them in the semi-finals of the 2018 World Cup in Russia.

Pic: Reuters
Image:
Pic: Reuters

Scotland’s first match will be against Haiti, in Group C.

Brazil and Morocco are the other Group C teams – both countries were also in the same opening group as Scotland in the 1998 World Cup in France.

Trump and Infantino at the World Cup draw
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Trump and Infantino at the World Cup draw

Wales have yet to find out if they will qualify as they must face a play-off against Bosnia and Herzegovina in Cardiff, and then either Italy or Northern Ireland, if they are victorious.

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More from UK

If they can overcome these play-off opponents then they will secure their place in Group B along with Canada, Qatar and Switzerland. But Northern Ireland will also be vying and hoping to guarantee their spot in the same group if they can beat Italy and then either Wales or Bosnia and Herzegovina.

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‘Bring it on!’: Scotland fans react to World Cup draw

The Republic of Ireland also need to get through the play-offs first and are paired against the Czech Republic for their semi-final. Should Ireland win that match, they will need to beat either North Macedonia or Denmark to get to the finals where an opening group containing joint hosts Mexico, South Africa and South Korea awaits.

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